1. KAILASHCHANDRA RABINDRANATH NAYAK
Address
A/B-4,Shree Krishna Hsg.Soc,Sunderbaug, Kamani Email id-kailashnayak725@gmail.com
Kurla, Mumbai-400070 Contact No-8108225691/8286890859
Passport No.N5618087
CAREER OBJECTIVE
 To seek challenging & responsible opportunities, where my education, knowledge, skills &
abilities are utilized to fullest potential & give me the scope for broadening my horizon, both
professionally & as a person.
STRENGTHS
 Goods Interpersonal Skills, Understanding & Organized in work.
 Willingness to learn,readiness to develop professionally & ability to work in a group.
 Accuracy & Attention to details.
 Problem analysis,use of Judgement & ability to solve problems efficiently.
ORGANIZATIONAL HIGHLIGHTS
March 2016 (Present) Shriram City Union Finance
Ltd
Audit Executive
September 2014 to March 2016 Avanse Financial Services Ltd.
(DHFL Group Company)
Credit Executive
October 2013 to September
2014
Axis Securities Ltd Senior Executive
August 2012 to October 2013 Veeraghavan & Co. Credit Process Associate
Key Deliverables:
 Shriram City Union Finance Ltd – Shriram Group (Executive – Internal Audit)
 Post Disbursement Audit:
Products Functions
Personal Loan Sales, Credit and Operations
Business Loan Sales, Credit and Operations
Mortgage Loan Sales, Credit and Operations
 Responsible for auditing the kyc, corporate identification, financial paper ,property paper &
cibil report of the borrower.
 Monthly, quarterly & yearly audit cases presentation MIS report.
 Reporting variation of cases query against the policy to senior management.
 Answering to queries of the credit & operation related to procedures and policies of the
company.
 Helping in managing and assessing of the risk involved in the process.
 Managed follow-up on audit queries and implemented necessary resolutions.

2. ACCOLADES
 Avanse Financial Services Ltd, Mumbai - DHFL Group Company
 Credit Executive/Loan Admin.
 Scrutinized KYCs, Income documents for sanction and original collateral documents security
disbursement purpose.
 Understand the Customer Cibil report related to different loan repayment history.
 Punching the case in the system for sanction.
 Credit underwriting of cases as per company credit policy for PAN India
 Telephonic personal discussion with student and parents/co-borrowers regarding academics,
applied college/university, future planning etc.
 Telephonic Personal discussion with clients regarding loan proposal and their financials.
 Office or business visit in self employed cases to understand nature of business and profile
 Evaluate and understand the straight and deviation of case.
 Recommend the case to senior management for sanctioning.
 Cordination with DST, Sales Manager for final documents.
 Coordinating with the verification agencies for the faster FI report.
 Successful monitoring of TAT for vendors service.
 EMI/PEMI cheaque entry in the system of the all customer.
 AXIS SECURITIES LTD (AXIS BANK)-Consumer Lending.
“AXIS BANK” as a Senior Executive.On Pay- Roll of “Axis Securities Ltd’. Since From
October,2013 to September’2014.
 Maintain the escalation Data of the customer &Publish MIS PAN India.
 Handling the Senior Management , Banking Ombudsman and MD level escalation.
 Follow-up of all escalation with the ASC, RAC and Branch head for final draft response.
 Report to Cibil related to correction of the customer data in there Cibil report.
 Monitoring and ensuring that the TAT is adhered to as stipulated by the organisation.
 Handling the ROI Disputes Complaint of PAN India.
 VEERARAGAVAN & CO. (HDFC BANK)-LAP
“HDFC BANK” as CPA. On contract of “VEERARAGAVAN & CO. “ Since from
August,2012 – Octomber,2013.
 Scrutinized KYCs, Income documents for sanction and original collateral documents
security disbursement purpose.
 Initiating FI Report,PD Report, RBI Report, Search Report, etc.
 Punching the case in system to sanction stage.
 Preparation of Financial statement, banking & Eligibility depend on customer profile.
 Handled the files of small as well as big ticket size from Rs 25 Lac to Rs 10Cr.
 Maintained MIS & sending it on daily basis to Head Office & Credit Manager.
 Coordinating with valuer & Lawyer for clearance of Technical report.
 Coordinating with all vendors for payment of billing process.Such as FI Agency,
Valuers & Lawyer agency.

3. ACCOMPLISHMENTS:
 Training the team members.
 Effectively handled roles assigned in different organisation.
SCHOLASTICS
Stream College & Board Name Year Class
SSC Maharashtra State
Board
2007 Second class
HSC Maharashtra State
Board
2009 First class
B.Com (Finance) Mumbai University 2012 First class
PGSCM Welingkar Institute 2013 First class
M.Com- I (Finance) Mumbai University 2015 Second class
EXTRA-CURRICULAR ACTIVITIES
 Like to Do Gym and give Training to others.
 Playing Cricket and participates ‘in College Tournament an also won the Prize.
 Like to listen music.
IT SKILLS
 Tally ERP 9, MS-Office, MS-Access,Advance Excel,Power point, etc.
PERSONAL DETAILS
Date of Birth : 12-11-1991
Sex : Male.
Marital Status : Single.
Language Known : English, Hindi, Oriya, Marathi.
I hereby declare that the above written particulars are true to the best of my knowledge & belief.
Place-Mumbai
Kailashchandra Rabindranath Nayak