Business intelligence made easy. “ The more pervasively analytics can be deployed to business users, customers and consumers, the greater the impact will be in real time on business activities, competitiveness, innovation and productivity” Gartner
Regulatory scrutiny has significantly increased and has prompted banks to develop complex models at the lowest level of granularity to capture the impact of economic cycles. Segmentation is one of the first steps in establishing a quantitative basis for the enterprisewide scenario analysis of stress testing.
Qualitative Risk Factors: How to Add Objectivity to an Otherwise Subjective Taskvimster
These qualitative adjustments are a challenge because they are inherently subjective in nature. The 2006 Interagency Policy Statement on the ALLL provides little direction on how these determinations should be made, advising only that “management should consider those current qualitative or environmental factors that are likely to cause estimated credit losses as of the evaluation date to differ from the group's historical loss experience.” It further vaguely explains that these determinations are to be “based on a comprehensive, well-documented and consistently applied analysis of its loan portfolio.”
This presentation was conducted at the 2015 Risk Management Summit, the premier ALLL and stress testing conference. In this session, Tim McPeak, executive risk management consultant at Sageworks, reviewed the key components of qualitative factors, how to justify them, and key data and drivers to review. He also reviewed how to set up a qualitative scoring matrix in order to add consistency to the process.
CCAR & DFAST: How to incorporate stress testing into banking operations + str...Grant Thornton LLP
Banks are integrating elements of regulatory stress testing into their everyday business processes and strategic planning exercises, and optimizing enterprise risk management in the process. What does enterprise wide stress testing mean for a financial institution? What are the impacts and implications to a financial institution?
Regulatory scrutiny has significantly increased and has prompted banks to develop complex models at the lowest level of granularity to capture the impact of economic cycles. Segmentation is one of the first steps in establishing a quantitative basis for the enterprisewide scenario analysis of stress testing.
Qualitative Risk Factors: How to Add Objectivity to an Otherwise Subjective Taskvimster
These qualitative adjustments are a challenge because they are inherently subjective in nature. The 2006 Interagency Policy Statement on the ALLL provides little direction on how these determinations should be made, advising only that “management should consider those current qualitative or environmental factors that are likely to cause estimated credit losses as of the evaluation date to differ from the group's historical loss experience.” It further vaguely explains that these determinations are to be “based on a comprehensive, well-documented and consistently applied analysis of its loan portfolio.”
This presentation was conducted at the 2015 Risk Management Summit, the premier ALLL and stress testing conference. In this session, Tim McPeak, executive risk management consultant at Sageworks, reviewed the key components of qualitative factors, how to justify them, and key data and drivers to review. He also reviewed how to set up a qualitative scoring matrix in order to add consistency to the process.
CCAR & DFAST: How to incorporate stress testing into banking operations + str...Grant Thornton LLP
Banks are integrating elements of regulatory stress testing into their everyday business processes and strategic planning exercises, and optimizing enterprise risk management in the process. What does enterprise wide stress testing mean for a financial institution? What are the impacts and implications to a financial institution?
BUSINESS CASE
An International Banking Group implemented Early Warning System and strategies
to reduce the number of cases to be treated in the recovery process and the overall
collection costs.
As the race against time to comply with IFRS 9 guidelines begins, several software solutions are being bandied about as a quick fix solution for automating the entire impairment modelling process. While automating is definitely the way to go in initiatives such as these, the question remains as to whether the software architecture should be of a strategic integrated nature or one that is decoupled and modular. In Aptivaa, we believe the answer to this lies in the 4Rs question: Readiness, Reflectiveness, Redundancy and Regularity.
Key learnings of recent AQR & CCAR exercises suggest that some significant moves are required to fulfil market & regulators expectations. In this context, CH&Cie is pleased to share with you the latest developments in implementing stress testing as well as best practices
An industrial approach to risk and control self-assessmentsGrant Thornton LLP
Derive more value from your risk and control self-assessment process, and integrate your organization’s overall operational risk management process to comply with Dodd Frank and other legislation. We specialize in working with clients to help identify, remediate and resolve assessment gaps so they efficiently meet or exceed regulatory requirements.
Sageworks solutions help institutions grow the portfolio profitably through good loans while at the same time reducing credit and regulatory risks. By automating processes, institutions eliminate manual errors and spend more time analyzing results, strengthening their methodologies or pursuing other revenue-generating activities. These solutions also improve examiner relationships, with well-documented processes that comply with the latest guidelines.
Turn the STRESS in Stress Testing (Bank Loan Portfolios) into an Empowering E...Gateway Asset Management
Sponsored by Gateway Asset Management, this webinar document covers:
> Stress vs. Empowerment
> Primary Regulatory and Accounting Catalysts
> CECL- Current Expected Credit Loss Model/ALLL
> Stress Testing – Loan Portfolios
> Why Prepare for CECL and Stress Testing At The Same Time?
> Life-of-Loan "Base Case" & Stress Testing - Foundation - Building Blocks
> Models – Different sources and levels of sophistication
> Use of Models - Regulatory Guidance
> Why Start Preparing for CECL and Stress Testing Now?
HVCRE (high volatility commercial real estate): A PrimerLibby Bierman
In this webinar from Sageworks we cover the definition of High Volatility Commercial Real Estate (HVCRE) and best practices for mitigating concentration risk at banks and credit unions. Access this and other webinars at https://www.sageworks.com/banking/resources/bank-webinars/
In a recent poll, 42% of bankers indicated that commercial real estate is the primary focus for growth in the loan portfolio. At the same time, regulators are concerned that CRE may be overheating as lending standards have eased and CRE portfolios have experienced significant growth.
As the methodologies for IFRS 9 Implementation are still evolving, many banks are in the process of developing a roadmap towards implementation and are still evaluating methodologies that are likely to conform to the principles of proportionality and materiality. To this end, Banks being advised are to develop a Target Operating Model (TOM) design, which seeks to identify and document the work program required to meet IFRS 9 requirements on Impairment modelling and ECL estimation.
Compliance implications of crossing the $10 billion asset thresholdGrant Thornton LLP
Since the passage of the Dodd-Frank Act, small regional banks have been forced to rethink their growth strategies as they inch closer to the $10 billion assets threshold. Here’s guidance on navigating the new regulatory field.
In the backdrop of the buzz that Interest Rate Risk in the Banking Book (IRRBB) has generated in the banking industry, Aptivaa is pleased to launch a series of articles providing our perspective on various issues highlighted by our esteemed clients during interactions in the recent months. This post gives an overview of the revised guidelines on IRRBB which has been issued by the Basel Committee, the approaches and the associated challenges in the implementation of IRRBB framework for all internationally active banks.We look forward to your valuable feedback on the current article or the challenges faced by you in IRRBB implementation.
Fixed Income Derived Analytics Powered By BlackRock SolutionsConor Coughlan
This is an overview of the new Thomson Reuters Fixed Income Derived Analytics powered by BlackRock Solutions.
For more information visit www.prdcommunity.com
SymSure Loan Portfolio Solution
An Innovative continuous controls monitoring solution that tracks any data or transaction and remediates breaches in internal controls. The ideal soultion to prevente revenue loss.
BUSINESS CASE
An International Banking Group implemented Early Warning System and strategies
to reduce the number of cases to be treated in the recovery process and the overall
collection costs.
As the race against time to comply with IFRS 9 guidelines begins, several software solutions are being bandied about as a quick fix solution for automating the entire impairment modelling process. While automating is definitely the way to go in initiatives such as these, the question remains as to whether the software architecture should be of a strategic integrated nature or one that is decoupled and modular. In Aptivaa, we believe the answer to this lies in the 4Rs question: Readiness, Reflectiveness, Redundancy and Regularity.
Key learnings of recent AQR & CCAR exercises suggest that some significant moves are required to fulfil market & regulators expectations. In this context, CH&Cie is pleased to share with you the latest developments in implementing stress testing as well as best practices
An industrial approach to risk and control self-assessmentsGrant Thornton LLP
Derive more value from your risk and control self-assessment process, and integrate your organization’s overall operational risk management process to comply with Dodd Frank and other legislation. We specialize in working with clients to help identify, remediate and resolve assessment gaps so they efficiently meet or exceed regulatory requirements.
Sageworks solutions help institutions grow the portfolio profitably through good loans while at the same time reducing credit and regulatory risks. By automating processes, institutions eliminate manual errors and spend more time analyzing results, strengthening their methodologies or pursuing other revenue-generating activities. These solutions also improve examiner relationships, with well-documented processes that comply with the latest guidelines.
Turn the STRESS in Stress Testing (Bank Loan Portfolios) into an Empowering E...Gateway Asset Management
Sponsored by Gateway Asset Management, this webinar document covers:
> Stress vs. Empowerment
> Primary Regulatory and Accounting Catalysts
> CECL- Current Expected Credit Loss Model/ALLL
> Stress Testing – Loan Portfolios
> Why Prepare for CECL and Stress Testing At The Same Time?
> Life-of-Loan "Base Case" & Stress Testing - Foundation - Building Blocks
> Models – Different sources and levels of sophistication
> Use of Models - Regulatory Guidance
> Why Start Preparing for CECL and Stress Testing Now?
HVCRE (high volatility commercial real estate): A PrimerLibby Bierman
In this webinar from Sageworks we cover the definition of High Volatility Commercial Real Estate (HVCRE) and best practices for mitigating concentration risk at banks and credit unions. Access this and other webinars at https://www.sageworks.com/banking/resources/bank-webinars/
In a recent poll, 42% of bankers indicated that commercial real estate is the primary focus for growth in the loan portfolio. At the same time, regulators are concerned that CRE may be overheating as lending standards have eased and CRE portfolios have experienced significant growth.
As the methodologies for IFRS 9 Implementation are still evolving, many banks are in the process of developing a roadmap towards implementation and are still evaluating methodologies that are likely to conform to the principles of proportionality and materiality. To this end, Banks being advised are to develop a Target Operating Model (TOM) design, which seeks to identify and document the work program required to meet IFRS 9 requirements on Impairment modelling and ECL estimation.
Compliance implications of crossing the $10 billion asset thresholdGrant Thornton LLP
Since the passage of the Dodd-Frank Act, small regional banks have been forced to rethink their growth strategies as they inch closer to the $10 billion assets threshold. Here’s guidance on navigating the new regulatory field.
In the backdrop of the buzz that Interest Rate Risk in the Banking Book (IRRBB) has generated in the banking industry, Aptivaa is pleased to launch a series of articles providing our perspective on various issues highlighted by our esteemed clients during interactions in the recent months. This post gives an overview of the revised guidelines on IRRBB which has been issued by the Basel Committee, the approaches and the associated challenges in the implementation of IRRBB framework for all internationally active banks.We look forward to your valuable feedback on the current article or the challenges faced by you in IRRBB implementation.
Fixed Income Derived Analytics Powered By BlackRock SolutionsConor Coughlan
This is an overview of the new Thomson Reuters Fixed Income Derived Analytics powered by BlackRock Solutions.
For more information visit www.prdcommunity.com
SymSure Loan Portfolio Solution
An Innovative continuous controls monitoring solution that tracks any data or transaction and remediates breaches in internal controls. The ideal soultion to prevente revenue loss.
Reviews the importance of the claims payment process and how that moment of truth can define the competitive advantage of an insurance company. Focus is on how understanding and improving the process of claims payment benefits market share and organic growth.
During this webinar you will learn:
How new advanced fraud detection models, including clustering, data/text mining, machine learning and network analysis can detect more suspicious transactions and behaviours
How workflow decision learning will make your system smarter by learning based on previous decisions and interactions
How batch file attachments can be used to attach invoices, receipts and other documentation to alerts for proper record keeping during investigations
Our new search feature that allows organizations to search alerts, work items, cases, regulatory reports, comments and attachments, as well as data from outside sources, to look for potential risks (for example, searching Export Control Lists to screen for export controlled goods)
How Concur users can now open original images of receipts directly in CaseWare Monitor, making investigations easier
201406 IASA: Analytics Maturity - Unlocking The Business ImpactSteven Callahan
Overview of how experienced insurers are finally unlocking the business value of analytics to strengthen financial results through improved underwriting, better pricing, agent enablement, enhanced risk management, and targeted cost reductions and how analytics maturity and a roadmap increases the odds of success.
Migration Analysis: The Way Forward for an Effective ALLL.
Financial institutions will learn about using migration analysis as a methodology to calculate their ALLL. The content covers: the process of migration analysis, how the methodology is viewed by regulators, challenges financial institutions face in implementing the methodology, benefits of using migration analysis compared to other methods, and an overview of recommendations for a financial institution considering implementing migration analysis.
Learning Objectives:
1) To understand what Migration Analysis is, and its role in calculating the ALLL.
2) To understand how Migration Analysis differs from other methodologies used in calculating a financial institution’s ALLL.
3) To gain an understanding of how Migration Analysis works within a loan portfolio.
4) To identify key requirements a financial institution needs to implement Migration Analysis, and how they can pose challenges.
5) To learn how Migration Analysis is viewed by regulators/regulation.
6) To identify the key benefits of using Migration Analysis over other methodologies.
7) To identify preparations a financial institution can take to transition from an existing methodology to Migration Analysis.
8) To understand how the advent of automated solutions has simplified Migration Analysis for financial institutions.
You can download Xuber’s “Challenges and New Choices Catalysts for Change in the Bermuda Reinsurance Market’ report now to see the key findings for yourself. go.xchanging.com/... #xuber4bermuda
The first twinterview from our XuberSocial twitter account with Denise Garth of Strategy Meets Action. Read the tweets from our live twinterview and what Denise had to say! For more Xuber updates, please follow us @xubersocial
Richard Clark, Head of Business Development and Commercial at Xuber, Xchanging's insurance software business, delivered one of the keynote speeches at this mornings 4th Annual Strategic Claims Conference*, held at Dexter House, London. In this he outlined the importance of investing in claims people, process and technology to meet future customer service and business demands.
Please see below for key highlights from Richard’s speech:
'The insurance industry is changing at a rapid pace as disruptive forces come into play; organisations must adapt and move quickly to keep up'
'Investment in people, processes and technology are integral to a successful claims strategy'
'Organisations must invest for the long-term to ensure their business is future-proofed in an ever-changing environment'
See more at: http://www.xuber.com/whats-next-in-claims-transformation#sthash.jUpcUTQ3.dpuf
We know that your business can’t afford to put the brakes on. That’s why when the time comes to upgrade your system, accuracy, speed and ease of transition are critical. It’s vital that your operations continue to run seamlessly while changes happen, but moving from one system to another is often fraught with unwelcome delays and unforeseen costs. That’s why we offer Xuber Upgrade Services which encompass Xuber Upgrade Studio and the Xuber Upgrade Methodology, a proven approach that will enable you to manage the complexities of data migration and system upgrades with ease. - See more at: http://www.xuber.com/Upgrade-Services-brochure#sthash.enXVuwsi.dpuf
As an integral part of Xuber Upgrade Services, Upgrade Studio is an application to control and automate the migration process, from both existing Xuber systems and third-party systems to the Xuber platform. Upgrade Studio assists in three ways, enabling customers to analyse source data, plan a migration and then manage the migration process. With Upgrade Studio, routine data is automated, allowing more time to focus on complex data. The task of migrating complex data is often underestimated causing projects to run over time and budget. - See more at: http://www.xuber.com/Upgrade-Studio-infographic#sthash.b0hdnuh9.dpuf
Reinsurance represents the largest asset on most P&C insurers’ balance sheets. This asset equates to millions of dollars across the insurance industry. Yet, many insurers are still using antiquated systems to administer their reinsurance business – in simple spreadsheets, in some cases – and they are reliant on a single individual or small, specialized group of employees to track down the missing funds. In this presentation, Craig Robinson, Xuber's Head of Business Development, North America, focussing on how automating ceded reinsurance processes can help insurers gain efficiencies – and regain millions of dollars lost to leakage.
Future proofing your investment. Consistency and continuity remain at the forefront of the solutions we provide, and as such our trusted products Genius, Iris, Elgar and Brokasure play a key role in our long term vision.
The Xuber Academy delivers product documentation and training to employees, customers and partners. Our prime objectives are to provide a comprehensive understanding of Xuber and equip individuals with the knowledge they need to design, implement or manage a Xuber solution
The Xuber Platfrom is flexible, configurable, scalable and proven. Xuber for Insurers, Xuber for Reinsurers, Xuber for Brokers and Xuber for MGAs comprise of technical components that deliver core business functionality and reusable common assets.
How Commercial Insurers Can Benefit from Innovations in Personal InsuranceXuber
Mike Kulp, Head of Global Sales and Head of Xuber U.S., and Director, Americas Property/Casualty Practice at Celent, Donald Light, Co-Presented, “How Commercial Insurers Can Benefit from Innovations in Personal Insurance" at the recent Acord Loma conference in Las Vegas 6-8 May. Xuber is proud to have been Diamond Sponsor.
To read Mike's blog from ACORDLOMA, please visit: xuber.com/news-views
Xuber for Insurers is configurable and flexible across the full
insurance policy life cycle from Submissions and Quotes through Policy Administration, Claims Management to Ceded Reinsurance
Recoveries and Credit Control. Xuber supports all major lines of business including specialty and niche lines handling, international lines, the London Market and Lloyd’s business lines.
We’ve designed courses that help you implement, configure and grow your Xuber solution as and when you need to. Whether implementing or maintaining a new Xuber solution we have training to help you.
Securing your Kubernetes cluster_ a step-by-step guide to success !KatiaHIMEUR1
Today, after several years of existence, an extremely active community and an ultra-dynamic ecosystem, Kubernetes has established itself as the de facto standard in container orchestration. Thanks to a wide range of managed services, it has never been so easy to set up a ready-to-use Kubernetes cluster.
However, this ease of use means that the subject of security in Kubernetes is often left for later, or even neglected. This exposes companies to significant risks.
In this talk, I'll show you step-by-step how to secure your Kubernetes cluster for greater peace of mind and reliability.
In his public lecture, Christian Timmerer provides insights into the fascinating history of video streaming, starting from its humble beginnings before YouTube to the groundbreaking technologies that now dominate platforms like Netflix and ORF ON. Timmerer also presents provocative contributions of his own that have significantly influenced the industry. He concludes by looking at future challenges and invites the audience to join in a discussion.
Smart TV Buyer Insights Survey 2024 by 91mobiles.pdf91mobiles
91mobiles recently conducted a Smart TV Buyer Insights Survey in which we asked over 3,000 respondents about the TV they own, aspects they look at on a new TV, and their TV buying preferences.
GraphSummit Singapore | The Future of Agility: Supercharging Digital Transfor...Neo4j
Leonard Jayamohan, Partner & Generative AI Lead, Deloitte
This keynote will reveal how Deloitte leverages Neo4j’s graph power for groundbreaking digital twin solutions, achieving a staggering 100x performance boost. Discover the essential role knowledge graphs play in successful generative AI implementations. Plus, get an exclusive look at an innovative Neo4j + Generative AI solution Deloitte is developing in-house.
Unlocking Productivity: Leveraging the Potential of Copilot in Microsoft 365, a presentation by Christoforos Vlachos, Senior Solutions Manager – Modern Workplace, Uni Systems
Alt. GDG Cloud Southlake #33: Boule & Rebala: Effective AppSec in SDLC using ...James Anderson
Effective Application Security in Software Delivery lifecycle using Deployment Firewall and DBOM
The modern software delivery process (or the CI/CD process) includes many tools, distributed teams, open-source code, and cloud platforms. Constant focus on speed to release software to market, along with the traditional slow and manual security checks has caused gaps in continuous security as an important piece in the software supply chain. Today organizations feel more susceptible to external and internal cyber threats due to the vast attack surface in their applications supply chain and the lack of end-to-end governance and risk management.
The software team must secure its software delivery process to avoid vulnerability and security breaches. This needs to be achieved with existing tool chains and without extensive rework of the delivery processes. This talk will present strategies and techniques for providing visibility into the true risk of the existing vulnerabilities, preventing the introduction of security issues in the software, resolving vulnerabilities in production environments quickly, and capturing the deployment bill of materials (DBOM).
Speakers:
Bob Boule
Robert Boule is a technology enthusiast with PASSION for technology and making things work along with a knack for helping others understand how things work. He comes with around 20 years of solution engineering experience in application security, software continuous delivery, and SaaS platforms. He is known for his dynamic presentations in CI/CD and application security integrated in software delivery lifecycle.
Gopinath Rebala
Gopinath Rebala is the CTO of OpsMx, where he has overall responsibility for the machine learning and data processing architectures for Secure Software Delivery. Gopi also has a strong connection with our customers, leading design and architecture for strategic implementations. Gopi is a frequent speaker and well-known leader in continuous delivery and integrating security into software delivery.
Transcript: Selling digital books in 2024: Insights from industry leaders - T...BookNet Canada
The publishing industry has been selling digital audiobooks and ebooks for over a decade and has found its groove. What’s changed? What has stayed the same? Where do we go from here? Join a group of leading sales peers from across the industry for a conversation about the lessons learned since the popularization of digital books, best practices, digital book supply chain management, and more.
Link to video recording: https://bnctechforum.ca/sessions/selling-digital-books-in-2024-insights-from-industry-leaders/
Presented by BookNet Canada on May 28, 2024, with support from the Department of Canadian Heritage.
UiPath Test Automation using UiPath Test Suite series, part 5DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 5. In this session, we will cover CI/CD with devops.
Topics covered:
CI/CD with in UiPath
End-to-end overview of CI/CD pipeline with Azure devops
Speaker:
Lyndsey Byblow, Test Suite Sales Engineer @ UiPath, Inc.
Essentials of Automations: The Art of Triggers and Actions in FMESafe Software
In this second installment of our Essentials of Automations webinar series, we’ll explore the landscape of triggers and actions, guiding you through the nuances of authoring and adapting workspaces for seamless automations. Gain an understanding of the full spectrum of triggers and actions available in FME, empowering you to enhance your workspaces for efficient automation.
We’ll kick things off by showcasing the most commonly used event-based triggers, introducing you to various automation workflows like manual triggers, schedules, directory watchers, and more. Plus, see how these elements play out in real scenarios.
Whether you’re tweaking your current setup or building from the ground up, this session will arm you with the tools and insights needed to transform your FME usage into a powerhouse of productivity. Join us to discover effective strategies that simplify complex processes, enhancing your productivity and transforming your data management practices with FME. Let’s turn complexity into clarity and make your workspaces work wonders!
Communications Mining Series - Zero to Hero - Session 1DianaGray10
This session provides introduction to UiPath Communication Mining, importance and platform overview. You will acquire a good understand of the phases in Communication Mining as we go over the platform with you. Topics covered:
• Communication Mining Overview
• Why is it important?
• How can it help today’s business and the benefits
• Phases in Communication Mining
• Demo on Platform overview
• Q/A
Epistemic Interaction - tuning interfaces to provide information for AI supportAlan Dix
Paper presented at SYNERGY workshop at AVI 2024, Genoa, Italy. 3rd June 2024
https://alandix.com/academic/papers/synergy2024-epistemic/
As machine learning integrates deeper into human-computer interactions, the concept of epistemic interaction emerges, aiming to refine these interactions to enhance system adaptability. This approach encourages minor, intentional adjustments in user behaviour to enrich the data available for system learning. This paper introduces epistemic interaction within the context of human-system communication, illustrating how deliberate interaction design can improve system understanding and adaptation. Through concrete examples, we demonstrate the potential of epistemic interaction to significantly advance human-computer interaction by leveraging intuitive human communication strategies to inform system design and functionality, offering a novel pathway for enriching user-system engagements.
SAP Sapphire 2024 - ASUG301 building better apps with SAP Fiori.pdfPeter Spielvogel
Building better applications for business users with SAP Fiori.
• What is SAP Fiori and why it matters to you
• How a better user experience drives measurable business benefits
• How to get started with SAP Fiori today
• How SAP Fiori elements accelerates application development
• How SAP Build Code includes SAP Fiori tools and other generative artificial intelligence capabilities
• How SAP Fiori paves the way for using AI in SAP apps
3. Our Solution
Why is this different?
• Insurance wisdom in a box –
industry focused out of the box
content
• Demystifying the business of
analytics – guided analysis and
“solutions led approach”
• Practicality – issues identified
directly expose individual cases
Browser-based Business Intelligence solution delivers a sophisticated level of
analysis and insight across the whole insurance value chain