College Debt And Student Completion And Attendance

College Debt And Student Completion And Attendance
Thalia Arreola
Cynthia Burns
English 102
20 April 2015
College Debt and Student Completion and Attendance In mid–2010 higher education debt surpassed
credit card debt at $830 billon dollars(Clemmitt 877–900). Debt has become an increasing problem
for students who want to attend college. As more students try to further their education, tuition rises
and so does the amount of loans taken out each year. According to Belkin, "Students attending
public four–year institutions this academic year are paying an average of $12,620, up $220 from last
year, for tuition, room and board," meaning that tuition is only growing not decreasing from
previous years(Belkin n.p.). Many people debate over whether they should attend college and be in
debt or if they should get a job somewhere that allows them to live a comfortable life debt free.
Two–thirds of college graduates have to take out loans in order to get through college(Dwyer,
McCloud, Hodson 1133–1155). Many people question, "Does rising college debt limit who attends
and completes college?", while many people have different opinions on this particular subject, I
believe that it depends on the student and their situation if college debt limits who attends and
completes college because it depends on their financial stability, it depends on if they are borrowing
the right amount and it depends on if their degree provides them with the means to pay back their
loans, however, many people would disagree with me and say that yes, college
... Get more on HelpWriting.net ...

Benefits To Become A College Vs. College
RESEARCH PAPER ESSAY
If you're reading this because you have a question as to why it is beneficial to join a
college/university then keep reading, because if you want to go into an enjoyable career for you to
spend your life in the going to a college is where to begin so that you can learn about that career.
Yes it is good to join a college for your future career, However with all these colleges out there and
students not just anyone will be accepted so you must take certain steps before that deadline. Here
are 10 easy steps to take before all information is to be submitted:
Make sure you have no second guesses about which college you will be attending.
Make sure you properly list the pros and cons of your selected college vs another and make sure
these are the pros and cons for the long run of your 4 year journey. By doing so it will allow you to
make sure you make the right choice.
Don't forget to revisit your previous school and make sure all information is straightened out so
nothing bad or unfortunate comes up.
Make sure to focus on where will you be at the end of your schooling such as how much in demand
will your job be in the next 4 years since jobs are always changing with technology.
Delve into the departements of your selected college and see which departments correlate to your
career path and how strong are they in that college.
Investigate the job connections so you won't end up without a job after school.
Compare the financial aid packages/pell grants so you

The Cost Of Education For Substandard Economy
Bal was born in one of the small villages in Nepal with substandard economy. He had to struggle his
way out of the confines of a suburb life in order to gain quality education. He had a modest
childhood as he went to a small village school where quality education was almost impossible to
get. Since, the cost of education was in equal terms with the quality of education he received, it was
not a big burden for his family to pay his tuition. Later, when Bal reached high school, a slight
degree of financial strain began to press on his family. Giving up to the financial pressure, Bal
started to teach when he was a teenager when his family's financial situation aggravated by the
absence of his parents who were in a different place in search ... Show more content on
Helpwriting.net ...
I met a lot of people and was exposed to a new culture." he mentioned and continued with a genuine
shrug, "It prepared me for adventures in my life."
He went back to Nepal after a year in Japan. Bal, then got a full bright scholarship for his PHD and
came to US. Full Bright is "the flagship international educational exchange program sponsored by
the U.S. Government."(http://us.fulbrightonline.org/about). Bal said, "This scholarship is what
turned my world around. Had it not been for this scholarship, I would have ended up teaching at
some college at Nepal with just a minimum wage." This scholarship led him to an entirely different
path in his life. One US dollar exchanges for 100 Nepalese Rupees, so, I was seemingly impossible
for him to pay his cost of attendance here at US, but the scholarship made him aspire for more, gave
him bigger future along with a chance to broaden his academic potential and most importantly
helped harvest a talent that could have otherwise been wasted in some rural part of Nepal.
Bal has embraced teaching as a part of his life now. It's a wonderful journey made by a poor boy
from a small village in Nepal. "It's satisfying." Bal says and pauses for a while to contemplate and
starts, "As I look back at my life, I get a sense of how my life has been full of struggles and
challenges and these scholarships have helped me make my way out of those struggles" Bal
emphasizes that the scholarships make him work even harder because he knows that

Hard To Pay For College Essay
Nowadays it's hard to get a degree and even harder to pay for. In the article "How to Pay for
College", it says that with hard work students can earn scholarships, apply for financial aid, finance
loans, and take on a part time job to pay for college. However, there is plenty of evidence proving
otherwise. Due to the rising costs of tuition and the restrictions to getting financial aid, it is almost
impossible for lower and middle class citizens to afford college. Loans leave students in debt and
scholarships are not always a sure thing. With a part time job, putting in too many hours of work can
interfere with ones sleep and actual study time. Recently a study was done on the average college
students' ability to pay for college with a part time job. Randy Olsen, a computer science graduate
research assisstant at Michigan State University, crunched the numbers for both Michigan State and
all public universities in the U.S. The average tuition cost at an in–state public university is $8,709–
not including room and board, books and supplies, personal care, and transportaton fees. Research
shows that the amount of hours needed to work to pay for college tuition with a part time minimum
wage job has more than tripled since the year 1979. It is now a lot harder to work your way through
college than it was 37 years ago. Many people in America miss the chance at pursuing a higher
education. This is not because they lack talent or they do not try hard enough. Their parents cannot

Socioeconomic Diversity Of Colleges And Universities Essay
In today 's world where the population, especially of the United States, is growing gloriously
diverse, institutions of higher education must also reflect this aspect in their student body. The
purpose of colleges and universities is to provide students with the education and experience they
need to succeed after graduating as well as expand their thoughts and perspectives. Thus, they must
create and maintain a similar environment in which students will live and work in the future.
Although diversity has been emphasized as a priority for many schools, socioeconomic diversity is
often disregarded. However, socioeconomic diversity plays an important role in developing the
perspectives and minds of students. Thus, it is essential for the admission offices, especially of
prestigious universities like the University of Pennsylvania, to recruit and admit more economically
disadvantaged students as well as for the schools to meet the needs of and maintain those students.
Diversity has been an ongoing topic of discussion in the higher education setting. However, these
conversations had always placed focus on race, gender, and religion; socioeconomic status tends to
be overlooked (Ma, 2013). Ma (2013) found that discourse about socioeconomic diversity is
neglected because many Penn students do not feel comfortable revealing their family's income or
financial aids. Additionally, social class is not as externally apparent as race or gender. Thus, it was
pushed aside and ignored in

Disadvantages Of FAFSA
Everyone needs money to pay for college. The Free Application for Federal Student Financial Aid
opened this month. Completing FAFSA is required to be eligible for over $24 billion in grants,
loans, work study and even scholarships. Students must complete the FAFSA every year in order to
continue to be eligible for financial aid.
"I think there are a lot of people who qualify that don't think they will qualify, so they don't fill out
the FAFSA," said Briget Jans (sic), the executive director of student financial aid at UH.
Jans said it's not unusual students with six–figure family incomes to qualify for aid like subsidized
loans, depending on their financial situation. Subsidized federal loans alone are worth filing the
FAFSA for because students won't rack up interest while in school.
More than federal aid
Even if students don't qualify for federal financial aid, Jans encourages them to fill the FAFSA
because it also qualifies students for state and university aid.
Some primarily merit–based UH scholarships have a need requirement. Without a FAFSA on file,
students can't be considered for these scholarships. While the FAFSA opened this month, the UH
scholarship application is open from Dec. 15 to Feb. 26.
Even if students didn't receive state or university aid in previous years, they should apply this year.
Jans said the state has allocated two million more in financial aid to UH than in previous years and
UH is working to increase aid to students with financial

Analysis Of The New York Times By David Brooks Essay
Argumentative Essay on Supporting Our Students
In an article by The New York Times, by David Brooks, called, "Support Our students." Brooks
explains that instead of free college, maybe they should help college students with everyday needs.
He said that college is already free for the working class and underpaid. (Brooks) He doesn't believe
that making community college free will help anymore with the debt, then it did before. In sum, I
will discuss the argument that David Brooks portrays and explain why I agree with it. I will talk
about three main points from Brooks' article and discuss what it's like in other countries that do have
free college.
In David Brooks article, he mentions that students actually have free college at their disposal. By
using pell grants and scholarships, he believes that we're set. I don't disagree. In my experience, my
scholarship and my pell grant both pay for my school. However, I must have one scholarship to
receive the other and as a student that comes from a poor household, my pell grant covers all of my
college expenses aside from my books. He said it's more beneficial if instead of making college free,
that they should help the students. (Brooks) Such as living expenses, book fees, and transportation.
(Brooks) He mentions how most students have jobs, full or part time. (Brooks) I am lucky enough to
have a free living space on food, but I have a part time job and most of my money goes towards
saving up for my next semester 's textbooks

Welfare Program Research Paper
Introduction The government provides various funded welfare programs to help those in need.
These government–funded programs cover different types of services such as SNAP (food stamps),
Medicaid, WIC, PELL grant, Unemployment Compensation, and FHA loans. In addition, the
programs provide benefits to low–income individuals and families, and individuals with disabilities.
However, these programs may have their advantages and disadvantages as well. Although the
programs are to assist low–income individuals, however, not all individuals and families are eligible
for benefits of these programs. There are some guidelines in order to qualify for these programs.
SNAP (food stamps) The Supplemental Nutrition Assistance Program (SNAP), generally known ...
Show more content on Helpwriting.net ...
The goal of this compensation is to provide financial support to qualified jobless workers while they
find another job. However, unemployed workers must meet certain conditions in order to receive
compensation benefits. The individual must be able to provide proof of legal right to work in the
United States. They must have been employed for a certain period of time and earned a certain
amount of wages prior to becoming unemployed. Also, the individual must be available to work
immediately and is in physical shape to work (IRS.gov, 2016). Although, the compensation is
funded by the government the recipient is required to pay federal and/or state income tax from

The Cost Of A College Education
Often students don't believe they can afford college. Their parents don't have the money to assist
them and they know working a part time job isn't going to cover the cost of a college education.
These students should have the same opportunities as everyone else which is why the government
has setup some programs for students that are in need of financial assistance.
Many students may wonder what kinds of federal grants are available. There are a number of grants
available; some of these are Federal Pell grants, Federal Supplemental Educational Opportunity
Grants (FSEOG), Teach Education (TEACH) grants, and Iraq and Afghanistan Service Grants.
These grants are offered by the US Department of Education(ED). These programs ... Show more
content on Helpwriting.net ...
This particular grant is a grant that requires the student to take certain kinds of classes to receive the
grant. Once the TEACH grant is awarded, the student is required to obtain a certain type of job for a
certain amount of time to prevent the grant from turning into a loan. This particular grant was
established to assist students with college that plan to become a teacher in a high ended field in a
low–income area. By accepting this grant, if you fail to teach for a certain amount of time the grant
will turn into a direct subsidized loan that you will have to pay back.
Lastly, there are programs and funds available to our former military members. The Iraq and
Afghanistan service grant is for students that had a parent or guardian that died due to serving in a
military service in Iraq or Afghanistan. Much like other federal grants, Iraq and Afghanistan service
members are provided grant money to be used for college or career school students. This money is
to assist in paying for their educational expenses.
Another question you may hear often is, what steps should you take in applying for federal grants?
There is two steps to applying for federal grants. Well the first step you will take in getting a federal
grant is to submit a Free Application for Federal Student Aid (FAFSA). FAFSA is income based and
normally if you have a low income, and

The Importance Of College For College
Choosing a college is stressful and the pressure to make the right decision can become
overwhelming. When determining which college to attend, college expenses become a primary
focus for families, many times outweighing the preferred educational institution. My first choice for
out of state colleges is San Diego State University and my preferred choice for an in–state college is
the University of Arizona. While researching and comparing which college is the favored institution
for me to attend, there are many financial considerations that are imperative to making an educated
decision including: base tuition, the application fee required for admission, the cost of books, the
distance from home and travel costs, the climate, the cost of food, housing and other necessities.
The five major methods of paying for college are: paying out of pocket; scholarships; grants; loans;
and work study. My first and preferred approach to pay for college is the look to my parents for
tuition payment. Education is extremely important to my family, my parents have provided me with
an excellent education attending Ss. Simon and Jude Catholic Grade School and Xavier College
Preparatory, a private Catholic High School. My parents have always saved for my educational
expenses, and set aside money in a "529 college fund" savings account. Monies in a 529 are
invested in a tax deferred account and marked specifically for college tuition, books and other
education related expenses (Dickler). In the

AAssessment Of K Class And Personal Research
I would like to give a realistic assessment of the diverse ways to pay for my education as a result of
the ACA class and personal research. As demonstrated in the power point presentation there are five
types of financial aids discussed. Significantly important to me were grants and scholarships, due to
the fact you do not repay any money back. As a perfect illustration of a frugal person to pay for their
education these formulate an appositive route for me to take. The ramifications of my
impoverishment has lead me to pursue additional grants and scholarships for my schooling and
living expenses. Although there are other forms of financial aid, I am disabled, I have found the
other viable financial aid that might be able to benefit my ... Show more content on Helpwriting.net
...
Although, it almost negatively influenced my past summer semester when I was bedridden. I wanted
to withdraw from classes. Right away, I got assistances from my advisor and instructor informing
me not withdraw, just do your best. In like manner it reminded me this is what I was taught as a
child. Consequently, I would not quit and I earned a GPA of a 4.0 and will try my best to maintain
that average. How I calculated the GPA, took two classes that were three credit hours each received
an A in both classes, multiplied the credited hours by my grades then divided with total hours.
Balanced against my health and the chance of losing the financial aid I will move forward. Just
encase I may need to be informed about SAP this class has edified me. I will now explain the three
types of criteria or measurements for evaluating SAP and the appeal procedure.
I will explain Financial Grade Aid Point Average this is calculated from 1–24 credits you are
obligated to obtain a 1.6 GPA; 25–47 is 1.8 and the last criteria for more than 47 credited hours must
be 2.0 GPA. Depending on what your major is the above GPA's I've mentioned could eliminate you
out of some programs.
The second prong is SAP is staying in at least virtuous graces in the completion rate. This is an
additional information I had never heard of. It is essential to have completed 67% of all attempted
courses. Students cannot withdraw from class due to failing grades habitually without ramification.
The

Flexible Spending Research Paper
An FSA or Flexible Spending Account is a beneficial health plan through an occupation. FSA is
money that is set aside for out of pocket health maintenance expenditures. Prescription's, Dental,
and Eye Wear are three of the allowed expenses of the FSA. There are a few more expenses that are
covered with FSA but those three are the most common. FSA can cover medication a prescription
medications and over the counter. Insulin is a good example of the kind of medications that can be
bought with FSA funds it does not require a prescription. For dental it is teeth cleaning, sealants, and
fluoride. For eyes they have many expenses eyeglasses, lenses or even exams for medical expenses.
They can even include eye surgeries such as laser eye surgery.

The Cost Of An Education
The cost of an education in America has steadily increased over the last decade making it near
impossible for some to even dream of furthering their education. We have placed such a big
significance on this piece of paper that even with the experience in hand you may not even be
looked at for a job without a degree. On the same note you may receive a glance but miss the
opportunity because of a lack of experience. A person must sit back and think will the rewards of
furthering my education outweigh the cost and future financial burden. During the year 2014–2015
the standard cost of tuition in a two–Year Institution, for one year of college with room and board
would cost you $10,837. Want to go to a four–Year Institution? Try $23,600, a year for tuition, room
and board. This is over $7,000 more than the cost 10 years ago for a four–year institution and
$3,700 more than a two–year institution. In the years to come the cost of continuing education will
stay on the path of increase, the project cost of education in 2029 will be $102,900 for a public
university (Statistic Brain Research Institute, 2015). What is driving this cost? What are we paying
for? At a public two–year institution, the tuition is approximately 19 percent of the total price; while
a public four–year institution it is approximately 40 percent. Remember, the cost of fees, books,
housing, supplies, transportation and personal expenses are not included in this 40 percent (Weeden,
2015). As many students know

Graduation Speech : School At Age 40
Meta:
Discover the unique challenges and solutions for those who want to head back to school at age 40.
Whether you 're considering college for the first time or looking for an advanced degree, attending
school when you 're 40 can be a daunting thought. Some people return to school because they want
to get a better paying job while others want to change their career path. It 's never too late to return
to the classroom, and there are many students who aren 't what would be considered traditional.
Potential students over 40 have different hurdles than those who are in their teens and twenties.
Advantages
Older students bring experience and knowledge into the classroom. They have goals and are
committed to the completion of those goals. They 're motivated, which can make them a role model
for other students. Some employers will help with education expenses. The freedom of college isn 't
distracting for older students like it is for younger ones.
Disadvantages
Bills still have to be paid while older students are in school. Students over 40 have to balance
college and raising children. They have a spouse and responsibilities that can 't be put aside while
attending college. There might not seem to be enough hours in the day for attending college and
other important responsibilities.
Researching and Planning Your Education
Figure Out Your Goals
If you want to go back to school to make more money or change careers, you should ensure that the
degree

College Should Be Their Main Priority
From kindergarten to high school, students are told over and over again that attending college
should be their main priority. "College is the way to success," or "College is essential in order to
find a job" is what teachers and adults implant into students' heads. The education system is built
around preparing students for college. Higher education over the years however, has been
increasing. College Board, an organization that prepares students for college and administers
standardized tests, showed in a study that college tuition has been on a rise since 1973.
How much has college tuition increased? College Board indicates that in the 1973–74 school year,
the cost of tuition and fees in 2013 dollars for a four–year public university was $2,710. In 2013–14
school year, the price for a public four–year university rose to $8,893 per year (College Board). The
number is different considering what type of university a student attends. A private non–profit four–
year university in 1973 cost $10,783 in tuition and fees. For the same type of university, the cost
since has risen to $30,094 in the 2013–14 school year (College Board). A study that is shown by
Bloomberg shows that tuition for college has risen 1,120 percent since 1978. Each schools numbers
will vary. Different schools have different student fees that students have to pay which are
incorporated in their tuition costs. At San Jose State University fees include a Student Union fee,
which is used to maintain the

1. Michael J Saylor was the Chairman of MicroStrategy had...
1. Michael J Saylor was the Chairman of MicroStrategy had committed fraud in reporting profits
when the company was actually losing money. Mr. Saylor settled the civil charges that were filed in
federal court in Washington without admitting or denying them and agreed to pay $8.3 million to
shareholders and a $350,000 penalty to the S.E.C. I think that 8.3 million dollars to the shareholders
is a lot of money to be paid. I do not agree with this price. Since he was the Chairman of the
company, I think he should have not committed fraud. I know he did not want his company to
collapse, but he still should have not committed fraud. I do agree with the 350,000 penalty to the
S.E.C. I think that price is not too bad.
2. Anna Yun was ... Show more content on Helpwriting.net ...
I do not agree with this sentence. I think Houvan should have served time for this crime because
35,000 is a lot of money also Houman forged signatures to get the money. So, I think Houvan
should at least get 2 years in prison for this crime.
4. Kathryn Harmon was owner, president, CEO, financial aid director, bookkeeper, and medical
instructor for the college of Allied Health. In the Case involving Harmon and Case, an investigation
showed that the College of Allied Health received allocations of more than 1.7 million in Pell Grant
funding to distribute to its students. The investigation revealed that more than 1.4 million had been
fraudulently obtained by the school. Harmon, Case and other Co–conspirators forged and created
documents and submitted fraudulent grant applications to the US department of education for non–
existent or non–eligible students. A portion of the 1.4 million was used to pay salaries and operating
expenses and the rest was used for their own personal use. Some of the funds were spent on jewelry,
real estate, furniture, and an automobile. Harmon and Case was sentenced to 5 years in prison and
250,000 in fines. I do not agree with this sentence, I think they should have gotten 10 years for what
they had done because 1.4 million is a lot of money to be stolen. Also, they were not supposed to
use the money to pay salaries and operating expenses that money was supposed to go to the students
enrolled

Goals Of Federal Student Aid
FAFSA PROJECT – FOUR
Kalley Kirk
I. FAFSA is the Free Application for Federal Student Aid. Students that want to go to college can go
their website and fill out a form every year. Then FAFSA decides what programs that student is
eligible for to get student financial aid from the U.S. Government.
II. To be eligible for FAFSA you have to be eligible to enroll in college or career education with
either a GED or high school graduation diploma. You have to be enrolled in an eligible college or
career education program and have a valid social security card. Boys between the ages of 18 and 25
have to register with the U.S. Selective Service. You have to fill out a FAFSA application form and
certify it and either be a U.S. Citizen, or have ... Show more content on Helpwriting.net ...
Government, aid from the state I live in, aid from the college I will attend and aid from a non–profit
or private organization.
2. The website says the three types of federal student aid are loans, grants, and work study
programs.
3.The FASA website section on state aid says the state agency I should contact is The Texas Higher
Education Coordinating Board
4. The four types of federal grants available are Federal Pell Grants, Federal Supplemental
Educational Opportunity Grants, (FSEOG), Teacher Education Assistance for College and High
Education Grants (TEACH) and Iraq and Afghanistan Service Grants. 5. Grants and scholarships
called gift aid because they are financial aid for college students that do not have to be paid back. A
grant is given because the student has a financial need but scholarships are mostly given because the
student has good grades or shows they are good at something that the scholarship is about.
6. You could have to pay a grant back because quit college before finishing the semester of time
period the grant gave you money

How Student Finances At Your School Essay
How to Streamline Student Finances at Your School
This article will explain how school administrators can use one system to manage students '
financial aid data. The admissions office, registrar and accounting department can have access to the
same data simultaneously.
A school's accounting procedures and financial management systems can have a significant impact
on the effectiveness and accountability for all funds received by the U.S. Department of Education
as well as the ability of school staff to serve students as quickly and efficiently as possible. As a
school administrator, you probably already understand the complex intricacies of managing student
finances. However, you may not realize how crucial each step can be for streamlining student
finances at your school.
Synchronizing Operations and Responsibilities
When it comes to managing student finances and financial aid, the departments primarily
responsible for keeping things running smoothly are admissions, bursar and accounting. Especially
when you're dealing with financial aid benefits like the Federal Work–Study Program, the financial
aid department usually authorizes awards as well as monitors student earnings. However, the
bursar's office usually processes payroll and manages the school's non–federal share of Federal
Work–Study programs.
Managing Student Financial Aid
Managing Federal Student Aid assistance is a school–wide responsibility, which means that when
FSA program funds are provided, all offices at

Case Study Three Men And A Lady
A Case Study of Interstate Business College Three Men and A lady 1. Based on the information you
have gathered during your first task, what discrepancies/irregularities exist in Shawn Davidson's
file? * Signatures on Enrollment Agreement do not seem to be the same (pg. 507) * 1st Enrollment
Agreement Total should equal $9995.00 (508) Total Tuition 8750.00 Textbooks (approx.) 970.00
Application Fee 0.00 Lab Fee 200.00 General Fee 75.00 TOTAL DUE 9,995.00 (not the listed
10,020.00) The amount listed is the enrollment agreement was 10,020.00 which gives a difference
of : 10,020.00 – 9995.00 =25 * 2nd Enrollment Agreement Total should equal $12075.00 (508)
Total Tuition ... Show more content on Helpwriting.net ...
What discrepancies/irregularities can you identify in Lisa Morrison's file? Show your calculations.
Do you have any other concerns in regards to Lisa's file? * Photocopies of fronts of two checks
payable to Lisa (for $61.00 and 478.29) but the canceled checks were not able to be located or find
evidence that it cleared IBC's bank account. (508) * Dropped class was not reflected in Detail
Ledger. (508,513) * Detail Ledger – tuition $5000.00 2nd Enrollment Agreement – tuition 4000.00
* Payments made to Lisa's account 12072.99 Student Stipend (5750.00) Detail Ledger Charges
(5783.70) Difference (amount of checks) 539.29 Again no reflection of tuition adjustment
Additional charge of Medical Associate Fee for $50.00 3. What discrepancies/irregularities can you
identify in Stephanie Baker's file? What additional documentation would you like to have? Do you
have any additional concerns regarding Stephanie's file? * Medical Association Fee of

Exemplification Essay: Should College Students Get Paid?
Attending college once you finish high school has become a thing of the norm. Years ago, college
was considered a thing for the wealthy. If you were poor going to college may not have been an
option. With financial aid, those who wouldn't normally be able to afford college are able to attend.
There are many ways that can help pay for college but in the end, it is still can be expensive. Student
loans are very helpful but can put you in financial hardship trying to pay them back. Tuition is a
thing I know a little too well. I have been in college for almost teen years. The one thing I regret is
not getting a scholarship After I graduated in 2005 from high school, I went on to attend Lone Star
College. I have also attended a technical school ... Show more content on Helpwriting.net ...
There are tons of scholarship opportunities out there based on a variety of qualifications –
academics, athletics, cultural and community experiences, background, location, desired major or
area of study, accomplishments. If you get creative, you'll find a lot of options available out there.
For example, football scholarships aren't just for football players, but some schools offer them to
other members of the team like equipment managers (Sadler, 2017). The difference between loans
and scholarships is that you do not have to pay those scholarships back. There are literally hundreds
of different types available, so consider these as soon as possible. The more you are awarded, the
less money you'll have to pay back for student loans. Even if you earn a couple of smaller
scholarships, every little bit helps to whittle down that student loan balance (Student Debt Relief,
2017). Last year I was awarded a five–hundred–dollar scholarship. I had to write a one–page essay
on why I thought I deserved to be chosen for the scholarship and why I wanted to go into my career
field. It was that simple. I encourage everyone to consider the available scholarships to help pay for
college. If there is an opportunity to pay for college without getting into debt, I would advise anyone
to take advantage of

The Free Application For Federal Student Aid
Introduction During week two, we were tasked to conduct a financial analysis of the Johnson family
and assess their ability to independently fund the college educations of their three children. That
analysis determined the two hundred dollars currently contributed monthly to each child's college
fund since each child was born will not fully fund their educations, given their ages, current
balances in each college fund and the annual inflation of college costs. Assuming their available
cash flow will only support the current monthly college fund contributions, alternative methods and
financial tools must be explored to mitigate the shortfall. The purpose of this paper will be to
research other college funding alternatives which may ... Show more content on Helpwriting.net ...
However, it is equally important for other potential forms of financial aid as "many states and
colleges use your FAFSA data to determine your eligibility for state and school aid, and some
private financial aid providers may use your FAFSA information to determine whether you qualify
for their aid" (Federal Student Aid, 2017, p.1). Federal Student Aid is a very large program
"providing more than $150 billion in federal grants, loans, and work–study funds each year to more
than 13 million students paying for college or career school" (Federal Student Aid, 2017, p.1).
Therefore, the student who is seeking financial aid to cover a portion of college costs needs to first
and foremost complete a FAFSA application as it is the basis for Federal Student Aid but is also the
data source for other forms of student financial aid. FAFSA applications consider the assets of the
parents and the student in determining the Expected Family Contribution (EFC) and will normally
expect a higher percentage of contribution from student assets vice a lower percentage from the
parents (Mannaioni & Greer 2016). For determining family or student assets to be assessed against
potential financial aid, FAFSA places emphasis on family or student adjusted gross income as other
assets such as "retirement accounts, cash value life insurance, home equity and small business
assets" are excluded when calculating the EFC. Institutional Methodology, on the other

Financial Aid in Education Essay
Financial Aid in Education
A guy in $50,000 of debt has got to be irresponsible with his money right? Actually, it is more likely
that he is a college student. Hundreds of thousands of college students around the country are in a
financial predicament because of the government?s impersonal financial aid policies. The federal
government?s current system has too many quirks which end up hurting the people that financial aid
is supposed to help. The federal government should change its financial aid policies to take several
more factors, such as the percentage of educational expenses paid by the student, into account.
Under the present system, all students applying for federal aid file a form called the Free
Application for Federal ... Show more content on Helpwriting.net ...
The federal government does not use this application for aid. The CSS Profile is a service provided
by The College Board. It includes many more factors such as the age of the parents, house
payments, and car payments. Mostly expensive private universities use the CSS Profile because
their students have much more financial need.
The current system does a fairly decent job of predicting the amount of aid needed assuming both
the parents and the student are paying for the student?s education. The big problem with the system
is that not all parents help pay for their child?s education. According to the current system, the
student would have to cover the expected contribution from their parents as well as their own
expected contribution should their parents decide not to help foot the bill. For example, if a student
from a middle class family which is earning $70,000 a year. Assuming the student was earning
$3,000, and that student wanted to attend Duke University, approximately $33,000 a year, the family
would be expected to pay $13,641 of the bill for each year2. If the parents choose not to help the
student pay, then it would be the student?s responsibility to pay every bit of the $13,641. How many
students graduating high school can afford that? I think that this factor could quite possibly be the
biggest reason that students think they cannot afford college.
Another problem is that the current system actually punishes students for saving their

Federal Student Aid Essay
The Free Application for Federal Student Aid (FAFSA) is the form used to determine a student's
need under the federal methodology to determine eligibility for federal Pell Grants and Stanford
student loans. What is very important and under discussed it the federal government's opinion is that
paying for college education is the student parent's primary responsibility. Federal student aid isn't
distributed on whether or not parents want to pay for education; it all depends on if they can. Parents
have many reasons for not contributing to their child's education. This refusal let students with
costly options to finance their education, since the primarily solution is to take out loans. The
federal government should create more resources for students ... Show more content on
Helpwriting.net ...
For me as a student that does not benefit from federal Pell grants, or financial aid is outrageous to
see how some people don't take the responsible route and think they can go to school to get a check,
how students at the end of the semester use their refund to spend on things like making down
payments for a car, buying clothes and shoes, paying for their phone bills, buying electronics etc.,
while others at the end of the semester are still working in order to keep up with their payment plans
or paying their loans. Many students are jeopardizing their academic success because they haven't
first learned how to manage

The Benefits Of The American Dream
Money, family, education, nice house and vacationing often are all parts of the "American Dream."
The "American Dream" is about living comfortably without having to worry about where your next
dinner is coming from, how you'll make it to work the next day if your car breaks down, and how
you're going to make your next house payment if you get laid off. Emotional dreams that you would
be obtaining if you truly had the "American Dream" would consist of nothing but happiness.
Depending on whether you're a hot or cold weather person would determine where you could live
because you would be wealthy enough to afford anything you want. You could be having what you
want when you want it where you want it. People would never doubt your wealth, if ... Show more
content on Helpwriting.net ...
If you study in high school and get good grades you can get scholarships. If you apply to enough
scholarships you can almost pay for your entire education, Financial aid is also super easy to get if
your family makes the income cut off. "Federal Student Aid, a part of the U.S. Department of
Education, is the largest provider of student financial aid in the nation. At the office of Federal
Student Aid, our 1,200 employees help make college education possible for every dedicated mind
by providing more than $150 billion in federal grants, loans, and work–study funds each year to
more than 13 million students paying for college or career school. We are proud to sponsor millions
of American minds pursuing their educational dreams." ("Who We Are." FAFSA. N.p., 03 Jan.
2017. Web. 7 June 2017. .) Some people qualify for the FAFSA and don't even know it. With a
college education you can get almost any job that falls under your degree and studies. The
"American Dream" can be achieved if you go to college and get a degree and follow through with
your dream job. "Leonardo Dicaprio started out with nothing, he was raised by a single mom who
worked several jobs to make ends meet. When Dicaprio was in 4th grade he joined a drama club and
everything went up from there." ("LeonardoDicaprio." Biography.com.N.p.,n.d.Web.7June2017..) If
you truly want to achieve the "American Dream" there are people out there that want to help you do
that and are willing to offer you

Financial Aid Benefits
Financial Aid is very beneficial for many students who want to succeed in college. Applying for
financial aid gives you the help you need to pay for the college or university of your choice.
Financial aid is money that can support a person or cause. It can finance your college education
from 3 forms of aid; work–studies, loans, and gift aids such as grants and scholarships. Work–
studies provides you with a part–time employment to students to help with college expenses. If you
get a loan, financial aid borrows you money and must pay back with interest. Gift aids is like free
money and you don't have to repay it. You can go to Free Application for Federal Student Aid
(FAFSA) online to apply. FAFSA is one of the largest sources of aids for students. The U.S.
Department of Education handles FAFSA as well. ... Show more content on Helpwriting.net ...
To apply for financial aid, go online to FAFSA and gather important documentation. Keep track of
the deadlines (state and institutional deadlines). Confirm your dependency and independency
requirements for FAFSA. Search for your school codes and get your FSA ID to sign your FAFSA
online. Also, remember to correct any errors. The application processing will take 3–5 days and 2–4
weeks with the FAFSA paper. You can also go to The Florida Financial Aid Application (FFAA). To
get help with financial aid you can go to My Future (MYF) online to figure out which institution
you'd like to attend and what you need to do to get there. It also helps with finding a career and
managing your money. Another great website you can check out is Navigating Your Financial
Future (NYFF) online. NYFF is much like MYF in many ways; NYFF helps finance a higher
education for yourself. It manages your money as well. NYFF plans for your career and manages
your time

Essay about Information about Financial Aid
Financial Aid
Financial aid is money in the form of loans, grants and employment that is available to a student to
help pay the cost of attending. Financial aid comes from the federal government, which is the largest
provider of aid, as well as state government, the school and a variety of other public and private
sources.
If you think your educational expenses are more than you and your family can afford, you should
apply for financial aid using the Free Application for Federal Student Aid (FAFSA). You will need
to apply for financial aid every year by completing a FAFSA. The FAFSA includes all the
information necessary to determine your eligibility and must be completed if you want to be
considered for any of the federal programs ... Show more content on Helpwriting.net ...
Supplemental Educational Opportunity Grant (SEOG) – This grant is available only to
undergraduates having the greatest financial need. Awarded on a first–come first–served basis by the
Office of Financial Aid until all federally allocated funds are awarded.
Oklahoma Tuition Aid Grant (OTAG) – OTAG is available to Oklahoma residents. Awards are made
by the Oklahoma State Regents based on the information provided on the FAFSA. Recipients will
receive an award notification from the Oklahoma Tuition Aid Grant Program. Early application,
prior to April 15th is requested. For more information, please call the OTAG program directly at
405–234–4356.
LOANS – borrowed money that has to be paid back over a period of time, after the student ceases to
be less than a halftime student. Loans offered at:
Subsidized Stafford Loan – (Formerly Guaranteed Student Loan) Federal Stafford Loan funds are
borrowed from a lending institution (e.g., a bank or credit union). Eligibility for this low interest
loan is based on financial need. Students must be enrolled at least halftime to receive a loan. The
borrower should check with the organization that holds the loan for the interest rate. Repayment
begins six months after enrollment drops below half time. The federal government pays the interest
on this subsidized loan while the student is in school or in deferment.

Private And Private Education
Winston (2004) stated that one of the essential components to recognize universities is the
distinctions in revenue accessible to help student subsidize their education. Initially, he called
attention to the fact that both public and private institutions are similar in their subsidies but one
uses them to finance items to support their utilization, while the last depends on charitable gifts to
get a similar thing and with similar magnitudes. Nonetheless, the comparative appropriations in both
open and private sector institutions are created through various cost and price approaches, which
prompts diverse measure of student subsidy accessible at every organization. The institutional
progression in every division, open and private, is ... Show more content on Helpwriting.net ...
Heller & Nelson's examinations demonstrate that schools and colleges are moving their
concentration to making a class of selective students and climbing up on the distinction stepping
stool. At the end of the day, however, the chain of importance of advanced education considered by
these two authors is construct more in light of the establishments' scholastic importance than on the
span of student sponsorships accessible at the schools.
Subsidizing Public Higher Education Customarily, open or public, advanced education is intensely
sponsored and bolstered by the federal government. Comprehensively, resources that help student
subsidies in the public colleges and universities principally originate from "the general public" as a
result of the conviction that advanced education is "something worth being thankful for" and that
society all in all will profit by having all the more knowledgeable individuals (Winston, 2004).
Therefore, the government, in type of the "general public," relies upon income to create public
appropriations to help advanced education.
Initially, the government is the biggest contributor of outside awards and money related funding to
students. Government money is mostly need–based, which implies students need to exhibit that they
have budgetary needs to be qualified for the grants (Archibald and Feldman, 2011). The essential
initial step that most students need

The Importance Of College Education
So our education really isn't priceless?
As college costs continue to rise, more and more students are discouraged from furthering their
education and reaching their capabilities to the fullest. In today's society, a college education is
essential for a good career. Based off a Edward Jones survey, 83% of Americans say they cannot
afford the expense of a college education. Growing up in public schools, college has always been
slipped into conversations. Especially in high school, our teachers are preparing us for college.
However, they are not preparing us for our future careers or how to obtain a household income, just
simply for us to attend college. We are taught about the importance of college, but never warned
about the cost of tuition and how to pay for it. In my own personal experience I was not taught how
to pay for college but to just go, just figure it out and go. On average, an in–state college is $10,000
a year. The average american family has an income of around $55,000, however, the average family
also spends around $60,000 a year on bills and necessary items. With this being said, are our tuition
rates reasonable?
With costs being so high, some students can't afford it and just don't go, while others burry
themselves with debt and student loans which can lead to stress and the pressure of dropping out.
The term "student loans" has been tossed around a lot in high school but no one explains the
downsides. In 2016 30% of Americans went to college. Of that 30%,

High School Should Not Be Legal
What is the most common reason why high school would go to college? My old friend Sean Kisch
is going to graduate with a major in music. His eldest sister will be done with her degree in modern
dance this semester. Looking at myself, I am not that far along. I attempted to navigate around
college because it was seen as too expensive. The mountain of debt for going to a private Christian
college is to grate to pay off. Most people are not made out of money. The money may not be the
case because an alternative does exist, it just is not as glorious. A person can obtain an associate's
degree at a community college for considerably less. Which is the choice I have made. I remember
watching part of my brothers Dave Ramsey financial piece university video. It stated that most high
school teens have the expectation of making mountains of cash. Most expected after college, they
would make around one hundred thousand dollars or more. That figure is much lower, an entry level
position with a college degree is between thirty and thirty–five thousand. If you survive the odds of
finishing school, there is still the mammoth task of finding a job. The majority of student who
graduate do not have any not enough experience to enter most jobs. My friend Sean is going to
Seedarville Univercity in Ohio, he will have around forty to eighty thousand dollars of debt unless
his parents are paying for it. My own parent told me they would not pay for my school, because my
parent not not make

Financial Aid Research Paper
Financial aid is meant to help college students afford college. The main goal of it is to help students
make more choices on where to attend, have more access, and have a better chance of completing
their degree. The forms of financial aid that more well–known are grants, scholarships, and loans.
These types aid can be either merit or need based. As time has passed, financial assistance has
grown and evolved. There are now new programs that assist college students, and in this paper,
three of them will be discussed.
The first newly developed aid program that will be explored is promise scholarships. Promise
scholarships are commonly more known as "free tuition for college." Though this is considered a
newer form of financial aid, the idea

Essay On Public Service Loan
Though the popular notion is that student loans follow you throughout your entire life, there is a
way for you to become debt–free sooner than you might have expected. If you have taken out any
federal loans, you are potentially eligible for "student loan forgiveness".
Essentially, there are four main programs that can reduce or even cancel out your student loan debt.
Depending on your job, you can qualify for Public Service Loan Forgiveness, Teacher Loan
Forgiveness, Perkins loan cancellation or income–driven repayment. These programs only pertain to
federal loans; however, there is no harm in reaching out to your private loan lender to seek loan
reduction based on your personal circumstances. Also, you will not be eligible for these programs if
you have gone more than nine months without paying towards your loan.
The Public ... Show more content on Helpwriting.net ...
Loans are forgiven if you have a remainder of $17,500 or less as your direct or Stafford student loan
balance, and additionally if you took out loans after October 1, 1998. This program is best for you if
you wish to teach in low–income public schools and have a relatively lesser loan balance. If you
have a greater loan balance and plan on teaching for at least 15 years, you would most benefit from
the Public Service Loan Forgiveness program, as it is more giving. However, through the Teacher
Loan Forgiveness program, you are able to diminish your loans in half the time it would take to be
forgiven from the Public Service Loan Forgiveness program (5 years instead of 10). You cannot
participate in both programs at once, but if you qualify for Teacher Loan Forgiveness, you can
complete Public Service Loan Forgiveness later on as well. To apply, fill out the application once
you have completed five consecutive years of teaching at a low–income public school and send it to
your student loan

Pros And Cons Of The FAFSA
FAFSA:
An Essential Application that Requires Substantive Reform
The United States Economic Council reports that more than one million students fail to complete
the Free Application for Student Aid (FAFSA) each year (2). What about the FAFSA is causing
students to not receive aid they need and what can be done about it? It is more important than ever,
with an ever increasing number of applicants, that the FAFSA is simple in its completion and
accessible, as well as fair, to students that need it. Unfortunately, the current FAFSA is plagued by
issues from its incredible length to its complexity. The FAFSA also suffers from a lack of
substantive updates since its inception in 1965. Moreover, the final outcome of the FAFSA, the
Expected Family ... Show more content on Helpwriting.net ...
According to the United States National Economic Council, these questions are "complex and
largely unverifiable, providing opportunities for gamesmanship," which is not reassuring to students
seeking a fair evaluation of their ability to pay for college (2). This "gamesmanship" is fraud which
exists because of questions that are known and acknowledged to be unverifiable. Those questions
provide families the ability to illegitimately gain a lower EFC and, despite this, have remained on
the FAFSA. The potential for fraud provides students with a choice they should not consider during
their search for college funds. The FAFSA should not be a game of who can lie the most effectively,
but a fair assessment of a student's ability to pay for college. Unfortunately, the former remains the
case today. In fact, according to the United States National Economic Council, "twelve of the top
fifteen strategies for students to maximize their aid eligibility involves manipulating their family's
measured assets" (10). This quote highlights the fact that students and families are exploiting
acknowledged flaws in an application which must be addressed in some manner. Furthermore, it
shows that this fraud is actually being encouraged as a legitimate action. It also speaks to the
negative perception of the FAFSA given that families find the system

The Importance Of Student Aid In Education
debate on who should pay our way through college and what student aid is best, but there are a lot
of options. Such as: grants, loans, financial aid, or even parents might decide to pay for their child's
way through college themselves if they are financially able. You might be wondering what is the
best option for you or your child though, and who should pay? Elliot, Gallo, Tilghman and Shirley
offer ideas on what is the best student aid for you or your college bound child. In William Elliot's
article,"Are We Getting Our Money's Worth?", he talks more about the lower income students
struggling to get into college because of the fear of debt. Those who use loans to pay their way into
college usually end up in debt because of the interest on the loans and the high college costs, which
then causes them to wanna drop out. "As the debt load of matriculated poor and minority students
rises, so do their dropout rates"(Elliot p26). The fact is middle and upper income student are able to
use student aid to join more expensive colleges, while low income students are only able to be
accepted in less expensive home state colleges. "The American promise is that those who work
equally hard will recieve equal rewards. But the student loan programs may compromise the ability
to graduate because of high loans" (Elliot p28). The people of low and high income are not treated
equally even if they both work equally hard in life to succeed and have an education.
Elliot believes,"a college

Macroeconomics: A Case Study
What happens to formula funding and performance funding in times of economic distress?
During times of economic downturn formula and performance funding can suffer dramatically. If
state revenue is decreasing, state legislators will develop state appropriation policies and priorities
on which advancement initiatives to fund. Higher education funding will decrease and the once
carefully planned budget will be disregarded and revamped to fit whatever may best suit the
institution. No matter the funding formula there is not a consistent method as to how a state handles
economic distress as evidenced below.
Research if Missouri, South Carolina, Texas, and Arkansas have changed formula and performance
funding during this period of financial distress. ... Show more content on Helpwriting.net ...
My feeling has nothing to do with how much I enjoy learning, but more so to do with the time
constraints on my day to day life and balancing that with the six to eight hours of homework that are
necessary for grad school classes. When you're taking two classes a semester in grad school,
figuring twelve to sixteen hours a week for homework, forty hours for work (if you're lucky enough
to only do forty), home, kids, their activities etc., it makes it hard to have the wide–eyed enthusiasm
I had during my undergrad. I cannot express how much I love learning. I feel bored when I am not
in school. I like the intelligent banter, the knowledge, the new relationships, but it all takes a

Graduation Speech : College Tuition
From 1978 to 2013, college tuition costs rose by 1,120 % in America. College costs are the highest
in history and more students are going to college than ever before. Most people push for free tuition
for all community colleges and universities; however that is not a viable request Someone is going
to have to foot the bill in the end. Multiple nations around the globe are also having difficulty
finding a functioning price tag for a college degree.
The history of tuition starts in 1862, when Congress passed the Morrill Act. The act established
tuition–free land granted public universities. Tuition was free or almost free for most students who
attended college, predominantly the rich and upper class elite. Eighty two years later the Servicemen
's Readjustment Act of 1944 was passed allowing more than just the elite to get a college degree.
The bill made it easier for veterans returning home from World War II to enroll in college (Sanchez
7). The Servicemen's Readjustment Act opened the door of a college education to the masses of
soldiers heading home, roughly eight million people took advantage of it, more than the writers of
the intended to use it. States accepted the stream of students and provided for them during the post–
war economy. The National Defense Student Loan was created next and opened up the same doors
to everyone. The states provided loans and grants to an unprecedented amount and were at a rush to
create enough colleges to meet the demand of the hopeful

The Benefits Of College Education
A college education is sought out by many students after graduating from high school in this country
because a four–year degree often improves ones' chance for a successful career. However, not every
family has the means to send their child to college considering the high cost of tuition. As a result,
many students face the challenge of paying their own way through school even though they have
minimal skills, time, and especially income. Although it is extremely costly and challenging to pay
for a college education even with a job, there are a few potential ways students can get help to offset
the cost, such as scholarships, grants, and financial aid. There are several variables to look at when
calculating how much a student would need to make in order to afford their tuition. Things like in
state or out of state tuition change the price dramatically. Four year universities cost significantly
more than community colleges, but it is perfectly acceptable to attend a community college to attain
an associate's degree, and transfer to a four–year university to get a bachelor's degree. An out of
state student (a student who chooses to go to school in a different state then where they live during
high school) will have to pay a lot more in either case, however. For example, and the University of
Houston, tuition for a resident of Houston (in–state) is about $11,000, while tuition for a non–
resident (out of state) student is more than twice that amount at about $23,500
(collegeforalltexans.com). Students can look to several options when looking for financial
assistance for their college education. A good start is to apply for FAFSA, or the Free Application
for Federal Student Aid (FAFSA), to find if they qualify for financial assistance, as long as the
student meets the requirements. These qualifications include things like being a citizen of the United
States, and having a social security number. The amount granted through FAFSA varies, but tend to
include federal loan options (which put students into debt, therefore not actually paying for college),
and the Pell Grant (prepscholar.com). Grants are another way students can try to earn money for
school as well. The Pell Grant, for example, has similar requirements

WPU Scholarships
WPU Scholarships and Awards
All first–year and transfer student who applies and is accepted for admission at William Peace
University will be considered for merit–based scholarships. These scholarships are renewable
through a four–year period, provided that the student maintains a designated minimum grade point
average.
Qualified students are awarded renewable Merit Scholarships of up to $17,000 every year.
Scholarships are awarded based on weighted cumulative grade point average and the highest
combined critical reading and math SAT/ACT scores.
William Peace University Presidential Scholarship
The William Peace University Presidential Scholarships are awarded to qualified students who have
earned exceptional academic records. These students should also possess exemplary characteristics
of leadership ability and/or special talents that would enable them to make significant contributions
to campus life. These ... Show more content on Helpwriting.net ...
New students must meet all WPU admission requirements and be in the top 1/3 of their high school
class. Priority will be given to students who demonstrate financial need. The scholarship is
renewable for all three years provided the student maintains a "C" average (2.00) and maintains
good social standing at WPU. The scholarship is available to both in and out–of–state students, with
preference given to North Carolina residents.
Honors Scholarship
Students accepted into this program can be awarded the Honors Scholarship. Current students may
petition to join the Honors Program with a cumulative GPA of 3.7 or higher after 15 credit hours.
These scholarships are renewable for an additional three years of study at William Peace University,
provided recipients remain in the Honors Program and maintain a "B" average (3.00).
Phi Theta Kappa Honor

Student Financial Aid For Students
Staring from the 1940s, Student financial aid began to play a significant role in prompting student
access, persistence and completion rate of American Higher Education. Since students can be
regarded as the output of the education, student financial aid also contributes to the social mobility
and the improvement of economics. Federal government, state governments and institutions jointly
provide the funding to certain groups of students. Among all types of financial aid, need–based aid
and merit–based aid are most important financial aid for students. Higher Education Act of 1965 is a
milestone of the development of need–based aid. The Law was intended to "strengthen the
educational resources of our colleges and universities and to provide financial assistance for
students in postsecondary and higher education." Specifically, the Pell Grant is the foundation of the
federal financial aid system. While the social turbulence of the 1960s may have been the impetus
behind the Pell program, the groundwork for broad–based aid programs is more appropriately
attributed to the GI Bill. After 1965, the Higher Education Act of 1965 was reauthorized several
times to achieve the goals. Need–based aid is essential for college access and success. According to
Turner's research (2013), every $1000 decrease of tuition price will lead to 4% of increase in college
attendance. Evidence suggests that reducing college costs can increase college entry and persistence
(Dynarski & Clayton,

Essay on Marketing Research Example
JoBDeK
RESEARCH
Kimberly Block
Jody Brogan
Brittany Caple
Destinie Schirle
Table of Contents
Executive Summary 1
Service Overview 2
Target Market 3
Problem Statement 4
Research Plan 4–5
Primary Research 6
Secondary Research 6
Sample Survey 7
Test Pilot Report 8
Focus Group 8
Recommendations 8
Works Cited 9 Executive Summary
JoBDeK Research will perform research to collect and compile data regarding the Blackhawk
Technical College Financial Aid Department's service and favorability among current students. Our
goal is to answer the question "What are students' attitudes towards the Financial Aid Department at
Blackhawk Technical College?" We will be looking for satisfaction and dissatisfaction ... Show
more content on Helpwriting.net ...
Of those who apply, nearly 64% actually receive financial aid (Arnold).
Problem Statement
What are students' attitudes towards the Financial Aid Department at Blackhawk Technical College?
We will be looking for satisfaction or dissatisfaction with the Financial Aid Department at

Blackhawk Technical College.
Research Plan
Step One
What symptoms cause management concern? (Cooper and Schindler 106)
 Competitors/other schools
 Money Loss
 Staffing
 Technology
 Student Concern
 Example: People receiving Financial Aid in October for Fall Semester.
What Environmental Stimuli raise management interest?
 Competitors
 TV Ads, newspapers ads, billboards, brochures, hand outs, flyers
 Money
 Laws
 Other Colleges
 Example: People not applying due to the problems and attending other schools with a better
financial aid package.
Step Two
How can Management eliminate the negative symptoms? (Cooper and Schindler 106)
 Answers from surveys can eliminate negativity.
 Satisfied student response speaking highly of BTC financial aid.
 Promote Excellence.
 Care about Student concerns
 Profitability
How can Management fully capitalize on an opportunity?
 Take the opportunity to listen to student concern.
 Work on the problem right away.
 Work on the slow disbursement.
 Know the problem, realize the problem and define the problem, and

College Debt And Student Completion And Attendance

Recommended

Recommended

More Related Content

More from Amanda Crow

More from Amanda Crow (15)

Recently uploaded

Recently uploaded (20)

College Debt And Student Completion And Attendance