1. Kalpesh Kumar .V. Jotangia
-----------------------------------------------------------------------------------------------------------------
P.O Box 43849 GPO 00100
Nairobi, Kenya.
Mob: 0736099985
Email: kalpesh.kj@gmail.com
Objective: To further explorer a career in the field of Banking and Finance, with the aim to foster
my growth to the highest levels in a competitive, challenging and dynamic environment.
Personal Data: Birth date – 12th
November 1976
Sex - Male
Nationality - Kenyan
Qualification: Completed and qualified: -
 Master of Business Administration – International Banking & Finance
 Certified Business Operations Professional - CBOP
 Bachelor of Business Administration- Finance
 Honors Group Diploma in Business Accounting and Finance.
 Diploma in Business Accounts and Bookkeeping
 Diploma in Business Accounts and Management
 Diploma in Business Economics and Commerce
 Kenya Accounts Technician Certificate
 Completed the course of Primary and Secondary Education with The Kenya
Examination Board K.C.P.E and K.C.S.E.

2. Other Skills: - Completed and qualified in various Microsoft Applications and Banking
Software, such as: -
 Microsoft Windows 98 & 2000
 Microsoft Access
 Microsoft Excel, Word , PowerPoint and Exchange
 Sco Unix Application
 Flexcube (IFLEX) Banking Software
 Microbanker Banking Software
 Banc Software
 OS/2 Operating systems
 Novel Networking
 Windows NT Applications.
Work Experience:
Current Status: Imperial Bank Ltd (2005- 2015)
 (Oct.2014 – Dec.2015) Head of Retail , Delivery Channels and Regional
Operations
 Overall Management of regional operations
 Managing of Retail Branches
 Managing of Retail- distribution channels- VAS Channels
 Driving Performance of Retail Relationship Team
 EXCO Member
 Business committee member
 Business Automation committee member
 Setting up of Branches nationally and regionally
 (Sep.2005 – Oct.2014) Head of Operations
Responsible for the following departments:-
 Daily review of Bank/Branch/CBU Controls/Operations
 Enhancement of the Operations Strategy
 Review and Implementation of Banking Procedures/Policies/AML/KYC
 Daily Monitoring of Bank/Branch Operational Audits
 Authorized Bank Signatory (A)
 Implementation of Banking Code – compliant officer
 Review of General/Banking Control reports
 Project Manager for all System Operating Changes
 In-charge of Branch Process Automation
 Review of Customer/Bank/External Customer queries
 Management and Development of Banking Products/Services
 Canvassing Business and Cross Selling of Bank Products
 EXCO Member
 Business Committee Member
 Supervision of Regional Operations
 Setting up of Branches nationally and regionally.

3. First American Bank (K) Ltd (2004- 2005)
 (Dec.2004 – Oct.2005) Branch Manager- Parkside Tower Branch
Responsible for the following departments:-
 Daily authorization of entries posted by back office and tellers.
 Authorized bank signatory (A)
 Review batch and transactions posted by the back office/Teller staff
 Cash Custodian (A)
 Customer service and cross selling of bank products
 In charge of Branch Security, Radio Alarms, Panic switches and CCTV
 Reviewing the bring up on a daily basis
 Review and reporting of the daily/weekly/monthly internal/external returns
 Review and administration of funds transfer from collection accounts to head office.
 Review and accountability of Monthly Profit and Loss and Branch Balance Sheet.
 Review of monthly accruals and amortization of expenses.
 Review and reporting on all customer queries
 Review of monthly of PAYE, NSSF, NHIF of Branch
 Approver of all accounts opened/closed
 Maintenance of FX deals and exposures.
 Review of credit files, documentation and follow-ups on the securities
 Canvas for new business in both Asset and Liabilities for the Branch
 Maintenance of relationship with Corporate customers
 Reporting of all Audit queries and implementation of necessary controls
 Review of Daily Control reports
 Reporting on the Temporary Overdraft report on a daily basis.
 Assist in the preparation of Branch Budgets and preparation of variances
 Any other duties allocated by the General Manager.
Diamond Trust Bank of Kenya Ltd. (2000 – 2004)
 (Apr.2000 –Apr.2001) Assistant Manager Finance
 (Apr.2001- Dec.2002) Manager Operations
 (Dec.2002- Dec.2004 ) Branch Manager – Nation Centre
Responsible for the following departments:-
 Centralized finance department for all Nairobi Branches
 Centralized Credit Administration for all Nairobi Branches
 Retail banking Department- Nation Centre
 Branch Operations
 Clearing Department
Duties and Responsibilities:
 General review of Branch’s general ledger
 Inspection of monthly Bank returns.
 Compilation of branch audit and MIS papers
 Inspection of Branch reconciliation
 Daily inspection of MICR diskette preparation and clearing settlement Accounts.

4.  Supervision of front office applications in banking department
 Account opening /closing
 Handling of estate accounts.
 “A” Signatory of the Bank for all authorization
 Handling of all SWIFT alliance authorization.
 Handling Branch daily Operations
 Handling of Procedure writing in the Bank
 Implementation of written Procedure
 Handling of all system related queries
 Handling of security documentation and customer related queries on Loan contracts.
 Holding cash custodian “A” keys for the strong room.
 Holding Branch premises keys.
 Responsible for all Branch staff appraisals.
 Responsible for training staff on new/existing products/standards
 KBA Bank representative for the operations committee
Prime Bank Ltd (1995 to 2000)
 Jan 1995 – Nov 1996 Clerk in Operations Department.
 Nov 1996 – Jun 1997 Section head in Operations Department
 Jun 1997 – Jan 1998 Section Head Operations/ Computer Department
 Jan 1998 – Apr 2000 Assistant Manager Computer /Operations Department.
Duties and Responsibilities:
 Computer software and hardware application in Banking.
 Supervision of accounts department
 Reconciliation of head office and branch accounts
 Reconciliation of nostro accounts held in the Branch
 Balancing of all general ledger accounts and suspense accounts
 Preparation of branch budgets.
 Preparation of management control accounts / information for Decision-making.
 Preparation of variance analysis
 Balancing of manual and computer records.
 Staff training in system and branch operations
 MICR project manager for Clearing.
 Y2k task manager.
 Closing of head office and branch premises.
Other Areas:
Language
 Proficient in English, Swahili, Hindi, Gujrati and Punjabi
Hobbies
 Singing, Charity, Surfing the Netscape, Reading, playing badminton and playing
pool.

5. References:
 Mr. Yogesh Patel
Managing Director
Kenroid Group of Companies
P.O Box 39375-00623
Nairobi.
 Mr. Dhirendra .K. Rana
Chief Executive Officer
Middle East Bank of Kenya Ltd
P.O. Box 47387-00100
Nairobi
 Mr. Kirit Thakker
CEO
Truckmart East Africa Ltd
P.O Box 49128-00100
Nairobi.
 Mr. Don Ocholla
Head of ICT
Imperial Bank Ltd
P.O Box 44905-00100
Nairobi
 Mr. Harit Sheth and Nirish Shah
Harit Sheth Advocate and Co. Ltd
P.O Box 43045- 00100
Nairobi.