Ismaeel Saad Imam is a credit analyst with experience in financial analysis and customer service roles, seeking a challenging position in a multinational organization. He holds a CFA Level 1 certification and has a degree in accounting from Benha University, with notable work experience at the National Bank of Egypt and Barclays Bank. His skills include communication, critical thinking, and proficiency in Microsoft Office applications, alongside being fluent in Arabic and English.

1. ISMAEEL SAAD IMAM
Address: El-Tyran Street, Nasr city, Cairo, Egypt
Mobile phone: +2 0100 73 75 668
E-mail: ismaeelsaadimam@hotmail.com
Career Objective:
Seeking a challenging position in a multinational professional organization that enrich my
experience, encourage self-growth creativity, and provides career opportunities. As I’m
looking forward to be a decisions maker.
Education:
Charted Financial Analyst Institute, Virginia, USA
CFA level 1 (December 2014).
University: Faculty of Commerce (English section) Benha University.
Major: Accounting.
Grade: Good (74.25%).
Graduation date: 2011
Work experience:
National Bank of Egypt, Cairo, Egypt
Credit analyst – Small and medium enterprises sector (July 2012 – Till now).
Duties and responsibilities:
• Analyze credit data and financial statements to determine the degree of risk involved
in lending money or extending credit.
• Generate financial ratios, using computer programs, to evaluate customers' financial
status.
• Analyze financial data such as income growth, quality of management, and market
share to determine expected profitability of loans.
• Evaluate customer records and recommend payment plans based on earnings,
payment history, and purchase activity.
• Complete loan applications, including credit analyses and summaries of loan
requests, and submit to loan committees for approval.
• Consult with customers to resolve complaints and verify financial and credit
transactions.
International Professional Accountant (IPA), Cairo, Egypt
CFA level 1 Instructor (Part Time).
Barclays Bank, Cairo, Egypt
Fixed assets officer - Corporate real estate services department (March 2012).
MOBINIL, Cairo, Egypt
Customer service representative (July 2010 – October 2011).
KIT computer center, Cairo, Egypt
Customer service and receptionist (Jun 2009 – October 2009).
Training:
National Bank of Abu Dhabi, Cairo, Egypt
Graduate trainee - Retail Recovery Unit (April 2012 – July 2012).
MIDOR petroleum company, Cairo, Egypt
Summer training - Finance department (July 2010 – August 2010).
Courses:

2. Egyptian Banking Institute, Cairo, Egypt
Preparing SME Banking Certificate (Including a tour in the biggest Indian banks):
• Strategic planning for SME banking.
• Operational setup for SME banking.
• Product development for SME banking
• Marketing and delivery channels for SME banking.
• Risk management for SME banking.
National Bank of Egypt, Cairo, Egypt
• Induction program for SME’s (October 2012).
• QMS for corporate advisor (November 2012).
• Information security awareness sessions (January 2013).
• SME briefings sessions (April 2013).
• Corporate law (January 2014).
• Guarantees implementations issues (February 2014).
• Analysis of financial statements (May 2014).
• Oracle banking functions (February 2015).
• SME technical support program (December 2015).
• Financing SME’s (January 2016).
• Business continuity Management (February 2016).
Computer Skills:
• Microsoft Office [Word, Excel, Power point, Outlook].
• Microsoft Windows [All versions].
• Internet research and application.
Personal Skills:
• Efficient communication & negotiation skills.
• Critical thinking.
• Work under strict deadline schedules with attention to details.
• Creativity and problem-solving skills
• Analytical skills.
• Fast learner & work under pressure.
• Ambition, diligent and set high targets for myself.
• Work individually and in groups.
Language:
• Native language: Arabic.
• Excellent command of both written and spoken English.
Personal Information:
Date of Birth: 01/09/1987
Marital status: Single.
Nationality: Egyptian.
Military Status: Exempted.