This document advertises various banking and loan products from FIGFCU to support insurance agents at different stages of their career. It promotes a free checking account, premium trust account, agency acquisition loan, seed program, credit cards and loans for career agents, and retail agent loans. The goal is for agents to partner with FIGFCU to build their business on a solid financial foundation with products tailored to their needs at each stage.

1. Open a Free Checking Account and Bristol West Account
and we’ll support you when you need it most.
Free Checking Account,
with Folio Direct Deposit
 Manage your business expenses with no
monthly fee
 Folio Direct Deposit coverage – if your Folio
posts late, FIGFCU will advance funds to
cover payroll or business checks written
Bristol West Premium Trust Account
Makes it easy to accept cash from your clients
 No monthly fee
 No minimum balance
 Deposit cash premiums at over 5,000
Shared Branches and 9,000 deposit-taking
ATMs nationwide
Outside Buyer or New/
Career Agent
Our Agency Acquisition Loan
makes agency purchasing
simple, even if you have no
contract value:
 Terms up to 84 months, with
no pre-payment penalties
 Acquire contract value
annually, and use to get a
lower-rate Agency Secured
Loan
Seed Program
 Visa Credit Cards and
Signature Loans and Lines of
Credit help cover expenses
while you build your business
 Once you accumulate
Contract Value, we offer
Agency Secured Loans
Career Agents
 Low interest rate Visa Credit
Cards, Signature Loans
and Lines of Credit get you
cash to hire staff, purchase
computers, cover payroll
and more
Retail Agents
Exclusively for Retail Agents:
Cover expenses while you build
your business.
 Borrow up to 30% of your
initial investment (maximum
$35,000)
 Terms up to 60 months, with
no pre-payment penalties
 Competitive loan rates
Please Contact:
Lucia Rizo
800.877.2345 ext. 6116
lrizo@figfcu.org
Partner with FIGFCU to build your
business on a solid financial foundation.
Smart Tips for Establishing Your Agency – For New, Reserve, Career, Seed and Retail Agents
FIGFCU Offers Specific Products and Services for
Every Stage in the Agent Life-Cycle