Higk level summary of Liquid Capital and some of the available facilities

2. Who is Liquid Capital?Who is Liquid Capital?
We help Business owners sleep at night!

3. Who Is Liquid Capital?
Liquid Capital Corp. was founded in 1999 in Toronto
Expanded to a network of 80+ independently owned offices in
the United States and Canada
Collectively handled nearly $500 million in financing volume in
2014
Liquid Capital offices are supported with capital resources,
credit analysis and administration, and collections by Accord
Financial Corp.
Combined benefits of a large organization with the flexibility,
personal service, and timely decision making of a locally owned
business
Liquid Capital is a proud member of the International Factoring
Association (IFA)
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4. Who is Scott Kaufman (30 seconds)?
• Local Owner of Liquid Capital Franchise.
• Worked in a variety of business roles
(Marketing, Manufacturing, IT, Finance, Service, ……..)
• Acquired and sold businesses
• GM Pella – Improved profitability every year during
housing crisis.
Love working with small businesses, providing some of
the tools that traditionally are not available to help
them grow their business
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5. 1. Accelerate the speed at which money is coming
into the business……
2. Slow down the outflow of Cash ……….
Cash Flow - How to improve it?
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6. Overview of Factoring
Factoring is the purchase/assignment of eligible
invoices from creditworthy customers to a factor
Funds are advanced to the client on an expedited
basis – Same day or next day
Customer agrees to remit to factor when paying
their invoices
Creates no debt – Leverages current asset of
accounts receivable
Can be used strategically to address cash flow
needs□

7. Factoring Example
Company X is making money but is finding it difficult to make payroll,
pay vendors or pay a tax bill. Ultimately they will be fine, but in the
short term they are in a cash crunch!
Most of their customers pay quickly, however 3-4 of them are
notoriously slow… 30-45 days on average.
Liquid Capital can purchase their receivables (provide an infusion of
cash) at a discount, providing a percentage of the funds immediately
and the remainder upon collection.
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8. Advantages of Factoring (Liquid Capital style*)
• Acceleration of cash for the business.
• No extra fees (termination, minimums, processing, annual, etc…..
• Client selects the invoices they want to factor
• Start and stop when clients desires (no additional fees)
• Professional Collection services provided
• Insurance on receivables
• International factoring available
• Able to do small or large deals ($10K - $10M)
• Funding grows as fast as the business grows automatically
• Easy to qualify – Based on customer’s financial strength
** Note – these advantages will not apply for all factors
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9. PFP / Inventory Financing
• Unique / Creative facility to slow the outflow of cash
from a business.
• Can be used for the purchase of inventory, services
or even equipment.
• Ultimately extends the terms of purchase orders by
30-90 days.
• Does not impact Debt/Equity ratios.
• Does not impact bank security filings.
• Allows you to grow your buseinss using Liquid
Capitals money.
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10. PFP – How does it work?
• Client Issues PO to LCC for product , service or
equipment.
• LCC issues PO to vendor for product. Product will be
delivered to client. LCC never takes physical possession.
• LCC extends the payment terms per agreement.
• Client receives product.
• Client pays LCC per PO agreement terms.
No Loans… The clients have an A/P to LCC. Their Cost of
Goods Sold will go up based on the LCC’s fee
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11. Advantages of PFP
• Works in conjunction will all bank financing that
is already in place.
• Provides working capital to grow business
• Virtually no impact on bank loan covenants
• Ideal for special purchases / liquidations that
require cash up front (ie. 40% off for cash).
• Ideal for 1 time large deals or ongoing
purchases.
• Significantly more cost effective than traditional PO
Financing / Factoring solution.
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12. Scott Kaufman
Liquid Capital Bulls-Eye Group
763-432-2444
skaufman@liquidcapitalcorp.com
www.lccbe.com