I am currently a KYC Analyst at JPMorgan Chase and I am looking for new opportunities in the Houston, TX area.

1. Ryan A. Bodo
3118 Vincent Crossing Drive Spring, TX 77386 Phone: (614) 395-2396 ryanbodo@gmail.com
PROFESSIONAL SUMMARY
Seasoned Analyst with more than 10 years experience in the banking industry primarily in consumer, commercial,
business banking and private wealth management. Perform quality due diligence reviews to ensure compliance
with all corporate and industry guidelines as well as identifying any control gaps in all processes and procedures by
utilizing excellent monitoring, analytical, and risk mitigation skills. Results oriented with proven accomplishments
with project management, mentorship, and team leadership initiatives.
WORK EXPERIENCE
JP Morgan Chase & Company 09/2009 - Present
KYC AML Risk Analyst Houston, TX 11/2013-present
• Research, analyze and evaluate required customer information and validate customer’s business purpose and
legitimacy and analyze any high risk transaction types.
• Determine appropriate course of action by providing recommendations to Know Your Customer (KYC)
management and all related business partners/related lines of business and escalate any issues as
appropriate based upon reviewing the entire customer relationship.
• Risk rank customer by performing assessments of customer profile including reviewing the business type,
geographical location, counterparty information, transaction history and all other relevant information.
• Provide guidance and coaching to fellow Analysts to improve quality output of the team based on findings in
Know Your Customer (KYC) KYC and Quality Control (QC) reviews and formulate recommendations that will
further enhance the overall due diligence process.
• Work cross functionally with business process teams and the Legal, Compliance and Audit departments to and
with management team to ensure compliance with all applicable regulations.
• Leverage previous AML/KYC experience to share best practices, ideas for procedural and process changes.
Risk Analyst Officer Columbus, OH 08/2012-11/2013
• Performed risk analysis on business banking customer profiles and account transactions to minimize and
prevent operational losses to the bank.
• Performed analysis on business banking operational processes and procedures; identified potential gaps and
weaknesses in order to submit recommendations for change by interpreting findings and creating
individualized action plans on risks and control gaps identified.
• Based on the assessment and need for change, created new policies and procedures for Business Banking,
such as the Prohibited Business review procedures.
• Support risk related project managers and ad-hoc projects to improve processes and mitigate operational risk.
Credit Risk Monitoring Analyst Columbus, OH 05/2010-08/2012
• Reviewed new and renewal customer agreement terms and documentation and performed client onboarding.
• Monitored collateral on a daily basis and identified inadequate positions and escalated customers with
insufficient funds to appropriate credit departments and bankers requesting resolution plans.

2. • Performed time sensitive collateral reviews for the purpose of approving high dollar amount transfers and
withdrawals once collateral positions were determined to be adequate.
• Managed amendments to original loan agreements, including non-standard lending value changes and
applied updates to credit systems for ongoing compliance monitoring.
• Managed third party pledge scenarios when the client’s exposure secured by assets held internally is external
to JPMorgan Chase and regularly updated credit systems regarding assets held externally.
• Provided detailed portfolio analysis to bankers outlining the customer’s current market value versus collateral
value; released blocks against pledged assets when agreement terms have been satisfied.
• Participated in system testing and was responsible for ongoing maintenance and monitoring of key data
metrics to ensure client and account information was accurate as well as executed testing to ensure that
existing quality controls were appropriate and are being conducted as designed.
Underwriter Support Specialist Columbus, OH 09/2009-05/2010
• Completed underwriting and onboarding process by reviewing application packages to ensure loan and
approval requirements were met prior to loan closure.
• Notified management, front office, underwriters, and documentation specialists of lien positions or other
credit deficiencies that may have affected JP Morgan Chase’s lending decisions or credit policies on
collateralized loans.
• Ordered and reviewed commercial and residential appraisals, titles, flood searches, credit reports, certificate
of good standings, UCC lien search searches on a daily basis.
• Resolved inconsistencies or problems associated with vendors that could have potentially affected the
customer or account relationship.
Huntington National Bank
Commercial Loan Documentation Specialist Columbus, OH Jul 2007 – Sept 2009
• Prepared complex commercial and real estate and SWAP/Derivative loan documentation in accordance with
legal requirements, regulatory statutes and Huntington credit policy and procedures; by utilizing LaserPro
software.
• Determined deficiencies and exceptions in loan documentation for the purpose of exception reporting and
correcting.
• Worked with legal department and other outside professionals in coordinating efforts associated with loan
documentation and exception clearing.
• Managed multiple tasks while continuing to meet key performance indicators and department goals.
Bank of America
Collateral Management Specialist Columbus, OH May 2006 – Jul 2007
• Lead the effort in the pre-closing and closing process on real estate loans, including construction, term, lines
of credit, and letters of credit.
• Managed loan origination process by obtaining, analyzing, researching, reviewing, and evaluating necessary
information and reports required to meet the terms and conditions of the credit approval
• Monitored documentation requirements and exceptions and made updates to the SalesLogix database
accordingly and scanned documents using LaserPro.

3. • Responsible for title issues, such as ordering titles, flood property searches, and appraisals from title
companies while keeping accurate records of loan budget, monitoring non-loan sources of funds for certain
product types, and ensured loan balance was in accordance with approval.
• Prepared loan documents and approved conditions to ensure loan approval and documentation requirements
are met prior to closing; worked closely with funding and documentation origination departments.
• Provided customer service to loan customers and responded to inquiries as needed.
• Complied with measurable standards in areas of customer satisfaction, speed and efficiency of file delivery to
the closing area.
Progressive Medical, Inc.
Client Services Specialist IV Westerville, Ohio Aug 2004-May 2006
Trilegiant
Support Services Specialist Westerville, Ohio Jan 2003-Jan 2004
Amerilink Installation Services
Quality Assurance Agent New Albany, Ohio Jan 2001-Jan 2002
Costello Nardecchia Advertising
Account Services Coordinator Columbus, Ohio Jan 2000-Jan 2001
EDUCATION
Youngstown State University Youngstown, OH
Bachelor of Arts, Communications