1. WAQAS AHMED
GHAURI
CAREER OBJECTIVE
OBJECTIVETo succeed in an environment of growth and excellence and earn a job which
provides me job satisfaction and self-development and help me to achieve personal
as well as organization goals.
ACHIEVEMENTS
Attended & Participated in Basic Arabic Speaking Training– UAE
Received” Employee of the month” award twice at UAE Exchange.
Managed Department as Acting Manager Operations for six months at Albaraka
Bank.
Proficient in General Banking Operations.
Referred Ijarah - Financing of assets worth over PKR 3.5 million at Albaraka
Bank.
Personal Information CAREER PROFILE
United Arab Emirates
+971 55 1977537
waghouri@gmail.com
PROFESSIONAL TRAININGSDriving License # 206769
Waqas,ghouri Basics Arabic Speaking UAE Exchange– Dubai
Cashier training UAE Exchange– Dubai
General Banking Operations NIB Management Institute
Islamic Banking Albaraka Bank
IBAN - INTERNATIONAL BANK ACCOUNT NUMBER Albaraka Bank
Anti Money Laundering and KYC (CDD) Albaraka Bank
October 26, 1987
Pakistani
Skills
Service Officer – Grade 5
UAE EXCHANGE CENTRE LLC – Abu Dhabi.
“UAE Exchange is a United Arab Emirates based company dealing primarily in remittance, currency
exchange and bill payment solutions. The company headquartered is in Abu Dhabi, UAE. It has more
than 9000 employees in over 40 countries. It is one of the largest remittance companies and has
extensive network in the middle east and Asia”
RESPONSIBILITIES:
Assists Manager for achieving business targets and recommendations for effect
management decisions.
Executes all service related initiatives over the counter such as Cash receipt,
Cash Payment, Local and international remittance, issuance of drafts and
payment solution..
Manages NRP (Non Residents Pakistanis) Account openings and represents
Pakistan corridor, to promote the account opening and remittance business.
Ensures the resolution of customer complaints with in specified TAT.
Manages Cross selling of various Allied Products i.e Go Cash traveling card,
Smart Pay salary system (WPS), utility payments and Airlines ticket booking..
Serves with wealth management products like Dubai National Bond and First gulf
savings.
Ensures that all the remittances done under the KYC standards.
Implements AML as per Central Bank and company guidelines.
Insures that activities are carried out strictly in accordance with the laid down
procedures/processes, and Compliance guidelines
Mar 2014 – TILL DATE
Team Management
Interpersonal communication
Cross Functional Team
Motivational Skill
Willingness to Learn
Integrity
Expertise
Cash Dealing
Banking
Remittance
Compliance
Costumer Services
Cross Sales
Security Stationary Management
KYC
AML
PROFESSIONAL EXPERIENCE
A self-developed high motivated and passionate banking professional with more than
6 years of work experience in a financial sector including Banks and Exchange House,
having an excellent record of success In general banking operations. Has the
capability to understand the latest trends and implement the same in workplace to
achieve organizational goals. Possess excellent Interpersonal, Organizational and
communication skills with proven abilities in Team Management, Customer
relationship and Planning.
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2. PROFESSIONAL EXPERIENCE
Remittance Officer – Grade II Assistant Manager
ALBARAKA BANK (PAKISTAN) Ltd. – Karachi, Pakistan
“Albaraka Bank Pakistan Limited is a dedicated Islamic bank, Subsidiary of Al Baraka Banking Group Bahrain”
RESPONSIBILITIES:
Supervising various branch related transactions.
Assisting Manager to streamline the branch operation (All assignments including Main Vault Keys custodian).
Managing the Customer Safe deposit Lockers.
Preparation of Withholding Tax and pay online to State Bank of Pakistan through FBR website.
Executing all service related initiatives such as money transfers, issuance of pay-orders & drafts, collection
Items and foreign international remittances.
Managing cheque books, security stationary and all other counter-specific products and services.
With Holding Tax reporting federal board of revenue.
Preparation of monthly HIBA (Profit) and credit in customer account.
Scrutinize daily transaction vouchers, computer reports; and ensure rectification if required in any transaction
is up-to-date.
Coordinating with Internal Auditor for annual audit & preparation of miscellaneous management and financial
reports.
Ensures that activities are carried out strictly in accordance with the laid down procedures/processes, and
SBP/Compliance guidelines.
Customer Services Officer – Grade 14
NIB Bank Ltd. – Karachi, Pakistan
“NIB Bank Limited is a full fledge commercial bank and Subsidiary of Temasek holding Singapore”
RESPONSIBILITIES:
Preparation of Schedule for incoming and outgoing clearing cheques.
RTGS
Process and monitor all transactions like cash, remittance, and withholding tax.
Counter Services, Cheque Book issuance, Pay order & demand draft issuance and security stationary.
Reconciliation and reviewing daily transaction reports.
Cash handling.
Ensures that activities are carried out strictly in accordance with the laid down procedures/processes, and
SBP/Compliance guidelines.
CITIBANK, N.A – Karachi, Pakistan
DHL PAKISTAN (PVT) Ltd – Karachi, Pakistan
APR 2011 – AUG
2012
INTERNSHIP
ACADEMIC
CAREER
MBA – Master of Business Administration
Institute Of Business and Technology BIZTEK (IBT) – Karachi, Pakistan
BBA – Bachelor of Business Administration
University Of Karachi – Karachi, Pakistan
Intermediate
S.M Govt. Science College – Karachi, Pakistan
May 2011 – MAR 2014
DEC 2007(Four weeks)
NOV 2007(Four weeks)