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Smart microsd-intro
1.
© SD Association. All rights reserved. 1 smart microSD The
Best Approach for NFC May 2013
2.
© SD Association. All rights reserved. SD Today A global
ecosystem of 1,000+ companies setting industry- leading memory card standards. Est. 8,000+ consumer electronics models manufactured by 400+ brands worldwide rely on SD standards. microSD is the #1 memory card form factor for mobile devices with ~95% of mobile memory card shipments 78% of all mobile phone shipments have a memory card slot 2
3.
© SD Association. All rights reserved. 3 MOBILE PHONE IS
THE MOST CARRIED, CONVENIENT TO ACCESS, #1 END USER DEVICE MOBILIZATION OF SERVICES: A REQUIRED STRATEGIC EVOLUTION
4.
© SD Association.
All rights reserved. Mobilization of Security Services 4 CONTACTLESS CARD SERVICES SECURITY TOKENS REQUIREMENTS: • Contactless capabilities • Adequate secure element REQUIREMENTS: • Adequate secure element • +/- display, etc.
5.
© SD Association.
All rights reserved. Mobilization of Security Services 5 SE SE CONTACTLESS CARD SERVICES smart microSD with built in SE and external SWP connection to host NFC • Specifications released and available • Global platform + JavaCard • SWP additional pin for NFC phones • Additional ASSD protocol • Compatible smart microSD compliant phones • Standardized solutions available from various vendors SECURITY TOKENS microSD with built in SE+NFC • Antenna and SE embedded • Global platform + JavaCard • Proprietary solutions from various vendors (standard solution with ASSD protocol possible) • Compatible with most phones with microSD SE SE Meet all requirements Contactless capabilities Adequate secure element Display for enhanced user experience
6.
© SD Association. All rights reserved. 6 microSD KEY BENEFITS FOR
SERVICE PROVIDERS
7.
© SD Association. All rights reserved. Largest Reach and
Worry-Free 7 Users’ current phone (with microSD) Any mobile operators Any mobile plan Phones with and without* NFC * Without NFC: Proprietary solutions User’s Current Phone Applets
8.
© SD Association. All rights reserved. Business Independence 8 Easier
launch. Lower cost. No need for 3rd party agreement No upfront TSM integration Large choice of business models No rental fees User subsidized You decide Differentiation Full control the App and the user experience User’s Current Phone Applets YOUR BRAND YOUR APP
9.
© SD Association.
All rights reserved. Fits Existing Business Process 9 Same distribution process as for existing contactless cards or tokens smartSD memory cards can be distributed PERSONALIZED & TSM COMPATIBLE • Postal/mail • On-site issuance And also memory card distribution • Traditional retail peg packaging and more Mobile App JavaCard Applet (TSM or Local)
10.
© SD Association.
All rights reserved. Service Delivery Kept Simple MNO Handset Maker RetailersService Providers Payment Network AWARENESS Value propositions for the end user I want to get those benefits Download Service mobile App Purchase NFC HW or use existing one Enjoy the NFC‐ enabled service End user journey 10
11.
© SD Association. All rights reserved. 11 END USER KEY
BENEFITS
12.
© SD Association.
All rights reserved. End User Benefits Summary 12 Instant gratification Easy to change mobile operators Control apps and applets Extra storage for PC, phones tablets, etc. Creates larger ecosystem of vendors Easy to upgrade a mobile device
13.
© SD Association. All rights reserved. 13 CARD ISSUER KEY
BENEFITS
14.
© SD Association. All rights reserved. Benefits for Card
Issuers •Business Independence •Larger reach: •Any user •Any phone •Lower up‐front cost •Typical retail model & revenue •Opportunity for new revenue streams from services •Lower up‐front cost for NFC (Targeted users) •Reach more users and possibly acquire subscribers from competition •New TSM opportunities •Business independence •Large Reach •Direct relationship Service Providers Retailers Mobile Operators TSM operators Typical card issuers: 14
15.
© SD Association. All rights reserved. CONSUMER CENTRIC MODEL & 15
16.
© SD Association.
All rights reserved. Consumer Centric Overview 16 End user control of Apps/Services Choice of Distribution channels and retailers No constraints. Privacy . & Data Security . Digital Signature . & non‐repudiation . Online Access & . Authentication . Banking and Payment Transit & closed systems Physical access control Service Providers MNO Handset Maker Perso Bureau Payment Network Wallet/OS Developer Retailers And many more NFC servicesPlus many more token Apps
17.
© SD Association. All rights reserved. Consumer Centric Model A
model focused on creating value for all parties Versus controlling the secure element to milk the service providers and reduce churn More apps & services More interest/ benefits More users More NFC HW available Lower up‐front costs A VIRTUOUS SYSTEM 17
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© SD Association.
All rights reserved. Hardware Spec Available Underlying Hardware Available Smart microSD logo Available Consumer Centric model Ongoing App and Services Waiting for you to adopt THANK YOU www.sdcard.org/developers/overview/ASSD/smartsd/ 18
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© SD Association. All rights reserved. 19 www.sdcard.org
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