3. FOREIGN CURRENCY/ FOREX CARD
FACTORS INFLUENCING DEMAND AND
SUPPLY
POLITICAL FACTORS
GOVERNMENT POLICIES
CAPITAL FLOW IN A REGION
COMMISSION RATE
EMPLOYMENT RATE
SEASONAL FACTOR
4. FACTORS INFLUENCING DEMAND AND SUPPLY HOME LOANS
DEMAND
INCOME
EMPLOYMENT STATUS
POPULATION DEMOGRAPHY
INTEREST RATE
PRICE/ SECTOR PERFORMANCE
EXISTING DEBT OBLIGATION
SUPPLY
CREDIT SCORE
GOVERNMENT POLICIES
5. FACTORS AFFECTING THE
DEMAND OF EDUCATION
LOAN
-POPULATION DEMOGRAPHY
-INTREST RATE/REPO RATE
-REPAYMENT PERIOD
-EXISTING LOANS
-SPECIAL SCHEMES
-TERMS & CONDITIONS
ATTACHED TO LOANS
FACTORS AFFECTING THE
SUPPLY OF EDUCATION LOAN
- CREDIT SCORES OF APPLICANT
- INSTITUTIONAL
ACCREDITATIONS
- EARNING POTENTIAL
- ACADEMIC RECORD OF
STUDENTS
-COLLATERAL REQUIREMENTS
-GOVERNMENT SCHEMES
6. CAR LOANS
• CAR PRICES
• PERSONAL DISPOSABLE INCOME
• GOVT. POLICIES
• ADVERTISEMENTS
• LIQUIDITY IN THE MARKET
• TECHNOLOGY UPDATION
• CREDIT AVAILABILITY
• SEASONAL FACTORS
• CAR DESIGNS
• INSURANCE
• BANKS' CAPITAL RATIO, FUNDING RATIO
AND LIQUIDITY RATIO
• GOVT. POLICIES
• TAXES
• DISRUPTION IN SUPPLY CHAIN(INTERNAL
& EXTERNAL)
DEMAND SUPPLY
FACTORS AFFECTING THE DEMAND & SUPPLY OF CAR LOANS –
8. INSURANCE
FACTORS AFFECTING SUPPLY
• SOCIAL AND ECONOMIC DYNAMICS
• UNFORESEEN CIRCUMSTANCES
• NEW ENTRANTS
• TECHNOLOGICAL IMPROVEMENTS
FACTORS AFFECTING DEMAND
• POPULATION AGE
• UNFORESEEN CIRCUMSTANCES
• THE DATA REVOLUTION
• TECHNOLOGICAL
IMPROVEMENTS