This document discusses the potential for mobile money to help Haiti's economy recover from destruction caused by the 2010 earthquake. It outlines how cash transactions currently work in Haiti via slow transportation routes and outlines an initiative between Digicel and the Gates Foundation to launch a mobile money system in Haiti. The system would allow users to deposit cash into mobile accounts, transfer funds, and withdraw cash quickly via a network of retail agents following nine principles including keeping customer funds safe, setting transaction limits, and providing customer support.
From book token to Libra: challenges for innovation and regulationSimon Lelieveldt
This is the presentation delivered by Simon Lelieveldt at the Emerce-Financials event on November 26, 2019. He takes a longer historic perspective to note that in Europe the e-money directive is an example of a well designed regulatory framework that balances the wishes of regulators and allows for innovation.
Fast forward to today, his observations are that particularly in the Netherlands, the Ministry of Finance and Central Bank are consistently stifling innovation by topping up EU legislation with national rules and by being overly restrictive in their intepretations of relevant EU legislation.
He points in particular at the ongoing AMLD5 implementation where an independent legal opinion confirms that the Ministry of Finance systematically misrepresents the content of the proposed law as being EU-rules only, whereas effectively it introduces two core elements of banking prudential supervision into the AML-law (against the explicit advice of the Council of State).
Luckily, the overextended regulation does not stifle the introduction of his own ICO, an Iepen Coin Offering, consisting of wooden coins, made of the tree (Iep-Elm) that stood for over hundred years at the Amsterdam Exchange Square.
Are the traditional KYC / AML processes effective?
Are they required?
How can Bitcoin help disrupt the status quo in KYC and other compliance areas?
Dmitri talks about how the traditional KYC processes are dated and how digital currencies can be used to build a distributed trust system between the financial counterparties.
From book token to Libra: challenges for innovation and regulationSimon Lelieveldt
This is the presentation delivered by Simon Lelieveldt at the Emerce-Financials event on November 26, 2019. He takes a longer historic perspective to note that in Europe the e-money directive is an example of a well designed regulatory framework that balances the wishes of regulators and allows for innovation.
Fast forward to today, his observations are that particularly in the Netherlands, the Ministry of Finance and Central Bank are consistently stifling innovation by topping up EU legislation with national rules and by being overly restrictive in their intepretations of relevant EU legislation.
He points in particular at the ongoing AMLD5 implementation where an independent legal opinion confirms that the Ministry of Finance systematically misrepresents the content of the proposed law as being EU-rules only, whereas effectively it introduces two core elements of banking prudential supervision into the AML-law (against the explicit advice of the Council of State).
Luckily, the overextended regulation does not stifle the introduction of his own ICO, an Iepen Coin Offering, consisting of wooden coins, made of the tree (Iep-Elm) that stood for over hundred years at the Amsterdam Exchange Square.
Are the traditional KYC / AML processes effective?
Are they required?
How can Bitcoin help disrupt the status quo in KYC and other compliance areas?
Dmitri talks about how the traditional KYC processes are dated and how digital currencies can be used to build a distributed trust system between the financial counterparties.
Introduction to Blockchain and financial transaction use cases, created for the Notz Sutcki Investment Conference 2016, by Miguel Neumann for DXMarkets.
OECD | AUTOMATIC EXCHANGE OF INFORMATION AGREEMENT: IS THIS THE END OF BANK S...preoffshore1
For many years OECD has without much conviction talked about implementing automatic exchange agreements. Then came FACTA. The success and the speediness of the implementation process of FACTA has launched again the automatic exchange agreement program.
mCASH om PSD2 (betalingstjenestedirektivet) på betalingsformidling 2015Daniel R. Döderlein
Gründer og CEO i mCASH, Daniel R. Döderlein var invitert av programkomiteen til å ta for seg PSD2 (betalingstjenestedirektivet del 2) og hvilke konsekvenser dette kan ha på det norske markedet for betalingstjenester med spesiell fokus på bankers rolle i forhold til nye tredjeparter.
Marek Olsewski, co-founder of Celo, talks on the past and the future of stablecoins including what key features will be important in the future.
This talk was given at the DeFi Summit May 2, 2020 by Marek Olszweski.
Belize IBC offers many major benefits to the offshore corporations, including lower cost, no requirement to prepare financial statements, higher availability of names, privacy and confidentiality of your business, and fast order completion and delivery.
Pratha foundation is a voluntary organization (VO), Non-Governmental Organization (NGO), nonprofit charity created by like minded people who are up to making a difference in the society by working for the holistic development of poorer communities focusing on care for elderly, destitute women and underprivileged children.
The future can be great for our community, for our province, for the energy industry, for you and me and our children. However, it will require us to embrace positive change and to start the transition now. We can create an Alberta that is a renewable energy powerhouse by energy companies utilizing land and infrastructure they already use to generate renewable energy as well as using fuel cell technology to produce much cleaner energy from hydrocarbons during the transition period. And we can become the supplier of choice for clean and green hydrocarbon products, with extraction, processing and use of final products without emissions, pollution, fresh water and use of harmful chemicals. Why won't we start now? We can do it together!
Intersection of Microfinance, Agent Banking & Mobile Money in Africa for Fina...mFino Inc
mFino talks about the intersection of Microfinance, Agent Banking & Mobile Money for Financial Inclusion in Africa at the 4th Mobile Money Expo, Nigeria.
The rise of digital financial inclusion is an important global phenomenon. Today, financial services is probably the most digitized industry, as well as the most globalized, in addition to being for at least the past two decades the single largest component of global technology spending. Financial Inclusion is a relatively new socio-economic concept in India that aims to change the position where a majority of the country’s population is unbanked. Developing country governments are exploring ways to encourage their populations to use the four key instruments of financial inclusion: payment system, credit, insurance, and investment. By creating such an ecosystem, they can help expand access to affordable financial services to the financially excluded. The emergence of new digital technology, including Fintech, can ensure financial inclusion and improve financial well-being.
Introduction to Blockchain and financial transaction use cases, created for the Notz Sutcki Investment Conference 2016, by Miguel Neumann for DXMarkets.
OECD | AUTOMATIC EXCHANGE OF INFORMATION AGREEMENT: IS THIS THE END OF BANK S...preoffshore1
For many years OECD has without much conviction talked about implementing automatic exchange agreements. Then came FACTA. The success and the speediness of the implementation process of FACTA has launched again the automatic exchange agreement program.
mCASH om PSD2 (betalingstjenestedirektivet) på betalingsformidling 2015Daniel R. Döderlein
Gründer og CEO i mCASH, Daniel R. Döderlein var invitert av programkomiteen til å ta for seg PSD2 (betalingstjenestedirektivet del 2) og hvilke konsekvenser dette kan ha på det norske markedet for betalingstjenester med spesiell fokus på bankers rolle i forhold til nye tredjeparter.
Marek Olsewski, co-founder of Celo, talks on the past and the future of stablecoins including what key features will be important in the future.
This talk was given at the DeFi Summit May 2, 2020 by Marek Olszweski.
Belize IBC offers many major benefits to the offshore corporations, including lower cost, no requirement to prepare financial statements, higher availability of names, privacy and confidentiality of your business, and fast order completion and delivery.
Pratha foundation is a voluntary organization (VO), Non-Governmental Organization (NGO), nonprofit charity created by like minded people who are up to making a difference in the society by working for the holistic development of poorer communities focusing on care for elderly, destitute women and underprivileged children.
The future can be great for our community, for our province, for the energy industry, for you and me and our children. However, it will require us to embrace positive change and to start the transition now. We can create an Alberta that is a renewable energy powerhouse by energy companies utilizing land and infrastructure they already use to generate renewable energy as well as using fuel cell technology to produce much cleaner energy from hydrocarbons during the transition period. And we can become the supplier of choice for clean and green hydrocarbon products, with extraction, processing and use of final products without emissions, pollution, fresh water and use of harmful chemicals. Why won't we start now? We can do it together!
Intersection of Microfinance, Agent Banking & Mobile Money in Africa for Fina...mFino Inc
mFino talks about the intersection of Microfinance, Agent Banking & Mobile Money for Financial Inclusion in Africa at the 4th Mobile Money Expo, Nigeria.
The rise of digital financial inclusion is an important global phenomenon. Today, financial services is probably the most digitized industry, as well as the most globalized, in addition to being for at least the past two decades the single largest component of global technology spending. Financial Inclusion is a relatively new socio-economic concept in India that aims to change the position where a majority of the country’s population is unbanked. Developing country governments are exploring ways to encourage their populations to use the four key instruments of financial inclusion: payment system, credit, insurance, and investment. By creating such an ecosystem, they can help expand access to affordable financial services to the financially excluded. The emergence of new digital technology, including Fintech, can ensure financial inclusion and improve financial well-being.
btl mastercard. Bill Pay. Cash. Reloads. Biometrics/ID. Financial Education. Prepaid. MasterCard is leveraging new innovations to overcome barriers to financial inclusion. Creating shared value through
Horizons for BigData, IoT and AI technologies for the FINTECH sector
Martin Serrano (IoT, Stream Processing and Intelligent Systems Unit Head, NUI Galway Insight-Centre)
Digital Currencies: Where to from here? explores the most popular of the digital currencies, Bitcoin, and outlines the current state of play in Australia, New Zealand and internationally. In addition to explaining how digital currencies work and examining the implications that they have on our tax and financial systems, the paper looks at the roadblocks currently preventing digital currencies from obtaining “mainstream” acceptance, and poses the question “Is it the future or is it a fad, and where to from here?”
There is no doubt that digital currencies are not a fad, they are here to stay. They offer businesses and retailers faster, safer, cheaper processing and potentially enable them to tap into new markets. However, digital currencies pose challenges for Governments in areas such as banking regulation, consumer protection and tax. Also, due to the anonymity that their use affords, digital currencies are often associated with organised crime and terrorist financing activities.
For accountants and auditors, one challenge is that owners of the currency are not personally identified or traceable but, on the flipside, the distributed ledger (called the blockchain) is transparent, displaying to everyone all transactions. Download your copy.
The Art of the Pitch: WordPress Relationships and SalesLaura Byrne
Clients don’t know what they don’t know. What web solutions are right for them? How does WordPress come into the picture? How do you make sure you understand scope and timeline? What do you do if sometime changes?
All these questions and more will be explored as we talk about matching clients’ needs with what your agency offers without pulling teeth or pulling your hair out. Practical tips, and strategies for successful relationship building that leads to closing the deal.
Essentials of Automations: Optimizing FME Workflows with ParametersSafe Software
Are you looking to streamline your workflows and boost your projects’ efficiency? Do you find yourself searching for ways to add flexibility and control over your FME workflows? If so, you’re in the right place.
Join us for an insightful dive into the world of FME parameters, a critical element in optimizing workflow efficiency. This webinar marks the beginning of our three-part “Essentials of Automation” series. This first webinar is designed to equip you with the knowledge and skills to utilize parameters effectively: enhancing the flexibility, maintainability, and user control of your FME projects.
Here’s what you’ll gain:
- Essentials of FME Parameters: Understand the pivotal role of parameters, including Reader/Writer, Transformer, User, and FME Flow categories. Discover how they are the key to unlocking automation and optimization within your workflows.
- Practical Applications in FME Form: Delve into key user parameter types including choice, connections, and file URLs. Allow users to control how a workflow runs, making your workflows more reusable. Learn to import values and deliver the best user experience for your workflows while enhancing accuracy.
- Optimization Strategies in FME Flow: Explore the creation and strategic deployment of parameters in FME Flow, including the use of deployment and geometry parameters, to maximize workflow efficiency.
- Pro Tips for Success: Gain insights on parameterizing connections and leveraging new features like Conditional Visibility for clarity and simplicity.
We’ll wrap up with a glimpse into future webinars, followed by a Q&A session to address your specific questions surrounding this topic.
Don’t miss this opportunity to elevate your FME expertise and drive your projects to new heights of efficiency.
Smart TV Buyer Insights Survey 2024 by 91mobiles.pdf91mobiles
91mobiles recently conducted a Smart TV Buyer Insights Survey in which we asked over 3,000 respondents about the TV they own, aspects they look at on a new TV, and their TV buying preferences.
DevOps and Testing slides at DASA ConnectKari Kakkonen
My and Rik Marselis slides at 30.5.2024 DASA Connect conference. We discuss about what is testing, then what is agile testing and finally what is Testing in DevOps. Finally we had lovely workshop with the participants trying to find out different ways to think about quality and testing in different parts of the DevOps infinity loop.
Neuro-symbolic is not enough, we need neuro-*semantic*Frank van Harmelen
Neuro-symbolic (NeSy) AI is on the rise. However, simply machine learning on just any symbolic structure is not sufficient to really harvest the gains of NeSy. These will only be gained when the symbolic structures have an actual semantics. I give an operational definition of semantics as “predictable inference”.
All of this illustrated with link prediction over knowledge graphs, but the argument is general.
Software Delivery At the Speed of AI: Inflectra Invests In AI-Powered QualityInflectra
In this insightful webinar, Inflectra explores how artificial intelligence (AI) is transforming software development and testing. Discover how AI-powered tools are revolutionizing every stage of the software development lifecycle (SDLC), from design and prototyping to testing, deployment, and monitoring.
Learn about:
• The Future of Testing: How AI is shifting testing towards verification, analysis, and higher-level skills, while reducing repetitive tasks.
• Test Automation: How AI-powered test case generation, optimization, and self-healing tests are making testing more efficient and effective.
• Visual Testing: Explore the emerging capabilities of AI in visual testing and how it's set to revolutionize UI verification.
• Inflectra's AI Solutions: See demonstrations of Inflectra's cutting-edge AI tools like the ChatGPT plugin and Azure Open AI platform, designed to streamline your testing process.
Whether you're a developer, tester, or QA professional, this webinar will give you valuable insights into how AI is shaping the future of software delivery.
Dev Dives: Train smarter, not harder – active learning and UiPath LLMs for do...UiPathCommunity
💥 Speed, accuracy, and scaling – discover the superpowers of GenAI in action with UiPath Document Understanding and Communications Mining™:
See how to accelerate model training and optimize model performance with active learning
Learn about the latest enhancements to out-of-the-box document processing – with little to no training required
Get an exclusive demo of the new family of UiPath LLMs – GenAI models specialized for processing different types of documents and messages
This is a hands-on session specifically designed for automation developers and AI enthusiasts seeking to enhance their knowledge in leveraging the latest intelligent document processing capabilities offered by UiPath.
Speakers:
👨🏫 Andras Palfi, Senior Product Manager, UiPath
👩🏫 Lenka Dulovicova, Product Program Manager, UiPath
UiPath Test Automation using UiPath Test Suite series, part 3DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 3. In this session, we will cover desktop automation along with UI automation.
Topics covered:
UI automation Introduction,
UI automation Sample
Desktop automation flow
Pradeep Chinnala, Senior Consultant Automation Developer @WonderBotz and UiPath MVP
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
