1. Rakesh Kumar Nayak
Contact No: +91-9437599440
Email ID: rakesh9658044404@gmail.com
CAREER GOAL:
To pursue the knowledge this will strengthen and sharpen my technical skill and make me competent to face the
global challenges in the industry and to become an asset to the organization.
SUMMARY
 Presently associated with ICICI BANK LTD., as Deputy Manager(DM)
 Proficiency in providing consultancy services to esteemed clients and tapping new markets to expand the existing
clientele.
 Effective communicator with focused customer service approach. Strong analytical, problem solving &
organizational abilities.
CAREER HIGHLIGHTS
Nov 2013 to till date: ICICI Bank Ltd., as Deputy Manager (Enterprise Credit)
JOB RESPONSIBILITIES:
 Handling business limit (CC & OD) and Stock funding. Assessing the credit rating of borrowers and pricing of
loan proposals, providing suitable products, credit appraisal involving industry analysis, risk analysis of facility
and limit assessment, keeping a track of Non Performing Assets (NPA) on a regular basis and taking
appropriate action to control them. Also monitoring margin call and overdue in timely basis.
 Handling both Credit and sales part. Preparation of appraisal notes, presenting cases in forums and discussing
the cases with the senior management of credit and risk departments.
 Business development as per the priority sector guidelines from RBI, financial analysis of working capital
needs of MSME and Agri based customers, understanding the working capital requirements and business
model of customers.
 Acting as the single point of contact for all banking needs of the clients, enhancing business through actively
meeting new corporate, building relationship and developing new business, cross selling of Bank's retail
products to the managed clients. Focused on new customer acquisition (NCA).
 Awareness to facilitate financial inclusion, maintaining an MIS for tracking the progress.
PRODUCT HANDLING:
 Cash credit / Overdraft (Secured and Unsecured).
 Commodity Based Funding (Stock Funding)
 Term Loan & Working Capital
 Saving A/C, Current A/C
 Life Insurance
 Forex
 Warehouse Construction Loan

2. ACADEMIC HIGHLIGHTS
2013 Post Graduate Diploma in Banking Operation from IMA (ICICI Manipal Academy) with 7.22 CGPA.
2011 B.Tech from DRIEMS, Cuttack (BPUT University) with 7.25 CGPA.
2006 Intermediate from Nimapara College, Nimapara (CHSE, Odisha) with 58.7 percentage.
2004 High School from Nimapara High School, Nimapara (BSE, Odisha) with 75.76 percentages.
KEY SKILLS
 Excellent communication and presentation skills.
 Strong competitive drive and work ethic to succeed.
 Proficiency in all Microsoft Office applications along with c, c++, RDBMS, Data Structure etc.
 National Institute Of Securities Markets for Depository Operations Certification Examination (NISM-VI)
 National Institute Of Securities Markets for Mutual Funds Distribution Certification Examination (NISM-V-A).
 Honesty and commitment as my greatest strength.
 Positive attitude and optimistic approach.
PERSONAL DETAILS
 Father’s Name: MR. Kapila Charan Nayak
 Mother’s Name : MRS. Sanjukta Nayak
 Date of Birth : 9th
June 1989
 Marital Status : Single
 Nationality : Indian
 Hobbies : Cooking, Photography, Surfing internet
 Languages Known: English, Hindi, Oriya (read, write & speak)
 Pan card Number : ALQPN1780M
 Passport Number : J8013718
 Present Address : Quarter No 31/3 Unit-8 Bhubaneswar
DECLARATION:
I hereby declared that all the above particulars stated by me are true to the best of my knowledge and belief. I am also
confident of my ability to work in a team and I assure you that I will prove myself as an asset to your company.
Place:
Date: Rakesh Kumar Nayak