Factoring allows businesses to convert accounts receivable into immediate cash flow. It is not a loan, so there is no debt to repay. By using factoring, businesses can gain additional working capital within 48 hours to a week to purchase more inventory or expand operations. Factoring companies approve clients, monitor their credit limits, and ensure payments on invoices, improving a business's cash flow and financial position. Factoring provides cash flow without additional liabilities and can improve a company's balance sheet.

1. FACTORING
Easy, Fast and Convenient
About: Factoring is an easy way to turn
your invoices into cash achieving an
important injection of cash flow into the
company’s working capital. A factoring
operation is not a loan, there is no debt
repayment to be made, it doesn’t have long-
term contracts, or presents the delays other
methods have in order to increase the
capital position.
When your company extends credit to your
clients, you are financing your client’s
business without charging interest. You also
loose the opportunity of using the money to
buy additional inventory, expand your
business or any other your company needs.
The most common factoring seen on a day-
to-day operation is when a vender accepts
credit cards for selling goods; it receives a
discounted amount from the credit card
company for the service of “factoring” on its
sales. In turn the final client pays the credit
card company.

2. • Additional Cash Flow: Factoring allows your business to free up
cash turning accounts receivable into additional working capital.
• Fast and Convenient: Factoring is a great short-term cash
solution for your business; it usually takes between 48 hours to 1
week to initially approve your account. Once established and for
the approved client list, the cash disbursements are executed
within 24 hours of being requested.
• Credit Analysis Partner: factoring company studies and approves
a list of your clients, we work closely with your credit department
and provide an opinion on whether or not to open a new credit
relation, establishing and monitoring credit limits for each client,
and in general allowing for a stronger financial position on the
sales side of your company.
• Cash Discounts with Vendors: Many vendors offer discounts on
cash purchases; because your sale cycle will be reduced (invoices
paid almost immediately by factoring co.) your company will be
able to take advantage of discounts offered by your vendors.
• Management of Liabilities: Factoring is a way of obtaining
additional cash flow without creating additional liabilities, we take
your invoices as collateral for the advance provided, additionally
we insure all of your client’s in turns lowers the risk of your
company having to pay for your client’s defaults.
• Improves Balance Sheet: Factoring allows your business to free
up cash turning accounts receivable into additional working capital.
Invoice factoring is easy. Simply fill out the application and within
48 hours, you could be holding cash in your hand. Factoring is not
a loan, so there are no long
• Term contracts or Hidden Fees: It’s a simple solution for
improving cash flow that will help you continue to grow your
business even if your customers haven’t paid yet.
BENEFITS OF
FACTORING

3. Your Company: You are a manufacturer,
exporter/importer, wholesaler and/or distributor
with a tight cash-flow.
Your Client: A well-known or established company
with credit rating, this is the key to approve the
transaction.
Your Supplier: Usually a big manufacturer that wants
the cash in order to start production and/or ship the
order.
Factoring Institution: Your strong financial partner
ready to study and approve your transactions for a fast
disbursement
PROCESS

4. For more information:
krishneygroup@gmail.com
Krishney Group