This document discusses the importance of developing fortitude. It tells the story of Manny Villar, who developed fortitude through his difficult childhood experiences of poverty, working at a young age, and facing challenges in his studies. However, through hard work, patience, and dedication, he was able to graduate with honors, get a scholarship to a prestigious university, and eventually build a very successful home building business that is now the largest in the country. The document defines fortitude as the strength of mind and will to remain brave and steady in the face of great difficulties and challenges. It provides discussion questions to help readers reflect on developing their own fortitude.