Curtis Funding Group provides equipment financing and leasing. They have funded equipment in 46 states and Canada since 2012. They strive to eliminate surprises through transparent commitments. Equipment financing allows companies to acquire equipment through monthly payments instead of large upfront costs, preserving working capital. Curtis Funding can finance a wide range of equipment and offers quick application processes.
A general overview of the newly expanded guidelines for SBA financing that the current administration now offers. Learn how to qualify your business for SBA government guaranteed financing.
Financial Statement Analysis - Reading the Numbers Correctly, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
A general overview of the newly expanded guidelines for SBA financing that the current administration now offers. Learn how to qualify your business for SBA government guaranteed financing.
Financial Statement Analysis - Reading the Numbers Correctly, 2014 CreditScape, Western Region Credit Conference Seminar Slide Deck, sponsored by Credit Management Association. More information: www.creditmanagementassociation.org
As a Business Owner, you realize that you need funding to Start, Run or Grow your Business! What steps should you take to prepare in order for you to receive the best terms?
It’s nothing new. Real estate investing has been around for thousands of years.
It predates stock markets and other methods of trading and valuing wealth.
Land used to be the best sign of anyone’s wealth. Why? Because land is permanent.
Lighter Capital Live: Revenue-Based Financing (Session #1)Lighter Capital
On Thurs May 31st Lighter Capital, Carney Badley Spellman, and Actively Learn hosted the inaugural Lighter Capital Live session. This session covered the basics of revenue-based financing and then we had an active partner and client share their perspective of this financing model. More information on Lighter Capital can be found at www.lightercapital.com.
As a Business Owner, you realize that you need funding to Start, Run or Grow your Business! What steps should you take to prepare in order for you to receive the best terms?
It’s nothing new. Real estate investing has been around for thousands of years.
It predates stock markets and other methods of trading and valuing wealth.
Land used to be the best sign of anyone’s wealth. Why? Because land is permanent.
Lighter Capital Live: Revenue-Based Financing (Session #1)Lighter Capital
On Thurs May 31st Lighter Capital, Carney Badley Spellman, and Actively Learn hosted the inaugural Lighter Capital Live session. This session covered the basics of revenue-based financing and then we had an active partner and client share their perspective of this financing model. More information on Lighter Capital can be found at www.lightercapital.com.
Guide to Invoice Factoring (a.k.a. Accounts Receivable Financing)Elizabeth Kraus
Top invoice factoring company DB Squared describes the invoice factoring process (how invoice factoring works) and explains how it can help a business grow and become more profitable. For more information visit dbsquaredinc.com.
this is our presentation on the starting stages to for planning to prepare to go for startup funding / small business loans / invoice loans / factoring etc etc
What is factoring? Do cash flow struggles leave you wondering how your business will grow and thrive? If so, you are definitely not alone. No matter the industry or the size of the company, maintaining steady cash flow is a common challenge among business owners. What if there was a solution that provided you with the working capital you seek using an existing asset? Factoring, or accounts receivable finance, is that solution.
Learn more about what is factoring here: http://www.interstatecapital.com/what-is-factoring/
Many have heard about factoring, but how do you know that factoring is right for you? Do your customers require extended terms making it difficult for you to wait for payment? Do you have difficulty filling orders because your suppliers require payment before you receive payment from your customers? Are you borrowing money from friends or family or using personal savings to keep your business afloat? Do you worry about how you will meet your current obligations-rent, insurance, payroll? If you answered yes to any of these questions, then factoring can be the miracle cure for what is ailing your business.
On the presentation, we will define factoring, we will discuss the benefits that companies experience when they factor, we will cover the types of businesses that can use factoring, we will look at a real Interstate Capital client success story illustrating how business owners can use factoring to help their companies succeed, and we will explore what you need to know and consider when choosing the factoring company that will be the best partner for you.
Get a free factoring assessment for your business here: http://www.interstatecapital.com/factoring-assessment/
Your company delivers a good or service to your customer. Your customer will require terms to allow for processing of your invoice. Companies typically have payment terms of between 30 and 90 days, although terms vary from customer to customer. What happens during the time your customer is processing payment for your invoices? While you wait for payment, you may experience challenges with paying bills, making payroll, paying vendors, purchasing fuel, and other common business expenses.
But, when you factor your invoices, the gaps in your cash flow disappear. You get the funds you need immediately, so that you do not have to worry about when your payments will arrive. You already have the working capital you need to meet all your obligations.
Now, rather than you waiting for payment, your factoring company collects payment from your customers. In the meantime, you continue to factor your invoices and receive your funds quickly. The burden has been lifted off your shoulders. You are taking advantage of a flexible and cost-effective means of financing your business.
Visit he official website of Interstate Capital Corporation here to learn more about your fact
FK Construction Funding - Financing the Construction Industry Frank Skelly
FK Construction Funding, a division of FACTOR KING® provides cash management and funds control solutions that are custom tailored to the construction industry.
In addition to the traditional cash management services of advancing funds, we also pay all of your suppliers, vendors and sub-subcontractors via joint check and forward the balance to you for payroll or other operating expenses.
MacCrabby Rants columns published in the Coldwater Daily Reporter, in 2019 (first & third Saturdays each month). Satire, common sense, and the lack thereof, politics, relationships, money, and all subjects are fair game.
We ran a charitable promotion; you responded. We followed through and sent $500 to St. Judes. Thanks, to our customers, our equipment suppliers and our underwriters for your business and your friendship.
Curtis Funding Group sends our heartfelt Christmas wish to our friends (if you're our client, you're our friend). Thank you for working with us - Merry Christmas.
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
Explore our most comprehensive guide on lookback analysis at SafePaaS, covering access governance and how it can transform modern ERP audits. Browse now!
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
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Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
3.0 Project 2_ Developing My Brand Identity Kit.pptxtanyjahb
A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
2. EQUIPMENT FINANCING & LEASING
Curtis Funding Group provides equipment leasing & financing with
a "no surprises" commitment.
• Founded in 2012, with a small team of experts handling a
wide range of equipment leasing & financing needs.
• We have funded equipment in 46 states and Canada, and
have had a contract with Bridgestone/Americas since 2014 to
support their 2,200 dealer-network.
• Surprises, in our business, are almost never good -- we
strive to eliminate them.
3. EQUIPMENT FINANCING & LEASING
▪ 8 out of 10 companies finance equipment
▪ Equipment is more easily cost-justified with a
monthly/quarterly payment rather than paying a
lump-sum total price
▪ Equipment Financing is a convenient method of
preserving credit lines and can help preserve
working capital
▪ The use of Equipment Financing can provide
an immediate revenue, since almost no up-front
costs are incurred.
Equipment Financing as a Business Tool
4. EQUIPMENT FINANCING & LEASING
When acquiring equipment with a
large price tag, which would be
easier to manage?
Cost justification – monthly payment
$100,000 Cash Up Front
OR $1,946 Monthly*
*Based on $100,000 x .01946, 60-
month finance rate factor
5. EQUIPMENT FINANCING & LEASING
Financing via a monthly payment prevents ”sticker ”
$100,000 Cash Up Front vs. $1,946 Monthly*
Get the state-of-the-art equipment needed…
“We can cut the price if we
take away some features.”
“We need those features;
let’s finance!”
6. EQUIPMENT FINANCING & LEASING
A longer term can provide more equipment for the payment
Or, if it takes more than the budget allows…
$3,086 $3,086
▪ A longer term may allow for better equipment, more
features, and more immediate returns
▪ With term flexibility, budgets can be met, and cost-
justification can be realized
36 mos
$100,000
48 mos
$129,121
60 mos
$158,581
$3,086
Based on $100,000 x .03086
sample finance rate factor
Based on $100,000 x .02390
sample finance rate factor
Based on $100,000 x .01946
sample finance rate factor
7. EQUIPMENT FINANCING & LEASING
We can finance machine tools, medical equipment, IT, titled vehicles,
robotics, agricultural equipment, and much more
But did you know we can also fund equipment for…
• Municipal needs
• Not-for-profits
• Software
• Lighting
• Auto-service/shop equipment
• Upgrades to current equipment
• …. And almost any other equipment you
may consider (ask us)
What equipment can be financed…
8. EQUIPMENT FINANCING
& LEASING
• Fill out and sign one-page application
• Include three recent months of business
checking account statements
• Provide equipment description, costs,
and vendor info
• …. We’ll package it, gain an approval,
and quote terms, all without obligation
Applications can be emailed, or found at
www.curtisfunding.com
How easy is it?
9. “…we couldn't have done it without you.
The new shop turned out great and we
have got some great equipment thanks
to Curtis Funding.”
Tim Carroll – Co-owner
10. EQUIPMENT FINANCING & LEASING
▪ COVID has tightened the market; new-business and
weaker-credit transactions are doable, but may take
some extra effort.
▪ Curtis Funding has multiple underwriting sources.
▪ Look for terms with no residuals, no automatic
extensions, no all-assets liens, and no surprises.
▪ Putting together complete, accurate credit packages
helps gain approvals.
▪ Communication is key; we work closely with many
vendors, and may, upon request, recommend some to
our end-user customers.
Cautions in 2021…
11. EQUIPMENT FINANCING & LEASING
▪ Budget monthly cost to get a true cost-
justification and then use the term to best
fit budgetary needs
▪ Avoid sticker shock and scrimping on
features due to large out-of-pocket
requirements
▪ Maintain your cash reserves
▪ Receive fast credit approval and maintain
control with your financing partner, Curtis
Funding Group
▪ Use simple, English, readable finance
documentation
Let’s Recap…
12. AND… DO NOT FORGET
▪ Getting a Section/179 deduction for your equipment on your income tax
(full write-off in year-one)
▪ Offering advice/counsel on any funding need, even when not using CFG
▪ $100 to a worthy charity for any equipment financing
transaction completed in 2021
▪ Making progress payments to equipment
suppliers, as required, but holding final
funds until you OK their release
▪ Direct communication through phone, in
person, email; you don’t need to sign on to a
portal and wait for answers
Curtis Funding Group will help with…
13. Curtis Funding Group announces a new
funding partner…
w / other funding options
▪ Provide unsecured business loans and lines of credit
▪ Loan products are tailored specifically for
the industry and every client’s individual needs
▪ An alternative when equipment financing is not
an option or when bank lines are maxed out
▪ Click graphic, or link below to fill out short, no-
obligation application
https://arffinancial.force.com/portal/ARFRegistration?RPId=0034y00002B6AJnAAN
14. Funding alternatives
Underwriting process designed to consider unique merchant
and industry situations offering solutions to specific industries
to address needs such as:
✓expansion
✓remodels
✓inventory
✓advertising / marketing
✓tax payments or lien retirement
✓seasonality
✓working capital shortfalls
15. Our Lending Partner
Loan Program Advantages
▪ From $5,000 to $75,000 without collateral
▪ Fixed terms 12 - 18 months
▪ Fast approvals -- funding within a week
▪ Streamlined paperwork – docs electronically
signed
▪ Payments collected via ACH
▪ Paid-interest is tax deductible
▪ Early pay-off options are available
16. Products offered…
WORKING CAPITAL LOANS
When cash is tight from a dip in sales or a seasonal period,
a Working Capital Loan can provide the surge of capital
needed
UNSECURED LINES OF CREDIT
When opportunity knocks, business conditions change or
unexpected issues arise, a Line of Credit can provide 24-
hour access to 5 separate loan drafts over a 6-month period.
FLEX PAY LOANS
A Flex Pay Loan allows you to defer up to 50% of loan
principal repayment into the future, resulting in dramatically
lower payments.
INTEREST-ONLY FLEX PAY LOANS
Borrow now with low, interest-only payments for up to 5
months! Then, pay off the principal, or convert to a 60-week
rollover amortization.
17. Lending conditions
To Prequalify – Minimum
Requirements
1) Minimum of twelve (12) months in business
2) Annual sales of $200,000+
3) Guarantor w/ Equifax Credit Score of 551+
4) No more than 2 outstanding cash advances
5) No review of tax returns and financials
18. How much do you need?
How much can you
qualify for?
▪ Loan maximums vary from 6% to 22%
of total annual sales (cash and credit
card sales – actual or projected), based
on time in business, and credit
worthiness.
▪ Example: If average annual sales
volume is $600,000, the potential loan
amount is $36,000 to $75,000.
19. To start the process…
Gather the following information to get
a preliminary (no-obligation) offer:
• Time in business
(same ownership, concept and location)
• Personal credit score of the guarantor
- Excellent = 700 +
- Good = 651 – 699
- Fair = 601 – 650
- Poor = 551 -- 600
- Unqualified = < 551
• Average monthly sales (cash & credit card)
• Home ownership – Y / N – & current on mortgage
20. EQUIPMENT
FINANCING
…AND MORE
We value our relationship with
all of our customers and with
all of our equipment suppliers
and we show it…
* * We communicate with our customers
* We answer questions
* We strive to offer great service now
* and earn future business
* Call us and we’ll provide the best service available
* and honest advice on any funding issue
21. Call us and we’ll get to work..
CONTACT:
Curtis Funding Group, LLC
Phone: (248) 238-7214
Curt MacRae or Phil Tarchala
Ext. 11 Ext. 14
Email: cmac@curtisfunding.com
philt@curtisfunding.com
Web: www.curtisfunding.com
EQUIPMENT
FINANCING
…AND MORE
22. Thank you…
And a short video for our friends…
248/238-7214
Click (CTRL) graphic, to play video
online: