Grade 7 studying PSHE and Citizenship

1. NEEDS AND
WANTS
Prepared by:
Mark John M. Escalante

2. THE THINGS
WE SPEND
MONEY CAN
BE DIVIDED
INTO TWO
GROUPS

3. NEEDS ALSO
KNOWN AS
NECESSITIES
These are
essential things
we need to be
able to survive.

4. NEEDS ALSO
KNOWN AS
NECESSITIES
These includes
our homes,
electricity, gas,
water, food,
clothes, and
toiletries.

5. WANTS ALSO
KNOWN AS
LUXURIES
These are things we want to have.

6. WANTS ALSO
KNOWN AS
LUXURIES
These makes our lives more comfortable, such as fridges to keep
our food fresh, bicycles and cars so that we can travel, and
personal computers.

7. WANTS ALSO
KNOWN AS
LUXURIES
This also includes the money
we spend on entertainment
either at home on TVs , DVDs
and computer games,
NETFLIX and the like, or
outside home going to the
cinema, to clubs, sporting
events, cafes and on
holidays.

8. MY FAMILY IS
RICH, AND WE
CAN AFFORD
TO BUY THINGS
WE WANT.
WHAT’S THE
PROBLEM WITH
THAT?

9. MY FAMILY
IS RICH, AND
WE CAN
AFFORD TO
BUY THINGS
WE WANT.
WHAT’S THE
PROBLEM
WITH THAT?
Most of the times we are
reluctant of our status. But we
cannot tell what lies ahead. It’s
better to at least you save than
to be left with nothing in the
future.

10. HOW TO
MAKE
MONEY –
INCREASIN
G YOUR
INCOME

11. INVEST YOUR
SAVINGS
Don’t just keep your money that you are saving in
a piggy bank. Pay the money into a bank or
building society each week or month. Look for a
savings account that will pay you a good rate of
interest.

12. FIND A JOB

13. SELL ITEMS
YOU NO
LONGER WANT
You may be able to make some money by selling items
that you no longer want.

14. SELL ITEMS
YOU NO
LONGER
WANTYou can put an advert in a
local shop window, sell items
on the internet, or take items
such as DVDs or games to a
shop that will accept them
either in part-exchange or will
give you cash for them

15. SOME TIPS ABOUT SELLING

16. SOME TIPS ABOUT
SELLING
• Sell things that you own personally, not shared by
the family.
• Be careful of selling things on the internet.
• Don’t sell items at school.
• Don’t sell items that don’t work properly.
• Don’t overprice an item.
• Be prepared for the buyer to try to bargain with
you.
• Make sure that the buyer pays for the item before
you hand it over.
• If you are made an offer and are unsure whether or
not to accept it, say you’ll think it over.

17. REFERENCE
Your Life (The whole-school solution for PSHE and
Citizenship) by John Foster and Simon Foster