Premises Liability and Risk Management Premises-liability" law covers any type of claim that results from an allegedly "unreasonably dangerous condition" on the property. While commercial facilities such as grocery and retail stores, restaurants and malls are the most common targets due to the large volume of customers that enter their stores, all business owners who have a physical business location are at risk. But so are home owners and landlords, when guests or renters get injured because of some property condition. Premises-liability claims typically are made by customers, employees, guests or tenants who sustain personal injuries as a result of a: Slip, Trip and Fall Event Malfunctioning Equipment Falling Objects Poor Lighting

1. “ Risk Management in Premises Liability” Design, Construction & Maintenance Johann F. Szautner, P.E., P.L.S. Cowan Associates, Inc.

10. GOLD STANDARD OR RED HERRING SR = 0.5 = safe walking? Maybe! People can walk on ice if they know that they are walking on ice.

12. Classic Trip & Fall

13. Not anticipated Slip & Fall

15. Obvious Trip & Fall?

16. The High Heel Trap

18. Outside: Slippery when wet

19. The Speed Bump – can you see it?

20. Darn Ramps

22. Inside: Slippery when wet

23. Risk Management ???

24. Slip or Trip? Definitely a Fall

25. Close-up of the culprit

27. Short Cut: You allow it – you maintain it

29. Attractive Display - quick look away!

31. A different single step fall

32. How to get in? How to get out?

34. The peculiar stair stumble & fall

35. The usual stair stumble & fall

37. The Lead Foot Case

38. Open Manholes =

40. Manage Risk