K. Thanigaivel has over 15 years of experience in corporate banking, risk analysis, and people management. He currently works as an Associate Manager of Corporate Banking and Credit Risk Control at Standard Chartered Scope International Private Limited in Chennai, India. Prior to this role, he held positions at Computer Age Management Services Private Limited and Sterling Holiday Resort (I) Ltd. K. Thanigaivel has a Bachelor's degree in Corporate Secretaryship from The New College in Chennai. He is proficient in MS Office and accounting software.

1. K. Thanigaivel Phone: 9841640482
Old No.18,, New No.44, Amaiyappan Lane, Email:thanigai22@rediffmail.com
Royapettah – Chennai – 600 014.
To obtain a suitable position at an industry – leading company
Profile at Glance:
 Experience in the area of Corporate Banking
 Ability to easily grasp and apply cutting-edge ideas, to imply new methodologies,
concepts, and techniques,
 Providing training to new staff, supervisions of junior staffs,
 Proven track record of effectively coordinating staff training and development, and
employee supervision.
 Excellent communication, intuitive, interpersonal, multi-tasking, organizational,
problem solving, and leadership skills
 Ability to work both in independent and team work environments.
Expertise: Documentation Analysis ~ Risk Analysis ~ People and Process Development~
Standardizing Operation Procedures ~ Key Control System Analysis ~ Testing ~ Interaction
with Technical Team ~ Effective Team Management ~ People Management
Time Management
Professional Experience
Standard Chartered Scope International Private Limited., (Chennai)
Joined as a Senior Officer in the Year July 2007
Promoted as Team Leader (From October 2011 – March 2015)
Associate Manager - Corporate Banking- Credit Risk control (From April 2015)
Job Responsibilities:
 Preparation and verification of Banking Facility Letter, contractual documents for
signing up various products offers with the clients.
 Checking various constitutional, contractual and security related documents for
various products like overdraft, Bill discounting, Invoice discounting to sanction
limits.
 Verification on security documents Hypothecation on Machineries, Property
Mortgage documents, valuation report, desktop valuation report, Corporate guarantee.
 Verifying system related data’s.
 Generation of Security Compliance Certificate for approval of loans and other
products inferring whether the products are offered by way of Standing Instructions or
Direct Debit.
 Daily, weekly and monthly report generations & sending to Senior Credit Officers
 Liaising with legal and credit team for ensuring documentation perfection.
 Coordinating with RM’s and Field Audit Reporters to clear discrepancies on
documents.

2.  Issuing of Security Compliance Certificate and Documents Deferrals Note to activate
limits.
 Preparation and sending of limit activation letter to customers.
 Monitoring of overdue payments of the customers.
 Monitoring on expired loan agreement and Deferrals of documents.
 Preparing Acknowledgement of Debts and Securities (AOD) for going to expiry
documents 3 months advance on documents expiry date.
 Handling queries which has been raised from RM’s, Field auditors and limits team.
 Sending security cheques to recovery team to recover the overdue of the customers.
 Sending the documents to recovery team for court case if the customer is default to
repay the loan.
 Preparation of no dues certificate after checking outstanding balance in all transaction
systems.
 Sending no dues certificate to the customers.
 Preparing hypothecation agreement and checking after executed by customers.
 Reconciliation of collateral securities.
 Preparing Key Performance Indicator report for measurement of quantity.
 Preparing Documents Deficiency Report on monthly basis.
 Sending MIS reports on discrepancy documents to RM’s and Field audit reporters.
 Testing of modification on software which are pertains to our process.
 Analyze the Key Control System finding and solving the issues.
Achievements
 Successful in signing up and completion of various testing modules in
Creditmate.
 Rated as 2 in the appraisal in the year 2009,2010,2011& 2013.
 Trained 12 member in a team on various process.
 Awarded as Business Champ in the year 2008.
 Awarded as Value Champ – Trustworthy in the year 2010
 Awarded as Value Champ – Courageous in the year 2012
 Awarded as Business Champ in the year 2013.
Prior Experience
Computer Age Management Services Private Limited., (Chennai)
Processing Officer – ICICI Prudential Mutual Fund Unit (From Sep’05 to June’07)
Job Responsibilities:
 Quality Checking of redemption processing.
 Verification of signatories of the clients with our records.
 Updating of bank mandate and change of address, if any requested by clients if
signature tallies with our records.
 Verification as per request, whether scheme, amount or units which client wants to
redeem captured correctly.
 Verification of Time stamping of the requests.
 Sending letters to the clients if any redemption request rejected, with mentioning
proper reason for rejecting.

3. Sterling Holiday Resort (I) Ltd., (Chennai)
Executive – Company Operations (From Aug 2000 to Aug 2005)
Job Responsibilities:
 Accounting sales revenues
 Collecting Sales reports from the branches
 Submitting Sales Report to Management
 Overseeing documentation
 Coordinating with Branches on discrepancies.
 Maintaining Performance details of the Sales Personnel
 Inter department Coordination at HO for Sales operations
 Fixing target on sales to executive.
 Monitoring of executive performances on sales
 Attending & Solving customer’s query.
Education
Graduation : B.A., Corporate Secretary ship
Institution : The New College, Chennai -600 014
University : University of Madras
Computer Education
Diploma inComputer Aided Finance and Accountancy
 Institution : First Computers, Chennai – 600 002.
 Computer Literacy : MS Office, Ex – Next Generation, An accounting
Package Developed by Tata Consulting Service
Personal Particulars
 Date of birth : 24.08.1978
 Sex : Male
 Marital Status : Married
 Father’s Name : KAMALAKANNAN
 Language Known : English, Tamil ( To read, write & speak)
Date:
Place:
Signature