AGA Message

1. Lingayen Catholic Credit
Cooperative 50th Annual General
Assembly

2. My first encounter with LCCrC was in
the 1987 something. When
cooperatives are still under DA. We
attended various seminars to learn
more about coop management and
coop as a distinct business

3. Then when I transferred to DA to CDA
being the first CDS-II for Pangasinan,
LCCrC was more than willing to help
me prepare the stage for the CMC
celebration. I most remembered
Ma’am Salud including the other
officers of the cooperative who were
helpful and supporting

4. LCCrC also became a big brother
to KKMPC where they have
provided us some form of
assistance. They never
hesitate to extend assistance

5. LCCrC have been an active partners
of CDA in the implementation of
our program. They were so kind
enough to accommodate most of
our request.

6. For my professional growth,
LCCrC accommodated me in
nationwide training like in
Subic and Coconut Palace.

7. I became a member officially two years ago
and I was able to purchase a second
hand car and house repairs thru their
lending program. Being a practitioner, I
paid my loans in full. Then this year my
husband and daughter became members
of LCCrC and we are proud members
ever since.

8. For the update part
 The LCCrC was organized in 1964 Re reg
Oct 20, 2009
 13,122 member (Dec 2012)
 P 111,576,298 Paid Up Capital
 P 249, 268.201 Total Assets
 P 129,143,575 Total Networth
 P101,566,000 Volume of Business
 P 6,681,025.52 NS

9. Performance Review
th out
Regional Level Rank 4
of 212 Millionaire Coop
nd out of
Provincial rank 2
105 Millionaire Coops

10. 2012
Rank 2nd Regl out of 175 in effect
an increase of 37 new millionaire
coops
Rank 2nd out of 92 – increase of 13
millionaire coops in Pangasinan

11. IN terms of Membership
Tubao
25649
SACDECO 19048
LCCrC
12282
SHSC
11068
FVMPC
3382

12. In terms of PC
CPRCE MPC 247,353,520.12
Tubao
210,104,429.51
SACDECO
139,892,272.91
LCCrC
111,576,298.31 (same rank 2012)
GLEDCO
92,652,000

13. In Terms of TA
•
•
•
•
•
SACDECO
TCC
CPRCE MPC
GLEDCO
LCCrC
785,525,880.37
653,878,179.73
329,951,675.59
306,808,285.38
249,268,201.22 same rank 2012

14. In terms of NS
CPRCE MPC
SACDECO
TCC
GLEDCO
LCCrC
2012 way below
45,995,288.81
34,521,912.17
14,968,260.42
7,498,130.08
6,681,025.52

15. 2013 Winner Provincial and Regional
Levels Best in Community
Development and Involvement for
Gawad Parangal

16. These are your
significant achievements (2012-2013)
For 50 years of existence is a
manifestation of a sound guidance
and a thoughtful, valued perspective.
You have a legacy to be proud of and
many accomplishments to celebrate.

17. It’s a common knowledge that LCCrC have
encountered some form of internal shocks and
controversies surrounding the case of the
former treasurer – be as it may LCCcR is a
model coop that can withstand any crisis, it
showed resilience in dealing with the financial
crisis and that incident was a wake up call –
officers faced their responsibilities and there
was structural reforms implemented, officers
were more vigilant more than ever.

18. The leadership, dedication, professionalism and
expertise and most importantly facts in terms
of OVI speak for the image of the cooperative.
You were able to build a competent
cooperative worthy of trust and respect of the
CDA and the coop sector in our region.

19. 22 MCs for 2013
MC 2013 – 02 Supplemental Rules on the training reqmts
of Coop Directors, officers and Committee members

23. MC 2013-04 Clarificatory Policy on
Share Capital

25. MC 2013 -06 Clarificatory Policy on
the member’s Right to examine –
Under Art 83 -52 of RA 9520

28. MC 2013-20 Revised Guidelines
Governing the conduct of conciliation
mediation proceedings before CDA

30. Certification of Non Settlement

31. MC 2013 -21 revised Guiltiness
Governing the conduct of Conciliation
Mediation Proceedings at the Primary
And Union/Federation Level
The following matters are not covered by mediation
and conciliation proceedings:

32. REVISED GUIDELINES GOVERNING THE CONDUCT OF CONCILIATIONMEDIATION PROCEEDINGS Page 3 of 6 BEFORE THE COOPERATIVE
DEVELOPMENT AUTHORITY (CDA)
a) Violation of Article 47 of RA 9520 (Dealings of Directors, Officers or
Committee Members);
b) Violation of Article 48 of RA 9520 (Disloyalty of Directors);
c) Violation of Article 49 of RA 9520 (Illegal Use of Confidential Information);
d) Violation of Article 83 of RA 9520 (Right to Examine);
e) All matters relating to franchise or certificate of public convenience and
necessity of public service cooperatives as stated in Article 111 ( 2) of RA 9520;
f) Non-compliance with other laws as stated under Article 135 of RA 9520;
g) Violation of Article 140 of RA 9520( Penal Provisions );
h) Issues which are criminal in nature cognizable by the regular or special courts;
i) Violation of Article 125 of RA 9520 (Prohibition );
j) Other disputes which is not subject to a compromise; and
k) Other matters which fall under the administrative and regulatory functions or
matters that pertain to compliance with the mandatory requirements of law and
related issuances.

33. Certificate of Non-Resolution
If the conciliation/mediation is not successful
before the CDA, a shall be issued by the
Authority within five (5) calendar days from
termination of conference/failure to appear
during the preliminary conference despite due
notice or written notice of parties’ noninterest in conciliation-mediation.

34. MC 2013 Guidelines on Mainstreaming
Gender and Development (GAD) in
Cooperatives

37. The ICA has declared the Blueprint for a
Cooperative Decade. The blueprint strategies
involve 5 critical interlinked themes: Identity,
Participation, Sustainability, Legal Framework
and Capital as an aimed implementing
strategies until 2020 for the growth of
cooperatives globally

38. The ambitious plan in this Blueprint - the “2020
vision” - is for the co-operative form
of business by 2020 to become:
• The acknowledged leader in economic, social
and environmental sustainability
• The model preferred by people
• The fastest growing form of enterprise

39. The overarching agendas are: (1) Elevate
participation within membership and
governance to a new level; (2) Position
cooperatives as builders of sustainability; (3)
Build the cooperative message and secure the
cooperatives identity; (4) Ensure supportive
legal frameworks for cooperative growth, and
(5) Secure reliable cooperative capital while
guaranteeing members control

40. Simply
Participation, sustainability, identity, legal
framework (poor legislation will always be a
barrier) and capital
PARTICIPATION - it was challenging to make
everyone working together
Vision 2020 aims decade of co-operative growth
in rural communities also to make the rural
population’s voice heard.

41. Cooperative enterprises build a
better world;
Thank you very much for your
contribution to this goal - in bringing
13,122 people working together;
TYVM for your contribution for
improved livelihoods

42. TYVM Raising the profile and image of
co-operatives beyond the limits of
the sector itself, in civil society and
amongst governmental and intergovernmental bodies.

43. We wish you continued success as you celebrate
this important milestone. Congratulations on
50th Anniversary, and God’s Blessings to your
LCCrC and those who will benefit from it.
Wishing you all the very best for many more
decades to come