1. The document discusses two cluster development projects - an olive oil cluster in Montenegro and industry clusters in Punjab, Pakistan. For the Montenegro project, linkages were created between agriculture, food and tourism to help olive producers access new markets. For Punjab, four clusters were selected in automotive, garments, surgical equipment and leather to increase exports and jobs through improving productivity, marketing and other areas. 2. Key factors for successful cluster development included establishing transparent monitoring, strong cluster governance and management, training cluster leaders, focusing on delivering value, understanding each project's context, and importantly, investing in and empowering people.