This unit covers several topics related to money, including identifying time sequences, using vocabulary about money and finance, and writing reported speech. Students will learn to read and fill out an online form, as well as use various time expressions. The unit discusses the history of money, from bartering to modern banking and credit cards. It also addresses how to wisely manage money through budgeting and savings.

1. Block 2Block 2 Unit 4 Money, Money, MoneyUnit 4 Money, Money, Money
Action PlanAction Plan
In this unit, you will learn:In this unit, you will learn:
• To identify a time sequence in a narrative text.To identify a time sequence in a narrative text.
• To read and fill in an online form.To read and fill in an online form.
• To use various time expressions.To use various time expressions.
• To write reported speech.To write reported speech.
• To use vocabulary related to money andTo use vocabulary related to money and
finance.finance.
Action PlanAction Plan
In this unit, you will learn:In this unit, you will learn:
• To identify a time sequence in a narrative text.To identify a time sequence in a narrative text.
• To read and fill in an online form.To read and fill in an online form.
• To use various time expressions.To use various time expressions.
• To write reported speech.To write reported speech.
• To use vocabulary related to money andTo use vocabulary related to money and
finance.finance.
5
min.

2. cacao dried fish gold wool or cotton
breads arrow’s heads cows whale teeth
1. What are all these things?
2. These were all used for the same purpose. What was it?
3. How much money do you think you’ll earn in your lifetime?
6
min.

3. LessonLesson AA A History of MoneyA History of Money

4. a. Metal money 8. a coin
b. To give something and
obtain something in return 1. to exchange
c. Paper money 5. banknotes
d. Money paid every week
for work 6. a wage
e. The price of something 7. a value
f. The amount of money you
get each month or year 4. income
g. Money paid monthly 3. a salary
h. Buy and sell things 2. to trade
Vocabulary Money
Match the words to the definitions. Then listen and
check your answers.
6
min.

5. Speaking
Discuss the advantages and disadvantages of these ways of paying for things.
Exchanging things is
easy but not all
things are worth the
same.
ATM cards Checks Gift certificates
Exchanging things Pre-paid cards Credit cards
ATM cards are
convenient but
to need to have a
bank account.
6
min.

6. Pre-reading
a) Look at the title of the article on page 41. Predict what you think the article
will be about.
b) Quickly read the article on the next page. Then answer the questions.
Skim 1. What is the article about? The history of money
Scan 2. When did people start using Cowrie shells as money? 1200 b. C.
3. In which country did the first stores appear? Turkey
4. When were the first banknotes printed? 1661
5. Who added metal to his coins? Nero
6
min.

7. Where did money come from??
Read your book at page 41
6
min.

8. Comprehension
Answer the questions
about the reading
1. Why did money come into general use? It hapened be cause
the barter or change system.
2. List some problems with the barter system? Things they barter
aunt lost long.
3. How did banknotes come into general use? At first they were a
receipt for money put in the banks.
4. What was lesson from Neros actions? The money only has
value if we believe in it.
6
min.

9. Skills work Identifying time sequence
Some texts are written with a time sequence. They may start with a time in the
past then talk about more recent events, and eventually finishing with talking
about the present. You can identify changes in time sequence with dates, times
and words like ago, then, in (with a year) and so on.
a) Number the sentences in the order that they happend in the article.
1.The use of bartering as a form of trading.
2.People used shells and other objects as money.
3.The first use of coins.
4.Coins were widely used.
5.The first use of paper as money.
6.The first use of banksnotes as we know them today.
5
min.

10. b) Number the events in chronological order.
1. The credit card was first invented over 90 years
ago but its use was restricted to individual
companies who had their own card.
2. After it was introduced, its first market was in
the United States but not many companies used
the system.
3. By the late 1930s many companies had accepted the idea and
credit cards could be used all across the United States.
4. Then in the 1950s, people could use only one card to buy things
from many companies, not from only one company.
5. Credit cards became popular over time but it was not until the
1960s that the first credit card was available outside the United
States.
6. Nowadays there are thousands of credit card companies
and more than a billion credit cards are used daily.
5
min.

11. Language work Time expressions
Look at the way the bolded time expressions are used in the article. Then complete
the sentences below with the correct time expression.
1.For centuries, the Aztecs used cotton cloth as a form of money.
2.The use of credit cards increased greatly in the 1950s and 1960s by 1980
many people had two or three credit cards.
3.During the 17th century people started to use banknotes.
4.The use of credit cards increased greatly about 60 years ago.
5.Some people think that within the next 20 years we won’t use banknotes at
all.
6.In the future, we won’t need to carry banknotes and coins anymore.
5
min.
The future is e
For centuries people have used different types of coins and banknotes. But about 50 years
ago, the first credit card appeared. Within a few years credit card companies started.
During the last thirty years, there has been a huge increase in the use of credit cards and
other forms of e-money (electronic money). In a few years, we may all be using e-money
as well. And some people say that by 2030 we will all be using only e-money.

12. Writing Complete the paragraph with words from the box
(1) In a few months from now, I’ll graduate. I have
had many plans and dreams (2) for a long time. I
hope to get good job (3) by the time I leave school.
And (4) within a few years I’ll have saved enough
money to buy a car or start my own business. But
(5) during the time I’m still here in school, I hope to
pass all my courses. A year (6) ago I failed math so I
want to work hard to pass it so I can graduate.
5
min.by during ago for in within

13. Here are some ways you can learn vocabulary. Try these ideas and see
which ones work best for you.
•Make a word card for each word you want to learn and put them in an envelope
labeled ‘Word Bank’. Write the English on one side and Spanish on the other.
Test yourself on them every day.
•Use memory tricks. For example, the English word ‘mirror’ sounds like ‘mirar’
(look at). You can connect the meanings with the sentence ‘he looks at the
mirror’.
•Make a vocabulary diary. Put stars    next to words you want to learn first.
Skill
Builder
Vocabular
y learning
strategies

14. Lesson BLesson B Easy money?Easy money?
Vocabulary Finance
Complete the defitions with words from the box. Then
listen and check your answers.
1. Another way to say use money is to say spend it.
2. A food budget is how much you decide to spend on food each
week/month/year.
3. Banknotes and coins are a form of cash.
4. The cost of something is its price.
5. A person who buys a lottery ticket could win a lot of money.
6. If you borrow money from a bank, you take out a loan.
7. If you have enough money to buy something, you can afford it.
8. Things like food, travel, and rent are part of your monthly expenses.
6
min.
spend budget cash cost lottery loan afford expenses

15. Listening
a)Discuss the questions with a partner.
Are you good with money?
What do you spend your money on?
b) Listed to the conversation and answer the questions.
1.Why doesn’t Francisco save money, according to Amanda? He’s a
big spender.
2.What does he spend his money on? Magazines some food a
some games.
3.What advice does Amanda qive him? To set his priorits when
spending.
4.What is Francisco going to do to solve his peoblem? Buy lottery
ticket money.
6
min.

16. Pre-reading
a) Look at the pictures on page 43.
Predict what you think the article will be about.
b) Quickly read the article on the next page. Then answer the
questions.
Skim
1. What is thw article about? A man who won a lot of money.
Scan
2. How much did Manuel win? 10 000 000.
3. Which magazine interviewed him? People week.
4. What did he buy with his money? A house, a car, a boat.
5. In the end what did he do with his money? He gare it away.
6
min.

17. The Unhappy Millionaire
5
min.

18. Comprehension
1. What made Manuel unhappy? His life changed after he won
the money.
2. List several ways his life changed after winning the money? He
left his job, he found new friend and he bought a lot of thing.
3. How did he solve his problem? He gare the money away.
Skills work Recognizing topic sentence
When reading a text, it’s important to the topic sentences. These
sentences give you the most important information and help
you to understand the topic of paragraphs. Often it’s the first
sentence of each paragraph.
a) Read the article on page 45 again and
underline the main ideas in each paragraph.
6
min.

19. b) Read the paragraphs and write a topic sentence for each.
1. Most importantly, we use it to buy things and services of course. We use it to
save for the future when we are old, too. We can also give it to others to
help them buy things. Money can also be used to show how rich you are.
There are money uses of money.
2. One of the main problem is that most people things dont have enough of it.
People dream and think more about money than anything else. Money’s also
a big cause of disagreements, fights, and arguments.
Money can cause many kids of problems.
3. Many people use money wisely but some don’t. If you spenall you money
when you get it, then you’ll have no money if things go wrong so it’s best to
save about 10 to 15 percent of your income. If you overspend you’ll be in
debt and you’ll to reply it at some time. So be careful with your money.
It’s important to use money wisely.
10
min.

20. Speaking
Imagine you won $1,000,000 in the lottery. List some things you
would do with the money. Decide the best way to spend the
money.
We should spend
a lot/only a little
on…
I don’t think
spending on…
Is so important.
6
min.
In Mexico
Some people like to save for the future. How about in Mexico?

21. Language work Reported speech
Study how people’s words are reported by others. Then rewrite the senteces
below as reported speech.
Direct speech Reported speech
He said, “I’m cold”. He said (that) he was cold.
She promised, “We will come”. She promised us (that) they would come.
“I like football,” replied Jim. Jim replied (that) he liked football.
“Shes gone home”, answered
Rachel.
Rachel answered (that) she’d gone home.
1. “I need a new job”said Felipe. Felipe said he needed a new job.
2. “ It’s my last chance” thought Dave. Dave thought it was his last chance.
3. “ We have enough money” agreed Emma. Emma agreed they had enough
money.
4. “ It was raining a few minutes ago” they told us. They told us it was
raining.
5. “ I’ll pay the money back”promised Joe. Joe promised he’d pay money.
6. “ Were meeting at seven” John reminded her. John reminted her they back
were meeting at.
8
min.

22. Writing Complete the paragraph with the correct form of the
verbs in the box.
Yesterday, I spoke with Martina. She (1) told me she was going to
buy some new clothes. But I (2) reminded her that she still owed
me some money. She (3) replied that shed pay me on Saturday, but
I (4) thought that she was lying because she had (5) promised that
she’d pay me before, so I told her that she had broken her previous
promise. The she (6) remembered that she’d broken that promise.
So I asked her when I’d get my money. She (7) answered that she
would give it to me today. But I don’t think so.
8
min.
remember
promise
answer
think
reply
remind
tell

23. In English, reading texts have a central topic. The text is usually broken into
sections, or paragraphs, with each paragraph about one part of the main
theme. Look at how the “Unhappy millionaire” text is written. Notice
how each paragraph is about one topic.
Text
structure
Paragraphs
4
min.

24. Real-life reading Complete the online form using the following information.
Anita has just completed high school and wants to study for four weeks beginning
on August 5th. She will take the day courses and the advanced reading course for
two weeks . She has no children and wants to stay with a home-stay family in her
own room. She doesn’t want lunches.
http://www.studyabroad.co.mx/buffalo/
Buffalo Language Institute study abroad application form
Click submit once you have completed this application form.
(1) Last name: Juarez (2) First name: Anita
(3) E-mail: ajuarez@mexmail.com.mx
(4) Children: none (5) Previous education: High school
Tuition required (6) start date: August
(7) Length of study ($200p.w.) 4 weeks
Additional courses. Check those that apply. ($15p.w.each)
(8) Basic speaking and listening Advanced reading drama
(9) Home stay: yes / no (10) Room share: yes($130p.w.) / no ($150 p.w.)
(11) Meals: breakfast, lunch, dinner ($15 extra for breakfast, $20 for lunch and dinner per week)
Application fee: $30
(12) Total cost $(1200x weeks =$800)
(13) State taxes(5%) $5(%) $80
(14) Grand total $1,688
Thank you for your application. You will be contacted shortly.
Submit
10
min.

25. My Learning Experience
Look at this list of languages objectives in the unit. Draw or . Write an
example.
Language Agree? Examples
I can identify a time
sequence in a text.
I can use vocabulary related
to money and finance.
I can use various time
expressions.
I can write reported speech.
I can read and fill in an
online form.
10
min.

26. Closing Task
Look at the pictures on pages 38 and 39. Discuss which forms of
money would be the easiest to carry, the most valuable, the
most long-lasting, and the hardest to trade with. Explain why.
55’’
How do you
think…?
I think…

27. Word Builder Suffixes: -ic -ally
Write the new words in the columns. Then complete the senteces with the
correct word.
1. My brother is so energetic he runs for two hours every day.
2. I havent had time to study, so realistically, i dont think i can pass the test
3. I know thing look bad, but we have to be optimistic.
4. We need some strategic thinking about how we can improve sales.
5. He came into the room so energetically, we were all so surprised.
6. The product isnt doing well economically but many people ere interested in it.
15
min.
Noun Adjective Adverb
economy
optimist
strategy
system
realist
energy
economic
optimistic
strategic
systematic
realistic
energetic
economically
optimistically
strategically
systematically
realistically
energetically

28. My Dictionary
Write the woords in English.
Look for them in the unit
Spanish English
acuerdo para residir con una familia home stay
ahorrar save
billete banknote
comercio trade
costo cost
darse lujo afford
durante during
en efectivo cash
gastar spend
gasto expense
ingresos income
intercambio exchange
lotería lottery
nombre name
préstamo loan
presupuesto budget
salario wage
sueldo salary
valor value
10
min.

29. Fuentes
Bibliográficas:
Chapman, J. (2009). Sequences, Teacher’s Resource Book 5. México: Heinle Cengage
Learning.
Waring, R., Woodall, P. y Thomlinson, J. (2009). Sequences, Student Book 5. México: Heinle
Cengage Learning.
Electrónicas:
http://images.google.es/images?gbv=2&hl=es&sa=1&q=money&aq=f&oq=&start=0
Elaborado por: Ing. Sonia Margarita Osuna RodríguezElaborado por: Ing. Sonia Margarita Osuna Rodríguez