The walling material component constitutes a substantial part of the building
envelope with consequent implication on overall housing cost. This study examined
the impact of socio-economic status (SES) of respondents on walling material
selection preferences for affordable housing in southwest Nigeria. Data was collected
in a cross-sectional field survey through administration of structured questionnaires
on randomly selected respondents in four Local Government Areas (LGAs) of three
States in Southwest Nigeria. Data obtained was analyzed using descriptive and
inferential statistics with results presented in tables and figures. The result showed a
high aspiration for homeownership amongst respondents. The result also showed that
lesser cost implication of walling materials does not translate to acceptance and use.
Most importantly, the results showed high significant relationship between SES and
choice of walling material for affordable housing. The study recommends that
selection of walling should be responsive to the SES of households to make housing
affordable. Study is also useful for guiding formulation of affordable housing policy in
Nigeria that is responsive to the SES of households in the study area
CHALLENGES AND PROSPECTS OF INFRASTRUCTURE DEVELOPMENT IN GOMBE METROPOLIS, N...John1Lorcan
The development of infrastructure has long been recognized as critical to economic growth and
development as it facilitates economies of scale, reduces costs of trade, and is thus central to specialization
and the efficient production and consumption of goods and services. This informed efforts at provision of
infrastructure at both national and sub national levels. However, there are evidences to show that
infrastructure provisioning is often characterized by numerous obstacles. It is against this backdrop that
this paper examined these constraints within the context of Gombe Metropolis in North Eastern Nigeria
using both primary and secondary sources. The result showed that weak political will, corruption,
financial, institutional, and topographical constraints constitute some of the major challenges faced in
developing a viable infrastructure in Gombe. Nevertheless, the paper went further to demonstrate that
depoliticization of infrastructure projects, Alternative sources of infrastructure financing, government
diversification policy, new infrastructure policy and reforms constitute the prospect for developing a robust
infrastructure for sustainable economic development in Gombe and by implication, North Eastern Nigeria.
Evaluation of the Sustainable Aspects In Housing Sector To Overcome Housing Stress In Northern Iraq
* M.Sc. RAHEL MOHAMMED AMIN1, Ph.D. Candidate SALAR SALAH MUHY AL-DIN 2
1 Faculty of Architecture, Department of Architecture, Cyprus International University, Lefkosia, Northern Cyprus
2Student, M. Arch. Girne American University, Northern Cyprus
Email: rahel_amin@yahoo.com Email: salars.muhyaldin@yahoo.com
A R T I C L E I N F O:
Article history:
Received 15 June 2018 Accepted 29 June 2018 Available online 1 July 2018
Keywords:
Housing;
Environ. Sustainability;
Economic Sustainability; Social Sustainability; Northern Iraq.
A B S T R A C T
Northern Iraq as part of Iraq, has been witnessed a great population increment last few decades. However, housing stress in Northern Iraq has risen due to that. Environmental, economic and social sustainability became crucial in the movement towards a more effective built environment and community nowadays. This research seeks to evaluate the presence of sustainability aspects (environmental, economic, and social) in housing sector, which makes them acquired and affordable for low income earners in Northern Iraq. Housing projects as case studies were investigated in Erbil, the capital of Northern Iraq. The research examined, the presence of sustainability aspects. Field observations checklist have been prepared based on the theoretical analysis through literature review and applied to collect data on the case studies. The results demonstrated that applying the aspects of sustainability for the buildings is weak and not clearly familiar in Northern Iraq. The study concluded that, the housing projects focusing on the case studies not sustainable. The findings show that the application of sustainable principles in the housing projects at Northern Iraq is very weak. It is highly recommended to achieve sustainability, because it is the significant way to produce acquired and affordable housing and overcome the housing problems, socially, environmentally and economically. The recommendations have been suggested to formulate new ways for implementing sustainable principles in the housing sector to overcome housing stress in Northern Iraq.
Article tries to portray, definne, decipher and to bring out the status, pecularities, issues and roadblock in Rural Housing of India. Article also tries to define that rural housing remains different and distict from urban housing and has to be dealt on different footing in its planning , designing, construction, materials and technologies.. Rural housing remains simple, cost-effective, meeting individually and severally , multiple requirements of the rural setting. However, rural housing needs needs focussed attention of professionals looking at the local options and local materials/technologies. Rural housing offers enormous opportunities of innovations and experimenatation in housing sector,. based on the local knowledge, available wisdom, available materials and currently used technologies. Architects and Engineers need to redo their agenda to make value addition to rural housing which remains vital for Indian economy, living, nealth and hygiene besides tackeling the issue of global warming and increasing carbon footprints/minimising energy annd resource consumption..
Providing housing for all- is invariably lost in the haze of urban context ignoring the rural housing. Role and importance of rural housing is invariably marginalized, despite the fact that rural housing constitutes major problem in all the developing nations. Housing majority of population , requiring appropriate shelter, rural areas bear the brunt of housing shortage. Neglect of rural housing has been the major reason for mushrooming and growth of slums in urban areas. .Rural housing has neither been rightly understood, appreciated and appropriately addressed. In majority of cases, urban housing options are loaded on the rural housing . Such an approach has proved to be counterproductive. Rural housing has to be seen in the local context, involving local manpower, local materials and local construction technologies. It has to be both collaborative and co-operative effort, based on the local initiatives. Accordingly, separate text has been dedicated to the rural housing considering its peculiarities, essentials and the basics for achieving the goal of – Housing for all.
CHALLENGES AND PROSPECTS OF INFRASTRUCTURE DEVELOPMENT IN GOMBE METROPOLIS, N...John1Lorcan
The development of infrastructure has long been recognized as critical to economic growth and
development as it facilitates economies of scale, reduces costs of trade, and is thus central to specialization
and the efficient production and consumption of goods and services. This informed efforts at provision of
infrastructure at both national and sub national levels. However, there are evidences to show that
infrastructure provisioning is often characterized by numerous obstacles. It is against this backdrop that
this paper examined these constraints within the context of Gombe Metropolis in North Eastern Nigeria
using both primary and secondary sources. The result showed that weak political will, corruption,
financial, institutional, and topographical constraints constitute some of the major challenges faced in
developing a viable infrastructure in Gombe. Nevertheless, the paper went further to demonstrate that
depoliticization of infrastructure projects, Alternative sources of infrastructure financing, government
diversification policy, new infrastructure policy and reforms constitute the prospect for developing a robust
infrastructure for sustainable economic development in Gombe and by implication, North Eastern Nigeria.
Evaluation of the Sustainable Aspects In Housing Sector To Overcome Housing Stress In Northern Iraq
* M.Sc. RAHEL MOHAMMED AMIN1, Ph.D. Candidate SALAR SALAH MUHY AL-DIN 2
1 Faculty of Architecture, Department of Architecture, Cyprus International University, Lefkosia, Northern Cyprus
2Student, M. Arch. Girne American University, Northern Cyprus
Email: rahel_amin@yahoo.com Email: salars.muhyaldin@yahoo.com
A R T I C L E I N F O:
Article history:
Received 15 June 2018 Accepted 29 June 2018 Available online 1 July 2018
Keywords:
Housing;
Environ. Sustainability;
Economic Sustainability; Social Sustainability; Northern Iraq.
A B S T R A C T
Northern Iraq as part of Iraq, has been witnessed a great population increment last few decades. However, housing stress in Northern Iraq has risen due to that. Environmental, economic and social sustainability became crucial in the movement towards a more effective built environment and community nowadays. This research seeks to evaluate the presence of sustainability aspects (environmental, economic, and social) in housing sector, which makes them acquired and affordable for low income earners in Northern Iraq. Housing projects as case studies were investigated in Erbil, the capital of Northern Iraq. The research examined, the presence of sustainability aspects. Field observations checklist have been prepared based on the theoretical analysis through literature review and applied to collect data on the case studies. The results demonstrated that applying the aspects of sustainability for the buildings is weak and not clearly familiar in Northern Iraq. The study concluded that, the housing projects focusing on the case studies not sustainable. The findings show that the application of sustainable principles in the housing projects at Northern Iraq is very weak. It is highly recommended to achieve sustainability, because it is the significant way to produce acquired and affordable housing and overcome the housing problems, socially, environmentally and economically. The recommendations have been suggested to formulate new ways for implementing sustainable principles in the housing sector to overcome housing stress in Northern Iraq.
Article tries to portray, definne, decipher and to bring out the status, pecularities, issues and roadblock in Rural Housing of India. Article also tries to define that rural housing remains different and distict from urban housing and has to be dealt on different footing in its planning , designing, construction, materials and technologies.. Rural housing remains simple, cost-effective, meeting individually and severally , multiple requirements of the rural setting. However, rural housing needs needs focussed attention of professionals looking at the local options and local materials/technologies. Rural housing offers enormous opportunities of innovations and experimenatation in housing sector,. based on the local knowledge, available wisdom, available materials and currently used technologies. Architects and Engineers need to redo their agenda to make value addition to rural housing which remains vital for Indian economy, living, nealth and hygiene besides tackeling the issue of global warming and increasing carbon footprints/minimising energy annd resource consumption..
Providing housing for all- is invariably lost in the haze of urban context ignoring the rural housing. Role and importance of rural housing is invariably marginalized, despite the fact that rural housing constitutes major problem in all the developing nations. Housing majority of population , requiring appropriate shelter, rural areas bear the brunt of housing shortage. Neglect of rural housing has been the major reason for mushrooming and growth of slums in urban areas. .Rural housing has neither been rightly understood, appreciated and appropriately addressed. In majority of cases, urban housing options are loaded on the rural housing . Such an approach has proved to be counterproductive. Rural housing has to be seen in the local context, involving local manpower, local materials and local construction technologies. It has to be both collaborative and co-operative effort, based on the local initiatives. Accordingly, separate text has been dedicated to the rural housing considering its peculiarities, essentials and the basics for achieving the goal of – Housing for all.
Affordable housing in India- A Myth or RelityJIT KUMAR GUPTA
Paper makes an attempt to look at the housing as a major issue in the urban area, identify the major roadblock and options to make housing for all a distinct reality
Issues and options for housing the urban poor in indiaJIT KUMAR GUPTA
Paper looks at the current status of Housing in India, roadblocks which are hampering the supply of housing the poor and suggests few strategies for creating housing stock for them to achieve the objective of Housing for All by 2022
Seminar with Miss Yoonkyung Kwak on Korean social protection at IPC-IG. The presentation covered the evolution of Korean social policy as well as its development through the financial crisis of 1997 and the 2008 recession.
THE NIGERIAN DIASPORA, GOVERNMENTAL PARTNERSHIP AND DEVELOPMENT INTERVENTIONSAJHSSR Journal
This paper argues that the Nigerian government’s partnership with the Diaspora can advance the
country’s development. The Diaspora constitutes a viable pool of resource to assist in national development.
Partnership between the Nigerian Diaspora and government before 1999 was limited to occasional contact and
activities. This could be attributed to the decades of political instability, domestic maladjustment, economic
downturns and increasing poverty within the country. Political instability gave way to democratic change and
the need to source for development led the Nigerian government to officially recognize the Nigerian Diaspora as
important stakeholders and potential partners in the country’s development. President Obasanjo’s administration
in 1999 orchestrated the establishment of the Nigerian Diaspora association(NIDO, established in 2001)to
mobilize, engage and involve the Diaspora in the nations development process. It is on record that despite
challenges and setbacks, government effort yielded some tangible results in terms of solid personal and
institutional linkages.It is important to note that expatriate Nigerians are actively involved in health insurance,
mortgages, and registered pension and credit purchase schemes among other initiatives. This paper argues that
government partnership in development intervention has laid a good foundation and should be further exploited
to yield good results.
Housing remains one of the most valuable right and asset of the mankind besides the major issue for all developing nations. It is both a challenge and opportunity. Paper tries to define strategies which can help achieve the objective of shelter for all
STUDY ON SUSTAINABLE AND COST EFFECTIVE BUILDING CONSTRUCTION IN HOUSING SECTORVISHNU VIJAYAN
This project is deals with the study of cost effective construction Techniques in residential projects by Pradhan Mantri Awas Yojana Gramin Scheme (PMAY-G),. In rural areas there is a huge demand for affordable houses. The government of India launched PMAY-G scheme to provide financial assistance to some of the weakest sections of society for them to upgrade or construct a house of respectable quality for their personal living. The government giving 2 to 3 lakhs for the beneficiaries as a financial support, each house must have the area to350 to 700 Sq.ft.and 3 months of time margin to complete the work.But in the real situation is different PMAY-G beneficiaries doesn’t complete their homes with in the cost, with in the stipulated time, the final result of the house construction becomes incomplete or partially complete in order to avoid such situation, An effective and proper planning must be required, The rural housing scheme will help achieve housing for all by 2022 in Rural areas across the country.
Analysed Parameters:
1.Condition Of Census House
2.Housing Structure
3.Ownership Status Of The House
4.Material of Roof and Wall
5.Number of Dwelling Rooms
6.Latrine Facility
7.Status of Housing
8.Housing Demand, Supply and Shortage
9.Obsolescence Factor
10.Homeless Factor
Impact of Housing Finance Market on Growth of East African Economies: Evidenc...inventionjournals
Several literatures have revealed how the housing finance sector has contributed to economic growth in some of the most advanced economies. Housing generally appears to be capital intensive hence the finance required is a function of both national policy and market based. The motivation for this study is on the need to place the East African Region on the part of sustainable economic growth. Most regions in Africa has been adjudged to be among the poorest, in sharp contrast with the abundant resources in the housing sector. The study adopted the ex-post factor research design. Annual longitudinal data from 1985 to 2014, a period of 30 years were collected from various data banks. The classical linear regression model was used in testing the hypothesis formulated from the sampled economy. Real Gross Domestic Product (RGDP) constituted the dependent variable, which is proxied for economic growth while outstanding mortgage loans by mortgage banks (MBOHL) and Commercial banks (CBOHL constituted the independent variable. While interest lending rate (LINT), Total housing loan as a percentage of total loans (THLPTL) and total housing loans as a percentage of GDP (THLPGDP) were proxy for control variables. The findings revealed that housing finance is positive and none statistically significant on economic growth of Kenya, the sampled nation. Among East African countries, Kenya has the most vibrant housing finance market, hence it was chosen as the sample size for this research. The study recommends a holistic approach to housing finance through Government policy direction, market based economy and introduction of Mortgage Backed Securities (MBS) in the capital markets across East African Region.
Affordable housing in India- A Myth or RelityJIT KUMAR GUPTA
Paper makes an attempt to look at the housing as a major issue in the urban area, identify the major roadblock and options to make housing for all a distinct reality
Issues and options for housing the urban poor in indiaJIT KUMAR GUPTA
Paper looks at the current status of Housing in India, roadblocks which are hampering the supply of housing the poor and suggests few strategies for creating housing stock for them to achieve the objective of Housing for All by 2022
Seminar with Miss Yoonkyung Kwak on Korean social protection at IPC-IG. The presentation covered the evolution of Korean social policy as well as its development through the financial crisis of 1997 and the 2008 recession.
THE NIGERIAN DIASPORA, GOVERNMENTAL PARTNERSHIP AND DEVELOPMENT INTERVENTIONSAJHSSR Journal
This paper argues that the Nigerian government’s partnership with the Diaspora can advance the
country’s development. The Diaspora constitutes a viable pool of resource to assist in national development.
Partnership between the Nigerian Diaspora and government before 1999 was limited to occasional contact and
activities. This could be attributed to the decades of political instability, domestic maladjustment, economic
downturns and increasing poverty within the country. Political instability gave way to democratic change and
the need to source for development led the Nigerian government to officially recognize the Nigerian Diaspora as
important stakeholders and potential partners in the country’s development. President Obasanjo’s administration
in 1999 orchestrated the establishment of the Nigerian Diaspora association(NIDO, established in 2001)to
mobilize, engage and involve the Diaspora in the nations development process. It is on record that despite
challenges and setbacks, government effort yielded some tangible results in terms of solid personal and
institutional linkages.It is important to note that expatriate Nigerians are actively involved in health insurance,
mortgages, and registered pension and credit purchase schemes among other initiatives. This paper argues that
government partnership in development intervention has laid a good foundation and should be further exploited
to yield good results.
Housing remains one of the most valuable right and asset of the mankind besides the major issue for all developing nations. It is both a challenge and opportunity. Paper tries to define strategies which can help achieve the objective of shelter for all
STUDY ON SUSTAINABLE AND COST EFFECTIVE BUILDING CONSTRUCTION IN HOUSING SECTORVISHNU VIJAYAN
This project is deals with the study of cost effective construction Techniques in residential projects by Pradhan Mantri Awas Yojana Gramin Scheme (PMAY-G),. In rural areas there is a huge demand for affordable houses. The government of India launched PMAY-G scheme to provide financial assistance to some of the weakest sections of society for them to upgrade or construct a house of respectable quality for their personal living. The government giving 2 to 3 lakhs for the beneficiaries as a financial support, each house must have the area to350 to 700 Sq.ft.and 3 months of time margin to complete the work.But in the real situation is different PMAY-G beneficiaries doesn’t complete their homes with in the cost, with in the stipulated time, the final result of the house construction becomes incomplete or partially complete in order to avoid such situation, An effective and proper planning must be required, The rural housing scheme will help achieve housing for all by 2022 in Rural areas across the country.
Analysed Parameters:
1.Condition Of Census House
2.Housing Structure
3.Ownership Status Of The House
4.Material of Roof and Wall
5.Number of Dwelling Rooms
6.Latrine Facility
7.Status of Housing
8.Housing Demand, Supply and Shortage
9.Obsolescence Factor
10.Homeless Factor
Impact of Housing Finance Market on Growth of East African Economies: Evidenc...inventionjournals
Several literatures have revealed how the housing finance sector has contributed to economic growth in some of the most advanced economies. Housing generally appears to be capital intensive hence the finance required is a function of both national policy and market based. The motivation for this study is on the need to place the East African Region on the part of sustainable economic growth. Most regions in Africa has been adjudged to be among the poorest, in sharp contrast with the abundant resources in the housing sector. The study adopted the ex-post factor research design. Annual longitudinal data from 1985 to 2014, a period of 30 years were collected from various data banks. The classical linear regression model was used in testing the hypothesis formulated from the sampled economy. Real Gross Domestic Product (RGDP) constituted the dependent variable, which is proxied for economic growth while outstanding mortgage loans by mortgage banks (MBOHL) and Commercial banks (CBOHL constituted the independent variable. While interest lending rate (LINT), Total housing loan as a percentage of total loans (THLPTL) and total housing loans as a percentage of GDP (THLPGDP) were proxy for control variables. The findings revealed that housing finance is positive and none statistically significant on economic growth of Kenya, the sampled nation. Among East African countries, Kenya has the most vibrant housing finance market, hence it was chosen as the sample size for this research. The study recommends a holistic approach to housing finance through Government policy direction, market based economy and introduction of Mortgage Backed Securities (MBS) in the capital markets across East African Region.
AN IN-DEPTH LOOK INTO HOW BUILDING PRACTICES IN URBAN CITIES HINDER LOW-COST ...DamilareOG
It is widely agreed that the concept of housing is very important to everyone’s quality of life and health with considerable significance in economic, social, cultural and personal sections of life. Despite the seeming progress that has been achieved in urban cities of developing countries on building practices, provision of affordable housing is still a challenge.
This paper is aimed at deeply analysing these practices, like land-use policies, land-use regulations, high cost of land registration and titling, bureaucratic and drawn-out approval processes, architectural design styles and clients’ tastes, construction methods and seeing how they are barriers to the provision of low-cost housing in urban cities with Nigeria as a study area.
But to adequately address the hindrances these building practices pose in our urban cities, the study recommended the need for periodical reviews of various Nigerian Housing policies, creation of generally accessible and well-managed mortgaging and house financing schemes, call for accountability and integrity on the part of quantity surveyors and contractors, encouraging the use of locally found construction materials and funding research of finding cheaper alternative methods of construction and ultimately the need for architects to concentrate on cost-efficient and functional designs.
In the last ten-year, Sierra Leone has made some gains in terms of economic performance. However, this economic gain has not been sustainable given the fact that access to basic services such as health, education and housing continues to be aproblem.
Housing is an important part of the Sierra Leone economy but it provision remains a huge challenge. Therefore,this project looks at housing problem, the need for investing in housing and possible solutions to mitigate this problem.
The target audience include policy makers, investors and nonprofit making institutions and anyone interested in achievingthe SDGs.
PAPER PRESENTED TO THE HOUSING FACULTY OF THE NIGERIAN INSTITUTION OF ESTATE SURVEYORS AND VALUERS AT A MINI SUMMIT ON LOW INCOME HOUSING ORGANISED BY THE PROFESSIONAL BODY ON THE 25TH OF OCTOBER 2011
International Journal of Humanities and Social Science Invention (IJHSSI)inventionjournals
is an international journal intended for professionals and researchers in all fields of Humanities and Social Science. IJHSSI publishes research articles and reviews within the whole field Humanities and Social Science, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
FACTORS INFLUENCING HOUSING DEVELOPMENT PATTERNS IN INTERNATIONAL BORDER TOWN...IAEME Publication
The estimation of determinants of housing development patterns in international border towns is essential to overcome some of the challenges facing development in these areas. However, few studies have detailed physical factors and neighbourhood characteristics as determinants of housing formation in international settlements. It is in this respect that the researcher aimed at evaluating these factors as regard housing formation pattern in international areas. The study systematically obtained the opinion of selected 361 residents in three selected towns between Nigeria and Benin-Republic using questionnaire instrument. Also, the relationship between housing development pattern and the determinants was hypothesized based life-cycle model of neighbourhood change using Structural Equation Modelling (SEM). Both models of SEM – Measurement model and Structural model – adequately fit the study data. From the structural model findings, it was discovered that both physical (0.13) and neighbourhood factors (0.11) significantly have direct effects on housing development pattern in international towns. Housing physical factors such as road network, land features, dwelling accessibility and vegetation have indirect effect on housing pattern just like neighbourhood factors in the area of drainage system, level of infrastructural facilities, condition of space, and condition of foundation and land acquisition finance.
A Robust Model for Thegrowth of the Nigerian Populationiosrjce
IOSR Journal of Mathematics(IOSR-JM) is a double blind peer reviewed International Journal that provides rapid publication (within a month) of articles in all areas of mathemetics and its applications. The journal welcomes publications of high quality papers on theoretical developments and practical applications in mathematics. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications.
Inadequate Urban Housing continues to plague Nigeria. Various efforts in the past has been concentrated around government control or entirely private sector provision, the prevailing result has been inadequate delivery where government directly contracts out housing schemes, and expensive housing where intervention by private enterprise.
Our proposal to the government in the article submitted, is to create conducive climate for private investment in housing provision. If government makes it cheaper for private business to develop housing, their deliveries will be cheap and withing reach of the lower income earners.
Factors Determining the Continuous Price Appreciation of Condominium Units in...Premier Publishers
The rapid growth rate of Addis Ababa’s population has resulted in a growing demand for residential housing. Hence, the Ethiopian government reacted to launch condominium program to improve the housing problems of the poor. However, the continuous appreciation of this condominium transaction price and unaffordability of the units for the poor were some of the challenges to this housing program after transfer. This study aimed to explore the major factors responsible for price appreciation correlated to the demand. Descriptive research method and mixed research approach have employed on three pilot study areas through, purposive selection focusing on two municipal districts in Addis Ababa. Both primary and secondary sources of data were used by means of questionnaires, interviews and a review of relevant documents. The OLS estimators have resulted highly statistically significant for the expected variables of year, area and location in determining the price suggesting further contributing factors from the actual findings. Actual findings thus identified; lack of information, illegitimate role of brokers and monopolistic housing supply as major determinants. Finally, this study has recommended passing regulations and directives can minimize the incremental rate of the condominium transaction price considering all the challenging factors of the sector having clear and reasonable valuation methods.
Submission Deadline: 30th September 2022
Acceptance Notification: Within Three Days’ time period
Online Publication: Within 24 Hrs. time Period
Expected Date of Dispatch of Printed Journal: 5th October 2022
MODELING AND ANALYSIS OF SURFACE ROUGHNESS AND WHITE LATER THICKNESS IN WIRE-...IAEME Publication
White layer thickness (WLT) formed and surface roughness in wire electric discharge turning (WEDT) of tungsten carbide composite has been made to model through response surface methodology (RSM). A Taguchi’s standard Design of experiments involving five input variables with three levels has been employed to establish a mathematical model between input parameters and responses. Percentage of cobalt content, spindle speed, Pulse on-time, wire feed and pulse off-time were changed during the experimental tests based on the Taguchi’s orthogonal array L27 (3^13). Analysis of variance (ANOVA) revealed that the mathematical models obtained can adequately describe performance within the parameters of the factors considered. There was a good agreement between the experimental and predicted values in this study.
A STUDY ON THE REASONS FOR TRANSGENDER TO BECOME ENTREPRENEURSIAEME Publication
The study explores the reasons for a transgender to become entrepreneurs. In this study transgender entrepreneur was taken as independent variable and reasons to become as dependent variable. Data were collected through a structured questionnaire containing a five point Likert Scale. The study examined the data of 30 transgender entrepreneurs in Salem Municipal Corporation of Tamil Nadu State, India. Simple Random sampling technique was used. Garrett Ranking Technique (Percentile Position, Mean Scores) was used as the analysis for the present study to identify the top 13 stimulus factors for establishment of trans entrepreneurial venture. Economic advancement of a nation is governed upon the upshot of a resolute entrepreneurial doings. The conception of entrepreneurship has stretched and materialized to the socially deflated uncharted sections of transgender community. Presently transgenders have smashed their stereotypes and are making recent headlines of achievements in various fields of our Indian society. The trans-community is gradually being observed in a new light and has been trying to achieve prospective growth in entrepreneurship. The findings of the research revealed that the optimistic changes are taking place to change affirmative societal outlook of the transgender for entrepreneurial ventureship. It also laid emphasis on other transgenders to renovate their traditional living. The paper also highlights that legislators, supervisory body should endorse an impartial canons and reforms in Tamil Nadu Transgender Welfare Board Association.
BROAD UNEXPOSED SKILLS OF TRANSGENDER ENTREPRENEURSIAEME Publication
Since ages gender difference is always a debatable theme whether caused by nature, evolution or environment. The birth of a transgender is dreadful not only for the child but also for their parents. The pain of living in the wrong physique and treated as second class victimized citizen is outrageous and fully harboured with vicious baseless negative scruples. For so long, social exclusion had perpetuated inequality and deprivation experiencing ingrained malign stigma and besieged victims of crime or violence across their life spans. They are pushed into the murky way of life with a source of eternal disgust, bereft sexual potency and perennial fear. Although they are highly visible but very little is known about them. The common public needs to comprehend the ravaged arrogance on these insensitive souls and assist in integrating them into the mainstream by offering equal opportunity, treat with humanity and respect their dignity. Entrepreneurship in the current age is endorsing the gender fairness movement. Unstable careers and economic inadequacy had inclined one of the gender variant people called Transgender to become entrepreneurs. These tiny budding entrepreneurs resulted in economic transition by means of employment, free from the clutches of stereotype jobs, raised standard of living and handful of financial empowerment. Besides all these inhibitions, they were able to witness a platform for skill set development that ignited them to enter into entrepreneurial domain. This paper epitomizes skill sets involved in trans-entrepreneurs of Thoothukudi Municipal Corporation of Tamil Nadu State and is a groundbreaking determination to sightsee various skills incorporated and the impact on entrepreneurship.
DETERMINANTS AFFECTING THE USER'S INTENTION TO USE MOBILE BANKING APPLICATIONSIAEME Publication
The banking and financial services industries are experiencing increased technology penetration. Among them, the banking industry has made technological advancements to better serve the general populace. The economy focused on transforming the banking sector's system into a cashless, paperless, and faceless one. The researcher wants to evaluate the user's intention for utilising a mobile banking application. The study also examines the variables affecting the user's behaviour intention when selecting specific applications for financial transactions. The researcher employed a well-structured questionnaire and a descriptive study methodology to gather the respondents' primary data utilising the snowball sampling technique. The study includes variables like performance expectations, effort expectations, social impact, enabling circumstances, and perceived risk. Each of the aforementioned variables has a major impact on how users utilise mobile banking applications. The outcome will assist the service provider in comprehending the user's history with mobile banking applications.
ANALYSE THE USER PREDILECTION ON GPAY AND PHONEPE FOR DIGITAL TRANSACTIONSIAEME Publication
Technology upgradation in banking sector took the economy to view that payment mode towards online transactions using mobile applications. This system enabled connectivity between banks, Merchant and user in a convenient mode. there are various applications used for online transactions such as Google pay, Paytm, freecharge, mobikiwi, oxygen, phonepe and so on and it also includes mobile banking applications. The study aimed at evaluating the predilection of the user in adopting digital transaction. The study is descriptive in nature. The researcher used random sample techniques to collect the data. The findings reveal that mobile applications differ with the quality of service rendered by Gpay and Phonepe. The researcher suggest the Phonepe application should focus on implementing the application should be user friendly interface and Gpay on motivating the users to feel the importance of request for money and modes of payments in the application.
VOICE BASED ATM FOR VISUALLY IMPAIRED USING ARDUINOIAEME Publication
The prototype of a voice-based ATM for visually impaired using Arduino is to help people who are blind. This uses RFID cards which contain users fingerprint encrypted on it and interacts with the users through voice commands. ATM operates when sensor detects the presence of one person in the cabin. After scanning the RFID card, it will ask to select the mode like –normal or blind. User can select the respective mode through voice input, if blind mode is selected the balance check or cash withdraw can be done through voice input. Normal mode procedure is same as the existing ATM.
IMPACT OF EMOTIONAL INTELLIGENCE ON HUMAN RESOURCE MANAGEMENT PRACTICES AMONG...IAEME Publication
There is increasing acceptability of emotional intelligence as a major factor in personality assessment and effective human resource management. Emotional intelligence as the ability to build capacity, empathize, co-operate, motivate and develop others cannot be divorced from both effective performance and human resource management systems. The human person is crucial in defining organizational leadership and fortunes in terms of challenges and opportunities and walking across both multinational and bilateral relationships. The growing complexity of the business world requires a great deal of self-confidence, integrity, communication, conflict and diversity management to keep the global enterprise within the paths of productivity and sustainability. Using the exploratory research design and 255 participants the result of this original study indicates strong positive correlation between emotional intelligence and effective human resource management. The paper offers suggestions on further studies between emotional intelligence and human capital development and recommends for conflict management as an integral part of effective human resource management.
VISUALISING AGING PARENTS & THEIR CLOSE CARERS LIFE JOURNEY IN AGING ECONOMYIAEME Publication
Our life journey, in general, is closely defined by the way we understand the meaning of why we coexist and deal with its challenges. As we develop the "inspiration economy", we could say that nearly all of the challenges we have faced are opportunities that help us to discover the rest of our journey. In this note paper, we explore how being faced with the opportunity of being a close carer for an aging parent with dementia brought intangible discoveries that changed our insight of the meaning of the rest of our life journey.
A STUDY ON THE IMPACT OF ORGANIZATIONAL CULTURE ON THE EFFECTIVENESS OF PERFO...IAEME Publication
The main objective of this study is to analyze the impact of aspects of Organizational Culture on the Effectiveness of the Performance Management System (PMS) in the Health Care Organization at Thanjavur. Organizational Culture and PMS play a crucial role in present-day organizations in achieving their objectives. PMS needs employees’ cooperation to achieve its intended objectives. Employees' cooperation depends upon the organization’s culture. The present study uses exploratory research to examine the relationship between the Organization's culture and the Effectiveness of the Performance Management System. The study uses a Structured Questionnaire to collect the primary data. For this study, Thirty-six non-clinical employees were selected from twelve randomly selected Health Care organizations at Thanjavur. Thirty-two fully completed questionnaires were received.
Living in 21st century in itself reminds all of us the necessity of police and its administration. As more and more we are entering into the modern society and culture, the more we require the services of the so called ‘Khaki Worthy’ men i.e., the police personnel. Whether we talk of Indian police or the other nation’s police, they all have the same recognition as they have in India. But as already mentioned, their services and requirements are different after the like 26th November, 2008 incidents, where they without saving their own lives has sacrificed themselves without any hitch and without caring about their respective family members and wards. In other words, they are like our heroes and mentors who can guide us from the darkness of fear, militancy, corruption and other dark sides of life and so on. Now the question arises, if Gandhi would have been alive today, what would have been his reaction/opinion to the police and its functioning? Would he have some thing different in his mind now what he had been in his mind before the partition or would he be going to start some Satyagraha in the form of some improvement in the functioning of the police administration? Really these questions or rather night mares can come to any one’s mind, when there is too much confusion is prevailing in our minds, when there is too much corruption in the society and when the polices working is also in the questioning because of one or the other case throughout the India. It is matter of great concern that we have to thing over our administration and our practical approach because the police personals are also like us, they are part and parcel of our society and among one of us, so why we all are pin pointing towards them.
A STUDY ON TALENT MANAGEMENT AND ITS IMPACT ON EMPLOYEE RETENTION IN SELECTED...IAEME Publication
The goal of this study was to see how talent management affected employee retention in the selected IT organizations in Chennai. The fundamental issue was the difficulty to attract, hire, and retain talented personnel who perform well and the gap between supply and demand of talent acquisition and retaining them within the firms. The study's main goals were to determine the impact of talent management on employee retention in IT companies in Chennai, investigate talent management strategies that IT companies could use to improve talent acquisition, performance management, career planning and formulate retention strategies that the IT firms could use. The respondents were given a structured close-ended questionnaire with the 5 Point Likert Scale as part of the study's quantitative research design. The target population consisted of 289 IT professionals. The questionnaires were distributed and collected by the researcher directly. The Statistical Package for Social Sciences (SPSS) was used to collect and analyse the questionnaire responses. Hypotheses that were formulated for the various areas of the study were tested using a variety of statistical tests. The key findings of the study suggested that talent management had an impact on employee retention. The studies also found that there is a clear link between the implementation of talent management and retention measures. Management should provide enough training and development for employees, clarify job responsibilities, provide adequate remuneration packages, and recognise employees for exceptional performance.
ATTRITION IN THE IT INDUSTRY DURING COVID-19 PANDEMIC: LINKING EMOTIONAL INTE...IAEME Publication
Globally, Millions of dollars were spent by the organizations for employing skilled Information Technology (IT) professionals. It is costly to replace unskilled employees with IT professionals possessing technical skills and competencies that aid in interconnecting the business processes. The organization’s employment tactics were forced to alter by globalization along with technological innovations as they consistently diminish to remain lean, outsource to concentrate on core competencies along with restructuring/reallocate personnel to gather efficiency. As other jobs, organizations or professions have become reasonably more appropriate in a shifting employment landscape, the above alterations trigger both involuntary as well as voluntary turnover. The employee view on jobs is also afflicted by the COVID-19 pandemic along with the employee-driven labour market. So, having effective strategies is necessary to tackle the withdrawal rate of employees. By associating Emotional Intelligence (EI) along with Talent Management (TM) in the IT industry, the rise in attrition rate was analyzed in this study. Only 303 respondents were collected out of 350 participants to whom questionnaires were distributed. From the employees of IT organizations located in Bangalore (India), the data were congregated. A simple random sampling methodology was employed to congregate data as of the respondents. Generating the hypothesis along with testing is eventuated. The effect of EI and TM along with regression analysis between TM and EI was analyzed. The outcomes indicated that employee and Organizational Performance (OP) were elevated by effective EI along with TM.
INFLUENCE OF TALENT MANAGEMENT PRACTICES ON ORGANIZATIONAL PERFORMANCE A STUD...IAEME Publication
By implementing talent management strategy, organizations would have the option to retain their skilled professionals while additionally working on their overall performance. It is the course of appropriately utilizing the ideal individuals, setting them up for future top positions, exploring and dealing with their performance, and holding them back from leaving the organization. It is employee performance that determines the success of every organization. The firm quickly obtains an upper hand over its rivals in the event that its employees having particular skills that cannot be duplicated by the competitors. Thus, firms are centred on creating successful talent management practices and processes to deal with the unique human resources. Firms are additionally endeavouring to keep their top/key staff since on the off chance that they leave; the whole store of information leaves the firm's hands. The study's objective was to determine the impact of talent management on organizational performance among the selected IT organizations in Chennai. The study recommends that talent management limitedly affects performance. On the off chance that this talent is appropriately management and implemented properly, organizations might benefit as much as possible from their maintained assets to support development and productivity, both monetarily and non-monetarily.
A STUDY OF VARIOUS TYPES OF LOANS OF SELECTED PUBLIC AND PRIVATE SECTOR BANKS...IAEME Publication
Banking regulations act of India, 1949 defines banking as “acceptance of deposits for the purpose of lending or investment from the public, repayment on demand or otherwise and withdrawable through cheques, drafts order or otherwise”, the major participants of the Indian financial system are commercial banks, the financial institution encompassing term lending institutions. Investments institutions, specialized financial institution and the state level development banks, non banking financial companies (NBFC) and other market intermediaries such has the stock brokers and money lenders are among the oldest of the certain variants of NBFC and the oldest market participants. The asset quality of banks is one of the most important indicators of their financial health. The Indian banking sector has been facing severe problems of increasing Non- Performing Assets (NPAs). The NPAs growth directly and indirectly affects the quality of assets and profitability of banks. It also shows the efficiency of banks credit risk management and the recovery effectiveness. NPA do not generate any income, whereas, the bank is required to make provisions for such as assets that why is a double edge weapon. This paper outlines the concept of quality of bank loans of different types like Housing, Agriculture and MSME loans in state Haryana of selected public and private sector banks. This study is highlighting problems associated with the role of commercial bank in financing Small and Medium Scale Enterprises (SME). The overall objective of the research was to assess the effect of the financing provisions existing for the setting up and operations of MSMEs in the country and to generate recommendations for more robust financing mechanisms for successful operation of the MSMEs, in turn understanding the impact of MSME loans on financial institutions due to NPA. There are many research conducted on the topic of Non- Performing Assets (NPA) Management, concerning particular bank, comparative study of public and private banks etc. In this paper the researcher is considering the aggregate data of selected public sector and private sector banks and attempts to compare the NPA of Housing, Agriculture and MSME loans in state Haryana of public and private sector banks. The tools used in the study are average and Anova test and variance. The findings reveal that NPA is common problem for both public and private sector banks and is associated with all types of loans either that is housing loans, agriculture loans and loans to SMES. NPAs of both public and private sector banks show the increasing trend. In 2010-11 GNPA of public and private sector were at same level it was 2% but after 2010-11 it increased in many fold and at present there is GNPA in some more than 15%. It shows the dark area of Indian banking sector.
EXPERIMENTAL STUDY OF MECHANICAL AND TRIBOLOGICAL RELATION OF NYLON/BaSO4 POL...IAEME Publication
An experiment conducted in this study found that BaSO4 changed Nylon 6's mechanical properties. By changing the weight ratios, BaSO4 was used to make Nylon 6. This Researcher looked into how hard Nylon-6/BaSO4 composites are and how well they wear. Experiments were done based on Taguchi design L9. Nylon-6/BaSO4 composites can be tested for their hardness number using a Rockwell hardness testing apparatus. On Nylon/BaSO4, the wear behavior was measured by a wear monitor, pinon-disc friction by varying reinforcement, sliding speed, and sliding distance, and the microstructure of the crack surfaces was observed by SEM. This study provides significant contributions to ultimate strength by increasing BaSO4 content up to 16% in the composites, and sliding speed contributes 72.45% to the wear rate
ROLE OF SOCIAL ENTREPRENEURSHIP IN RURAL DEVELOPMENT OF INDIA - PROBLEMS AND ...IAEME Publication
The majority of the population in India lives in villages. The village is the back bone of the country. Village or rural industries play an important role in the national economy, particularly in the rural development. Developing the rural economy is one of the key indicators towards a country’s success. Whether it be the need to look after the welfare of the farmers or invest in rural infrastructure, Governments have to ensure that rural development isn’t compromised. The economic development of our country largely depends on the progress of rural areas and the standard of living of rural masses. Village or rural industries play an important role in the national economy, particularly in the rural development. Rural entrepreneurship is based on stimulating local entrepreneurial talent and the subsequent growth of indigenous enterprises. It recognizes opportunity in the rural areas and accelerates a unique blend of resources either inside or outside of agriculture. Rural entrepreneurship brings an economic value to the rural sector by creating new methods of production, new markets, new products and generate employment opportunities thereby ensuring continuous rural development. Social Entrepreneurship has the direct and primary objective of serving the society along with the earning profits. So, social entrepreneurship is different from the economic entrepreneurship as its basic objective is not to earn profits but for providing innovative solutions to meet the society needs which are not taken care by majority of the entrepreneurs as they are in the business for profit making as a sole objective. So, the Social Entrepreneurs have the huge growth potential particularly in the developing countries like India where we have huge societal disparities in terms of the financial positions of the population. Still 22 percent of the Indian population is below the poverty line and also there is disparity among the rural & urban population in terms of families living under BPL. 25.7 percent of the rural population & 13.7 percent of the urban population is under BPL which clearly shows the disparity of the poor people in the rural and urban areas. The need to develop social entrepreneurship in agriculture is dictated by a large number of social problems. Such problems include low living standards, unemployment, and social tension. The reasons that led to the emergence of the practice of social entrepreneurship are the above factors. The research problem lays upon disclosing the importance of role of social entrepreneurship in rural development of India. The paper the tendencies of social entrepreneurship in India, to present successful examples of such business for providing recommendations how to improve situation in rural areas in terms of social entrepreneurship development. Indian government has made some steps towards development of social enterprises, social entrepreneurship, and social in- novation, but a lot remains to be improved.
OPTIMAL RECONFIGURATION OF POWER DISTRIBUTION RADIAL NETWORK USING HYBRID MET...IAEME Publication
Distribution system is a critical link between the electric power distributor and the consumers. Most of the distribution networks commonly used by the electric utility is the radial distribution network. However in this type of network, it has technical issues such as enormous power losses which affect the quality of the supply. Nowadays, the introduction of Distributed Generation (DG) units in the system help improve and support the voltage profile of the network as well as the performance of the system components through power loss mitigation. In this study network reconfiguration was done using two meta-heuristic algorithms Particle Swarm Optimization and Gravitational Search Algorithm (PSO-GSA) to enhance power quality and voltage profile in the system when simultaneously applied with the DG units. Backward/Forward Sweep Method was used in the load flow analysis and simulated using the MATLAB program. Five cases were considered in the Reconfiguration based on the contribution of DG units. The proposed method was tested using IEEE 33 bus system. Based on the results, there was a voltage profile improvement in the system from 0.9038 p.u. to 0.9594 p.u.. The integration of DG in the network also reduced power losses from 210.98 kW to 69.3963 kW. Simulated results are drawn to show the performance of each case.
APPLICATION OF FRUGAL APPROACH FOR PRODUCTIVITY IMPROVEMENT - A CASE STUDY OF...IAEME Publication
Manufacturing industries have witnessed an outburst in productivity. For productivity improvement manufacturing industries are taking various initiatives by using lean tools and techniques. However, in different manufacturing industries, frugal approach is applied in product design and services as a tool for improvement. Frugal approach contributed to prove less is more and seems indirectly contributing to improve productivity. Hence, there is need to understand status of frugal approach application in manufacturing industries. All manufacturing industries are trying hard and putting continuous efforts for competitive existence. For productivity improvements, manufacturing industries are coming up with different effective and efficient solutions in manufacturing processes and operations. To overcome current challenges, manufacturing industries have started using frugal approach in product design and services. For this study, methodology adopted with both primary and secondary sources of data. For primary source interview and observation technique is used and for secondary source review has done based on available literatures in website, printed magazines, manual etc. An attempt has made for understanding application of frugal approach with the study of manufacturing industry project. Manufacturing industry selected for this project study is Mahindra and Mahindra Ltd. This paper will help researcher to find the connections between the two concepts productivity improvement and frugal approach. This paper will help to understand significance of frugal approach for productivity improvement in manufacturing industry. This will also help to understand current scenario of frugal approach in manufacturing industry. In manufacturing industries various process are involved to deliver the final product. In the process of converting input in to output through manufacturing process productivity plays very critical role. Hence this study will help to evolve status of frugal approach in productivity improvement programme. The notion of frugal can be viewed as an approach towards productivity improvement in manufacturing industries.
A MULTIPLE – CHANNEL QUEUING MODELS ON FUZZY ENVIRONMENTIAEME Publication
In this paper, we investigated a queuing model of fuzzy environment-based a multiple channel queuing model (M/M/C) ( /FCFS) and study its performance under realistic conditions. It applies a nonagonal fuzzy number to analyse the relevant performance of a multiple channel queuing model (M/M/C) ( /FCFS). Based on the sub interval average ranking method for nonagonal fuzzy number, we convert fuzzy number to crisp one. Numerical results reveal that the efficiency of this method. Intuitively, the fuzzy environment adapts well to a multiple channel queuing models (M/M/C) ( /FCFS) are very well.
Sachpazis:Terzaghi Bearing Capacity Estimation in simple terms with Calculati...Dr.Costas Sachpazis
Terzaghi's soil bearing capacity theory, developed by Karl Terzaghi, is a fundamental principle in geotechnical engineering used to determine the bearing capacity of shallow foundations. This theory provides a method to calculate the ultimate bearing capacity of soil, which is the maximum load per unit area that the soil can support without undergoing shear failure. The Calculation HTML Code included.
Saudi Arabia stands as a titan in the global energy landscape, renowned for its abundant oil and gas resources. It's the largest exporter of petroleum and holds some of the world's most significant reserves. Let's delve into the top 10 oil and gas projects shaping Saudi Arabia's energy future in 2024.
Welcome to WIPAC Monthly the magazine brought to you by the LinkedIn Group Water Industry Process Automation & Control.
In this month's edition, along with this month's industry news to celebrate the 13 years since the group was created we have articles including
A case study of the used of Advanced Process Control at the Wastewater Treatment works at Lleida in Spain
A look back on an article on smart wastewater networks in order to see how the industry has measured up in the interim around the adoption of Digital Transformation in the Water Industry.
Student information management system project report ii.pdfKamal Acharya
Our project explains about the student management. This project mainly explains the various actions related to student details. This project shows some ease in adding, editing and deleting the student details. It also provides a less time consuming process for viewing, adding, editing and deleting the marks of the students.
Hierarchical Digital Twin of a Naval Power SystemKerry Sado
A hierarchical digital twin of a Naval DC power system has been developed and experimentally verified. Similar to other state-of-the-art digital twins, this technology creates a digital replica of the physical system executed in real-time or faster, which can modify hardware controls. However, its advantage stems from distributing computational efforts by utilizing a hierarchical structure composed of lower-level digital twin blocks and a higher-level system digital twin. Each digital twin block is associated with a physical subsystem of the hardware and communicates with a singular system digital twin, which creates a system-level response. By extracting information from each level of the hierarchy, power system controls of the hardware were reconfigured autonomously. This hierarchical digital twin development offers several advantages over other digital twins, particularly in the field of naval power systems. The hierarchical structure allows for greater computational efficiency and scalability while the ability to autonomously reconfigure hardware controls offers increased flexibility and responsiveness. The hierarchical decomposition and models utilized were well aligned with the physical twin, as indicated by the maximum deviations between the developed digital twin hierarchy and the hardware.
CFD Simulation of By-pass Flow in a HRSG module by R&R Consult.pptxR&R Consult
CFD analysis is incredibly effective at solving mysteries and improving the performance of complex systems!
Here's a great example: At a large natural gas-fired power plant, where they use waste heat to generate steam and energy, they were puzzled that their boiler wasn't producing as much steam as expected.
R&R and Tetra Engineering Group Inc. were asked to solve the issue with reduced steam production.
An inspection had shown that a significant amount of hot flue gas was bypassing the boiler tubes, where the heat was supposed to be transferred.
R&R Consult conducted a CFD analysis, which revealed that 6.3% of the flue gas was bypassing the boiler tubes without transferring heat. The analysis also showed that the flue gas was instead being directed along the sides of the boiler and between the modules that were supposed to capture the heat. This was the cause of the reduced performance.
Based on our results, Tetra Engineering installed covering plates to reduce the bypass flow. This improved the boiler's performance and increased electricity production.
It is always satisfying when we can help solve complex challenges like this. Do your systems also need a check-up or optimization? Give us a call!
Work done in cooperation with James Malloy and David Moelling from Tetra Engineering.
More examples of our work https://www.r-r-consult.dk/en/cases-en/
2. O. A. Alagbe, P. A. Aderonmu, T. O. Alagbe, G. M. Alalade, C. O. Ukaegbu
http://www.iaeme.com/IJCIET/index.asp 447 editor@iaeme.com
Cite this Article: O. A. Alagbe, P. A. Aderonmu, T. O. Alagbe, G. M. Alalade,
C. O. Ukaegbu, Unearthing the Link Between Socio-Economic Status and Walling
Material Selection for Affordable Housing in Southwest Nigeria, International
Journal of Civil Engineering and Technology 10(5), 2019, pp. 446-457.
http://www.iaeme.com/IJCIET/issues.asp?JType=IJCIET&VType=10&IType=5
1. INTRODUCTION
Since time immemorial, adequate housing has played a very significant role in human
development. It is equated with food and clothing as one of the primary basic needs of
humans. Aside from providing shelter for people to reside, decent and affordable housing is
also crucial to important issues such as health and general well-being of individuals (Mueller
and Tighe, 2007; Hardoy and Satterthwaite, 1989), crime reduction (Horner, 2009),
employment generation particularly for unskilled labour (Erguden, 2001), best indicator of a
person’s standard of living and of his or her place in society (UN-HABITAT, 1993) and
social and economic good (Oyalowo, Nubi and Lawanson, 2018). To underscore its
importance to human survival, the right to housing is recognized by several international
human rights instruments. For instance, Article 25 of the Universal Declaration of Human
Rights and Article 11(1) of the International Covenant on Economic, Social and Cultural
Rights (ICESCR) recognize the right to housing as part of the right to an adequate standard of
living. In 1988, the United Nations General Assembly adopted the Global Strategy for Shelter
(GSS) to the Year 2000 aimed at developing housing policy framework and formulation of
implementation strategies towards enabling housing concepts. The evolving framework on
enabling housing concept was further articulated in the Habitat Agenda of the Second United
Nations Conference on Human Settlements (Habitat II), which held in Istanbul, Turkey in
1996. In 2001, the UN-Habitat reaffirmed the 1996 Istanbul Agreement and Habitat Agenda
and established the UN Human Settlement Programme to promote the right to housing. It
promoted access to housing as a basic human right that must not be denied any individual. In
September 2015, the UN summit of Heads of Government formally launched the Sustainable
Development Goals (SDGs), which further recognized the importance of adequate human
settlements in its Goal 11 aimed at ―Making cities and human settlements inclusive, safe,
resilient and sustainable‖. As a result of the importance of housing to human existence and
survival, its provision for the majority of the populace should be of utmost importance to
government of every nation. However, it has been observed that housing demand surpasses
housing supply in Nigeria.
The background to this article was based on previous scholarly works, which identified
issues related to housing problems (Ibem, Ayo-Vaughan, Oluwunmi and Alagbe, 2018;
Ezeigwe, 2015; Owoeye and Adedeji, 2015; and Zami and Lee, 2011) leading to increase in
cost of housing (Adam and Agib, 2001) with consequent rise in people living in deplorable
housing conditions (Kihato, 2013). Rapid urbanization is at the root of increase in housing
demand (CAHF, 2010). The housing deficit in Nigeria like in many other African countries is
traceable to rapid population growth and rural-urban migration (Adeleye and Anofojie, 2011).
With respect to rapid population growth, UN (2012) projected world’s population to grow
from 3.6 billion in 2011 to 6.33 billion in 2050. It further noted that 94 percent of the increase
in world’s urban population would occur in developing countries. Studies revealed that the
bulk of the population growth in developing countries would be taking place in Africa. For
instance, Bah et al (2018) noted an unprecedented population growth in Africa countries in
the past decades. The study reported that Africa experienced an average annual population
growth of 2.53 percent between 1950 and 2015. The report concluded that the urbanization
rate in Africa is the highest in the world. This was based on the premise that 60 percent of
3. Unearthing the Link Between Socio-Economic Status and Walling Material Selection for
Affordable Housing in Southwest Nigeria
http://www.iaeme.com/IJCIET/index.asp 448 editor@iaeme.com
Africa’s population lives in rural areas, while there was an alarming high rate of rural-urban
migration averaging 3.5 percent between 2000 and 2015. With nation specific, Nigeria is the
most populous country in Africa with an unparalleled urbanization rate of 4.8 percent since
2000 (Bah et al., 2018). Nigeria’s annual population growth rate is way beyond world
population growth rate of 1.23%, thus asserting more stress in meeting the housing demand of
the populace. Oni-Jimoh and Liyanage (2018) reported ―urban population in Nigeria to have
grown from 6.9 million, 15.4% of the total population of 45 million in 1960 to 99.9 million,
which is 48.9% of the total population of 195.8 million today‖. Consequently, housing deficit
in Nigeria is estimated to have been at least 17 million since 2010. Bah et al (2018)
extrapolated the figure to have risen to at least 20 million ―given the annual demand of
700,000 units and an annual supply of less than 100,000.‖ There have been various
documented housing strategies by the Nigerian government targeted at increasing housing
supply particularly to the vulnerable low income and mid income groups but most have
recorded low success levels. Therefore, the surge in demand for housing amongst urban
dwellers is effectively driving up housing prices and pushing quality housing out of reach for
the majority of those who are in need, especially poor and middle-income households.
This situation has forced about 50 percent of urban dwellers in most cities of the
developing world to live in slums and squatter settlements. The development, expansion and
proliferation of slums and informal settlements has exacerbated and remained persistent as a
result of vast majority of the urban population operating within the informal economy, outside
of existing regulatory frameworks (Bah et al., 2018). The proliferation of informal housing is
exacerbated further by difficulty in access to housing development elements such as land,
building materials and credit facilities (Erguden, 2001). In addition to huge housing deficit in
cities of most developing countries, housing provision for low-income and mid-income
groups have been largely provided by individual efforts, ―with the poor playing a leading role
as the construction project manager, laborer, and finance provider‖ (Bah et al., 2018). The
UN-Habitat (1993) noted that despite several public and private sectors intervention in
housing policies and programmes, effective solutions to housing problems in Nigeria are yet
to be found. Failure of previous interventions was adduced to assumption that improvement in
general economic conditions of the nation will translate to an improvement in the housing
delivery sector. The report submitted that the ―wait and see‖ attitude of the Nigerian
government towards housing delivery issue has led to more failure than successes.
Furthermore, high cost of building materials as a result of high cost of local production and
high exchange rate of imported materials as escalated the cost of housing delivery.
While several studies have looked at various strategies of mitigating the housing delivery
challenges particularly of the vulnerable income groups, there are very few studies that
focused on the impact of socio-economic status of households on walling material selection
for affordable housing. Therefore, the main aim of this study is to provide an analytical
insight on relationship between socio-economic status (SES) of households and its impact on
walling material selection for housing construction in three purposively selected States in
Southwest Nigeria. Specifically, the study examined whether there is a significant relationship
between income status of households and their selection of walling material for affordable
housing construction.
2. LITERATURE REVIEW
2.1. Concept of affordable housing
Affordable housing (AH) is defined in multiple ways. However, the most important definition
acceptable internationally is the one that defined housing affordability as a ―measure of
4. O. A. Alagbe, P. A. Aderonmu, T. O. Alagbe, G. M. Alalade, C. O. Ukaegbu
http://www.iaeme.com/IJCIET/index.asp 449 editor@iaeme.com
expenditure on housing to income of the household‖ (Gopalan and Venkataraman, 2015).
Similarly, Ram and Needham (2016) defined affordable housing as housing of a reasonable
quality that is affordable to people on modest or low incomes. Winston and Montserrat (2007)
described affordable housing as that which is affordable to specified eligible households
whose income is not adequate for them to access appropriate housing in the market. Since
housing as being identified as an indicator of societal wellbeing and an assessment parameter
for country’s quality of life (Salleh and Badarulzaman, 2012), the concept of affordable
housing should be of paramount concern particularly to nations that have majority of their
urban populace living in poverty. Vanguard Online News (June25, 2018) quoted a 2018
report by Brookings Institution that Nigeria now has the highest number of extremely poor
people overtaking India that erstwhile held the position. The report indicated that in every
minute, six people slip into extreme poverty in Nigeria. This has dire implication on the
housing situation in the country where it is reported that Nigeria requires at least 20 million
housing units to meet the housing deficit at 700, 000 units per annum with only about 100,000
units produced annually (Bah et al., 2018). Urban poverty was identified as a major factor
associated with poor housing conditions for urban residents (Akinyode and Martins, 2017).
Key issues identified in literature germane to provision of affordable housing include:
alternative housing markets such as the co-operative sector (Oyalowo et al., 2018), improve
access to land and mortgage with favorable interest rates through review of housing finance
and housing policy by governments of affected nations.
Experiences in literature on how nations with similar population and urbanization
characteristics with Nigeria have tackled the issues of housing deficit through affordable
housing delivery strategies are discussed forthwith. Gopalan and Venkataraman (2015)
conducted a study on affordable housing in India with focus on policy and practice. India
shares similar socio-economic statistics with Nigeria with respect to urbanization and
population growth. The study identified three factors that are at the root of demand for
affordable housing in India. First is a progressive urbanization with a growing urban
population, which increased from 109 million in 1971 to 377 million in 2011, and is projected
to grow to 600 million by 2030. Consequently, it was observed that the increased number of
people migrating to the urban areas directly correlates with higher demands for land and
housing leading to congested transportation network, and stress on basic amenities such as
water and power. Secondly, there is an upsurge in the number of the middle class group as a
result of rising incomes leading to ―a spike in demand for affordable housing‖. Thirdly, on the
economic side, the study noted that the real estate sector is a major component of the India
sector contributing ―6.3% of the GDP in 2013-14, at an estimated 3.7 lakh crores and
employed about 7.6 million people‖ (CREDAI, 2013 in Gopalan and Venkataraman, 2015).
The study concludes that since housing constitutes the largest component of the financial and
housing construction sector, a focus on affordable housing will lead to better quality of life
and provide a significant boost to the GDP of the country.
Shi, Chen and Wang (2016) studied affordable housing policy in China with focus on new
developments and new challenges. The study identified that housing affordability posses a big
challenge in urban China. The paper investigated the impact of the success of the radical shift
of the Chinese government from the post-reform housing policy in favour of direct massive
construction plan of 36 million units of public housing between 2011 and 2015. It was
reported that the combination of the 2006 ―harmonious society’ development ideology and the
2013 new urbanization strategy served as a ―propelling engine to promote accommodating
millions of low-income migrants in cities permanently under the new urbanization strategy‖.
The success was attributed to the social housing policy of the Chinese government targeted at:
achieving a balance between different policy priorities in the housing policy design, primary
priority of the housing policy should be housing affordability, reducing the local state’s fiscal
5. Unearthing the Link Between Socio-Economic Status and Walling Material Selection for
Affordable Housing in Southwest Nigeria
http://www.iaeme.com/IJCIET/index.asp 450 editor@iaeme.com
dependence on land revenue and establishing an effective and efficient housing finance
system.
As established previously, increased number of people migrating to the urban areas
directly correlates with higher demands for land and housing. Therefore, it is essential that
nations seek to develop housing policies that will enable majority of households to have
access to affordable housing. While affordable housing programs are aimed at improving
access to housing at affordable prices particularly for the low-income households, the extent
to which the schemes have enabled access to housing by the low-income is still insignificant.
This is partly because majority of housing supply in Africa and Nigeria in particular is done
through the informal sector while a minor proportion is through formal market supplies. This
view is corroborated by the World Bank (2016) who established that the informal sector in
Nigeria supply about 900,000 housing units annually as against the formal sector of 100,000
units. Since housing supply in developing nations and Nigeria in particular is achieved mostly
through informal sector participation, it is expedient to appraise the strategies adopted by this
sector in order to mitigate the housing deficit challenges in the face of growing population and
rapid urbanization. One of such factors that have significant impact on the cost of housing
affordability is the choice of building materials.
2.2. SES and its impact on affordable housing
At the crust of every building project is the choice of building materials or means used in the
selection process (Flórez, Castro-Lacouture, Sefair and Medaglia, 2009). Building materials
selection has environmental as well as social and economic aspects (Evci and Ciravoglu
(2015). Similarly, Cunningham (2013) submitted that ―the materials specified and the
proposed construction details will have an important bearing on the cost of the project‖.
Udawattha and Halwatura (2017) noted that the wall and roof material constitutes a
significant portion of the building envelope. Thus, this study opined that a rational choice of
walling material based on the SES of household would significantly impact housing
affordability. The impact of SES has been investigated over a wide range of societal issues
such as health (Matthews et al., 2011), affordable housing (Anderson et al., 2003), education
(Frempong et al., 2012) and housing policy (Dunn et al., 2006). However, there is dearth of
study on impact of SES on walling material selection for affordable housing.
However, Lockwood, Coffee, Rossini, Niyonsenga and McGreal (2018) noted a well-
established nexus between socio-economic status (SES) and societal wellbeing. They
observed that SES is a determinant of location of residential property. The study was
conducted in Adelaide, the capital city of South Australia. The study adopted a relative
location factor (RLF) so as to capture the ―compositional and contextual elements that link
residential property value to SES‖. The study concludes that ―the locational component of real
property value and traditional SES indices are linked through a definition of wealth and
therefore has a valid claim as a proxy for spatial SES‖.
Evci and Ciravoglu (2017) conducted a survey on the impact of SES of users on the
selection of building materials in their designs. Result revealed that out of 168 architects that
participated in the survey, 69% (116) attached great importance, 23% (38) moderate, while
only 9% (14) attached little importance. Thou, architects were the units of study in this
survey, it can be deduced that majority of the architects understand that the SES of
households has a significant impact on housing affordability and therefore put this factor into
consideration while specifying building materials. The study concluded that social, economic
and environmental criteria play a major role in the selection of building materials.
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Morenikeji, Umaru, Pai, Jiya and Idowu (2017) studied the spatial variation in housing
quality across 36 states and the Federal Capital Territory in Nigeria. Principal component
analysis was used to determine the components responsible for housing quality. The variables
responsible for housing quality determinant were broadly classified into three components
namely high quality housing, poor housing quality and slumming. Deductions from the study
are that dense population and higher economic and administrative activities characterized
States that have high housing quality. Most importantly, the SES of the inhabitants was a
major factor in the high housing quality in those States. The study observed that the higher the
SES of the residents, the higher the housing quality. This suggests that the higher the SES of
residents, the higher the probability of selecting more durable materials that is also a function
of higher cost. Conversely, low quality housing was associated with poverty level and high
cost of building materials. This suggests that low SES of residents will directly translate to
selection of cheap and less durable building materials.
The focus of this study will be on the impact of SES on the selection of walling materials
for affordable housing. While there are different types of walling materials that can be used
for affordable housing, cost of material, durability and aesthetics were identified by Adewale,
Babalola, Jegede, Afolabi, Oyenuga and Obi (2018) and socio-cultural implication (Alagbe
and Opoko, 2013) as critical factors considered by households in the selection of walling
materials. The commonly used walling materials in Nigeria are mud, sandcrete hollow blocks,
compressed stabilized laterite blocks (in various forms such as laterite interlocking blocks,
laterite cement blocks) and burnt bricks (Udawattha and Halwatura, 2017; Iwuagwu and
Iwuagwu, 2015; Raheem, Momoh and Soyingbe, 2012; and Aguwa, 2010). This study
provided empirical data on the relationship between income of residents and its implication on
selection of these walling materials for housing construction in Nigeria.
3. RESEARCH METHOD
The data for this study was obtained from a cross-sectional field survey of respondents in four
Local Government Areas (LGAs) of three States in Southwest Nigeria. The LGAs and the
States were purposively selected to represent their level of urbanization and by extension
socio-economic status (SES) distribution. Agege LGA in Lagos State was selected as it
represents an urbanized community, Ado-Odo/Ota LGA in Ogun State is semi-urban while
Ibadan SW and Ogbomoso North LGAs in Oyo State represent a transition between rural and
very rural communities respectively. Data was obtained through the distribution of 720
structured questionnaires to randomly selected respondents with 180 distributed in each LGA.
The retrieved questionnaire used for the purpose of this study is 551 (76.5%). The study
provides a descriptive summary of SES of respondents, which include their location, level of
educational attainment, monthly income, aspiration for home ownership, and their knowledge
of the different walling materials in terms of their physical properties, cost implication and
preferred walling materials.
3.1. Characteristics of participants
The characteristics of respondents across the surveyed LGAs are shown in Table 1. There
were more valid questionnaires retrieved in Ibadan SW LGA representing 145 (26.3%) of the
total questionnaires retrieved thou there was no significant difference in response rate across
other locations. The education attainment of respondents was classified into four categories.
The result showed that most respondents, 185 (33.6%) have education attainment up to
tertiary level; 125 (22.7%) had post-tertiary education while very few, 52 (9.4%) had basic
primary education. Since majority of the participants are well educated, it suggests therefore
that they are knowledgeable enough to make informed decision on the subject matter. Socio-
7. Unearthing the Link Between Socio-Economic Status and Walling Material Selection for
Affordable Housing in Southwest Nigeria
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economic status (SES) in Nigeria is divided mainly into three strata: the low-income, mid-
income and the high-income class. The classification was based on national minimum wage
benchmark of eighteen thousand naira (N18,0000K). Table 1 showed that 224 (40.7%)
representing majority of respondents are in the mid-income group earning between N36,000
and N109,000. The respondents in the low-income group are substantial as representing 193
(35.0%) while 103 (18.7%) of the respondents belong to the high-income group.
Table 1 Characteristic of Respondents
Characteristic of respondents Frequency
N = 551
Percentage
%
Cumulative
Percentage
Location
Ogbomoso
Ibadan
Adoodo
Agege
Educational Level Primary
Secondary
Tertiary
Post-tertiary
Monthly Income Status
Low income
Mid-income
High-income
Missing
135 24.5 24.5
145 26.3 50.8
132 24.0 74.8
139
52
102
185
125
193
224
103
31
25.2
9.4
18.5
33.6
22.7
35.0
40.7
18.7
5.6
100.0
11.2
33.2
73.1
100.0
37.1
80.2
100.0
A significant number of respondents 31 (5.6%) did not indicate their income, which
perhaps suggests that they are not proud of their monthly (low) income, thus they are not
willing to reveal it publicly. majority of respondents fall in the mid-income group, which is a
reflection of their education status. It can be deduced that the higher the educational
attainment of an individual, the higher the prospect to earn more income.
3.2. Respondents’ aspiration for home ownership
Figure 1 Respondents’ Aspiration for Home Ownership
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The study obtained the level of importance that respondents attached to homeownership.
The data in Fig. 1 showed that 267 (48.5%) and 201 (36.5%) of respondents strongly agree
and agree respectively that home ownership is a legacy, while a total of 66 (12.0%) do not
consider home ownership a lifetime aspiration. This result corroborates the finding by UN-
HABITAT (1993) that housing is the best indicator of a person’s standard of living and of his
or her place in society. It also shows that majority of Nigerians in southwest Nigeria see home
ownership as a lifelong aspiration and will work assiduously to own one.
3.3. Critical factors in selection of walling materials
Furthermore, the study explored critical factors in selection of walling materials for affordable
housing construction in Nigeria in terms of their physical properties (Table 2), cost
implication (Table 3), and their preferred choice for housing construction (Table 4). A five-
point likert scale was used for this purpose and the mean score was used to rank the walling
materials. The commonly used walling materials for affordable housing construction in
Nigeria are sandcrete blocks, burnt bricks, compressed stabilized laterite bricks (CSLBs) and
burnt bricks and were thus the ones sampled in this study. Table 1 shows the knowledge of
respondents about the physical properties of the walling materials with respect to their
application in housing construction in the following order; sandcrete blocks, burnt bricks,
CSLBs and mud, with mean score of 2.86, 2.58, 2.41 and 2.37 respectively. The deduction
from this result is that majority of the respondents have appreciable knowledge about the
different walling materials but seems to have more knowledge about the physical properties of
sandcrete blocks. The result revealed that mud was least in terms of physical properties. It
implies that respondents perceive it as a non-durable material and perhaps not desirable for
affordable construction.
Table 2 Knowledge of physical properties of walling materials
Walling material Total N = 551
Frequency N Missing Mean Ranking
Burnt Bricks 524 (95.1%) 27 (4.9%) 2.58 2nd
Mud 523 (94.9%) 28 (5.1%) 2.37 4th
CSLB 522 (94.7%) 29 (5.3%) 2.41 3rd
Sandcrete Block 525 (95.3%) 26 (4.7%) 2.86 1st
Table 3 showed the knowledge of respondents on the cost implication of choosing the
walling materials for housing construction. Mud wall was adjudged the material with the
lowest cost implication with mean score of 3.55. The ranking for the other materials with
respect to their cost implication is burnt bricks, sandcrete blocks and CSLBs with means score
of 2.59, 2.18 and 1.79 respectively. Therefore, respondents opined that selecting mud as
walling material has the cheapest cost implication while CSLBs have the highest cost
implication.
Table 3 Cost implication of walling materials
Walling material Total N = 551
Frequency N Missing Mean Ranking
Burnt Bricks 519 (94.2%) 32 (5.8%) 2.59 2nd
Mud 529 (96.0%) 22 (4.0%) 3.55 1st
CSLB 520 (94.4%) 31 (5.6%) 1.79 4th
Sandcrete Block 527 (95.6%) 24 (4.4%) 2.18 3rd
9. Unearthing the Link Between Socio-Economic Status and Walling Material Selection for
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Conversely, while mud as a walling material has the cheapest cost implication, Table 4
showed that respondents selected sandcrete blocks as their most preferred walling material.
The least preferred walling material is mud. The second and third most preferred walling
materials are burnt bricks and CSLBs respectively. Thou sandcrete blocks was adjudged to
have high cost implication in Table 3 above, probably because of all the treatments
(plastering, painting, tiling) it requires before it becomes acceptably finished, it is still mostly
preferred by respondents. This could be as a result that sandcrete block is the most popular
walling material in the Nigerian building construction industry. Its ready availability and
widespread usage are evidence of its knowledge and acceptance.
Table 4 Preferred Walling Materials
Walling material Total N = 551
Frequency N Missing Mean Ranking
Burnt Bricks 524 (95.1%) 27 (4.9%) 2.58 2nd
Mud 523 (94.9%) 28 (5.1%) 2.37 4th
CSLB 522 (94.7%) 29 (5.3%) 2.41 3rd
Sandcrete Block 525 (95.3%) 26 (4.7%) 2.86 1st
4. HYPOTHESIS TESTING
Inferential statistics was used to test the hypothesis of whether there is a significant
relationship between socio-economic status (SES) and selection of walling material for
affordable housing. The hypothesis is stated in the null and alternative hypothesis below:
H01: There is no significant relationship between SES and choice of walling material for
affordable housing.
H1: There is a significant relationship between SES and choice of walling material for
affordable housing.
A chi square test of independence was performed to examine the relationship between
income and walling material selection. The data showed that there is a significant relationship
between the income of respondents and selection of different walling materials. The
significant relationship as shown in Table 5 is in the following order: mudwall, X2 (2, N =
519) = 536.23, p < .001; burnt bricks, X2 (2, N = 519) = 181.75, p < .001; CSLB, X2 (2, N =
519) = 278.99, p < .001; sandcrete block, X2 (2, N = 519) = 536.23, p < .001. Therefore, the
null hypothesis (H0) is rejected and the alternate hypothesis (H1) that there is a significant
relationship between SES and choice of walling material for affordable housing is accepted.
Table 5 Cross tabulation of relationship between income and selection of walling materials
N Mean Std.
Deviation
Pearson
Chi-Square
df Asymp. Sig.
Burntbricks 519 6.97 22.41 181.75 2 .000
Mudwall 519 7.36 23.91 536.23 2 .000
CSLB 519 6.18 20.46 278.99 2 .000
Sandcrete 519 5.45 18.75 324.43 2 .000
5. CONCLUSION
The study aimed at determining whether there is a significant relationship between SES and
choice of walling materials in selected local government areas in three States in southwest
Nigeria. The study identified a high aspiration for home ownership amongst the respondents.
Snadcrete blocks was identified as the most preferred walling materials followed by burnt
bricks, CSLBs and mud. The preference of sandcrete block is contrary to the cost implications
10. O. A. Alagbe, P. A. Aderonmu, T. O. Alagbe, G. M. Alalade, C. O. Ukaegbu
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of the walling materials, which shows that mud is the cheapest, followed by burnt bricks,
sandcrete blocks and CSLBs. It suggests that while respondents have a high aspiration for
home ownership, a cheaper cost implication does not translate to preference for selection of
walling materials. Thus, other factors not investigated in this study could be responsible for
the choices that households make with respect to walling material selection. The study
ultimately finds a significant relationship between SES and choice of walling material for
affordable housing in southwest Nigeria. Generalization of the results of the study is limited
because it only focused on a selected random sample in southwest Nigeria.
The study recommended the following:
Since the walling material component of a building envelope is substantial with effects
on overall cost, building professionals and households must take to cognizance SES
while specifying walling materials.
Formulation of housing policy in Nigeria must be responsive to the SES of households
towards making housing affordable particularly for the low-income earners.
Awareness campaigns through prototype construction of buildings using the cheaper
walling materials should be intensified with a bid to increase acceptance and use.
Further study to be carried out on the subject in other regions of the country for better
understanding of the phenomenon.
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