1. AHMAD BAYOUMY
12 El-Fanty ST Zahraa Masr El- Kadima, Cairo, Egypt | Tel: 02-23165413 | Mobile: 01006901896 |
E-mail:ahmad1229@hotmail.com
Objectives & Personal Information
To obtain a Challenging Position in a dynamic and competitive Environment that will improve
my experience of Corporate Credit, Accounting, Auditing and interpersonal skills.
Date of Birth : 10th September 1983.
Marital Status : Single.
Military Services : Exempted.
Nationality : Egyptian.
Work Experience
Currently Working at Qatar National Bank Al Ahli - QNBAA (previously NSGB) From
September 2005 till now.
From July 2014 till Date: Relationship Manager -Corporate Finance – QNBAA Network.
Senior Internal Auditor at Audit Department.
From September 2005 till December 2007: Accountant at Financial Department.
Core Qualifications
Effective ability in solving Analytical and time managing Skills.
Complicated problems. Documentation skills.
Capable of working efficiently under a very good Computer Skills especially
pressure. for MS-WORD & MS-EXCEL.
High learning curve. Have good experience in dealing with
Self-dependent as well as working Teammate Program (Audit program)
with a team.
Client-focused
Experience
Relationship Manager -Corporate Finance – QNBAA Network. Jul 2014 to Current
QNBAA - Cairo, Egypt
General specification of the task:
-Maintain and manage corporate credit accounts to the assigned group of industries within
established policies and procedures.
- Develop the Bank business with both current and prospective clients to meet the action plan
as well as representing business contact for complex and large corporate clients.
- Supervise & Assign Tasks to Relationship Executives & evaluate their performance
Duties & Responsibilities:
1. Prepare credit proposals for submission to appropriate credit authorities.
2. Handle relationship with complex accounts and corporate clients within area of industry,
in addition to daily credit services to assigned accounts. 3. Monitor loan repayments,
installments, bank securities, insurance policies, and maturity. Take necessary actions to
handle past-due accounts and overruns.
4. Prepare the implementation of settlement agreements and management
recommendations in order to fulfill it.
5. Prepare the reclassification of clients on quarterly basis according Central Bank of Egypt
Rules.
6. Evaluate various data to determine the credit worthiness of prospective clients and
participate in the establishment and negotiation of credit terms. 7. Specify the most
important cases & sectors according to importance, volume and grade of risk

2. 8. Undertake special projects as assigned by branch managers and head of corporate credit
unit.
9. Visit the customer's factories and sites and review credit case reports 10. Develop new
business, follow informal market survey, and cross-sell all services of the bank.
11. Assist in establishing the department action plan.
12. Advise clients on account management and business prospects
Senior Internal Auditor at Audit Department Jan 2008 to Jun 2014
QNBAA - Cairo, Egypt
Full Time job in the Internal Audit Dept., this job includes:
- Prepare audit working papers related to the assignment
- Gathering data and supports evidencing findings
- Communicate audit findings to auditees.
- Attend discussions with auditees.
- Use analytical skills to reach conclusion.
- Follow up correction action requested.
Duties & Responsibilities:
1. Conducting audit for management to assess effectiveness of controls, accuracy of
financial records, and efficiency of operations.
2. Conducting audits (Credit dept., operation dept., Retail Activities to ensure that the
Manual procedures and the Bank's regulations are implemented accurately (Test of Control).
3. Measure the risk and conducting the procedures.
Duties & Responsibilities since 11/2010 after being Mission Head:
1. Conducting Different Audit Missions through leading team composed of Many Auditors.
2. Responsible for reviewing record of work done by auditors.
3. Responsible for making the draft report that will be presented to the Audit MGT.
4. Responsible for conducting the exit meeting with audited entities heads.
5. Responsible for conducting the necessary Follow up of Pending Audit Recommendations.
6. Having a very good experience in auditing leasing activities (I was the mission head of the
last 3 audit missions on Sogelease Egypt Co)
7. Recently have good experience in Auditing Life Insurance Co. & Factoring Co. & ALD Co.
(I was the mission Head of the last audit missions conducted on these Companies).
8. I was responsible for follow up the implementation of Recommendations issued by SG
Inspection at Paris. 9. Currently responsible for the follow up the implementation of
Recommendations issued by CBE as well as External Auditors
Accountant at Financial Department. Sep 2005 to Dec 2007
QNBAA - Cairo, Egypt
Duties & Responsibilities:
1. Follow up the necessary procedures for controlling expenses.
2. Performing all methods of payments (Chq, Payments orders, or transfers).
3. Perform all procedures related to Journal entries.
4. Follow up the balance of GL Accounts on daily basis.
5. Performing all procedures related to treasury bills and CBE Certificates (before replacing
it by CBE Deposit) , procedures include (Sending requests to CBE ,Buying TB from primary or
secondary market, follow up maturity dates for the bank and customers, and follow up the
Balance of GL accounts for TB).
6. Follow up the necessary procedures for Controlling Commercial & Industrial Taxes.
7. Follow up with Dealing room the EGP daily position (reserve ratio).
8. Perform the CAP Report on monthly basis.
9. Perform the Monthly CBE reports.
10. Perform the necessary actions to control Fixed Assets.
Education
Bachelor degree, Faculty of commerce, English Section. Cairo University, Cairo, Egypt; May
2004 Cumulative Grade: (good).

3. Courses
1. Credit Course from AUC
2. Letters of credit & letters of Guarantee – Introduction from the Egyptian banking
institute 02-2010
3. MS- WORD & MS – Excel.
4. Newcomers Course at NSGB.
5. Presentation Skills 6/2009
6. Communication skills 01/2006
7. Dynargetic People Management 05/2013
8. New Trends in Auditing Banking transactions from EBI at 11/2012
9. Ability to Change Course at 02/2016