2. Full Factoring Sale of All or Most Receivables at a Discount
Purchase Finance Program (PFP)
Quick Pay
Supply Chain Pay (Reverse Factoring)
Trade (Purchase Order) Financing
Letters of Credit (Export/Import)
Inventory Finance and ABL Financing Based on Value of Assets
Import Factoring
Liquid Capital Financial Solutions

3. Liquid Capital Business Funding is located in RTP, NC
LC 30+ years in business in North America
LC $300 million in factoring volume per year
Previously licensed CPA, Bank Auditor, Business
Development Professional
Combined benefits of a large organization with the
flexibility, personal service, and timely decision
making of a locally owned business
Who Is Liquid Capital Business Funding

4. Early-stage businesses developing a track record
Not yet able to obtain bank financing
Rapidly growing
Turning away sales due to lack of working capital
Recent and/or interim losses
Cash tied up in equipment, inventory, payroll
Under Capitalized
Concerned about slow payments from customers
Seeking alternative to equity capital
Who Can Benefit From Factoring?

5. Who Uses Factoring?
Manufacturing
Distribution
Transportation and Trucking
Staffing (Temporary & Contract)
Advertising
Printing
Service Companies
 IT related
 HVAC & Solar installation/repair
 Landscaping
 Janitorial
 Couriers
Other Business to Business

6. How We Are Different?
 No long term contracts (30 day notification)
 No requirement to factor all receivables – flexibility
 No hidden costs, fees, committed to upfront pricing
 No exit fees
 No Chargeback fees
 No minimum monthly fees
 No same day wire fees
 No early reserve release fees

7. How Does Factoring Work?
Liquid Capital and Client
discuss / evaluate the
Client’s business to
determine whether factoring
is a viable option
Client completes an
application form and
Liquid Capital performs its
due diligence, including
verification of the credit of
the Client’s customers
Client is approved for
funding
Liquid Capital collects
payment and submits the
balance of the invoice to
the Client
Liquid Capital verifies /
purchases the resulting
invoices, advancing the
Client 75 - 85% of face value
Client delivers goods
and / or services to its
customers

8. Liquid Capital’s Typical Deal Structure
Timing for Funding & Set-up
 Initial funding – 3 to 5 days after completed application
 Subsequent funding – Same day to 24 hours
 Initial Set-up fee of $500
Discount Fee
 Range from 3% for 30 days – based on deal
 Per diem for over 30 days based on 1/30th
of discount fee
Funding Advances & Reserve
 Advance between 75% and 85% of the gross invoice amounts
 On collection, the Reserve less the discount fee is released
 Option to purchase current receivables for new client
Size of Deals
 Sweet spot is $20K to $6 million in monthly volume, but can be higher or lower

9. Liquid Capital Advantage
Straightforward Pricing
 Policy against “come on” pricing with numerous hidden fees
High Level of Service
 Capabilities of large organization with personal local service
No Lock-In Contracts
 Client Factor Agreements terminate on 30 days notice without penalty
 Many competitors require one year lock-up and large termination fees
Reserve Releases
 With no collection issues, Reserves released faster
Exchange Funding of Larger Deals
 Other Liquid Capital offices participate in funding larger deals
 Seamless to Client
Web-based Reporting
 Clients have free access to complete online reporting system, including notes on collection
status

10. Liquid Capital Added Client Benefit
Professional A/R Services included in Cost
 Credit management and review of customers with assigned credit limits
 Collections handled with client input on timing
Potential Savings
 Bad debt reductions
 Decreased aging of accounts
 Salary and administration cost savings for credit and collections
Intangible Benefits
 Funding based on sales
 No debt created (improved financial ratios)
 No dilution of equity

11. Cost Of NOT Factoring
NO FACTORING WITH FACTORING
REVENUE 500,000 1,000,000
COST OF GOODS SOLD 350,000- 700,000-
GROSS MARGIN 150,000 300,000
OPERATING EXPENSES 100,000- 150,000-
COST OF FACTORING * - 45,000-
NET INCOME 50,000 105,000
Based on an assumption that receivables are outstanding on 45
days on average

12. Contact Information
Jeff Lyons
President
12218 Bradford Green Sq. Box 101
(919) 201-4143
jlyons@liquidcapitalcorp.com
www.liquidcapitalbusinessfunding.com