The survey found that business confidence in India declined significantly in the latest quarter. The business confidence index fell to its lowest level in 18 quarters. Companies reported moderate to substantially worse performance over the last six months at the overall economic, industry and firm level. Near term outlook for key indicators like sales, profits and investments also remained subdued. Weak demand continued to be a major constraint along with high and rising cost of credit. Availability of credit emerged as a larger problem compared to the previous survey.
CII - 85th Business Outlook Survey October- December 2013BFSICM
Value of
Production
(Oct - Dec)
Inventories
(July - Sep)
Inventories
(Oct - Dec)
Sales
(July - Sep)
Sales
(Oct - Dec)
1) The CII Business Confidence Index increased sharply to 54.9 in Q3 FY14 from 45.7 in the previous quarter, indicating improved investor sentiment.
2) Majority of respondents expect GDP growth in FY14 to be 4.5-5.0% and inflation to be above 7%. Most also expect the fiscal deficit to be 4.5-5.0% and current account deficit to be 3.5-
The document provides summaries of several news articles discussing the impact of the COVID-19 pandemic and lockdown on the Indian economy:
1) Several reports project a contraction of the Indian economy by 5% in the current fiscal year, with a steep decline estimated in the first quarter.
2) India is facing its worst recession since independence, with the first quarter expected to contract by 25%.
3) The State Bank of India estimates the economy may contract by over 40% in the first quarter.
4) International agencies like Fitch, S&P, and DBS also foresee a full-year contraction for the Indian economy.
- The FICCI Economic Outlook Survey estimates India's GDP growth for 2016-17 at 6.8%, lower than the previous estimate of 7.3%.
- Key factors include a projected slowdown in growth for the industry and services sectors due to demonetization's impact on cash-dependent informal sectors.
- Agriculture is expected to see growth of 3.2% for 2016-17 due to good monsoons, while industry and services are forecast to grow 5.7% and 8.5% respectively.
- Inflation is projected to remain benign with WPI at 3.4% and CPI at 4.7% for 2016-17.
Salesforce.com Inc. (NYSE: CRM) is a leading provider of cloud-based customer relationship management software and services. The analysts recommend holding Salesforce stock. Salesforce has experienced strong revenue growth in recent years and aims to continue gaining market share. The analysts expect Salesforce's cash, net income, and earnings per share to grow significantly in the coming years, driven by continued expansion and an increasing number of companies adopting cloud computing and data analytics solutions. Overall economic indicators point to continued moderate U.S. economic growth in 2016, which should support further growth at Salesforce.
The document provides a summary of various news articles related to the Indian economy and public sector enterprises (PSEs). It mentions that India's GDP grew 8.4% in Q2 FY22, led by farm and services sectors. The finance ministry expects double-digit GDP growth for FY22 and 6.5-7% growth in FY23. Strategic sales of 22 PSEs are planned, with 17 transactions ongoing, including BPCL and Concor. Manufacturing and services PMIs remained elevated in November, indicating continued economic recovery, though Omicron risks remain. Fiscal deficit for April-October was 36.3% of the annual target due to higher revenues and lower expenditures.
FICCI's latest Economic Outlook Survey puts across the GDP growth estimate for the year 2014-15 at 5.3%, with a minimum and a maximum range of 4.9% and 5.8%. This is a tad lower than the 5.5% growth estimate put out by the economists in the previous survey round and is mainly on account of bleak prospects for performance of the agriculture sector due to sub-par monsoon forecast.
Regarding the performance of the industrial sector this year. The median forecast for industrial growth for 2014-15 is pegged at 3.1% and for agricultural sector at 2.1%. Further, services sector growth is expected at 7.0% this year and is only marginally higher than 6.8% growth recorded in 2013-14.
On Inflation, the El Nino effect is expected to fuel inflationary pressure going ahead.
The CII Business Confidence Index (CII- BCI) for January-March 2017 quarter rose to an all-time high of
64.1 as against 56.5 recorded in the previous quarter. The sharp increase in business sentiment has
majorly been driven by a significant uptrend in the Expectations Index (EI) though the Current Situation
Index (CSI) also improved marginally.
The survey found that business confidence in India declined significantly in the latest quarter. The business confidence index fell to its lowest level in 18 quarters. Companies reported moderate to substantially worse performance over the last six months at the overall economic, industry and firm level. Near term outlook for key indicators like sales, profits and investments also remained subdued. Weak demand continued to be a major constraint along with high and rising cost of credit. Availability of credit emerged as a larger problem compared to the previous survey.
CII - 85th Business Outlook Survey October- December 2013BFSICM
Value of
Production
(Oct - Dec)
Inventories
(July - Sep)
Inventories
(Oct - Dec)
Sales
(July - Sep)
Sales
(Oct - Dec)
1) The CII Business Confidence Index increased sharply to 54.9 in Q3 FY14 from 45.7 in the previous quarter, indicating improved investor sentiment.
2) Majority of respondents expect GDP growth in FY14 to be 4.5-5.0% and inflation to be above 7%. Most also expect the fiscal deficit to be 4.5-5.0% and current account deficit to be 3.5-
The document provides summaries of several news articles discussing the impact of the COVID-19 pandemic and lockdown on the Indian economy:
1) Several reports project a contraction of the Indian economy by 5% in the current fiscal year, with a steep decline estimated in the first quarter.
2) India is facing its worst recession since independence, with the first quarter expected to contract by 25%.
3) The State Bank of India estimates the economy may contract by over 40% in the first quarter.
4) International agencies like Fitch, S&P, and DBS also foresee a full-year contraction for the Indian economy.
- The FICCI Economic Outlook Survey estimates India's GDP growth for 2016-17 at 6.8%, lower than the previous estimate of 7.3%.
- Key factors include a projected slowdown in growth for the industry and services sectors due to demonetization's impact on cash-dependent informal sectors.
- Agriculture is expected to see growth of 3.2% for 2016-17 due to good monsoons, while industry and services are forecast to grow 5.7% and 8.5% respectively.
- Inflation is projected to remain benign with WPI at 3.4% and CPI at 4.7% for 2016-17.
Salesforce.com Inc. (NYSE: CRM) is a leading provider of cloud-based customer relationship management software and services. The analysts recommend holding Salesforce stock. Salesforce has experienced strong revenue growth in recent years and aims to continue gaining market share. The analysts expect Salesforce's cash, net income, and earnings per share to grow significantly in the coming years, driven by continued expansion and an increasing number of companies adopting cloud computing and data analytics solutions. Overall economic indicators point to continued moderate U.S. economic growth in 2016, which should support further growth at Salesforce.
The document provides a summary of various news articles related to the Indian economy and public sector enterprises (PSEs). It mentions that India's GDP grew 8.4% in Q2 FY22, led by farm and services sectors. The finance ministry expects double-digit GDP growth for FY22 and 6.5-7% growth in FY23. Strategic sales of 22 PSEs are planned, with 17 transactions ongoing, including BPCL and Concor. Manufacturing and services PMIs remained elevated in November, indicating continued economic recovery, though Omicron risks remain. Fiscal deficit for April-October was 36.3% of the annual target due to higher revenues and lower expenditures.
FICCI's latest Economic Outlook Survey puts across the GDP growth estimate for the year 2014-15 at 5.3%, with a minimum and a maximum range of 4.9% and 5.8%. This is a tad lower than the 5.5% growth estimate put out by the economists in the previous survey round and is mainly on account of bleak prospects for performance of the agriculture sector due to sub-par monsoon forecast.
Regarding the performance of the industrial sector this year. The median forecast for industrial growth for 2014-15 is pegged at 3.1% and for agricultural sector at 2.1%. Further, services sector growth is expected at 7.0% this year and is only marginally higher than 6.8% growth recorded in 2013-14.
On Inflation, the El Nino effect is expected to fuel inflationary pressure going ahead.
The CII Business Confidence Index (CII- BCI) for January-March 2017 quarter rose to an all-time high of
64.1 as against 56.5 recorded in the previous quarter. The sharp increase in business sentiment has
majorly been driven by a significant uptrend in the Expectations Index (EI) though the Current Situation
Index (CSI) also improved marginally.
The 90th Business Outlook Survey from the Confederation of Indian Industry found:
1) The CII Business Confidence Index increased slightly to 56.4 from 56.2 in the previous quarter, driven by an improvement in the Expectations Index.
2) Respondents expect GDP growth of 6.5-7.5% for 2014-15, inflation below 6%, fiscal deficit below 4.5%, and current account deficit below 2.5%.
3) Capacity utilization and sales are expected to increase in the fourth quarter of 2014-15, while input costs are expected to moderate. Profits are also expected to rise.
Business Confidence Survey points that market demand has weakened following demonetization and that Union Budget 2017-18 is crucial for stimulating economy
Since the previous meeting of the Monetary Policy Committee (MPC), several risks to the inflation outlook have begun to materialise. While headline inflation is comfortably within the inflation target band, indications are that we have passed the low point of the current cycle. Developments in the international environment have placed upward pressure on the inflation trajectory, while the domestic growth outlook remains challenging.
This document provides a quarterly outlook and summarizes key economic indicators and market performance for 3Q 2018. It recommends reducing exposure to economically sensitive sectors as the economic expansion matures and increasing exposure to defensive sectors. It also recommends favoring domestic over international markets, growth over value, and short over long duration fixed income given signs of late-stage economic momentum and interest rate normalization by the Fed.
Fitch Solutions has trimmed India's GDP growth forecast for the current fiscal year to 6.4% from 6.8% previously, citing a weaker than expected economic rebound. Crisil has also lowered India's GDP growth forecast to 6.3% for fiscal year 2020, saying the economic slowdown is deeper than suspected. The finance minister has said the government will take more measures to boost the economy but refused to give a timeline for returning to 7% growth. Core sector growth slowed to 2.1% in July, with declines in the production of coal, crude oil, natural gas and refinery products.
This document provides a summary of 3 news articles related to the Indian economy:
1) Several reports predict that India's GDP growth will decline to 4.2-4.9% in the second quarter of the fiscal year due to a slowdown in sectors like automobiles, infrastructure, and core industries.
2) India's wholesale inflation declined to 0.16% in October due to lower fuel and manufacturing prices, while retail inflation increased to 4.62% due to higher food prices.
3) India's exports declined 1.11% in October while imports declined 16.31%, lowering the trade deficit to $11 billion. Key export sectors like petroleum and leather saw declines.
- The Indian economy is projected to contract by 4.5% in the current fiscal year according to a survey by FICCI. The survey also estimates a 14.2% contraction in the first quarter of 2020-21.
- DBS Bank sees a double-digit contraction in the Indian economy in the April-June quarter before a smaller contraction in the July-September quarter. It maintains an expectation for the economy to return to growth by the end of the fiscal year at -4.8% annual growth.
- BofA Securities estimates India's GDP will contract by 3% in FY21 assuming a full opening of the economy from next month, with the estimate rising to 5% contraction if the
The World Bank forecasts India's GDP growth to accelerate to 7.5% in 2019-20, driven by continued investment strengthening, improved exports, and resilient consumption. The IMF also estimates India's growth at 7.3% in 2019 and 7.5% in 2020, enabling it to retain its status as the fastest growing major economy. However, the IMF has revised downward its forecasts slightly compared to last year. Industrial production growth slowed to 0.1% in February, its lowest in 20 months, as manufacturing contracted amid muted demand. WPI inflation rose to 3.18% in March due to higher food and fuel prices.
The document provides an analysis of the Indian power sector. It notes that the power sector is one of the largest and most important industries in India. The power sector fulfills the energy requirements of other industries and is critical to economic growth. The document summarizes the sources of power generation in India, with thermal power making up the majority at 83% and sourced primarily from coal. Hydro and nuclear power are also discussed as other sources of generation. Public sector entities have the largest share of installed power capacity in India at over 75%.
- India's GDP growth slowed to 5% in April-June 2019, the slowest pace in over 6 years, missing market expectations. High-frequency indicators show a slowdown in private consumption.
- Several reports and surveys predict continued economic slowdown in India over the next 2-3 years due to falling household savings, rising bad loans, weak global trade, and domestic factors like falling consumption.
- The government fiscal deficit for April-July 2019 period reached 77.8% of the target for the fiscal year, with a decline in capital expenditures compared to the same period last year. The government has identified over a dozen state-run firms to potentially dilute stake in to raise disinvestment funds.
The document provides a weekly media update from Balmer Lawrie with news clips related to Balmer Lawrie, the Government of India, public sector enterprises, and industries relevant to Balmer Lawrie's business. It includes articles about the World Bank lowering India's growth forecast, industrial production contracting in August, the government inviting bids for strategic sales of public sector units, and calls to include petroleum products under the Goods and Services Tax.
This document provides a weekly summary of news related to the Indian economy and key industries. It includes the following highlights:
1) The Asian Development Bank projects India will be the fastest growing Asian economy in 2018-19 and 2019-20 at 7.3% and 7.6% growth respectively.
2) A Harvard University report predicts India will be the world's fastest growing economy this decade, growing at 7.9% annually ahead of China and US.
3) India's services sector continued expanding in April, with the strongest job creation in seven years as new orders grew. Manufacturing activity also improved with rising new orders and output.
4) Infrastructure sector growth slowed to a three-month
This document provides a weekly media update from Balmer Lawrie, summarizing various news articles from the past week related to Balmer Lawrie, the Indian economy, and key industries. It includes articles discussing forecasts of a contraction in India's GDP for FY21 by Nomura and Goldman Sachs, Moody's forecast of zero growth for India in the current fiscal year, a steep fall in India's manufacturing and services activity in April due to the lockdown, and India's fuel consumption declining 46% in April.
The document discusses findings from the latest Regus Business Confidence Index survey. It finds that:
1) Global business optimism has surged ahead after a slight decline in 2010, with more firms reporting rises in revenues and profits.
2) Departmental spending is mainly on the rise as companies invest to catch the economic recovery wave, except for property costs as firms seek more flexible workspace.
3) Expectations of revenue growth expressed in late 2010 have been met, contrasting with previous surveys where predictions exceeded actual results.
The Union Finance Minister Shri Arun Jaitley tabled the Economic Survey 2016-17 today, the first day of the Budget Session of the Parliament. The Economic Survey says that the adverse impact of demonetisation on GDP growth will be transitional and the economy will recover with remonetisation. The Survey states that once the cash supply is replenished, which is likely to be achieved by end of March 2017, the economy would revert to normal. The GDP growth in 2017-18, as per the survey, is projected to be in the range of 6¾-7½ percent.
The Survey suggests a few measures to maximise long-term benefits and minimise short-term costs. One, fast remonetisation and early elimination of withdrawal limits. This would reduce GDP growth deceleration and cash hoarding. Two, continued impetus to digitalisation while ensuring that this transition is gradual and inclusive, and appropriately balances the costs and benefits of cash versus digitalisation. Three, following up demonetisation by bringing land and real estate into the GST. Four, reducing tax rates and stamp duties.
This is an analysis and brief overview document on the Survey
The Regus Business Confidence Index 4th Edition is the result of independent research with 17,000 business professionals in 80 countries.
Regus: http://www.regus.com/?utm_campaign=slideshare
Effect of macro economic factors on Pharmaceutical IndustryManikant Jaiswal
The document discusses the impact of various macroeconomic factors on the pharmaceutical industry. It states that an increase in GDP leads to higher incomes and spending on healthcare, boosting the industry. However, lower GDP reduces funds for healthcare infrastructure. Government initiatives like healthcare programs and pharmaceutical parks aim to increase healthcare access and industry investments. Trade wars and foreign investments also impact drug exports, imports of ingredients, and industry earnings. Overall, macroeconomic, regulatory, and policy changes can significantly influence the pharmaceutical sector.
Complete report of our Economic Outlook Survey for fiscal 13-14 indicates a a moderation in growth going ahead. The survey results indicate GDP growth to slow down to 5.0% in the current fiscal year. This is a downward revision from the 6.0% growth estimate that was reported in the previous round of the survey.
This survey was conducted in the months of August / September 2013 and drew responses from leading economists primarily from the banking and financial services sector.
The document provides a summary of various news articles mentioning Balmer Lawrie and related topics. It discusses the World Bank cutting India's growth forecast to 5% for the current fiscal year. It also mentions a Blackstone report projecting India's economy to grow at 6% in 2020 and the Indian economy's growth hitting an 11-year low of 5% according to a CSO estimate. Further, it discusses rising budget deficits in India and Prime Minister Modi taking direct charge to address economic slowdown.
Reflecting an improvement in perception regarding overall economic conditions and amidst indications of a normalisation in business situation post the recent disruptions, companies are optimistic that economic growth would gain traction during the third quarter of FY18. CII’s 101st edition of quarterly Business Confidence Index has climbed up to the level of 59.7 during Oct-Dec 2017 as against 58.3 in the previous quarter.
The artist uses fabricated narratives and depictions of historical genetic experiments to explore moral and ethical concerns regarding advances in genetic engineering and biotechnology. They reference past instances of extreme human experimentation to draw a parallel with modern technological capabilities and question whether such advancements may be pursued without consideration for their consequences. Through this fictitious story, the artist aims to open a dialogue about ensuring such technologies remain within ethical boundaries for the benefit of humanity.
The 90th Business Outlook Survey from the Confederation of Indian Industry found:
1) The CII Business Confidence Index increased slightly to 56.4 from 56.2 in the previous quarter, driven by an improvement in the Expectations Index.
2) Respondents expect GDP growth of 6.5-7.5% for 2014-15, inflation below 6%, fiscal deficit below 4.5%, and current account deficit below 2.5%.
3) Capacity utilization and sales are expected to increase in the fourth quarter of 2014-15, while input costs are expected to moderate. Profits are also expected to rise.
Business Confidence Survey points that market demand has weakened following demonetization and that Union Budget 2017-18 is crucial for stimulating economy
Since the previous meeting of the Monetary Policy Committee (MPC), several risks to the inflation outlook have begun to materialise. While headline inflation is comfortably within the inflation target band, indications are that we have passed the low point of the current cycle. Developments in the international environment have placed upward pressure on the inflation trajectory, while the domestic growth outlook remains challenging.
This document provides a quarterly outlook and summarizes key economic indicators and market performance for 3Q 2018. It recommends reducing exposure to economically sensitive sectors as the economic expansion matures and increasing exposure to defensive sectors. It also recommends favoring domestic over international markets, growth over value, and short over long duration fixed income given signs of late-stage economic momentum and interest rate normalization by the Fed.
Fitch Solutions has trimmed India's GDP growth forecast for the current fiscal year to 6.4% from 6.8% previously, citing a weaker than expected economic rebound. Crisil has also lowered India's GDP growth forecast to 6.3% for fiscal year 2020, saying the economic slowdown is deeper than suspected. The finance minister has said the government will take more measures to boost the economy but refused to give a timeline for returning to 7% growth. Core sector growth slowed to 2.1% in July, with declines in the production of coal, crude oil, natural gas and refinery products.
This document provides a summary of 3 news articles related to the Indian economy:
1) Several reports predict that India's GDP growth will decline to 4.2-4.9% in the second quarter of the fiscal year due to a slowdown in sectors like automobiles, infrastructure, and core industries.
2) India's wholesale inflation declined to 0.16% in October due to lower fuel and manufacturing prices, while retail inflation increased to 4.62% due to higher food prices.
3) India's exports declined 1.11% in October while imports declined 16.31%, lowering the trade deficit to $11 billion. Key export sectors like petroleum and leather saw declines.
- The Indian economy is projected to contract by 4.5% in the current fiscal year according to a survey by FICCI. The survey also estimates a 14.2% contraction in the first quarter of 2020-21.
- DBS Bank sees a double-digit contraction in the Indian economy in the April-June quarter before a smaller contraction in the July-September quarter. It maintains an expectation for the economy to return to growth by the end of the fiscal year at -4.8% annual growth.
- BofA Securities estimates India's GDP will contract by 3% in FY21 assuming a full opening of the economy from next month, with the estimate rising to 5% contraction if the
The World Bank forecasts India's GDP growth to accelerate to 7.5% in 2019-20, driven by continued investment strengthening, improved exports, and resilient consumption. The IMF also estimates India's growth at 7.3% in 2019 and 7.5% in 2020, enabling it to retain its status as the fastest growing major economy. However, the IMF has revised downward its forecasts slightly compared to last year. Industrial production growth slowed to 0.1% in February, its lowest in 20 months, as manufacturing contracted amid muted demand. WPI inflation rose to 3.18% in March due to higher food and fuel prices.
The document provides an analysis of the Indian power sector. It notes that the power sector is one of the largest and most important industries in India. The power sector fulfills the energy requirements of other industries and is critical to economic growth. The document summarizes the sources of power generation in India, with thermal power making up the majority at 83% and sourced primarily from coal. Hydro and nuclear power are also discussed as other sources of generation. Public sector entities have the largest share of installed power capacity in India at over 75%.
- India's GDP growth slowed to 5% in April-June 2019, the slowest pace in over 6 years, missing market expectations. High-frequency indicators show a slowdown in private consumption.
- Several reports and surveys predict continued economic slowdown in India over the next 2-3 years due to falling household savings, rising bad loans, weak global trade, and domestic factors like falling consumption.
- The government fiscal deficit for April-July 2019 period reached 77.8% of the target for the fiscal year, with a decline in capital expenditures compared to the same period last year. The government has identified over a dozen state-run firms to potentially dilute stake in to raise disinvestment funds.
The document provides a weekly media update from Balmer Lawrie with news clips related to Balmer Lawrie, the Government of India, public sector enterprises, and industries relevant to Balmer Lawrie's business. It includes articles about the World Bank lowering India's growth forecast, industrial production contracting in August, the government inviting bids for strategic sales of public sector units, and calls to include petroleum products under the Goods and Services Tax.
This document provides a weekly summary of news related to the Indian economy and key industries. It includes the following highlights:
1) The Asian Development Bank projects India will be the fastest growing Asian economy in 2018-19 and 2019-20 at 7.3% and 7.6% growth respectively.
2) A Harvard University report predicts India will be the world's fastest growing economy this decade, growing at 7.9% annually ahead of China and US.
3) India's services sector continued expanding in April, with the strongest job creation in seven years as new orders grew. Manufacturing activity also improved with rising new orders and output.
4) Infrastructure sector growth slowed to a three-month
This document provides a weekly media update from Balmer Lawrie, summarizing various news articles from the past week related to Balmer Lawrie, the Indian economy, and key industries. It includes articles discussing forecasts of a contraction in India's GDP for FY21 by Nomura and Goldman Sachs, Moody's forecast of zero growth for India in the current fiscal year, a steep fall in India's manufacturing and services activity in April due to the lockdown, and India's fuel consumption declining 46% in April.
The document discusses findings from the latest Regus Business Confidence Index survey. It finds that:
1) Global business optimism has surged ahead after a slight decline in 2010, with more firms reporting rises in revenues and profits.
2) Departmental spending is mainly on the rise as companies invest to catch the economic recovery wave, except for property costs as firms seek more flexible workspace.
3) Expectations of revenue growth expressed in late 2010 have been met, contrasting with previous surveys where predictions exceeded actual results.
The Union Finance Minister Shri Arun Jaitley tabled the Economic Survey 2016-17 today, the first day of the Budget Session of the Parliament. The Economic Survey says that the adverse impact of demonetisation on GDP growth will be transitional and the economy will recover with remonetisation. The Survey states that once the cash supply is replenished, which is likely to be achieved by end of March 2017, the economy would revert to normal. The GDP growth in 2017-18, as per the survey, is projected to be in the range of 6¾-7½ percent.
The Survey suggests a few measures to maximise long-term benefits and minimise short-term costs. One, fast remonetisation and early elimination of withdrawal limits. This would reduce GDP growth deceleration and cash hoarding. Two, continued impetus to digitalisation while ensuring that this transition is gradual and inclusive, and appropriately balances the costs and benefits of cash versus digitalisation. Three, following up demonetisation by bringing land and real estate into the GST. Four, reducing tax rates and stamp duties.
This is an analysis and brief overview document on the Survey
The Regus Business Confidence Index 4th Edition is the result of independent research with 17,000 business professionals in 80 countries.
Regus: http://www.regus.com/?utm_campaign=slideshare
Effect of macro economic factors on Pharmaceutical IndustryManikant Jaiswal
The document discusses the impact of various macroeconomic factors on the pharmaceutical industry. It states that an increase in GDP leads to higher incomes and spending on healthcare, boosting the industry. However, lower GDP reduces funds for healthcare infrastructure. Government initiatives like healthcare programs and pharmaceutical parks aim to increase healthcare access and industry investments. Trade wars and foreign investments also impact drug exports, imports of ingredients, and industry earnings. Overall, macroeconomic, regulatory, and policy changes can significantly influence the pharmaceutical sector.
Complete report of our Economic Outlook Survey for fiscal 13-14 indicates a a moderation in growth going ahead. The survey results indicate GDP growth to slow down to 5.0% in the current fiscal year. This is a downward revision from the 6.0% growth estimate that was reported in the previous round of the survey.
This survey was conducted in the months of August / September 2013 and drew responses from leading economists primarily from the banking and financial services sector.
The document provides a summary of various news articles mentioning Balmer Lawrie and related topics. It discusses the World Bank cutting India's growth forecast to 5% for the current fiscal year. It also mentions a Blackstone report projecting India's economy to grow at 6% in 2020 and the Indian economy's growth hitting an 11-year low of 5% according to a CSO estimate. Further, it discusses rising budget deficits in India and Prime Minister Modi taking direct charge to address economic slowdown.
Reflecting an improvement in perception regarding overall economic conditions and amidst indications of a normalisation in business situation post the recent disruptions, companies are optimistic that economic growth would gain traction during the third quarter of FY18. CII’s 101st edition of quarterly Business Confidence Index has climbed up to the level of 59.7 during Oct-Dec 2017 as against 58.3 in the previous quarter.
The artist uses fabricated narratives and depictions of historical genetic experiments to explore moral and ethical concerns regarding advances in genetic engineering and biotechnology. They reference past instances of extreme human experimentation to draw a parallel with modern technological capabilities and question whether such advancements may be pursued without consideration for their consequences. Through this fictitious story, the artist aims to open a dialogue about ensuring such technologies remain within ethical boundaries for the benefit of humanity.
Este documento resume la novela "La Vaca" escrita por el Dr. Camilo Cruz. La obra trata sobre el conformismo y la mediocridad y busca motivar a las personas a dejar atrás excusas y pretextos que les impiden alcanzar el éxito en la vida. Matar la "vaca" interna, representada por pensamientos negativos y limitantes, genera diversas soluciones para lograr el éxito. La persona es el arquitecto de su propia vida y decide si deja entrar o no ideas que saboteen su potencial.
This document discusses a case involving a student named LB who has autism. It provides background on LB's educational history and classification. It describes LB's IEP for the 2010-2011 school year, which was developed by the CSE and recommended a 12-month special class program with a 6:1:1 staffing ratio and related services. The document discusses events that occurred from February to July 2010, including the parents' efforts to visit the proposed public school placement and their decision to continue LB's enrollment at the private Rebecca School instead.
This document provides an overview of global digital trends and statistics as of January 2015. It includes statistics on internet, social media, and mobile device usage broken down by global regions and individual countries. Some key statistics presented are that there are over 3 billion active internet users globally, over 2 billion active social media accounts, and over 3.6 billion unique mobile users as of January 2015. Internet and mobile penetration rates and usage times are also reported for various countries and regions around the world.
The document is a resume and cover letter for Khristopher Bonnin, a 3D character artist. It summarizes his education and skills in areas like anatomy, sculpture, and 3D software. It outlines his goals to become a lead character artist at Dice within 5 years and a senior 3D artist at Industrial Light and Magic within 10 years. It provides contact information and links to his online portfolios.
FCP-Economic Impact Analysis and Payback Period Analysis gh Denise vc 1.1Grace Hsia
The First Customer Program (FCP) provides assistance to technology startups to address gaps in business development, marketing, and sales. As of April 2015, the FCP has worked with 28 clients and funded 55 projects totaling $999,376, with $753,264 disbursed so far. FCP clients directly created 84 jobs and retained 49 jobs. The conservative payback period for the state's investment is estimated to be 2 years and 2 months, while the optimistic payback period is 1 year and 4 months, based on income and sales tax from new jobs as well as corporate tax from increased revenue.
Omar Rodas was an 18-year-old high school senior from Houston, Texas who worked tirelessly to graduate. On the morning of his graduation ceremony, he was killed in a car accident while on his way to receive his diploma. Omar had overcome obstacles to graduate through staying late at school and working extra jobs. Though he did not get to physically walk across the stage, the community celebrated his achievement and honored his memory at a candlelight vigil at his high school.
This document discusses definitions and approaches to social realism. It notes that social realism is difficult to define as it is politically and historically dependent. Several theorists are discussed who attempted to define elements of realism in film and media. André Bazin believed realism allows finding personal realities through techniques like depth of shot. Branston and Stafford argue realism requires accurately capturing real events and conveying a message about society. The document examines different views on how realism attempts to represent truth and everyday life through conventions.
The document discusses the results of a study on the impact of COVID-19 lockdowns on air pollution. Researchers found that lockdowns led to significant short-term reductions in nitrogen dioxide and fine particulate matter pollution globally as transportation and industrial activities declined substantially. However, the document notes that the improvements in air quality were temporary and pollution levels rose back to pre-pandemic levels as restrictions eased and activity increased again.
Um ótimo Apartamento com uma ótima localização no Setor Santa Genoveva em frente ao Cube Ferreira Pacheco, Vista para Preservação Permanente, O la Vita é CONDOMÍNIO-CLUBE Sendo composto por 3 torres, 6 apartamentos por andar e 14 pavimentos. E COM FINANCIAMENTO DURANTE A OBRA congelando seu saldo devedor e evitando o pagamento de INCC e garantindo a sua aprovação pois a aprovação será facilitada pela caixa
Apartamentos de :
2 quartos sendo 1 suíte de 57 m² ( MAIOR ARMÁRIO de Goiânia na suíte )
3 quartos sendo 1 suíte de 74 m²
This document discusses control systems and provides examples of control systems throughout history. It then summarizes the objectives and introduction of control systems. The key points are:
- Control systems are interconnected components that achieve a desired purpose through feedback. Early examples incorporated feedback principles still used today.
- Modern control engineering includes processes like manufacturing, energy efficiency, and vehicle control.
- There is a "design gap" between real physical systems and their models. Iterative design allows handling this gap while meeting performance and cost goals.
The document discusses the history and development of computer-assisted language learning (CALL). It describes the early phases of CALL which focused on repetitive drills based on behaviorist learning theories. Computers were well-suited to administering repeated drills and providing immediate feedback. Later, CALL integrated multimedia and became a tool for stimulus, discussion, writing, and research rather than just drills. Computer-mediated communication further advanced CALL by allowing sharing of documents, graphics, sounds and video to facilitate collaborative work.
Data Mapping - SCSALE COPYBOOK MAPPING PRELIM GUIDEJon Fortman
This document outlines the data mapping process for automating the franchise service plan. It describes four new programs (RPR6620F, RPR6621F, RPR6622F, RPR6623F) that will extract data from a SQL server database, perform calculations, and format the data into the existing 010118 daily report format. It also provides details on 175 fields that need to be mapped, including which program will process each field and how values will be determined.
David H. Stanley is a Library Director at Seton Hill University. He has over 25 years of experience in academic libraries, including positions at Seton Hill University, Waynesburg University, and Carnegie Mellon University. He has a Ph.D. in Liberal Arts from The Union Institute & University and a M.L.S. from the University of Pittsburgh. His responsibilities as Library Director include managing operations, staff, budget, and services.
Eduardo de Habich nació en 1835 en Polonia y estudió ingeniería militar en Rusia. Luchó por la independencia de Polonia y luego se refugió en Francia donde destacó en ingeniería civil. En 1869 fue contratado por el gobierno peruano para dirigir proyectos de ingeniería e hidráulicos. En 1875 organizó la Escuela de Ingenieros en Perú, la cual dirigió. Tras la guerra con Chile defendió la escuela y promovió la ciencia en el Perú hasta su muerte en 1909.
Latest round of FICCI’s Business Confidence Survey reported signs of moderation in the optimism level of corporate India. The index value slipped to 66.3 according to the results of FICCI’s latest survey round, which is a six quarter low. The index value stood at 73.2 in the previous round. The build-up in confidence noted since Government assumed office last year has been encouraging, however the same momentum needs to be sustained going ahead.
Q2 2013 SMB Job Generation Outlook Report Lucas Group
This document summarizes the results of a survey of small and mid-sized business executives regarding employment and economic trends in the second quarter of 2013. Some key findings include:
- Executives were more optimistic about their company's economic prospects and position in 2013 compared to the previous quarter, with 88% reporting their company is maintaining stability or experiencing growth.
- Optimism about job growth prospects for their own company cooled slightly, while views about the national economy remained similar to the previous quarter.
- Most executives agree that small businesses are important job creators for the US economy, though fewer see their own company in this role.
- The majority of executives are preparing for requirements of the Affordable Care
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q3 2015 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q4 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q4 2013 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q2 2015 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q2 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q1 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Q3 2013 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
Annual GCC Compensation and Benefits Trends Report 2015The HR Observer
- Salary movements, bonuses and attrition rates in the GCC
- What will happen to bonus payments this year?
- Attrition rates in the GCC - the outlook for 2015 compared to 2014
- Top areas of interest for C&B professionals in 2015
- Views from the market on flexible benefits and total rewards
- Employee wellness as an engagement tool
- Reported development needs of GCC C&B managers
The TeamLease Employment Outlook Report - Oct-Mar, 2015-16 valuvox
The TeamLease Employment Outlook Report provides a rich overview of hiring sentiments and trends across 9 key sectors and 8 major cities in India. They are a half-yearly exercise in capturing and reporting on Talent Acquisition plans by Indian employers.
Over the years, the Employment Outlook – defined in the enclosure alongside –has come to reflect an accurate, forward looking, sense of the inclination to hire by organizations, thus helping Talent Managers across India with highly relevant decision support.
The report aims to:
1. Measure trends in hiring sentiment across the country, and
estimate Job Growth, by city and sector.
2. Drill across geographies, business size and hierarchy to provide additional dimensions of the statistic.
3. Identify the key drivers of hiring sentiment at a ‘big-picture’ as well as sector-level.
Manpower Employment Outlook Survey Press Release_Quarter 3 _IndiaNidhi Gupta
The document is a press release summarizing the results of the Manpower Employment Outlook Survey for Q3 2015 in India. Some key findings include:
- Hiring intentions remain positive across all sectors and regions in India for Q3 2015.
- The strongest hiring prospects are reported in the Eastern and Southern regions of India, with Net Employment Outlooks of +39%.
- The Finance, Insurance & Real Estate, Mining & Construction, and Services sectors report the strongest Outlooks of +38%.
- Overall, Indian employers expect the hiring pace to remain brisk in Q3 2015, with an adjusted national Outlook of +37%.
Q3 2014 SMB Job Generation Outlook ReportLucas Group
The Lucas Group SMB Job Generation Outlook began in 2013 as the only national report defining the economic and employment landscape for small to mid-sized businesses.
The document discusses India's major policy reforms and investment opportunities under mega plans such as Make in India, Digital India, Smart Cities, Skill India, Swachh Bharat Abhiyan and Clean Ganga Mission. Key reforms include easing of FDI norms, proposed goods and services tax, labour reforms, and measures to boost manufacturing and improve ease of doing business. Major sectors highlighted for investment include automobiles, aviation, biotechnology, chemicals, construction, defence, electronics, food processing, IT/BPM, mining, pharmaceuticals, renewable energy, textiles, and tourism.
Mercer Capital's Value Focus: Professional Services Industry | Mid-Year 2014Mercer Capital
Mercer Capital's Professional Services Industry newsletter provides perspective on valuation issues. Each newsletter also typically includes a macroeconomic trends, industry trends, and guideline public company metrics.
HR Climate Index - More resources for many HR units
After years of stagnation, many HR units can finally enjoy an improvement in their financial situations: An upturn in 2015 sees an end to the recent years’ trends. Around a third of all HR directors expect greater access to financial resources.
The document summarizes the findings of the 2015 HR Climate Index study conducted by Kienbaum Consultants International. Some key findings include:
1) About half of surveyed companies anticipated growing sales and higher profitability in 2015 compared to 2014, with developing countries expecting stronger growth.
2) Approximately 40% of companies reported their workforce size remained constant in 2014 and 2015. Developing countries saw more workforce increases than developed countries.
3) Around half of companies reported constant HR budgets in 2014 and 2015, while 32% saw growing budgets in 2014 with a slight expected increase in 2015 budgets.
The Deloitte CFO Survey: 2015 Q4 A cautious start to 2016Deloitte UK
The quarterly CFO Survey is firmly established with media and policy makers as the authoritative barometer of UK corporates’ sentiment and strategies. It is the only survey of major corporate users of capital that gauges attitudes to valuations, risk and financing.
Similar to Wayne Lippman: AICPA Business & Industry U.S. Economic Outlook Survey 3Q 2015 (20)
Non Profit Formation - how to create a non-profit presented by Wayne Lippman CPA
Rules of the Game for Tax Exempt Non-Profits
Getting Into the Game: How to Obtain Tax Exempt Status
Playing Well with Others: Collaborating with Other Non-Profits and For-Profits
Presented by Wayne Lippman CPA.
IRS Federal income tax for residential aliens 2016Wayne Lippman
Income Tax Workshop for “Nonresident Aliens”
Please NoteThis workshop is for students onF-1 or J-1 visas who have been inthe U.S. for 5 years or less.It is also for scholars on J-1 visas who have been in the U.S.for 2 years or lessThe taxation agency of the U.S. Government to which you
Report your immigration status
File your personal Income Tax Return
http://irs.gov
What is a Blockchain? - Presented by Wayne Lippman
What is a Blockchain
What is Bitcoin
Where did Bitcoin come from?
How does a Blockchain get built
How does a Blockchain get verified
Weaknesses of Blockchain technology
Value
Current applications of Blockchain technology
Future applications of Blockchain technology
Q & A
Divorce tax planning before the divorce - Wayne LippmanWayne Lippman
1. Filing separately after divorce can result in higher combined taxes than filing jointly due to special rules that apply to separate returns, such as higher tax rates at lower income levels and reduced or eliminated credits and deductions.
2. To claim head of household filing status after divorce, you must be unmarried and have a qualifying dependent living with you for over half the year, and pay over half the costs of keeping up the home. This status provides tax advantages over single or married filing separately.
3. Itemized deductions on separate returns depend on who paid expenses - you can generally deduct medical expenses you alone paid or a portion of joint expenses, as well as property taxes and interest on a home owned jointly.
Wayne Lippman presents Tax Filing Status GuideWayne Lippman
Who should file their tax? Wayne Lippman explains.
Determine the most advantageous (and allowable) filing status for the taxpayer.
Overview of all 5 filing statii:
Married Filing Jointly (not legally separated)
Qualifying Widow(er) with Dependent Child
Head of Household
Single
Married Filing Separately (Taxpayer either Itemizes or claims 0 standard deductions, if spouse itemized deductions)
*Confirm marital status on the last day of the tax year
Wayne lippman present s bonds and their valuationWayne Lippman
Bonds are simply long-term IOUs that represent claims against a firm’s assets.
Bonds are a form of debt
Bonds are often referred to as fixed-income investments.
Key Features of a Bond
Debt instrument issued by a corp. or government.
Par value = face amount of the bond, which is paid at maturity (assume $1,000).
Coupon rate – stated interest rate (generally fixed) paid by the issuer. Multiply by par to get dollar payment of interest.
Tax Law Basics
All income is taxable,
unless the law says it is not
No deduction is allowed,
unless the law says it is
No credit is allowed,
unless the law says it is
Income
Less adjustments
= Adjusted gross Income
Less deductions and exemptions
= Taxable Income
Wayne lippman a life cycle guide to investingWayne Lippman
Wayne lippman a life cycle guide to investing “There are two time in a man's life when he should not speculate:
When he can t afford it, and when he can”.
MARK TWAIN, FLLOWING THE EQUATOR
INVESTMENT strategy must be keyed to a Life Cycle.
It is simple common sense to say that a thirty-four-year old and a sixty-four-year-old saving for retirement may prudently use different financial instrument to accomplish their goals.
The most important investment decision you will probably ever make the balancing of assets categories {stock, bond, Real estate, money market securities, etc.} at different stages of your life.
This chapter will show that:
whatever your aversion to risk
whatever your position on the eat-well, sleep-well scale-your age, income from employment, and specific responsibilities in life;
go a long way toward helping you determine the mix of assets in your portfolio.
Wayne lippman - investing in mutual fundsWayne Lippman
Identify why people invest in mutual funds.
Distinguish among the four major objectives of mutual funds.
Classify mutual funds by portfolio.
List the unique benefits of mutual funds.
Describe the various charges and fees associated with investing in mutual funds.
Explain how to select a mutual fund in which to invest.
Recognize valid reasons for selling a mutual fund investment.
open-end investment company combining funds of investors who have purchased shares in a diversified portfolio of securities.
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Why is FDI increasing in the world economy?
Why do firms often prefer FDI to other market entry strategies?
Why do firms imitate competitors with FDI strategies?
Why are certain locations favored for FDI?
How does political ideology affect government FDI policy?
What are key FDI related costs and benefits for receiving and source countries?
-Wayne Lippman CPA
Estate planning revocable trust wayne lippmanWayne Lippman
A revocable trust, also known as a living trust, is an estate planning tool where a grantor transfers assets to a trustee to manage for the benefit of beneficiaries. The key aspects are:
- The grantor retains full control over the assets and can revoke or amend the trust at any time.
- Upon the grantor's death or mental incapacity, the terms of the trust go into effect and assets avoid probate.
- Revocable trusts are commonly used to manage assets, provide for incapacity, maintain privacy, and minimize estate costs upon death.
Guide to Fiduciary Funds by Wayne B LippmanWayne Lippman
Guide to Fiduciary Funds
Used to account for funds held by Govt entity as a Trustee or Agent
Uses Accrual basis of accounting and Economic Resources measurement focus (2 Exceptions)
Only Fund Statements are prepared by Fund Type
Statement of Net Assets
Statement of Changes in Fiduciary Net Assets
Combining Statements
wayne lippman investing in mutual fundsWayne Lippman
wayne lippman investing in mutual funds.
Identify why people invest in mutual funds.
Distinguish among the four major objectives of mutual funds.
Classify mutual funds by portfolio.
List the unique benefits of mutual funds.
open-end investment company combining funds of investors who have purchased shares in a diversified portfolio of securities.
Investment advince from wayne lippman : lippman & Associates CPA'sWayne Lippman
1.Classification and reporting of Investments: trading securities, available-for-sale securities and held-to-maturity securities.
2.Investments recorded and reported using the equity method.
3. The fair value option reporting for investments.
Investment basics wayne lippman
Wayne Lippman has forty years of involvement in broad daylight bookkeeping incorporating a quarter century Price Waterhouse, where he served as an expense accomplice in the San Francisco and Oakland workplaces. He was already Managing Tax Partner of the Walnut Creek office of Price Waterhouse.
Wayne spends significant time in individual assessment getting ready for corporate officials and corporate duty anticipating firmly held organizations. He has huge involvement in investment opportunity arranging, exploration and trial credits and multi-state tax assessment. His industry experience incorporates the tax assessment of assembling, dispersion, development, high innovation, retail, benefit commercial enterprises, land organizations and endeavor reserves. Wayne is dynamic in expert associations and is a past administrator of the Taxation Committee of the California Society of Certified Public Accountants, East Bay Chapter. Wayne Lippman got a Bachelor of Arts degree in Economics from the University of California, Berkeley and a Master of Science degree in Taxation from Golden Gate University.
Types of investments from CPA wayne lippmanWayne Lippman
Overview of the general types of different investments people can make in today's society, presented by Wayne Lippman CPA http://www.yelp.com/biz/wayne-lippman-lippman-and-associates-cpas-walnut-creek-2
All about taxes, forms and deductions -- Wayne Lippman CPAWayne Lippman
This document discusses tax forms and deductions. It explains the difference between gross and net income and lists common required and voluntary payroll deductions. Required deductions include federal, state, and local taxes as well as Social Security and Medicare taxes. Voluntary deductions include health insurance, retirement savings, and union dues. The document provides examples of how to calculate sales tax and identifies common tax forms like the W-4, I-9, W-2, and 1040EZ. It describes what each form is used for and how to properly fill them out.
Taxation System - How it works by Wayne LippmanWayne Lippman
Income tax has been an important source of government revenue for over 3,000 years, dating back to ancient Egypt and Greece. It was first introduced in India in 1860. Tax authorities in India include the central government, which collects income tax, excise duty and customs duty, and state governments, which collect sales tax, VAT, excise and tax on agricultural income. Municipalities also collect taxes like octroi and house property tax. An assessment year refers to the year in which a person's income from the previous year is assessed for taxation. Key components of an individual's total income include salary, house property, business/profession, capital gains and other sources. Statements are provided showing how to calculate taxable income from
Wayne Lippman presents Accounting BasicsWayne Lippman
Wayne Lippman presents Accounting Basics. This basic overview of the accounting process from Wayne Lippman CPA covers the basic principals of accounting. It includes discussions of accounting ethics, accounting process, roles, Generally Accepted Accounting Practices (GAAP).
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...my Pandit
Explore the fascinating world of the Gemini Zodiac Sign. Discover the unique personality traits, key dates, and horoscope insights of Gemini individuals. Learn how their sociable, communicative nature and boundless curiosity make them the dynamic explorers of the zodiac. Dive into the duality of the Gemini sign and understand their intellectual and adventurous spirit.
Building Your Employer Brand with Social MediaLuanWise
Presented at The Global HR Summit, 6th June 2024
In this keynote, Luan Wise will provide invaluable insights to elevate your employer brand on social media platforms including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok. You'll learn how compelling content can authentically showcase your company culture, values, and employee experiences to support your talent acquisition and retention objectives. Additionally, you'll understand the power of employee advocacy to amplify reach and engagement – helping to position your organization as an employer of choice in today's competitive talent landscape.
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....Lacey Max
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
Storytelling is an incredibly valuable tool to share data and information. To get the most impact from stories there are a number of key ingredients. These are based on science and human nature. Using these elements in a story you can deliver information impactfully, ensure action and drive change.
How MJ Global Leads the Packaging Industry.pdfMJ Global
MJ Global's success in staying ahead of the curve in the packaging industry is a testament to its dedication to innovation, sustainability, and customer-centricity. By embracing technological advancements, leading in eco-friendly solutions, collaborating with industry leaders, and adapting to evolving consumer preferences, MJ Global continues to set new standards in the packaging sector.
Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...my Pandit
Dive into the steadfast world of the Taurus Zodiac Sign. Discover the grounded, stable, and logical nature of Taurus individuals, and explore their key personality traits, important dates, and horoscope insights. Learn how the determination and patience of the Taurus sign make them the rock-steady achievers and anchors of the zodiac.
The Genesis of BriansClub.cm Famous Dark WEb PlatformSabaaSudozai
BriansClub.cm, a famous platform on the dark web, has become one of the most infamous carding marketplaces, specializing in the sale of stolen credit card data.
Easily Verify Compliance and Security with Binance KYCAny kyc Account
Use our simple KYC verification guide to make sure your Binance account is safe and compliant. Discover the fundamentals, appreciate the significance of KYC, and trade on one of the biggest cryptocurrency exchanges with confidence.
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How to Implement a Strategy: Transform Your Strategy with BSC Designer's Comp...Aleksey Savkin
The Strategy Implementation System offers a structured approach to translating stakeholder needs into actionable strategies using high-level and low-level scorecards. It involves stakeholder analysis, strategy decomposition, adoption of strategic frameworks like Balanced Scorecard or OKR, and alignment of goals, initiatives, and KPIs.
Key Components:
- Stakeholder Analysis
- Strategy Decomposition
- Adoption of Business Frameworks
- Goal Setting
- Initiatives and Action Plans
- KPIs and Performance Metrics
- Learning and Adaptation
- Alignment and Cascading of Scorecards
Benefits:
- Systematic strategy formulation and execution.
- Framework flexibility and automation.
- Enhanced alignment and strategic focus across the organization.
At Techbox Square, in Singapore, we're not just creative web designers and developers, we're the driving force behind your brand identity. Contact us today.
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This PowerPoint compilation offers a comprehensive overview of 20 leading innovation management frameworks and methodologies, selected for their broad applicability across various industries and organizational contexts. These frameworks are valuable resources for a wide range of users, including business professionals, educators, and consultants.
Each framework is presented with visually engaging diagrams and templates, ensuring the content is both informative and appealing. While this compilation is thorough, please note that the slides are intended as supplementary resources and may not be sufficient for standalone instructional purposes.
This compilation is ideal for anyone looking to enhance their understanding of innovation management and drive meaningful change within their organization. Whether you aim to improve product development processes, enhance customer experiences, or drive digital transformation, these frameworks offer valuable insights and tools to help you achieve your goals.
INCLUDED FRAMEWORKS/MODELS:
1. Stanford’s Design Thinking
2. IDEO’s Human-Centered Design
3. Strategyzer’s Business Model Innovation
4. Lean Startup Methodology
5. Agile Innovation Framework
6. Doblin’s Ten Types of Innovation
7. McKinsey’s Three Horizons of Growth
8. Customer Journey Map
9. Christensen’s Disruptive Innovation Theory
10. Blue Ocean Strategy
11. Strategyn’s Jobs-To-Be-Done (JTBD) Framework with Job Map
12. Design Sprint Framework
13. The Double Diamond
14. Lean Six Sigma DMAIC
15. TRIZ Problem-Solving Framework
16. Edward de Bono’s Six Thinking Hats
17. Stage-Gate Model
18. Toyota’s Six Steps of Kaizen
19. Microsoft’s Digital Transformation Framework
20. Design for Six Sigma (DFSS)
To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.AnnySerafinaLove
This letter, written by Kellen Harkins, Course Director at Full Sail University, commends Anny Love's exemplary performance in the Video Sharing Platforms class. It highlights her dedication, willingness to challenge herself, and exceptional skills in production, editing, and marketing across various video platforms like YouTube, TikTok, and Instagram.
2. 2
The CPA Outlook Index
The CPA Outlook Index (CPAOI) is a broad-based indicator of the strength of US business activity and
economic direction that reflects the views of CPAs who are AICPA members in Business & Industry holding
executive positions in both public and privately-owned organizations of all sizes, and across a broad spectrum
of industries.
CPA Outlook Index 01
The CPA Outlook Index (CPAOI) decreased 1 point in
the third quarter of 2015 while year over year
comparisons are down from 2014 levels, quarter-to-
quarter changes in each of the components are minimal.
Revenue and profit expectations are showing
improvement over the second quarter of 2015, while
employment continues to be the softest component,
declining another point in the third quarter.
Component 3Q14 4Q14 1Q15 2Q15 3Q15 ∆Q to Q ∆Y to Y
U.S. Economic Optimism 69 78 80 68 67 01 02
Organization Optimism 78 80 76 73 73 00 05
Expansion Plans 79 81 74 72 72 00 07
Revenue 82 85 78 75 76 01 06
Profits 74 79 72 69 71 02 03
Employment 70 73 68 67 66 01 04
IT Spending 79 80 76 77 77 00 02
Other Capital Spending 74 75 71 72 72 00 02
Training & Development 73 75 70 71 69 02 04
Total CPAOI 75 78 74 72 71 01 04
CPA Outlook Index - 71
3. 3
The CPA Outlook Index
The CPAOI is a robust measure of sentiment about the US economy that is supported by the unique insight and
knowledge that CEOs, CFOs, Controllers, and other CPA executives have about the prospects for their own
organizations, their expectations for revenues and profits, and their plans for spending and employment.
The CPAOI is a broad-based composite index that captures the expectations of our members and their plans for
a breadth of indicators of economic activity. It is a composite of the following nine measures at equal weights:
US Economy Optimism - Respondent optimism about the US economy.
Organization Optimism - Respondent optimism about prospects for their own organization.
Business Expansion - Respondent expectations of whether their business will expand over the next 12
months.
Revenues - Expectations for revenue over the next 12 months.
Profits - Expectations for profits over the next 12 months.
Employment - Expectations for headcount over the next 12 months.
IT Spending - Plans for IT spending over the next 12 months.
Other Capital Spending - Plans for capital spending over the next 12 months.
Training & Development - Plans for spending on employee training and development over the next 12
months.
Each individual component indicator is calculated by taking the percentage of respondents who indicated that
their opinion or expectation for the metric is positive or increasing, and adding to that half of the percentage of
respondents indicating a neutral or no-change response. A reading above 50 indicates a generally positive
outlook with increasing activity. A reading below 50 indicates a generally negative outlook with decreasing
activity.
As an example, if 60 percent of respondents indicate an optimistic or very optimistic view, and 20 percent
express a neutral view, the calculation of the component indicator would be 70 [60% + .5 x 20%].
4. 4
Outlook for the US Economy and Organizations
Optimism about the economy dips below 50%; organization and expansion plans maintain
The number of CPA executives who are optimistic about the economy declined to 48% in the third quarter of
2015, falling below the 50% mark for the first time since the first quarter of 2014.
However, after tapering off in the second quarter from highs in the fourth quarter of 2014 and the first quarter of
2015, 59% of respondents remain optimistic about the prospects for their own organization, up from 58% last
quarter. Also, 60% continue to indicate that their organization has plans to expand over the upcoming twelve
months, down only a point from 61% in the second quarter.
Construction, employment and lower oil prices were cited as reasons for optimism, and lingering concerns
about regulation/leadership/political gridlock and about global economic turmoil were cited as the primary
reasons for those with pessimistic views.
Outlook for the US Economy, Organizations & Expansion
Concerns about inflation continue to be relatively low. In the third quarter, 25% of CPA respondents are
concerned about the prospects for inflation over the next six months, only two points higher than the 23% in the
second quarter of 2015; only 10% expressed concerned about deflation.
Concern about labor costs returned as the most pressing issue for 36% of respondents after being displaced by
raw materials costs (now 21%) in the second quarter. Concern about energy costs (11%) declined by 5 points in
the third quarter, while concern about interest rates (24%) increased 3 points over second quarter responses.
5. 5
Key Performance Indicators
Outlooks for revenue and profits both improve slightly after falling from Q4 2014 highs
Expectations for increased revenues improved from 3.2% to 3.3% after falling from the high of 4.7 % we saw in
the fourth quarter of 2014. Expectations for profits also improved to 2.6%, up from 2.4% in the second quarter
of 2015.
Expectations for Revenue and Profits
While respondents’ expectations for higher input prices increased two tenths to 2.2%, the anticipated ability to
raise prices charged for their products and services over the next twelve months also increased two tenths to
1.6%, possibly reflecting the decline in concern about the inflationary impact of raw materials costs.
Expectations for healthcare cost increases continue to be higher than other costs but remained constant with
both the first and second quarter at 5.8%.
IT continues to be the strongest category of planned spending over the upcoming twelve months, but eased a
tenth from the second quarter 2015 projection to a 3.0% increase. Other capital spending plans increased a tenth
to a projected 2.5% increase, while anticipated spending for training fell 4 tenths to a 1.4% rate.
6. 6
Hiring Plans
Concern about hiring plans returns
Slightly more than half of all companies (52%) continue to say they have the right number of employees which
is down slightly from 55% in the third quarter. The number of companies that say they have too many
employees dropped another point to 8% in the second quarter.
The number of companies that say they have too few employees but are hesitating to hire increased six points
from 14% to 20%, returning to the mark that we saw in the second quarter of 2014. The number of companies
with too few employees who are planning to hire also tapered off from 21% to 18%, which is lower than
readings seen over the course of the past year.
Staffing Relative to Needs
7. 7
Industry, Region and Business Size Outlook
Optimism mixed across sector; expansion plans strengthen for small companies
After making a leap to 85% in the second quarter, retail trade optimism fell to 65% in the third quarter which is
consistent with 2014 levels. Wholesale trade also declined from 65% in the second quarter to 54% in the third
quarter. Construction maintained its 64% level of optimism, while manufacturing eased another two points in
the third quarter from 55% to 53% who remain optimistic about the prospects for their organization. Optimism
among technology executives recovered 7 points in the third quarter from 60% to 67%.
After falling off sharply in the second quarter to .7% the projection for expected headcount increase in
manufacturing recovered to 3.8%. Healthcare – other, which includes pharmaceuticals, device manufacturers,
etc. also improved from a 2.0% projection in the second quarter to 3.4%. Retail trade, which topped the list in
the second quarter, eased back to 2.6%, and construction also declined from 3.2% in the second quarter to a
projection of only 1.2% going forward from the third quarter of 2015.
With respect to a couple of sectors that have had significant challenges recently, the projected headcount in the
banking sector deteriorated from positive rate of 1.5% in the second quarter to a projected decrease of 0.9%.
Mining and natural resources respondents are now projecting a 0.9% increase in headcount for the coming
twelve months, as compared with a 2.7% decrease in the second quarter.
Expected Employment Change by Industry
In terms of regional perspective, the West now leads in optimism, recovering from 57% to 63% optimistic in the
third quarter. Respondents in the Midwest and Northeast follow closely at 61% and 62%, respectively, while the
South remains soft, declining 2 points from 56% in the second quarter to 54%.
8. 8
Industry, Region and Business Size Outlook (cont’d)
Companies with revenues < $10 million are showing more confidence, with those having expansion plans
increasing from 47% in the second quarter to 61% in the third quarter. The percentage of companies with
revenues > $1 billion also recovered 3 points in the third quarter, improving from 53% to 56%.
On the other side of the equation, the number of companies with expansion plans in the $10-$100 million range
eased from 66% to 62%, and plans for those in the $100 billion to $1 billion range also eased from 65% to 60%
in the third quarter.
Consistent with the second quarter, only 3% of companies overall expect to ‘contract a lot’, compared to 19% in
the first quarter of 2015.
Expansion Plans by Business Size
9. 9
Top Challenges
Regulatory requirements continue to top the list followed by employee and benefits costs
Regulatory requirements/changes and employee and benefits costs maintain the #1 and #2 slots in the third
quarter, while availability of skilled personnel moved up another slot to #3, trading places with domestic
economic conditions, which fell from #3 to #4.
Domestic competition maintained its #5 ranking, while domestic political leadership declined two slots from #7
to #9. Stagnant/declining markets, developing new products/services/ markets and changing customer
preferences followed in the #6, #7, and #8 slots
Materials, supplies and equipment costs fell out of the top ten in the third quarter. However, global economic
conditions reappeared for the first time since the third quarter of 2014, at the #10 spot
Top Challenges Facing Organizations
10. 10
Survey within the Survey
Given some easing in the economy in the first several months of 2015, this quarter’s Survey within the Survey
followed up on questions asked in the fourth quarter 2014 about recruiting and employment.
Hiring and Turnover – The following table highlights responses to the question – In your recruiting efforts
during the past several months, what level of competition are you seeing for candidates as compared to the end
of 2014?
Competition for Recruits
Employee Turnover
In terms of employee turnover:
51% of respondents indicated that turnover has not been an issue for their company in 2015
39% indicated that turnover has continued to be a concern for their company, and
10% reported that turnover in their company has tapered off from 2014 levels.
11. 11
Survey within the Survey (cont’d)
Compensation and Benefits – The following table summarizes the responses to the question - What has the
experience of your company in 2015 been in terms of compensation and benefit costs for hiring?
Costs of Hiring
Incentive Compensation – With respect to incentive compensation and bonus payments, respondents indicated
the following about their current projections for payments for 2015:
58% indicated they were on target with their initial projections, while
18% said their current projections were lower than their plans, and
11% are forecasting incentive compensation payments that will be higher than initially projected.
13% indicated that the incentive and bonus question was not applicable for their organization
Survey Background
The survey was conducted of AICPA Business & Industry members between August 4 and 24, 2015 and had
1440 qualified respondents. CFOs comprised 37% of the respondents, 20% were Controllers, 7% were CEOs or
Presidents, 7% were VPs, 2% were COOs; the remainder were Directors or other executives. Sixty-one percent
of respondents came from privately owned entities, 20% from publicly listed companies, 17% from not-for-
profits. Eighteen percent came from organizations with annual revenues of $1 billion or more, 24% from
organizations with $100 million to under $1 billion in annual revenues, 41% from organizations with $10
million to $100 million and 17% from organizations with under $10 million in revenues (numbers may add to
more than 100 due to rounding).
2%
11%
40%
47%
0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50%
WE HAVE BEEN ABLE TO REDUCE THE LEVELS
COMPENSATION AND BENEFITS THAT WE HAD BEEN
OFFERING TO ATTRACT THE DESIRED CANDIDATES
N/A – WE HAVE NOT BEEN HIRING
WE HAVE FOUND IT NECESSARY TO INCREASE OUR
COMPENSATION AND BENEFITS TO ATTRACT DESIRED
EMPLOYEES
WE HAVE MAINTAINED THE SAME LEVEL OF
COMPENSATION AND BENEFITS OFFERED TO OUR NEW
HIRES