1. Farhan-Ul-Nabi
G-10/14, Fateh Chand Compound
Malir City, Karachi
Contact # 0333-3919138
Email : farhan.nabi@dibpak.com
OBJECTIVE
To make a professional career in a reputable and growth-oriented bank / financial Institution where my
professional exposure can supplement active operational involvement relating to core services being offered
to customers
SUMMARY OF PROFESSIONAL EXPERIENCE
 Currently working in Centralized based Credit Operations of Corporate, Commercial & Investment
Banking Group in Dubai Islamic Bank Pakistan Limited, managing & monitoring complete local
funded portfolio of the bank according to SBP and Sharia Compliant financing products guidelines
singly on Pan Pakistan basis, approximately 08 years of Islamic banking experience, sound
knowledge of Corporate, Commercial, Consumer, Staff & other documentations of financing
facilities, capable to sustain/handle pressure in day to day transactions. Pioneer Member of Emirates
Global Islamic Bank Limited, sound knowledge for preparing / making new Legal Documents for
financing Products, Transactional Documents, successful implementation and their User Acceptance
Testing (UAT) and inputting transaction of newly introduced financing products in financial system
with IT also discussions with Business Banking Group regarding operational process & issues in
system, helped & guided for developing COSO framework, designed many Product Process Flows
i.e. Murabaha/Running Finance, Ijarah/Lease, Istisna/Financing for Manufacturing, Salam/Financing
for Manufacturing, Musaharika/Project Financing, Masawama/Project Financing, Sakuk/Financing
against Shares, Takaful Plan/Insurance etc. Internal memorandums formats, Formats of security,
pledge stock & insurance registers in CAD, Service level agreements (SLA) and Sharia approvals
formats, structures & policies in EGIBL and various other works for newly established
department/bank.
DUBAI ISLAMIC BANK (PAKISTAN) LIMITED February 2012 till date
Assistant Manager
Credit / Trade Operation (Corporate, Commercial & Investment Banking Group)
 Managing & Execution of all short term and long term finances of corporate, Commercial, IBG &
Individuals Clients in system on daily basis.
 Scrutiny of Transactional & legal documents of short term & long finances as per Sharia, legal &
central bank’s requirements.
 Acquire Sharia clearance on financing process flow of Corporate and Investment Banking financing
portfolio.
 Monitoring & Preparation of Progress & Portfolio reports of the bank on daily, weekly,
fortnightly and monthly basis.
 Monitory & Reporting of daily Maturities of advances/loans of the bank.
 Recovery of rentals/installments of corporate clients on daily, monthly & Quarterly basis.
 Monitoring & Preparation of Daily Overdue report of the Bank.
 Monitoring & Preparation of Weekly Classified Report of the Bank for Management.
 Responsible for Preparation and Facilitation of SBP reports on Half Yearly basis.
 Responsible for Preparation/monitoring Manual Charity/Penalty reports against overdue on
daily basis.
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2.  Scrutiny of transaction documents & disbursement of Islamic Export Refinance Scheme (IERS),
Payments of principal & profit to State Bank of Pakistan and recoveries of the same.
 Responsible for providing all details of Non-Performing Loan (NPL) Cases, i.e. receivables
figures, outstanding Calculation, penalties/ charity calculations etc. to Credit Administration
Department and Legal Department.
 Coordination with IT for effective implementation of Credit Operation processes and
identification and rectification of system gaps in core banking system.
 Ensure Good audit ratings in the Sharia, Internal, External & State Bank of Pakistan.
 Back up for Trade Finance Export Department.
 Reconciliation of all financing accounts with General Ledger (GL) on Daily, Weekly and Monthly,
Quarterly and yearly basis.
 Responsible for informing to Manager Disbursement Desk or Country Operations Head for excess
over Limit of the financing facilities provided to the customer.
 Any other duty assigned by the Manager or Country Operations Head from time to time.
ALBARAKA BANK (PAKISTAN) LIMITED June 2008 to February 2012
Assistant Manager
Credit Operation (Corporate, Commercial & Investment Banking Group)
Responsibilities
 Responsible for Monitoring & disbursement for all type of finances/loans in Auto Islamic Banker
System (AIB-2).
 Inputting all applications/information related to the customer into the system (AIB-2).
 Disbursement/Posting of new credit facilities approved by the competent authority in the system.
 Monitory & Reporting of monthly maturities of all advances/loans of the bank.
 Recovery of all rentals/installments of corporate clients of South Region on daily basis.
 Reconciliation of all finances with General Ledger (GL) on daily, weekly and monthly basis.
 Responsible for informing the Unit Head Credit Ops/Head Credit Ops of excess over limit of the
financing facilities provided to the customer.
 Responsible for Preparation/monitoring total Advances, overdue, Progress & Portfolio reports
of the bank on fortnightly and monthly basis.
 Responsible for complete Sarparast Takaful product back office operations on daily, weekly &
monthly basis.
 Responsible for Preparation/monitoring Manual Charity/Penalty reports against overdue of the
bank on daily, weekly & fortnightly basis.
 Responsible for providing all the details of NPL cases i.e. receivables figures, outstanding
calculation, penalties/ charity calculations etc. to Special Assets Management (SAM) and Credit
Administration Department (CAD) department.
 Preparation of Reminders for Relationship Manager for the due payments, nonpayment/overdue
of installment of transaction by the customer.
 Ensure good audit ratings in Sharia, Internal, External & State Bank of Pakistan.
 Preparation and Implementation of COSO framework on asset side.
 Design product process flow, service level agreements and Sharia approvals.
 Any other duty assigned by the Manager Credit Operations/Head Credit Operations from time to
time.
ALBARAKA BANK (PAKISTAN) LIMITED May 2007 to June 2008
(Formerly Emirates Global Islamic Bank Limited)
Officer CAD
Credit Administration Department (Corporate, Commercial & Investment Banking Group)
Responsibilities
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3. • Preparation & completion of Legal & Sharia documents for Islamic Banking Products i.e. Murabaha,
Ijarah, Musharika, Masawahma, Istisha, Salam and other financing documentation for Corporate and
Individual clients.
• Pledge Stock Maintenance, Monitoring of securities, physical inspections of pledged stock
Godowns with Muccadams.
• Monitoring of Insurance of pledged stock, Securities, leased Machineries and Vehicles on daily,
weekly & monthly basis.
• Preparation of Staff Loans Agreement and complete documentation for House Finance, Car Finance
& Personal Loans.
• Carry-out all type of Valuation reports and Legal opinion from External Agencies.
• Stamp Issuance and Balancing on daily, weekly & monthly basis.
• Preparation of Customer Credit Reports.
• Preparation of External Agencies Verification letter from various Banks.
• Daily Correspondence with Lawyer, valuators and other external agencies/vendors.
• And other duties assigned by the Manager Credit Administration/Head Credit Administration from
time to time.
EDUCATIONAL QUALIFICATION
2009-2012
 Masters of Business Administration in Banking & Finance from Federal Urdu University of Arts,
Science & Technology Karachi Pakistan.
2004 -2005
 Bachelors of Commerce from Government Commerce and Economics Collage, University of
Karachi, Pakistan.
2001 -2003
 Intermediate (H.S.C) in Pre-Engineering Group.
1999-2000
 Matriculation (S.S.C) Science Group.
CERTIFIED COURSES & TRANAINGS
• Certified course on “Islamic Banking & Islamic Insurance” from Centre for Islamic Economics.
• Certified course of “Microsoft Office Excel 2007” from Pakistan Institute of Management.
• Participated in one day workshop on “Introduction to Credit” at Institute of Bankers of Pakistan
(IBP).
• Participated in two Days workshop on ”Islamic Banking Principles & Product” in house.
• Participated in one day workshop on ”Diminishing Musharika” in house.
COMPUTER SKILLS
• Microsoft Office Professional, Operating System, Windows 95, 98, ME, XP, Internet Surfing / Web
Material Searching.
PERSONAL INFORMATION
Father’s Name : Ghulam Nabi
Date of Birth : March 12, 1984
Marital Status : Single
Nationality : Pakistani
CNIC # : 42501-1055850-9
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