Startup InsurTech Award - Photocert

1. PHOTOCERT ®

2. PHOTOCERT BRINGSAUTHENTICITY
BACKTO BUSINESS
AI POWERED AND BLOCKCHAIN ENABLED SOLUTIONS
FOR A SECURE DIGITIZATION OF THE OPERATIONAL PROCESS

3. SATISFY CUSTOMERS’ HIGH
EXPECTATIONS AND NEW
NEEDS
DIGITAL TRANSFORMATION AS
DRIVER OF COMPETITIVE
ADVANTAGE
TECHNOLOGY ASTHE BIGGEST
OPPORTUNITY FOR GROWTH
MARKETINSIGHT:
INSURTECH–THE INNOVATIONIMPERATIVE
Source:© 2017Accenture Survey«TecnologyVisionfor Insurance2017»
80% 79% 83%

4. CLAIMS PROCESS: MAIN ISSUES
FRUSTRATINGCUSTOMEREXPERIENCE
DELAYED FNOL* ANDLONG CYCLETIME
LOWACCURACY/RECEPTIVETOFRAUD
HIGHCLAIMSHANDLINGCOSTS
*First Notification Of Loss

5. WHAT
INSURERS WANT
Increased operational efficiency Shorter claim
cycle-time
WHAT
POLICYHOLDERSWANT
High CustomerRetention Mobile-firstexperience
24/7 accessto services
AUTOMATION
Lower LAE*
Increased auditability
*LossAdjustmentExpense

6. NORISKS OF
CLAIMSFOR PRIOR
DAMAGES
CUSTOMERSSUBMITPICTURES
OFWHAT THEY HAVEJUST
INSURED
CREATINGA SECURE STANDARDFOR CLAIMS SINCETHE POINTOF SALE
CERTIFICATIONOFTHE EXACT
CONDITIONSOFTHEVEHICLE–ITEM
–PROPERTY

7. IMMEDIATE NOTIFICATIONFROM
THECUSTOMER
ACCELERATEDDECISION
MAKING PROCESSAND LIVE
DAMAGE EVALUATION
CARACCIDENTOR
PROPERTYDAMAGE
Secured byPhotocert
CREATINGA SECURE STANDARDFOR CLAIMS WITH IMMEDIATE FNOL

8. EFFICIENT
AUTOMATION
CUSTOMER
SATISFACTION
WHYIS PHOTOCERT DIFFERENT?
FRAUD
PREVENTION

9. CERTIFIED EVIDENCE IN ONE CLICK
LOGIN TOTHE
COMPANY APP TAKEA PICTURE
TAPTHE FINGERPRINT
ICON THEPIC IS CERTIFIED
> > >

10. PHOTO VERIFICATION
Verification of the
authenticity of a
picture that has not
been taken through
an app Secured by
Photocert
CERTIFIED AUTHENTIC EVIDENCE PROVIDED BY POLICYHOLDERS
PHOTO CERTIFICATION
Technology that
certifies –at the
moment of the shot
– the authenticity
of a picture taken
through a mobile
app secured by
Photocert
CERTIFIED VIDEO
Record a video to
easily certify the
state of your
insured object
before start to
use it.

11. ENABLES LIVE VIDEOSTREAMING TO HELP POLICYHOLDER
LIVE VIDEO
Starta live stream video toavoid
unnecessary adjuster onsite visits and
leverage afaster initial assessmentLIVE

12. DESIGNED FOR A SEAMLESS INTEGRATIONAND HIGHESTSECURITY STANDARDS FOR FRAUD PREVENTION
ENTIRELYMOBILE-DRIVEN
EXPERIENCE
Self-service operationsaccessible
24/7
HIGHLY CUSTOMISABLE
TheAPIsmatchthe lookand
feeloftheapp
It takeslessthan4hourstoplug
ourAPIsina hostapp
EASY IN-APPINTEGRATION
TRUSTED TIMESTAMPING SERVER
Issueroflegallyvalidcertificatesof
dateandtimeofarecord.Encrypted
certificateattachedtothephoto
ETHEREUMBLOCKCHAIN
Alternative storage infrastructureto
TTS for thecertificationsof the
picturesthrough smart contractsto
prevent frauds