1. Fazal-ur-Rehman
211 Embleton Road, Owings Mills, MD 21117 • Phone: 443-465-1467 • Email: frehmanawan@gmail.com
Profile
Experienced Relationship Manager in mortgage backed securities market with extensive knowledge of GNMA Multiclass Securities
Program and strong knowledge of RMBS products and services. Unique combination of experience in operations, technical, and
financial sides of business. Recognized for ability to take on new products and services. Strong ability to introduce and implement
system enhancements for existing and new products and services. Team player with a strong desire and ability to work across
various internal departments and with external clients to establish and strengthen working relationships. Result driven with focus on
customer centricity and collaboration.
Education
Johns Hopkins University Carey Business School (Baltimore, MD)
• Master of Business Administration (MBA), 2nd
year of enrollment May 2016
Relevant coursework: Concentration in Management
Towson University (Towson, MD)
• Bachelor of Science in Business Administration 3.25 GPA May 2000
Relevant Coursework: Concentration in Finance and minor in Economics
Professional Experience
Relationship Manager II, Assistant Vice President December 2011 - Present
Wells Fargo Bank, N.A (Corporate Trust Services), Columbia, MD
• In depth expertise in Corporate Trust Administration, business development, strategic planning and team leadership
• Responsible for developing and maintaining strong customer relationship for GNMA product consisting of over 1300 Remics
with average per deal balance of over $300 million
• Developed and strengthened relationships with GNMA Sponsors and RMBS Issuers via client visits, daily and weekly
interactions, and Quarterly Conference Calls
• Served as a primary contact for GNMA, GNMA Sponsors, GNMA Auditors, GNMA Information Agent, RMBS Issuers,
Underwriters, Sponsors’ counsel, Depository Trust Company/DTC, and the Federal Reserve Bank
• Proactive communicator who is responsible for consultation and coordination of internal partners for the effective delivery of
Corporate Trust Services
• Strong initiative for taking on projects and assignments
• Organized and facilitated GNMA Trustee audits conducted by external auditors
• Strong ability to create and implement new procedures and policies
• Closed three to five new GNMA transactions on average per month consisting of about 40% percent of the market share won
and provided support for various responsibilities for business development
• Act as a lead on deal terminations and governing document amendments for assigned RMBS and GNMA clients
• Created efficiencies to reduce overtime, streamlined processes while mitigating risk
• Contributed to revenue growth by being proactive and creating processes for new revenue sources
• Provided comments and feedback on new transaction governing documents such as Pooling and Servicing Agreements, Sale
and Servicing Agreements, Trust Agreements, Indentures, Grantor Trust Agreements, and Offering Circular Supplements to
management and client team
• Reviewed new deal structures to identify potential risk and operational concerns to management
• Assisted internal and external parties on new products and services
• Developed, trained and mentored a new Account Management Supervisor
• Routinely assisted on operational side of the business
• Won 2015 Diversity and Inclusion Champion award
• Won numerous Team Excellence and Service Excellence awards
• Member of Structured Product Services Diversity & Inclusion Council
• Participated in 2015 ABF/SLST Engagement and Inclusion Council Mentoring Program in Mentee capacity
• Participated in 2014 ABF/SLST Engagement and Inclusion Council Mentoring Program in Mentor and Mentee capacity
• Volunteered to lead 2015 Diversity Day Event Local Subcommittee
• Participated and presented in 2015 Diversity Recruitment Event
Client Services Manager April 2007 - November 2011
Wells Fargo Bank, N.A (Corporate Trust Services), Columbia, MD
• Specialization in GNMA Multiclass Securities Program; Helped Wells Fargo become leader in the GNMA REMIC Trustee Market

2. • Responsible for management of over 900 GNMA Remics with average deal balance of over $300 million and with payment
dates including 16th
, 17th
, 18th
, and 20th
• Accountable for managing production processes and projects with multiple tight deadlines
• Analytical thinker with extensive knowledge of the capital markets, mortgage backed securities, and investments
• Very strong work ethic
• Bottom line contributor who is consistently recognized for exceeding management expectations
• Hands-on manager with good leadership skills to train, motivate and mentor staff
• Interview, hire, train, and onboard new team members
• Troubleshooter with proven track record of implementing operational procedures and improvements including system
automation
• Strong ability to develop and maintain relationships with GNMA Sponsors to win new business resulting in 90% market share
• Helped reduce overtime in 2010 and 2011 through training, efficiencies and automation
• Responsible for successful completion of bi-annual GNMA Trustee Audit.
• Reviewed and interpreted governing documents such as Pooling and Servicing Agreements, Sale and Servicing Agreements,
Trust Agreements, Indentures, Grantor Trust Agreements, and Offering Circular Supplements
Securities Administration Analyst III February 2004 – March 2007
Wells Fargo Bank, N.A (Corporate Trust Services), Columbia, MD
• Promoted to Analyst III in February 2005 based on premier performance
• Trained and mentored new and junior analysts to help reduce turn over
• Lead and organized monthly production team meetings
• Automated manual processes with help from VBA modelers
• On-boarded variety of new RMBS transactions
• Participated in various departmental projects such as GNMA portfolio automation and network drives structure change
• Used Oracle based proprietary Wells Fargo databases for loan accounting, and bond calculation
• Reconciled loan payments and balances with mortgage loan servicers
• Calculated and verified principal and interest distributions to bondholders
• Prepared reporting for various residential and GNMA mortgage backed securities
• Monitored parties to the transactions for compliance
• Reconciled cash receipts and disbursements
• Reviewed and interpreted governing documents such as Pooling and Servicing Agreements, Sale and Servicing Agreements,
Trust Agreements, Indentures, Grantor Trust Agreements, and Offering Circular Supplements
Professional Association
• Member of Structured Product Services Diversity & Inclusion Council
Skills
Computer: MS Windows, Word, Excel, Access, Outlook, PowerPoint, SEI Trust 3000, Bloomberg Machine, Pegasus, WebIR,
Focus, CTS Gateway, PACS
Languages/International Familiarity: Fluent in English, Urdu, Punjabi, and Hindi