C13 - What motivate managers andor managerial accountants of glob.docxdewhirstichabod
Â
C13 -
What motivate managers and/or managerial accountants of global corporations to set transfer-pricing policies? What are the ethical implications do you see in applying transfer-pricing policies? Explain your answer and provide some examples.
(300 words)
.
C14 -
Why do some managers tend to
(a) inappropriately ignore opportunity cost. Explain your answer and provide some examples; AND
(b) inappropriately consider sunk cost in the decision-making process. Explain your answer and provide some examples
(300 words
)
Also, need two replies 200 words each for each Disc ussion........
Reply 1,2:
1:
It is only recently that transfer pricing has been able to gain such popularity among marketers. It has been seen that Tax policy and administration concerning international transactions, aggressive tax planning, and tax avoidance, have become a rising issue (Cooper et al., 2017). Transfer pricing is the value of goods and services at which these goods and services are transferred from one unit to another unit of a company. Transfer pricing is set for intermediate products that are supplied by the selling division to buying division. For example, when a subsidiary company sells goods or services to its sister company the price that is charged is known as transfer pricing. The main thing that motivates the top management to conduct transfer pricing is to avoid tax payments and increase the profit of the organization.
2:
It is to be remembered that an organization is functioning so that it is able to make some profits and this can be made possible with the help of transfer pricing. However, it is also to be noted that transfer pricing is an unethical practice. It is known to be an ethical practice because it is used for evading taxations and for the misrepresentation of the financial stability of an organization. It is to be remembered that transfer pricing might have a negative impact on the investments that are made by multinational corporations (De Mooij, & Liu,2020). Although transfer pricing is able to create pause react it is not able to add any value. It is very important for organizations to ensure that they are functioning in the most ethical way so that they can ensure their stability and sustainability in the market. The methods that are used for transfer policy are- Comparable Uncontrolled Price Method, The Resale Price Method, The Cost Plus Method,Â
Transactional Profit Methods,Â
The Profit Split Method, and The Comparable Profits Method (Gjorgieva-Trajkovska et al., 2019).
Reference
Cooper, J., Fox, R., Loeprick, J., & Mohindra, K. (2017). Transfer pricing and developing economies: A Handbook for policy makers and practitioners. The World Bank.
De Mooij, R., & Liu, L. (2020). At a cost: The real effects of transfer pricing regulations. IMF Economic Review, 68(1), 268-306.
Gjorgieva-Trajkovska, O., Svrtinov, V. G., Dimitrova, J., & Koleva, B. (2019). Transfer pricingâdefinition and methods. Knowledge International Journa.
1
2
Financial Statement Analysis
Alicia Adelusi
Healthcare Operations Management HSA540
Professor Dr, Lousia Ukochovwera
October 18th, 2022
Financial Statement Analysis
The IT department is responsible for many important functions within Villa Health. It is responsible for maintaining and troubleshooting computer systems, ensuring data security, and providing technological support to hospital staff. As such, it is essential that the IT department run efficiently and effectively in order to best support the hospital's operation. The study examines a health care scenario to assist gain an appreciation for business realities that are not readily reflected in financial statements. Also, it will assist in crafting and explaining a likely operational question relevant for a department of Villa Health.
The CFO's question provides an opportunity to review the financial performance of the IT department and consider ways to improve its efficiency and effectiveness. Below are some financial questions that can be asked to assess the IT department's performance and identify potential improvements: What is the total cost of ownership (TCO) for the IT department? This figure should include all costs associated with running the department, including salaries, benefits, hardware and software expenses. Secondly, how does the IT department's TCO compare to similar departments in other organizations? If the TCO is significantly higher than peer organizations, this could indicate inefficiency or excessive spending.
Thirdly, what is the return on investment (ROI) for the IT department? This metric measures how much profit or savings the department generates for the organization as a whole. A high ROI indicates that the department is providing good value for its costs. Fourthly, are there any areas where the IT department could be more efficient? For example, are there duplicate processes or redundant data storage solutions that could be streamlined? Lastly, are there any new technologies or solutions that could help improve the performance of the IT department? For example, cloud-based solutions may offer greater flexibility and scalability than traditional on-premises systems.
There are many factors to consider when making decisions about how to allocate resources within a hospital, but one of the most important is the return on investment (ROI) for the IT department. By understanding the ROI for specific IT projects, hospital administrators can make better decisions about which projects are likely to have the greatest impact on patient care and operational success.
The ROI for the IT department in Villa Health hospital is important for several reasons. First, IT systems are critical to the daily operations of a hospital, and efficient IT systems can help hospitals run more smoothly. Second, IT systems can help hospitals save money by automating tasks and improving communication between staff members. Third, IT systems can improve patient care by p.
C13 - What motivate managers andor managerial accountants of glob.docxdewhirstichabod
Â
C13 -
What motivate managers and/or managerial accountants of global corporations to set transfer-pricing policies? What are the ethical implications do you see in applying transfer-pricing policies? Explain your answer and provide some examples.
(300 words)
.
C14 -
Why do some managers tend to
(a) inappropriately ignore opportunity cost. Explain your answer and provide some examples; AND
(b) inappropriately consider sunk cost in the decision-making process. Explain your answer and provide some examples
(300 words
)
Also, need two replies 200 words each for each Disc ussion........
Reply 1,2:
1:
It is only recently that transfer pricing has been able to gain such popularity among marketers. It has been seen that Tax policy and administration concerning international transactions, aggressive tax planning, and tax avoidance, have become a rising issue (Cooper et al., 2017). Transfer pricing is the value of goods and services at which these goods and services are transferred from one unit to another unit of a company. Transfer pricing is set for intermediate products that are supplied by the selling division to buying division. For example, when a subsidiary company sells goods or services to its sister company the price that is charged is known as transfer pricing. The main thing that motivates the top management to conduct transfer pricing is to avoid tax payments and increase the profit of the organization.
2:
It is to be remembered that an organization is functioning so that it is able to make some profits and this can be made possible with the help of transfer pricing. However, it is also to be noted that transfer pricing is an unethical practice. It is known to be an ethical practice because it is used for evading taxations and for the misrepresentation of the financial stability of an organization. It is to be remembered that transfer pricing might have a negative impact on the investments that are made by multinational corporations (De Mooij, & Liu,2020). Although transfer pricing is able to create pause react it is not able to add any value. It is very important for organizations to ensure that they are functioning in the most ethical way so that they can ensure their stability and sustainability in the market. The methods that are used for transfer policy are- Comparable Uncontrolled Price Method, The Resale Price Method, The Cost Plus Method,Â
Transactional Profit Methods,Â
The Profit Split Method, and The Comparable Profits Method (Gjorgieva-Trajkovska et al., 2019).
Reference
Cooper, J., Fox, R., Loeprick, J., & Mohindra, K. (2017). Transfer pricing and developing economies: A Handbook for policy makers and practitioners. The World Bank.
De Mooij, R., & Liu, L. (2020). At a cost: The real effects of transfer pricing regulations. IMF Economic Review, 68(1), 268-306.
Gjorgieva-Trajkovska, O., Svrtinov, V. G., Dimitrova, J., & Koleva, B. (2019). Transfer pricingâdefinition and methods. Knowledge International Journa.
1
2
Financial Statement Analysis
Alicia Adelusi
Healthcare Operations Management HSA540
Professor Dr, Lousia Ukochovwera
October 18th, 2022
Financial Statement Analysis
The IT department is responsible for many important functions within Villa Health. It is responsible for maintaining and troubleshooting computer systems, ensuring data security, and providing technological support to hospital staff. As such, it is essential that the IT department run efficiently and effectively in order to best support the hospital's operation. The study examines a health care scenario to assist gain an appreciation for business realities that are not readily reflected in financial statements. Also, it will assist in crafting and explaining a likely operational question relevant for a department of Villa Health.
The CFO's question provides an opportunity to review the financial performance of the IT department and consider ways to improve its efficiency and effectiveness. Below are some financial questions that can be asked to assess the IT department's performance and identify potential improvements: What is the total cost of ownership (TCO) for the IT department? This figure should include all costs associated with running the department, including salaries, benefits, hardware and software expenses. Secondly, how does the IT department's TCO compare to similar departments in other organizations? If the TCO is significantly higher than peer organizations, this could indicate inefficiency or excessive spending.
Thirdly, what is the return on investment (ROI) for the IT department? This metric measures how much profit or savings the department generates for the organization as a whole. A high ROI indicates that the department is providing good value for its costs. Fourthly, are there any areas where the IT department could be more efficient? For example, are there duplicate processes or redundant data storage solutions that could be streamlined? Lastly, are there any new technologies or solutions that could help improve the performance of the IT department? For example, cloud-based solutions may offer greater flexibility and scalability than traditional on-premises systems.
There are many factors to consider when making decisions about how to allocate resources within a hospital, but one of the most important is the return on investment (ROI) for the IT department. By understanding the ROI for specific IT projects, hospital administrators can make better decisions about which projects are likely to have the greatest impact on patient care and operational success.
The ROI for the IT department in Villa Health hospital is important for several reasons. First, IT systems are critical to the daily operations of a hospital, and efficient IT systems can help hospitals run more smoothly. Second, IT systems can help hospitals save money by automating tasks and improving communication between staff members. Third, IT systems can improve patient care by p.
Temporal Knowledge, Temporal Ontologies, and Temporal Reasoning for Manageria...IDES Editor
Â
The paper is devoted to a variety of solutions aiming
at taking time into account in economic and managerial
analyses. It presents an example of a decision problem â
namely the analysis of economic environment and of barriers
to entry to a market space. Next, it shows how time can be
treated in intelligent decision systems, in context of temporal
knowledge representation and temporal reasoning.
AbstractâIn developing countries there is a number of commodities and services which are financially supported by the
government as financial aid to their citizens. Such commodities
as bread, cooking gas and car fuel, all that commodities and
services follow a same systematic manual distribution process.
This typical and manual process is time and effort consumed for
the government, it also weak in term of control and monitoring,
so that the middle non-governmental entities can smuggle these
commodities outside the legal channels for double profit seeking
or intentional political reasons. In all cases, this will lead
to unsatisfactory situation within citizens and open doors for
corruption and chaos. This paper introduces model for solving
this problem by increasing the control for whole process and
thus decreasing the smuggling and wasting rates. The proposed
model is based on Identity-based Cryptography, so it provides the same security features and services as traditional PKI without the overhead of key management when the number of users in the system gets large.
International Journal of Computer Science and Information Security,IJCSIS ISSN 1947-5500, Pittsburgh, PA, USA
Email: ijcsiseditor@gmail.com
http://sites.google.com/site/ijcsis/
https://google.academia.edu/JournalofComputerScience
https://www.linkedin.com/in/ijcsis-research-publications-8b916516/
http://www.researcherid.com/rid/E-1319-2016
Sample College Leadership Essay | Templates at allbusinesstemplates.com. Leadership Essay Example | Template Business. Sample essay on leadership studies. FREE 10+ Leadership Essay Samples in MS Word | PDF. Essays About Leadership Examples - Definition of a Good Leader. Leadership Style Essay. Leadership Essay | Leadership | Leadership & Mentoring. Leadership Essay Examples sample, Bookwormlab. Leadership Essay Example | Leadership | Leadership & Mentoring. â Leadership essay writing. Writing an Effective Leadership Essay: Tips .... Leadership Essay Example | Essay example, Leadership examples, Good .... Leadership essay.
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Temporal Knowledge, Temporal Ontologies, and Temporal Reasoning for Manageria...IDES Editor
Â
The paper is devoted to a variety of solutions aiming
at taking time into account in economic and managerial
analyses. It presents an example of a decision problem â
namely the analysis of economic environment and of barriers
to entry to a market space. Next, it shows how time can be
treated in intelligent decision systems, in context of temporal
knowledge representation and temporal reasoning.
AbstractâIn developing countries there is a number of commodities and services which are financially supported by the
government as financial aid to their citizens. Such commodities
as bread, cooking gas and car fuel, all that commodities and
services follow a same systematic manual distribution process.
This typical and manual process is time and effort consumed for
the government, it also weak in term of control and monitoring,
so that the middle non-governmental entities can smuggle these
commodities outside the legal channels for double profit seeking
or intentional political reasons. In all cases, this will lead
to unsatisfactory situation within citizens and open doors for
corruption and chaos. This paper introduces model for solving
this problem by increasing the control for whole process and
thus decreasing the smuggling and wasting rates. The proposed
model is based on Identity-based Cryptography, so it provides the same security features and services as traditional PKI without the overhead of key management when the number of users in the system gets large.
International Journal of Computer Science and Information Security,IJCSIS ISSN 1947-5500, Pittsburgh, PA, USA
Email: ijcsiseditor@gmail.com
http://sites.google.com/site/ijcsis/
https://google.academia.edu/JournalofComputerScience
https://www.linkedin.com/in/ijcsis-research-publications-8b916516/
http://www.researcherid.com/rid/E-1319-2016
Sample College Leadership Essay | Templates at allbusinesstemplates.com. Leadership Essay Example | Template Business. Sample essay on leadership studies. FREE 10+ Leadership Essay Samples in MS Word | PDF. Essays About Leadership Examples - Definition of a Good Leader. Leadership Style Essay. Leadership Essay | Leadership | Leadership & Mentoring. Leadership Essay Examples sample, Bookwormlab. Leadership Essay Example | Leadership | Leadership & Mentoring. â Leadership essay writing. Writing an Effective Leadership Essay: Tips .... Leadership Essay Example | Essay example, Leadership examples, Good .... Leadership essay.
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Essay on Geography of India
My Trip to India
India Essays
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India A Developing Country
Essay On Growth Of India
My Trip To India Essay
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Essay The Impact of the Vietnam War
Essay on The Vietnam War
The Vietnam War Essay
Essay on The Vietnam War
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Watergate Scandal
Watergate Essay
The Watergate Scandal Essay
The Watergate Scandal Essay
Essay on The Watergate Scandal
Watergate Scandal Essay
The Watergate Scandal
Watergate Scandal Summary
The Watergate Scandal Essay
The Watergate Scandal Essay
The Watergate Scandal Essay examples
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Watergate Scandal
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Medical Ethics Essay
Essay on What is Medical Ethics?
Essay on Religion and Medical Ethics
Medical Ethical Principles
Patient-Physician Contract
Medical Ethicism
Medical Ethics
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Creative Writing On Thanksgiving
Essay On Thanksgiving
Essay About Thanksgiving
Thankful For Thanksgiving
Thanksgiving Essay examples
Research Paper On Thanksgiving
Essay On Thanksgiving
Research Paper On Thanksgiving
Descriptive Essay Thanksgiving
Essay On Thanksgiving
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Paragraph On Thanksgiving
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Essay On Thanksgiving
Paragraph About Thanksgiving
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The Importance Of Soccer
Why Soccer Is Better Than Other Countries
Football vs. Soccer Essay
Essay On Soccer Refereeing
Narrative Essay About Soccer
Descriptive Essay On Soccer
Essay About Soccer
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Why Soccer is my Passion
Research Paper On Soccer
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How to Make a Field invisible in Odoo 17Celine George
Â
It is possible to hide or invisible some fields in odoo. Commonly using âinvisibleâ attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Palestine last event orientationfvgnh .pptxRaedMohamed3
Â
An EFL lesson about the current events in Palestine. It is intended to be for intermediate students who wish to increase their listening skills through a short lesson in power point.
The Roman Empire A Historical Colossus.pdfkaushalkr1407
Â
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesarâs dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empireâs birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empireâs society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
How to Split Bills in the Odoo 17 POS ModuleCeline George
Â
Bills have a main role in point of sale procedure. It will help to track sales, handling payments and giving receipts to customers. Bill splitting also has an important role in POS. For example, If some friends come together for dinner and if they want to divide the bill then it is possible by POS bill splitting. This slide will show how to split bills in odoo 17 POS.
The Indian economy is classified into different sectors to simplify the analysis and understanding of economic activities. For Class 10, it's essential to grasp the sectors of the Indian economy, understand their characteristics, and recognize their importance. This guide will provide detailed notes on the Sectors of the Indian Economy Class 10, using specific long-tail keywords to enhance comprehension.
For more information, visit-www.vavaclasses.com
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
Â
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
1. Transfer of Learning
Transfer of learning is the study of the dependency of human conduct, learning, or performance on
prior experience. The notion was originally introduced as transfer of practice by Edward Thorndike
and Robert S. Woodworth. They explored how individuals would transfer learning in one context to
another context that shared similar characteristics â or more formally how "improvement in one
mental function" could influence another related one. Their theory implied that transfer of learning
depends on the proportion to which the learning task and the transfer task are similar, or where
"identical elements are concerned in the influencing and influenced function", now known as
identical element theory. Transfer research has since attracted much...show more content...
negative transfer
Starting by looking at the effect side of transfer â in terms of the common performance criteria,
speed and accuracy â transfer theories distinguish between two broad classes that underlie all other
classifications: negative andpositive transfer. Negative transfer refers to the impairment of current
learning and performance due to the application of nonâadaptive or inappropriate information or
behavior. Therefore, negative transfer is a type of interference effect of prior experience causing a
slowâdown in learning, completion or solving of a new task when compared to the performance of a
hypothetical control group with no respective prior experience. Positive transfer, in contrast,
emphasizes the beneficial effects of prior experience on current thinking and action. It is important
to understand that the positive and negative effects of transfer are not mutually exclusive, and
therefore realâlife transfer effects are probably mostly a mixture of both. Positive transfer: transfer
of learning or training is said to be positive when the learning or training carried out in one situation
proves helpful to learning in another situation. Examples of such transfer are:
the knowledge and skills related to school mathematics help in the learning of statistical computation;
the knowledge and skills acquired in terms of addition and subtraction in mathematics in school may
help a child in the acquisition of knowledge and
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2. Technology Transfer Essay
Technology transfer could be so complicated at times to exploredue to all the tasks require to be
able to give a full analysis of what is involve and the process that one has to go through. Although
many people have tried tracing the source of precise technology and how it affected the originating
culture and the role it has on history. However, there are some common fundamentals that could be
helpful in analyzing all the activities that are involved. Some of the clue that has been of help so far
identifying technology transfer is what is being transferred, where technology is transferred from,
those receiving transferred, and lastly how the technology is delivered to the receiver. To better
understand how technology transfer work in...show more content...
Another form of formal channel of technology transfer is turnkey plant. In this type of technology
transfer, the donor basically takes the responsibility production in their foreign subsidiary by using
several technical knowledges and skills transferred from the donor. Furthermore, licensing is another
form formal channel of technology transfer. It is one of the inevitable when transferring technology
from one country to the other. Still another area of formal technology transfer is entrepreneurial
science that employs the agreements all over the world in which knowledge is transferred into
intellectual property. Nevertheless, exportation of manufactured goods is also another formal
channel of transferring technology from one country to the other such as cars, electronics etc.
Another form of transfer of technology is informal channel. Informal channel of technology transfer
is usually Noncommercial Avenue. It involves government agreement among the countries that are
involves in technology transfers. There are also scientific and technical publications that will also be
carried out. Furthermore, seminars, conferences, and trades shown are also needed for informal
channel of technology transfer. One thing we should not ignore in this chapter is the rate in which
many recipient countries are adapting to the new technology. For example,
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3. Transfer Pricing
Transfer Pricing
An Overview
Transfer pricing is a popular topic in management accounting. It is concerned with the price when
one department (the selling department) provides goods or services to another department (the
buying department). That is, one department generates revenue from the sales of goods or services
and the other department incurs expenses from the purchases of goods or services. Transfer pricing
is closely related to responsibility accounting in which each department is responsible for its cost,
revenue, expense or investment return depending on the type of centre it is. Thus, transfer pricing
effectiveness is essential to the success of the overall company. The related key issue is the
determination of a transfer...show more content...
Consequently, the determining factor is whether the buying division is willing to pay the market price
. If the buying division is willing to do so, the implication is that the buying division can generate
incremental profits for the company by purchasing the product from the selling division and either
reselling it or using the product in its own production process. On the other hand, if the buying
division is unwilling to pay the market price, the implication is that corporate profits are maximized
when the selling division sells the product on the external market, even if this leaves the buying
division idle.
Sometimes, there are cost savings on internal transfers compared with external sales. These savings
might arise, for example, because the selling division can avoid a customer credit check and
collection efforts, and the buying division might avoid inspection procedures in the receiving
department. Marketâbased transfer pricing continues to align managerial incentives with corporate
goals, even in the presence of these cost savings, if appropriate adjustments are made to the transfer
price (i.e., the marketâbased transfer price should be reduced by these cost savings).
However, many intermediate products do not have readilyâavailable market prices. Examples are: a
pharmaceutical company with a drug under patent protection (an effective monopoly); and an
appliance company that makes component parts in the Parts Division and transfers those parts to
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4. A Study On Heat Transfer Essay
Chapter 1. Heat Transfer
1.1Interoduction
Energy can not be created and can not be destroy ,it is a universal truth . Energy which may find out
in various forms.for example kinetic energy,potential energy, thermal energy etc. so that heat is the
form of thermal energy.According to human various purposes same energy can uses in various
places. In this case the transfer of energy is very important. There are various methods bywhich we
can transform energy from one form to another.But it depands on the modes of heat transfer. There
are three types or modes on the heat transfer such as..
1.2Types or modes of heat transfer
1.2.1Conduction
It is basically a microscopic level phenomenon. In this process, highly energetic particles of its
substance transfer their energy to their less energetic neighbour .Conduction shown in fig. 1.1
Fig.1.1 One Dimension Heat Conduction(snapshot)
T1: Hot temperature(k)
T2: Cold tempreture(k)
Q: The heat flow by conduction in the xâdirection (W) A : The area through which the heat flows,
normal to the xâdirection (M) dT/dx: This is temperature gradient in the xâdirection (K/m)
These terms are related by Fourier 's Law, a model proposed as early as 1822:
Q = âKAdT/dx or q= âdT/dx
A significant feature of this equation is the negative sign. This recognises that the natural direction
for the flow of heat is from high temperature to low temperature, and hence down the temperature
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5. Why Transfer A Balance
It might seem like a paradox that a credit card can actually help you get out of credit card debt, but
that can be the case if you pick the right card like Chase Slate. It's inevitable that we all end up
with a balance on our credit card. Holidays, birthdays, celebrations or unexpected emergencies can
all add to that balance, so you end up with high minimum payments each month that never seem to
disappear. In the long run, a high balance compared to your available credit can have a negative
impact on your credit score.
Why Transfer a Balance?
When you want to pay down your credit card balance there are a few factors to take into
consideration. One is your current card's interest rate. The second factor is the balance you have,
and third is...show more content...
Chase Slate has no fees for a balance transfer if you move your balance within the 30âday window
of opening your card. You won't find many cards that offer a deal like this on a balance transfer.
After the 30 days, it goes back to the standard fee of 3 percent of the balance you've transferred, or
a $5 fee depending on which is more. You're paying the higher fee between the two.
Zero Percent Interest
Aside from the chance to transfer your balances to the new card without spending any money on the
fees, there's another reason to choose this card. You're not paying any interest on your balance or
purchases for the first 15 months of owning the card. Any interest you would have paid on the old
cards is virtually wiped out of existance.
That means while you're paying your monthly charges, all of that money is being used to pay down
the balance. It's not going to inflated interest rates that don't allow you to pay down the principal
amount of the debt. This is huge for paying down large balances and getting your finances under
control.
Annual Fee and
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