Ashish Bhardwaj has over 6 years of experience in sales, marketing, business development and relationship management for the retail asset and mortgage industries. He has held positions at Reliance Capital, DhanLaxmi Bank and Muthoot Group, managing branches, teams and achieving sales targets. His skills include customer relationship building, target orientation, computer proficiency and people management. Ashish holds an MBA in Marketing and a Bachelor's degree in Commerce.

1. ASHISH BHARDWAJ
Email: ashish_bharadwaj2k6@yahoo.co.in Mob: 9310068139
Career Exposure:
Learn Contribute and grow:
Achieve the level of excellence using management and administrative skills and look forward towards
my organization along with self-growth.
Profile:
A competent professional with over 6 years + of rich experience in Sales & Marketing, Business
Development & Relationship Manage.
Thorough knowledge of Mortgages Home loans, Home Equity Loan, Refinance, Top-up loan & well
versed with Legal, Technical and Credit functions of retail asset business. Responsible for the entire
business process for Mortgages & individual targets. Experience of Cross-selling Home lone protection
insurance plan. Guidance to new executives and helping hand to colleagues in troubleshooting.
Work Experience :
Organization: Reliance Capital Ltd New Delhi
Department: Home Loan
Designation: Branch Sales Manager (Home Loans)
Duration: Since Feb'12. to Till date
Responsibility - Manage Sales function for Home Loan in Delhi Branch .
-DSA Chanel partner handling.
- Manage a team of 2 sales Executive & ensure their productivity.
- Responsible for acquisitions of new customers for Home loan as Well as LAP.
- Cross Sell initiatives for existing client base.
- Convert telesales into leads business.
- Closely worked with credit and operations Manager for
sanctioning and disbursement of cases..
- Coordination with Legal and Technical In House officers for
verification reports.
- Keeping the MIS for tracking the un disbursed data for effective
conversions.
-Making suggestion to improve the policy of sourcing and product so as to stay competitive in the
market.
Organization: DhanLaxmi Bank
Department: Gold Loan & Cross sell Retail Assets Products

2. Designation: Sales Manager (Gold Loans & Retail Assets Products)
Duration: Aug'10. to Feb'12
-Handling Six Branches Delhi & NCR region
-Achieving monthly target & maintain loan Portfolio
-Focused approached on after sales Query of Customers
-Working as a profit center for the company
Organization: Muthoot Group
Department: Gold Loan
Designation: Business Development Officer
Duration: April'09. to Aug'10
-Training and Handling a team of Six CCE (Customer Care Executive)
-To increase the sales of Gold Loans and Gold Bonds.
-Responsible to achieve Branch target as well as personal target
Professional Achievements :
- Best performer for cross sell initiatives.
- Good relationship with top DSA and builder.
- After sales services and Ensure customer satisfaction.
- Achieved target almost every month as set up for me and for my team.
Key Skills :
Excellent Man management skills, Analytical & logical Approach, Punctuality.
Good communication. Hard work. Relation building. Target orientation Computer Skills.
Having in depth knowledge in MS Office Application like MS word, MS Excel, internet
Education:
MBA(Marketing)from National Institute of Management Solution(NIMS)
Graduation (B.Com.) from Kanpur University in 2005
Intermediate from U.P. Board in 2002
High School from U.P. Board in 2000
Personal Details:
Date of Birth: 09/07/1983
Marital Status: Married
Father’s Name: Late Omkar Bhardwaj
Permanent Address --1/6303, STREET NO-3, EAST ROHTASH NAGAR, SHAHDARA, DELHI,
Date:
Place: (Ashish Bhardwaj)