The document provides information about joining the Global Dollar Builder Credit Cooperative (GDBCC). It discusses the requirements for becoming a member, including undergoing a Pre-Membership Education Seminar (PMES). The PMES covers basic concepts of cooperatives and details about GDBCC, its products/services, and how members can earn income and benefits. All cooperatives must register with the Cooperative Development Authority according to Philippine law.

1. All Cooperatives must be registered with the Cooperative Development
Authority (CDA) as mandated under Contact 09392369981 9520 known as the PHILIPPINE
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Republic Act.
July 15, 2012
COOPERATIVE CODE of 2008.
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2. www.globaldollarbuilder.net
All GDBCC members are
required to attend PMES
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3. Welcome to our
Pre-Membership Education Seminar
Pre-membership Education Seminar
(PMES) is the first step to undertake We will show you how to
before joining a cooperative. join our coop the thrift way.
You will gain basic knowledge about
cooperative and the cooperative that No member will be accepted
you are going to join.
in our cooperative without
Part I of this presentation deals with undergoing Pre-Membership
the Concepts of Cooperative. Education Seminar (PMES).
Part II will discuss about Global Dollar
Builder Credit Cooperative.
You can have your PMES OFFLINE through our main office in Pasig City or at any
sector center nearest your area or you can have it ONLINE. This presentation is
intended for online PMES for our new members who are unable to attend at our
office or sector centers . The topics presented here are basically the same.
Disclaimer: This presentation is our team’s effort to impart knowledge about cooperative and Global Dollar
Builder Credit Cooperative. The topics presented here are also found in our Education & Training site.
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4. Part I Basic Concepts of Part II Global Dollar Builder
Cooperative Credit Cooperative (GDBCC)
Republic Act No. 9520 Legalities (Business Permits)
What is a Cooperative? Brief Background of GDBCC
Principles of Cooperative Board of Directors
Types of Cooperative GDBCC Products & Services
Categories of Cooperative Advantages of GDBCC
General Steps in Forming a Coop How to Get Started
Kinds of Membership GDBCC Member Benefits
Kinds of Common Bond of Interest Income Potential
Summary of Benefits Ways to Earn as GDBCC Members
Sources of Cooperative Funds Dollar Compensation Plan
Organizational Structure Power Peso Compensation Plan
Basic Duties of Coop Members FREE E-Books
Success Factors of Cooperative Future Projects
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5. Republic Act No. 9520
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6. What is a Cooperative?
A cooperative is a duly registered association of persons with a common
bond of interest, who have voluntarily joined together to achieve a lawful
common social or economic end, making equitable to contribution to the
capital required and accepting a fair share of the risks and benefits of the
undertaking in accordance with universally accepted cooperative principle.
Characteristics of a Cooperative
◊ Autonomous and Duly Registered Association
◊ Common Bond of Interest
◊ Voluntarily Joined Together
◊ Achieve Social, Economic and Cultural Needs and
Aspirations
◊ Equitable Contributions
◊ Patronizing Products and Services
◊ Share Risks and Benefits
◊ Cooperative Principles
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7. What are the Principles of Cooperative?
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8. What are the Types of Cooperatives?
There are various types depending on the common interest of members that unite
to form a cooperative. The main types are credit, consumer, producer, service and
multi-purpose cooperatives.
Credit Cooperative: Promotes thrift and savings among its members and
creates funds in order to grant loans for productivity.
Consumer Cooperative: The primary purpose is to procure and distribute
commodities to members and non-members.
Producers Cooperative: Undertakes joint production whether agricultural
like farmers/fishermen cooperatives or industrial like dairy cooperatives.
Service Cooperative: Engages in medical, health or dental care;
hospitalization, transportation, insurance, housing , labor, electric light and
power, communication, financial, coop bank, education , advocacy, agrarian,
and other services.
Multi-Purpose Cooperative: Combines two (2) or more of the business
activities of these different types of cooperatives.
Global Dollar Builder Credit Cooperative (GDBCC) is a
credit type cooperative.
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9. What are the categories of a Cooperative?
According to membership and territory, the following are the
categories of cooperatives:
In terms of membership:
I. Primary: The members of which are natural persons of legal age;
II. Secondary: The members of which are primaries; and
III. Tertiary: The member of which are secondaries upward to one or
more apex organizations. Cooperatives whose members are
cooperatives are called federations or unions.
In terms of territory, cooperatives are categorized according to areas
of operation which may not coincide with the political subdivisions of
the country.
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10. General Steps in Forming a Cooperative?
1. First, get organized
2. Second, prepare a general statement called an economic
survey
3. Third, draft the cooperatives by-laws
4. Fourth, draft the articles of cooperation
5. Sixth, register your cooperative with the Cooperative
Development Authority (CDA)
*Note: In every step, you may consult the CDA. The CDA
emphasizes education as a key to the success of cooperatives.
What is an Economic Survey?
An economic survey is a general statement describing the structure, purpose, economic
feasibility of the proposed cooperative, area of operation, size of membership and other
pertinent data. It is, in fact a project feasibility study The structure describes the kind of
cooperative being set, up whether it is primary, secondary or tertiary and whether it is a
credit, consumer transport or any other type of coop.
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11. Who May Become Members of a Primary Cooperative?
If you are a Filipino of legal age, you can be a coop member if you
meet the qualifications prescribed by the coop's by laws. The board of
directors act on application for membership. A member may exercise
his rights only after having paid the fees for membership and acquired
shares in the cooperative.
Can Government Officers and Employees Join a Cooperative?
Yes, provided that: Any officer of the government of the CDA shall be
disqualified to be elected or appointed to any position in a cooperative;
Elected officials of the government, except barangay officials, shall be
ineligible to become officers and directors of cooperatives; and Any
government employee may, in the discharge of his duties as member in
the cooperative, use official time provided that the operations of the
office where he works are not adversely affected.
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12. Cooperative By-Laws
The qualifications for membership; how they are acquired, maintained and lost;
The rights and obligations of members;
The condition for transfer of a share of interest;
The rules and procedures covering agenda, time, place, and manner of calling, covering ,
conduct meeting, quorum requirements, voting system, and other, matters related to the
business affairs of the general assembly, board of directors, and committees;
The general conduct of the affairs of the cooperative , including the powers and duties of
the general assembly, board of directors, committees and the officers, and their qualifications
and disqualifications;
The manner in which capital may be raise and purpose for which it can be utilized;
The mode of custody and investment of net surplus;
The accounting and auditing systems.
The manner and limitations of loaning and borrowing, including limitations;
The methods of distribution of net surplus;
The manner of adopting, amending, repealing, and abrogating by-laws;
A conciliation or mediation mechanism for the amicable settlement of disputes among
members, directors, officers and committees; and
Other matter pertaining to the purpose and activities of the cooperative.
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13. Content of The Article of Cooperation
The Article of Cooperation is a duly notarized document that legally binds all the
signatories in the formation of a cooperative. It should contain:
The name of the cooperative which shall include the word "e; cooperative, "e;
e.g. Global Dollar Builder Credit Cooperative;
The purpose of the cooperative and scope of business;
The term of existence of the cooperative (not more than 50 years);
The area of operation and the postal address of the registrants;
The common bond of membership;
The list of names of the directors who shall manage the cooperative; and
The amount of its share capital, the names, and residences of its contributors
and a statement of whether the cooperative is primary, secondary of tertiary in
accordance with Article 23 of R.A 6938.
What is the Minimum Number of Members in a Cooperative?
Fifteen (15) natural persons of legal age who are citizens of the
Philippines
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14. What Are The General Requirements in Registering a Cooperative?
You will need four copies each of the Economic Survey, By-Laws and Articles of Cooperation.
The Articles of Cooperation should be duly notarized and accompanied by there following.
Bonds of the accountable officers (any director, officer and employee handling funds,
securities offices and employee handling funds, securities or properties on behalf of the
cooperative. The board of directors determine the amount of bonds required based on the
initial network which shall include the paid-up capital, membership fees and other assets of
the cooperative at the time of registration); and Sworn statement of the treasurer showing
that at least 25% of the authorized share has been subscribed and at least 25% of the total
subscription has been paid. The paid-up capital must not be less than P2,000. It must be
noted that no member may own more than 20% of the subscribed capital; and that each
share must not be less than P1.00.
How Much Is The Registration Fee?
CDA Memorandum Circular No. 92-004, effective 01 May 1992 provides that registration fee
shall be one tenth (1/10) of one percent of the paid-up share capital with the minimum of:
P250 for new primary cooperative; P500 for secondary cooperative, P2,000.00 for tertiary
cooperative while laboratory cooperative is free of charge.
Cooperative Process WELFARE Articles of Cooperation By Laws, Rules & Regulations Other
policies BOD’s Committee Officers/ members GENERAL ASSEMBLY Elect/appoints
Plan/formulates.
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15. What are the kinds of Membership?
A regular member is one who is entitled to all the rights
and privileges of membership as stated in the Cooperative
Code and Articles of Cooperation and By Laws.
An associate member is one who has no right to vote and
be voted upon and is entitled only to such rights and
privileges under R A 9520, usually given 2 years to prove
his/her worth to become a regular member and subject to the
approval of the Board of Directors.
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16. What are the kinds of common bond of interest?
Residential Global Dollar Builder
Credit Cooperative
Institutional (GDBCC) common bond of
interest is associational and
to become a regular coop
Occupational member with GDBCC, you
must be registered and do
your duties as a member.
Associational
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17. Summary of Benefits derived from membership in
cooperatives
Economic Benefits
Members develop the habit of thrift and the wise use of money.
Members avail of loans at reasonable rate of interest for productive
and provident purposes; thus, increasing the members' income.
Social Benefits
Members develop awareness in solving common problems or needs
among themselves.
Members develop the feeling of belongingness, love and concern for
fellowmen.
Membership in cooperative inculcates unified participation in
community affairs
Political Benefits
Advocacy
Check and Balance
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18. How Is The Net Surplus Of A Cooperative Allocated And Distributed?
As far as the coop is concerned, this excess payment or surplus is considered as having
been returned to the members if the surplus is distributed in the following manner: First
priority goes to the reserve fund at least 10 percent of the net surplus. Second priority
goes to the Education and Training fund which is not more than 10 percent of net surplus
Third priority is an optional fund, a land and building fund, community development fund
and any other necessary funds.
What Are The General Privileges Enjoyed By Cooperatives?
These privileges are: Three rights to deposit their valuable in government offices free of
charge with the government official acting as custodian of such valuables. Free use of
space, when the cooperative members are government employees, in the same
government office. Special types of coops like cold storage, electricity, transport and
similar services can open their membership to all persons qualified in their areas of
operation. The preferential right to supply government offices with their produce, in the
allocation of fertilizer and rice distribution, use of butteries for shipment of their goods,
and in the management of public markets. Entitlement to loans, credit line, and
rediscounting of notes with government financial institution like PNB, Land Bank and
DBP. Exemption from prequalification requirements when bidding for a government
project. The right to be represented by the provincial or city fiscal or the Office of the
Solicitor general, free of charge in legal suits.
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19. Sources of Cooperative Funds
Share Capital
Savings Mobilization & Capital Build
Savings Deposit Up Program (SMCBUP):
Loans from Members
Revolving Capital - Share Capital Build Up
Capital, Fees: Membership, • A cooperative shall have a capital
Transfer, Fines/Penalties formation process for the operation
Dividend/Patronage Refund of its business
Retentions - Services, • The capitalization of cooperatives
Goods/Products and the accounting therefore shall
External Sources: Loans or be governed by the provisions of
Borrowings, Subsidies, Grants, the Cooperative Code and the
Aids, Donations regulations issued hereunder
Other Sources: Fund-Raising
Activities • The shares of cooperatives are
registered with the CDA those of
GDBCC SHARE CAPITAL corporations are registered with
Every member who joins is entitled to a coop SEC
share of 22 shares valued at P100 per share
based on the minimum subscribed capital.
This comes as part of your earning.
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20. Capital Sources Savings Mobilization
Art 73. Capital Sources – Savings is encouraged to cooperatives
Cooperative registered under this to augment the group business that
Code may derived their capital from members engaged into. It could be
any of all of the following: used for expansion of the enterprise.
Some of the savings schemes used by
Member’s share capital;
Loans and borrowings including most cooperatives are the following:
deposits;
Revolving capital which consists “Piso-piso deposito” or One Peso
of the differed payment of a day savings
patronage refunds, or interests on Birthday Regalo (for Christians) &
share capital; and Ramadhan Regalo (for Muslims)
Subsidies, donations, legacies, Raffle tickets or raffle draws
grants, aids and such other Twenty Five centavos retention to
assistance from any local or
foreign institution whether every item being sold by
public or private cooperative store (or any amount
agreed)
Other savings schemes
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21. Does A Cooperative Follow A Basic Organizational
Structure?
• Yes. A cooperative will need at least the
following for its day to day operation.
– General Assembly
– Board of Directors
– Set of Officers
– Committee System
– Hired management/ paid employees
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22. A cooperative needs an organizational structure for its day to day operation.
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23. What Is The General Assembly? What Are The Powers Of The
 The General Assembly is the highest General Assembly?
policy-making body of the
cooperative and is the final authority The General Assembly has the
in the management and administration following exclusive powers which
of the affairs of the cooperative. cannot be delegated:
 It is composed of members who are
entitled to vote, duly assembled and To determine and approve
constituting quorum.
amendments to the articles of
 The general assembly holds at least cooperation and by laws;
one meeting a year; the date of the
meeting is fixed in the by laws, or To elect or appoint the members of
within 90 days after the close of each the board of directors, and to remove
fiscal year. them for cause;
 For newly registered cooperatives a To approve developmental plans of
special general assembly meeting the cooperative; and
must be called within 90 days from Other matters requiring a 2/3 vote of
the date of approval. all the members of the general
assembly
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24. What Is The Board Of Directors? Who Can Be Members Of The Board
• The Board of Directors is the body Of Directors?
that formulates policies, directs,
supervises and manage the business All regular members who meet the
of the cooperative. qualification and none of the
• It is composed of five (5) to fifteen disqualification set by the laws of the
(15) members elected by the general cooperative can be elected to the board
assembly. of directors.
• Their term of office is determined by
the laws of the cooperative. A term How Are The Officers Of The
of office must not exceed two years.
Also no director can serve for more Cooperative Chosen?
than three (3) consecutive terms. • The board of directors elect among
• The board of directors must hold themselves only the chairman and
monthly meetings, unless the by laws vice- chairman.
say otherwise. Special meetings may • Then they either elect or appoint the
be called any time by the chairman. other officers needed by the
• Directors cannot attend or vote by cooperative, such as the treasurer who
proxy at board meetings. takes custody of all the moneys,
securities and papers and maintains
complete records of its cash
transactions and secretary who keeps
the records of the cooperative.
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25. What Books Should Be Maintained
What Are The Committees Needed By A And Kept Open?
Cooperative?
Through the bylaws, a cooperative may be form Books to be maintained and kept open to
any committee it thinks necessary for its operation. the members of the cooperative and the
An executive committee may also be formed. The CDA are :
board of directors appoints its members and may, • A copy of the Cooperative Code of the
through a majority vote, delegate powers to it. Philippines and all other laws about
As a reminder an audit committee must be cooperatives;
provided for in the bylaws of the cooperative. • A copy of the regulations of the CDA;
• A register of member;
What Constitutes A Quorum?
• Minutes of the meetings of the general
Unless the by laws define it otherwise, a assembly, board of directors and
quorum consist of 25% of all the regular committees; Share books;
members entitled to vote. For the board of • Financial statements; and
directors a simple majority of its member • Other documents as may be prescribed by
makes a quorum. laws or the by-laws.
Is There A Needed For An Annual Are Cooperatives Required To Be Audited
Annually?
Report? Yes, Cooperatives are subject to an annual audit
Yes. An annual report about the affairs of the by an auditor who is independent of the
cooperative must be given to each member cooperative being audited and of any subsidiary
and to the federation/union to which it is of the cooperative and is a member of any
affiliated and the CDA every fiscal year. recognized professional accounting or
Failure to file the annual report may result in cooperative auditor's association with similar
cancellation of the certificate of registration qualifications.
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26. Basic duties of a Coop member
† Patronize products and services
† Attend meetings, education, trainings to be updated
† Participate in the General Assembly
† Faithfully do coop obligations
† Participate in other activities of the coop
† Share coop benefits to others by inviting them to
join the coop
† Adhere to the by laws of the cooperative
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27. What are the Success Factors of Cooperative
• Members recognition of common needs
• Members determination to help themselves
• Members conviction that group action offer advantageous
• Presence of good members and capable dedicated leaders
• Good record keeping system
• Frequent Audit
• Continuous cooperative education
• Training of officers and members
• Proper Guidance
• Other factors: Financial Assistance
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28. Part II of this presentation is
about
Global Dollar Builder Credit
Cooperative
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30. Legalities (Business Permits)
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31. Brief Background
Global Dollar Builder Credit Cooperative (GDBCC) is duly registered with the Cooperative
Development Authority, a government agency responsible in managing and monitoring
the different cooperatives of the Philippines.
Head Office: Unit-16 & 26 2nd/F San Elias Bldg
38 Ortigas Ave. Ext., Rosario, Pasig City
Our Website:
GLOBAL DOLLAR BUILDER CREDIT COOPERATIVE (GDBCC) main objective is to
ensure that all members and their families could operate their own financial
savings.
The Cooperative in association with GLOBAL DOLLAR BUILDER NETWORK
ASSOCIATION OF THE PHILIPPINES INC. driven by all members of quality service,
innovative products and community spirit. As stated in its charter, its primary
mission is “to promote thrift and create a source of credit for provident and
productive purposes”.
To this end, GDBCC steadfastly has provided improved and expanded services for
the benefit to its members.
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32. Our Mission
We are a progressive cooperative:
 dedicated to serve the Global Dollar Builder Credit Cooperative community by
providing loans and other financial services with fairness, honesty, transparency,
and efficiency
 concerned with the total welfare of its members; and
 strengthened by the spirit of cooperation, involvement, and social transformation.
Our Vision
The Global Dollar Builder Credit Cooperative develops a community spirit striving
to become true Witness to the Word and living principles of Unity, Service, and
Commitment.
Our Goals
 Maintain an efficient operational system in the delivery of services;
 Encourage thrift and savings mobilization among the members;
 Extend services to enable members and their families to improve their lives;
 Undertake community extension activities intended for the development of
identified beneficiaries; and
 Promote the cooperative movement in collaboration with government and non-
government organizations.
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33. GDBCC Board of Directors & Officers
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34. GDBCC Board of Directors & Officers
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35. Summary of GDBCC Products & Services
Online Member Panel This is the first thing that you will receive once you pay your membership fee. Branded as
an e-Coop, we will provide you with your member online site where you will access the
benefits our cooperative will give you. Register online in our website, then log in to enter
your member panel to access e-Wallet, transfer funds, view earnings, view coop
members under you, update profile, etc.
E-Books, Software & These are available when you log in to your member site. You can download them, use or
Videos resell and keep the profits 100%.
Accident Insurance Fill up form, scan it and together with your scanned 2 x 2 ID picture, send it to
info@globaldollarbuilder.com to process your insurance and your coop ID.
Loans 0% interest cash loans from P5,000.00 to P50,000.00; emergency loans; business loans
from P80,000 to P500,000; Car and housing loans
Coop Share Capital 22 Coop Shares valued at P100 per share so a total of P2,200 per coop member
GDB Wealth Fund If a coop member dies, members will contribute ($2 each) to be given to the family of the
deceased member. Maximum amount to be given is $20,000.00.
Dividend This is availed yearly. Patronage Refund.
Savings Potential A part of your earning will be go to your savings.
Business/Earning Once you register as a coop member, you will automatically become part of this
Opportunity opportunity. You earn every time you referred an individual to our cooperative. This is
one way of helping our cooperative grow. Put up a Sector Center for more income.
Others Power Peso Fund: Hospitalization/Medical Assistance, Scholarships at P8,000 per cycle,
Travel Packages at P13,000 per cycle, Health Packages are some additional incentives for
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Future Projects GDB Appartelle, Housing, Livelihood, etc.

36. Banks, Lending & Other Cooperatives Global Dollar Builder Cooperative
Loan Requirement: Accomplish documents like Once you join as coop member, just share or refer 2
proof of income (COE, ITR, Pay slip, deposits, etc.), people you know to join our coop & encourage them to
billing address, need comaker, etc. They will also do refer 2 each, etc.
credit investigation (CI). No Comaker, No Credit Investigation
Loan Interest: Charge 0.5 to 5% Interest Rate 0% Loan Interest Rate
Loan Approval: 50/50 Chance of approval, may be 100% Approval if complied with the minimum
declined or get a partial of loan amount applied even requirement. The more coop members under you, the
if complied with all requirements greater loan amount to apply.
New Coop Members First Loan: Apply for your You can apply for your first loan of P5,000.00 if you
first loan only if you paid your share capital which have at least 6 coop members under you (your 2 direct
is the basis of your loanable amount. referral and their 2 each).
New Coop Members loan amount: Twice the paid No need to pay for your coop share to apply for your
share capital. Ex: To loan for P5,000; paid share first loan of P5,000.00. Loan amount increases if the
capital should be P2,500 number of coop members under you increase.
Other Coop’s Duration of processing first loan Only 20 days processing for your first loan and the
usually takes 1 month or more. next loans will be 7 days
Coop Share Capital: Most cooperatives require you 22 Coop Share valued at P100 per share, total of
to pay in cash or in installment which may range P2,200 to be paid when you reach your second level
from P2000 or more. cycle as generated by our system
Business/Earning Opportunity: Limited to We help build our coop and our efforts is compensated
Dividend/Patronage Refund through Dollar & Peso Earnings. Bounded by the
principle of cooperative, we practice by helping one
another through the spirit of cooperation.
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37. How to get started?
All types of cooperatives have a membership requirement and fees.
After this PMES, you can join our cooperative by paying the one-time
membership fee of $25 or 110 Riyals or P1,100.
Payment can be accepted through our main office via Bank
Transfer/Deposit, G-Cash, SmartMoney, Pay Cash, Pera Padala
(Western Union, Cebuana) or through your Sponsor.
You will be given an activation code to register to our website for your
member panel where you will monitor your earnings, coop members
under your group, online transfer of funds, online loan application, etc.
We will teach you how to avail our coop products and services that will
help you in your financial needs.
Contact your Sponsor on how to pay.
Email: jdb.ecoop@gmail.com
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38. Who can join Global Dollar Builder Credit
Cooperative (GDBCC)?
Any voluntary individual of legal age whether you are
residing in the Philippines or internationally working
abroad, willing to accept and be part of our unique
thrift cooperative principle and do the basic duties of
being a coop member to help one another achieve
better lives for all.
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39. IS ALL YOU NEED! ! !
and you will get all the
coop benefits!!!
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44. GDBCC Income potential!
We combined the principles of cooperative to our unique system
to come up with a compensation plan wherein our coop members
will benefit as our cooperative grows. Each member is given a
chance to earn. Just be open minded to see the beauty and
advantages of the system compared to a traditional cooperative
way.
The growth, strength and success of a cooperative depends on
its members. What we offer here is an opportunity to join a
cooperative without paying out of your pocket your share capital,
savings, etc. Your efforts in helping our cooperative grow by just
referring and sharing to people you know will be compensated
with a chance to earn in dollars and peso.
Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

45. Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

46. Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

47. 2 Direct Referral System
Left Right
A B
Left Side Right Side
On your Direct Downline on
the right side, all LEG A each
P500 as direct referral
unlimited
Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

48. FREE e-BOOKS
E-Books, Software, Graphics, Videos
Life Time Membership
GDB Credit Cooperative & Yearly Accident Life Insurance
Unlimited Commission–
$50 to $800 per cycle matrix
plus P500 POWER PESO Referral Income – system will
automatically put your downlines
Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

49. Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

50. Ways to Earn as GDB Credit Cooperative Member
Dollar Compensation Earn from $50 to $800 every time coop members under you
Plan cycle.
Earn $5 to $10 Direct Referral. Every time you refer someone to
become cooperative member, you will receive $5 to $10.
Since you already filled up your initial 2 direct referrals on your
left and right side, those you refer will be spilled over to the coop
members under you. This promotes cooperation by helping those
under you to earn also.
Peso Power To qualify for the Peso Power Incentives, you only need 2 direct
Compensation Plan referrals to earn unlimited P500 and P15,000 to P45,000
incentives. Our system will generate this for you.
Sector Center You can apply for a sector center to earn sector income. You will
be given fund for 12 e-Pins, earn $1.5 (P60) per registered
members, P50 per loan processing, etc.
E-Books, Softwares & Download and resell and keep the profits 100%.
Videos Resale
*Please see our GDBCC Income Presentation for details. More incentives.
All transactions can be monitored online in your member panel site provided to you.
Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

51. Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

52. Don’t Miss the Real chance of financial freedom and greater well-being
Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

53. Again, how to become a coop member?
Attend our PMES which you can avail online like this
one or offline in our office.
Register by paying the registration fee of P$25 or 110
Riyals or P1,100
You can send your registration fee to your sponsor
who will assist you in getting the activation code so
you can register on our website.
Enjoy and share the benefits of our coop members!
Contact: jdb.ecoop@gmail.com
Mobile: 09392369981
Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com

54. Join Now: Contact 09392369981
July 15, 2012
jdb.ecoop@gmail.com