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Professional Accounts Service




        Making twice as much “cents”…
                   For Serious Debt Collections




                                                                                                                                            __________
                                                                                                        Default address Avenue, 4214,
   1359 Margaret Avenue | 812.235.8648 | www.professionalaccounts.com                         Postal code 80.250-210 / Curitiba PR BR                    +55 32 3836 55 55
                                                                                              ___________________________________________
Default addressIN 47801 | 4214,
   Terre Haute, Avenue, 800.364.9962 |            +55 32 3836 55 55                                                                                      +55 32 9685 55 55
LOGO AREA
Postal code 80.250-210 / Curitiba PR BR     |    +55 32 9685 55 55      |   www.default.com                            www.default.com
Table of Contents
            Slide No.                                         Slide Name


               1.       Cover Slide


               2.       Table of Contents


               3.       Our Diligence Earns You More


               4.       What can PAS do for me?


               5.       What happens to my accounts?


               6.       If we don’t collect, you don’t pay.


               7.       Back Cover Slide




                                                                                                                    __________
                                                              1359 Margaret Avenue |Default address Avenue, 4214,
                                                                                        812.235.8648 | www.professionalaccounts.com
                                                              Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR
                                                                            Postal code 80.250-210 / |                  +55 32 3836 55 55
                                                                            ___________________________________________
                                                                                                                        +55 32 9685 55 55
LOGO AREA                                                                                            www.default.com
What can PAS do for me?




 Collect twice the national average.
 Letting us help you collect debt makes a lot of “cents.” Last year, our
 average debt-collection rate was 35%, well over the national average of
 18%. We have even achieved this collection rate on second –placement
 accounts, or accounts another collection agency has tried, and failed, to
 collect. In addition, if you follow our advice and place accounts with us at
 90 days past due, we can often collect even more.




                                                                                                                             __________
                                                                       1359 Margaret Avenue |Default address Avenue, 4214,
                                                                                                 812.235.8648 | www.professionalaccounts.com
                                                                       Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR
                                                                                     Postal code 80.250-210 / |                  +55 32 3836 55 55
                                                                                     ___________________________________________
                                                                                                                                 +55 32 9685 55 55
LOGO AREA                                                                                                     www.default.com
Our diligence earns you more.
                                                 Accounts Receivable Chart

                                         Likelihood of Collecting As Time Goes On


                            100%

                            80%

                            60%

                            40%

                            20%

                            0%
                                       30 Days           60 Days           90 Days




Discover what we can do for any business.
 We work all our accounts             Most of our work is done on                         Comes to tracking down debtors to
 thoroughly, and we don’t close out   accounts 150 days past due, or                      help you collect even more. At PAS
 small accounts like many other       even older. So our above average                    we have a skip tracing service to
 agencies do. This extra effort is    collection rate is achieved on                      help locate debtors, and can cross
 increasing important as your past    accounts that some others can’t                     reference debtors with other bad
 due accounts grow older. At 90       collect at all.                                     debts to locate the person.
 days past due, your chances of       To achieve this high collection rate,               We also report all accounts to two
 collection are under 20%-- unless    we use a combination of letters and                 national credit-reporting
 you work with us.                    phone calls, and we have                            systems, keeping debtors from
                                      specialized capabilities when it                    running up more bills.




                                                                                                                            __________
                                                                      1359 Margaret Avenue |Default address Avenue, 4214,
                                                                                                812.235.8648 | www.professionalaccounts.com
                                                                      Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR
                                                                                    Postal code 80.250-210 / |                  +55 32 3836 55 55
                                                                                    ___________________________________________
                                                                                                                                +55 32 9685 55 55
LOGO AREA                                                                                                    www.default.com
What happens to my accounts?

                                                                                                 Accounts pay
                                                                                                  voluntarily
         Step 1:Receive your
          accounts and we                 Turn over accounts
            insert into our                  to collectors.                                                or
               system.

                                                                                             Legal action taken


Todays top technology at your fingertips.
 At step one the collection process       of an unresolved account being                and arrangement for full payment
 has already started. All accounts        reporting to national credit                  of the account balance is made.
 will begin our process with a thirty-    reporting.                                    Legal processes are subject to
 day, two letter notice series. The        At this point if the account has not         minimum packet balances of
 first notice will be a statement of      been resolved, the account has                $500.00. All accounts referred to
 the debt, including the necessary        successfully passed the thirty-day            litigation must also have one of the
 FDCPA validation language. Our           validation period required by                 following: current verified
 second notice mailed ten days later      federal law and is assigned to one            employment or verifiable attachable
 references our ability and possibility   of our collectors for immediate               assets. Our system then produces
 agencies.                                professional telephone collection             legal recommendation reports for
                                          techniques. Patients are counseled            those accounts which meet this
                                                                                        criteria




                                                                                                                           __________
                                                                     1359 Margaret Avenue |Default address Avenue, 4214,
                                                                                               812.235.8648 | www.professionalaccounts.com
                                                                     Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR
                                                                                   Postal code 80.250-210 / |                  +55 32 3836 55 55
                                                                                   ___________________________________________
                                                                                                                               +55 32 9685 55 55
LOGO AREA                                                                                                   www.default.com
If we don’t collect, you don’t pay.


 Professional Accounts Service works on a
 contingent-fee basis, which means that if
 we don’t collect, you don’t pay. In addition
 you can place as many or as few
 accounts with us as you would like, giving
 you the flexibility to handle some of the
 accounts yourself.


We Keep you informed.
 We don’t leave you in the dark when it comes to
 progress your accounts. Our collection system
 is fully automated, letting us keep you informed
 every step of the way. With our services, you
 will receive regular status reports on the amount
 of money collected, and what methods were
 used.




                                                                                                           __________
                                                     1359 Margaret Avenue |Default address Avenue, 4214,
                                                                               812.235.8648 | www.professionalaccounts.com
                                                     Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR
                                                                   Postal code 80.250-210 / |                  +55 32 3836 55 55
                                                                   ___________________________________________
                                                                                                               +55 32 9685 55 55
LOGO AREA                                                                                   www.default.com
Making twice as much “cents”, since 1988.




       1359 Margaret Avenue | 812.235.8648 | www.professionalaccounts.com
                                                 __________




                                                                                                                                __________
                        Default address Avenue, 4214,                                       Default address Avenue, 4214,
       Terre Haute, code 80.250-210 / Curitiba PR BR| +55 32 3836 55 55
              Postal IN 47801 | 800.364.9962
              ___________________________________________
                                                                                  Postal code 80.250-210 / Curitiba PR BR
                                                                                  ___________________________________________
                                                                                                                                             +55 32 3836 55 55
                                                              +55 32 9685 55 55                                                              +55 32 9685 55 55
LOGO AREA                      www.default.com                                                             www.default.com

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Pas power point

  • 1. Professional Accounts Service Making twice as much “cents”… For Serious Debt Collections __________ Default address Avenue, 4214, 1359 Margaret Avenue | 812.235.8648 | www.professionalaccounts.com Postal code 80.250-210 / Curitiba PR BR +55 32 3836 55 55 ___________________________________________ Default addressIN 47801 | 4214, Terre Haute, Avenue, 800.364.9962 | +55 32 3836 55 55 +55 32 9685 55 55 LOGO AREA Postal code 80.250-210 / Curitiba PR BR | +55 32 9685 55 55 | www.default.com www.default.com
  • 2. Table of Contents Slide No. Slide Name 1. Cover Slide 2. Table of Contents 3. Our Diligence Earns You More 4. What can PAS do for me? 5. What happens to my accounts? 6. If we don’t collect, you don’t pay. 7. Back Cover Slide __________ 1359 Margaret Avenue |Default address Avenue, 4214, 812.235.8648 | www.professionalaccounts.com Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR Postal code 80.250-210 / | +55 32 3836 55 55 ___________________________________________ +55 32 9685 55 55 LOGO AREA www.default.com
  • 3. What can PAS do for me? Collect twice the national average. Letting us help you collect debt makes a lot of “cents.” Last year, our average debt-collection rate was 35%, well over the national average of 18%. We have even achieved this collection rate on second –placement accounts, or accounts another collection agency has tried, and failed, to collect. In addition, if you follow our advice and place accounts with us at 90 days past due, we can often collect even more. __________ 1359 Margaret Avenue |Default address Avenue, 4214, 812.235.8648 | www.professionalaccounts.com Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR Postal code 80.250-210 / | +55 32 3836 55 55 ___________________________________________ +55 32 9685 55 55 LOGO AREA www.default.com
  • 4. Our diligence earns you more. Accounts Receivable Chart Likelihood of Collecting As Time Goes On 100% 80% 60% 40% 20% 0% 30 Days 60 Days 90 Days Discover what we can do for any business. We work all our accounts Most of our work is done on Comes to tracking down debtors to thoroughly, and we don’t close out accounts 150 days past due, or help you collect even more. At PAS small accounts like many other even older. So our above average we have a skip tracing service to agencies do. This extra effort is collection rate is achieved on help locate debtors, and can cross increasing important as your past accounts that some others can’t reference debtors with other bad due accounts grow older. At 90 collect at all. debts to locate the person. days past due, your chances of To achieve this high collection rate, We also report all accounts to two collection are under 20%-- unless we use a combination of letters and national credit-reporting you work with us. phone calls, and we have systems, keeping debtors from specialized capabilities when it running up more bills. __________ 1359 Margaret Avenue |Default address Avenue, 4214, 812.235.8648 | www.professionalaccounts.com Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR Postal code 80.250-210 / | +55 32 3836 55 55 ___________________________________________ +55 32 9685 55 55 LOGO AREA www.default.com
  • 5. What happens to my accounts? Accounts pay voluntarily Step 1:Receive your accounts and we Turn over accounts insert into our to collectors. or system. Legal action taken Todays top technology at your fingertips. At step one the collection process of an unresolved account being and arrangement for full payment has already started. All accounts reporting to national credit of the account balance is made. will begin our process with a thirty- reporting. Legal processes are subject to day, two letter notice series. The At this point if the account has not minimum packet balances of first notice will be a statement of been resolved, the account has $500.00. All accounts referred to the debt, including the necessary successfully passed the thirty-day litigation must also have one of the FDCPA validation language. Our validation period required by following: current verified second notice mailed ten days later federal law and is assigned to one employment or verifiable attachable references our ability and possibility of our collectors for immediate assets. Our system then produces agencies. professional telephone collection legal recommendation reports for techniques. Patients are counseled those accounts which meet this criteria __________ 1359 Margaret Avenue |Default address Avenue, 4214, 812.235.8648 | www.professionalaccounts.com Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR Postal code 80.250-210 / | +55 32 3836 55 55 ___________________________________________ +55 32 9685 55 55 LOGO AREA www.default.com
  • 6. If we don’t collect, you don’t pay. Professional Accounts Service works on a contingent-fee basis, which means that if we don’t collect, you don’t pay. In addition you can place as many or as few accounts with us as you would like, giving you the flexibility to handle some of the accounts yourself. We Keep you informed. We don’t leave you in the dark when it comes to progress your accounts. Our collection system is fully automated, letting us keep you informed every step of the way. With our services, you will receive regular status reports on the amount of money collected, and what methods were used. __________ 1359 Margaret Avenue |Default address Avenue, 4214, 812.235.8648 | www.professionalaccounts.com Terre Haute, IN 47801 | 800.364.9962 Curitiba PR BR Postal code 80.250-210 / | +55 32 3836 55 55 ___________________________________________ +55 32 9685 55 55 LOGO AREA www.default.com
  • 7. Making twice as much “cents”, since 1988. 1359 Margaret Avenue | 812.235.8648 | www.professionalaccounts.com __________ __________ Default address Avenue, 4214, Default address Avenue, 4214, Terre Haute, code 80.250-210 / Curitiba PR BR| +55 32 3836 55 55 Postal IN 47801 | 800.364.9962 ___________________________________________ Postal code 80.250-210 / Curitiba PR BR ___________________________________________ +55 32 3836 55 55 +55 32 9685 55 55 +55 32 9685 55 55 LOGO AREA www.default.com www.default.com