SlideShare a Scribd company logo
This is a multiple choice quiz for my Administration Benefits
class. Each question contains each of the multiple choice
answers to chose from. Anyone familiar with the aspects and
topics of benefits and administration shouldn't have that much
problem with this - or theres always the internet! I do need this
back fairly quickly!
Top of Form
Question 1
Which of the following is not an accrual criteria?
Answer
[removed]
Average benefit test
[removed]
3% rule
[removed]
Fractional rule
[removed]
113 1/3 rule
1.5 points
Question 2
These indicate yearly probabilities of death based on such
factors as age and sex.
Answer
[removed]
Experience ratings
[removed]
Formulary ratings
[removed]
Mortality tables
[removed]
Morbidity tables
1.5 points
Question 3
Which of the following is not a hybrid plan?
Answer
[removed]
Money purchase
[removed]
Cash balance
[removed]
Stock option
[removed]
Target benefit
1.5 points
Question 4
In short-term disability insurance plans, this term refers to the
minimum amount of time an employee must wait after becoming
disabled before disability insurance payments begin.
Answer
[removed]
Elimination period
[removed]
Exclusion period
[removed]
Preeligibility period
[removed]
Full integration period
1.5 points
Question 5
This consumer-driven health care option allows employees to
contribute pre-tax wages annually to pay for qualified medical
expenses, but they will lose the balance not used at year's end.
Answer
[removed]
Flexible spending accounts
[removed]
Health reimbursement arrangements
[removed]
Health savings accounts
[removed]
Flexible savings accounts
1.5 points
Question 6
Most short-term disability insurance plans pay employees
around how much of their regular pre-tax salary?
Answer
[removed]
85 - 100%
[removed]
35 - 50%
[removed]
50 - 67%
[removed]
40 - 59%
1.5 points
Question 7
ERISA regulates all but which of the following?
Answer
[removed]
Disability insurance
[removed]
Health insurance
[removed]
Life insurance
[removed]
Paid time off
1.5 points
Question 8
Medical care has risen about how much since 1982?
Answer
[removed]
2000%
[removed]
300%
[removed]
100%
[removed]
1000%
1.5 points
Question 9
These reduce company-sponsored benefits by subtracting a
particular percentage of these disability benefits from workers'
compensation and Social Security disability plans.
Answer
[removed]
Elimination provisions
[removed]
Exclusion provisions
[removed]
Limited integration provisions
[removed]
Offset provisions
1.5 points
Question 10
This law sets minimum standards for the length of hospital stays
for mothers and newborns.
Answer
[removed]
Family and Medical Leave Act
[removed]
Newborns' and Mothers' Health Protection Act
[removed]
Pregnancy Discrimination Act
[removed]
Newborns' and Mothers' Discrimination Act
1.5 points
Question 11
What are the three specific forms of prepaid group practices?
Answer
[removed]
Universal model HMOs, group model HMOs, staff model HMOs
[removed]
Group model HMOs, network model HMOs, universal model
HMOs
[removed]
Staff model HMOs, group model HMOs, network model HMOs
[removed]
Network model HMOs universal model HMOs, staff model
HMOs
1.5 points
Question 12
In 2009, the IRC set the maximum annual benefits of defined
benefits plans at what amount?
Answer
[removed]
$135,000
[removed]
$195,000
[removed]
$265,000
[removed]
$235,000
1.5 points
Question 13
Companies establish retirement plans following one of these
three design configurations.
Answer
[removed]
Defined benefit, defined contribution, hybrid
[removed]
Qualified benefit, qualified contribution, hybrid
[removed]
Qualified benefit, nonqualified benefit, hybrid
[removed]
Funded, unfunded, hybrid
1.5 points
Question 14
According to ADA guidelines, which of the following is true?
Answer
[removed]
Employers can require a longer preeligibility period for
employees with disabilities
[removed]
Employers cannot exclude qualified employees with disabilities
from participating in its' disability retirement plans
[removed]
Employers must offer the same benefits to all under its
disability retirement plans
[removed]
Employers must include cost-of-living adjustments on its
disability benefits
1.5 points
Question 15
This ERISA Title specifies a variety of protections for
participants and beneficiaries.
Answer
[removed]
Title II
[removed]
Title III
[removed]
Title I
[removed]
Title IV
1.5 points
Question 16
What is the 3% rule used to determine?
Answer
[removed]
Nondiscrimination in defined benefits plans
[removed]
Nondiscrimination in defined contribution plans
[removed]
Tax benefit qualification for defined benefits plans
[removed]
Tax benefit qualification for defined contribution plans
1.5 points
Question 17
This amendment contains the equal benefit or equal cost
principle and bans termination of an employee's long-term
disability benefits for active employees based on age.
Answer
[removed]
Older Workers Benefit Protection Act
[removed]
Retired Workers Protection Act
[removed]
Age Discrimination in Employment Act
[removed]
Older Workers Retirement Act
1.5 points
Question 18
This federal law requires group health plans to provide medical
and surgical benefits for mastectomies.
Answer
[removed]
Women's Health and Cancer Rights Act
[removed]
Health Insurance Portability and Accountability Act
[removed]
Pregnancy Discrimination Act
[removed]
Women with Disabilities Act
1.5 points
Question 19
To qualify as a group term life insurance policy, it must insure
at least how many full-time employees?
Answer
[removed]
20
[removed]
15
[removed]
10
[removed]
25
1.5 points
Question 20
Which of the following laws was NOT mentioned as having a
major influence on company-sponsored disability insurance
plans?
Answer
[removed]
Fair Labor Standards Act
[removed]
Age Discrimination in Employment Act
[removed]
Employee Retirement Income Security Act
[removed]
Americans with Disabilities Act
1.5 points
Question 21
These are the most popular approaches used by employers to
offer consumer-driven health care.
Answer
[removed]
Flexible savings accounts, health reimbursement arrangements
[removed]
Health spending accounts, health reimbursement arrangements
[removed]
Flexible spending accounts, health reimbursement arrangements
[removed]
Health savings accounts, flexible spending accounts
1.5 points
Question 22
These types of insurance plans are set up to cover things like
dental care, vision care and prescription drugs.
Answer
[removed]
Flexible savings plans
[removed]
Flexible services accounts
[removed]
Carve-out plans
[removed]
Health services accounts
1.5 points
Question 23
Savings incentive match plans for employees (SIMPLEs) have
the following characteristics
Answer
[removed]
The company has at least 100 employees, the employees'
preceding year's compensation totaled at least $5000, the
company has no other employer-sponsored retirement plan
[removed]
The company has fewer than 100 employees, the employees'
preceding year's compensation totaled less than $5000, the
company has no other employer-sponsored retirement plan
[removed]
The company has fewer than 100 employees, the employees'
preceding year's compensation totaled less than $5000, the
company offers other employer-sponsored retirement plans
[removed]
The company has fewer than 100 employees, the employees'
preceding year's compensation totaled at least $5,000, the
company has no other employer-sponsored retirement plan
1.5 points
Question 24
Which of the following are characteristics of the flat benefit
formula used in defined benefits plans?
Answer
[removed]
An employee's years of service are considered, is determined
using a flat amount formula or a flat percentage formula, the
benefit is based on a percentage of the employee's final average
wage or salary
[removed]
Is determined using a flat amount formula or a flat percentage
formula an employee's years of service are considered, the
benefit is based on a percentage of the employee's final average
wage or salary, is based on the employee's last 3-4 years of
service
[removed]
Is based on the employee's last 3-4 years of service an
employee's years of service are considered, the benefit is based
on a percentage of the employee's final average wage or salary,
an employee's years of service are considered
[removed]
The benefits are based on a percentage of the employee's final
average wage or salary, are based on the employee's last 3-4
years of service and are determined using a flat amount formula
or a flat percentage formula
1.5 points
Question 25
The 133 1/3% rule refers to what?
Answer
[removed]
The annual accrual rate for defined benefits plans
[removed]
The annual accrual rate for defined contribution plans
[removed]
The annual accrual rate for qualified benefit plans
[removed]
The annual accrual rate for qualified contribution plans
1.5 points
Question 26
What is coinsurance?
Answer
[removed]
When both parents have employer-sponsored insurance coverage
for their children
[removed]
Two insurance companies combine to offer a group policy to an
employer
[removed]
The amount an employee has to pay out-of-pocket before the
insurance kicks in
[removed]
The percentage of covered expenses paid by the insured
1.5 points
Question 27
FASB 106 does not do which of the following?
Answer
[removed]
Held firm the method for how companies recognize the costs of
non pension retirement benefits, including health insurance, on
financial balance sheets
[removed]
Reduces the amount of net profit companies list on balance
sheets
[removed]
Benefits such as health care coverage establish an exchange
between the employer and employee
[removed]
Post-retirement benefits are part of employee's compensation
package
1.5 points
Question 28
In 2008, what percentage of full-time and part-time employees
received employer-sponsored life insurance?
Answer
[removed]
40% full-time, 20% part-time
[removed]
70% full-time, 30% part-time
[removed]
70% full-time, 40% part-time
[removed]
75% full-time, 17% part-time
1.5 points
Question 29
Short-term disability insurance usually provides benefits for up
to how long?
Answer
[removed]
6 months
[removed]
9 months
[removed]
3 months
[removed]
12 months
1.5 points
Question 30
Which of the following does not fall within the scope of the role
of a primary care physician?
Answer
[removed]
Making initial diagnosis and evaluation of patient's condition
[removed]
Identifying applicable treatment protocols and practice
guidelines
[removed]
Providing specialist diagnosis
[removed]
Deciding what treatment is warranted
1.5 points
Question 31
Which legislative act made benefit and contribution limits
permanent?
Answer
[removed]
ERISA Title I
[removed]
Economic Growth and Tax Relief Reconciliation Act of 2001
[removed]
Pension Protection Act of 2006
[removed]
ERISA Title III
1.5 points
Question 32
These are the three main types of dental plans.
Answer
[removed]
Dental fee-for-service, dental savings accounts, dental
maintenance organizations
[removed]
Dental savings accounts, dental maintenance organizations,
dental service plans
[removed]
Dental preferred provider organizations, dental maintenance
organizations, dental service corporations
[removed]
Dental fee-for-service, dental service corporations, dental
maintenance organizations
1.5 points
Question 33
To qualify as a nondiscriminating defined contribution plan, it
must meet which two safe harbors?
Answer
[removed]
Base contribution formula or collateral contribution formula
[removed]
Fixed first-dollar-of-profits formula or graduated first-dollar-
of-profits formula
[removed]
Uniform allocation formula or uniform points allocation
formula
[removed]
Profitability threshold formula or the backloading formula
1.5 points
Question 34
The benefits distributed from profit sharing plans are usually
allocated using one of these three ways.
Answer
[removed]
Lump sum payments, graduated payments, proportional
payments based on their contributions to profits
[removed]
Equal payments, proportional payments based on salary, lump
sum payments, graduated payments
[removed]
Equal payments, proportional payments based on salary,
proportional payments based on their contributions to profits
[removed]
Equal payments based on contributions to profits, equal
payments based on salary, lump sum payments
1.5 points
Question 35
Which one of these is not a defined contribution plan?
Answer
[removed]
Cash balance plan
[removed]
ESOPs
[removed]
SIMPLE
[removed]
Profit sharing
1.5 points
Question 36
This consumer-driven health care option contains contributions
made by employers and the balance can be carried-over to the
next year.
Answer
[removed]
Flexible spending accounts
[removed]
Health reimbursement arrangements
[removed]
Health savings accounts
[removed]
Flexible savings accounts
1.5 points
Question 37
These two are the basic accrual rules for the nondiscrimination
testing for defined contribution plans.
Answer
[removed]
Contributions cannot be reduced based on age, no maximum age
limit for discontinuing contributions
[removed]
Contributions can be reduced based on age if everyone in the
plan is affected, no maximum age limit for discontinuing
contributions
[removed]
Contributions can be reduced based on age if everyone in the
plan is affected, no minimum age limit for discontinuing
contributions
[removed]
Contributions can be increased based on age, no maximum age
limit for discontinuing contributions
1.5 points
Question 38
This type of medical plan acts as a backup to basic insurance by
covering expenses that exceed maximum benefit limits.
Answer
[removed]
Supplemental major medical plan
[removed]
Comprehensive major medical plan
[removed]
Network major medical plan
[removed]
Uniform major medical plan
1.5 points
Question 39
This type of hybrid plan is based on income and years of
service, uses individual accounts, passes the IRS's cross-testing
rules and the total benefits are based on the investment
performance of the plan's assets.
Answer
[removed]
Target benefit plan
[removed]
Money purchase plan
[removed]
Age-weighted profit sharing plan
[removed]
Cash balance plan
1.5 points
Question 40
Which of the following is a tax benefit associated with 401(k)
plans?
Answer
[removed]
Employees pay taxes on their contribution
[removed]
Employees do not pay taxes on their contributions
[removed]
Investment gains are taxed
[removed]
Employees cannot deduct their contributions from taxable
income
1.5 points
Question 41
Using the ratio percentage test for tax benefit qualification,
what does the percentage of nonhighly compensated employees
to highly compensated employees in the plan have to be?
Answer
[removed]
30%
[removed]
70%
[removed]
60%
[removed]
40%
1.5 points
Question 42
Employer-sponsored disability insurance plans generally
supplement legally required benefits established by which law?
Answer
[removed]
Family Medical Leave Act
[removed]
Employee Retirement Income Security Act
[removed]
Fair Labor Standards Act
[removed]
Social Security Act
1.5 points
Question 43
US companies offered life insurance to what percentage full
time employees in 2008?
Answer
[removed]
50%
[removed]
75%
[removed]
70%
[removed]
78%
1.5 points
Question 44
Self-inflicted wounds and drug dependency are generally
considered as what in most short-term disability insurance
plans?
Answer
[removed]
Partial disability provisions
[removed]
Exclusion provisions
[removed]
Elimination provisions
[removed]
Preexisting condition provisions
1.5 points
Question 45
Which of the following is not true for medical reimbursement
plans?
Answer
[removed]
Reimburses employees totally or partially
[removed]
Usually associated with self-funded or independent indemnity
plans
[removed]
Deductibles must be met
[removed]
Coinsurance usually 70%
1.5 points
Question 46
Which of the following is NOT a common method for funding
tax deferred annuities?
Answer
[removed]
Annuity contracts
[removed]
Profit sharing
[removed]
Custodial agreements
[removed]
Life insurance
1.5 points
Question 47
This prescription drug plan is usually associated with indemnity
plans, pays benefits after the employee has met the deductible
and tends to charge the most for filling the prescriptions.
Answer
[removed]
Drug prescription plan
[removed]
Mail order prescription drug program
[removed]
Medical reimbursement plan
[removed]
Prescription card program
1.5 points
Question 48
Most long-term disability insurance plans pay how much after a
waiting period of how long?
Answer
[removed]
70 - 90%, after 6 - 12 months
[removed]
70 - 90%, after 3 - 6 months
[removed]
50 - 70% after 6 - 12 months
[removed]
50 - 70% after 3 - 6 months
1.5 points
Question 49
What are the two types of fee-for-service plans?
Answer
[removed]
Health savings accounts, indemnity plans
[removed]
Health savings accounts, health reimbursement plans
[removed]
Health reimbursement plans, indemnity plans
[removed]
Indemnity plans, self-funded plans
1.5 points
Question 50
Which section of the US income tax code specifies that the cost
of employer-provided group term life insurance qualifies as a
tax-free benefit to an employee?
Answer
[removed]
Section 69
[removed]
Section 77
[removed]
Section 79
[removed]
Section 97
1.5 points
Question 51
This is a mental or physical disability for which medical advice,
diagnosis, care or treatment was received, during a designated
period preceding the beginning of disability insurance coverage.
Answer
[removed]
Preeligibility condition
[removed]
Exclusive condition
[removed]
Eliminating condition
[removed]
Preexisting condition
1.5 points
Question 52
Which of the following is not a criteria for determining tax
qualification in IRC section 79?
Answer
[removed]
General rule for tax benefits of group term life insurance
[removed]
Exceptions to the general rule that impose taxation
[removed]
Determination of cost of insurance
[removed]
Employees does not include former employees
1.5 points
Question 53
Companies can choose from which three classes of health
insurance programs?
Answer
[removed]
Fee-for-service, managed care, point-of-service
[removed]
Indemnity, health savings accounts, managed care
[removed]
Point-of-service, fee-for-service, indemnity
[removed]
Self-funded, managed care, fee-for-service
1.5 points
Question 54
What are the three common forms of managed care plans?
Answer
[removed]
Individual practice organizations, point-of-service plans, health
maintenance organizations
[removed]
Health maintenance organizations, preferred provider
organizations, point-of-service plans
[removed]
Preferred provider organizations, point-of-service plans,
individual practice organizations
[removed]
Preferred provider organizations, health maintenance
organizations, individual practice organizations
1.5 points
Question 55
This type of defined contribution plan, also known as a CODA,
permits only private sector or tax-exempt employers' employees
to tax defer part of their compensation to the trust of a qualified
plan.
Answer
[removed]
Section 457 plan
[removed]
Section 403(b) annuities
[removed]
Saving incentive match plan
[removed]
Section 401(k) plan
1.5 points
Question 56
State health instructor laws address all BUT which of the
following?
Answer
[removed]
Extending coverage to particular services, treatments or health
conditions
[removed]
Reimbursing recognized health care providers for health care
services
[removed]
Employer's self-funded plans
[removed]
Length of time coverage
1.5 points
Question 57
These types of insurance plans provide protection against health
care expenses in the form of cash benefits paid to the insured or
directly to the provider after the services are rendered.
Answer
[removed]
Point-of-service plans
[removed]
Managed care plans
[removed]
Fee-for-service plans
[removed]
Health savings accounts
1.5 points
Question 58
This type of hybrid plan defines benefits for each employee by
reference to the amount of the employee's hypothetical account
balance.
Answer
[removed]
Money purchase plan
[removed]
Target benefit plan
[removed]
Cash balance plan
[removed]
Pension equity plan
1.5 points
Question 59
Which of the following factors does not determine the accrual
rate in defined contribution plans?
Answer
[removed]
Benefits equal balance in the account
[removed]
Company cannot set maximum age limits for discontinuing
contributions
[removed]
Company's contribution cannot be reduced because of employee
age
[removed]
Benefits exceed the balance in the account
1.5 points
Question 60
This type of group insurance plan offers health insurance and
other benefits to the employees of two or more unaffiliated
employers, except for any arrangements established by a
collective bargaining agreement.
Answer
[removed]
Voluntary employee beneficiary associations
[removed]
Multiple employer trusts
[removed]
Pooled coverage
[removed]
Multiple employer welfare arrangement

More Related Content

Similar to This is a multiple choice quiz for my Administration Benefits class..docx

BUS 409 Massive Success / snaptutorial.com
BUS 409 Massive Success / snaptutorial.comBUS 409 Massive Success / snaptutorial.com
BUS 409 Massive Success / snaptutorial.com
santricksapiens46
 
Chapter 14 Managing Employee Benefits
Chapter 14 Managing Employee BenefitsChapter 14 Managing Employee Benefits
Chapter 14 Managing Employee BenefitsRayman Soe
 
Compensation And Benefits In Hrm PowerPoint Presentation Slides
Compensation And Benefits In Hrm PowerPoint Presentation SlidesCompensation And Benefits In Hrm PowerPoint Presentation Slides
Compensation And Benefits In Hrm PowerPoint Presentation Slides
SlideTeam
 
Compensation And Benefits In Hrm PowerPoint Presentation Slides
Compensation And Benefits In Hrm PowerPoint Presentation SlidesCompensation And Benefits In Hrm PowerPoint Presentation Slides
Compensation And Benefits In Hrm PowerPoint Presentation Slides
SlideTeam
 
Workers Allowance Management PowerPoint Presentation Slides
Workers Allowance Management PowerPoint Presentation Slides Workers Allowance Management PowerPoint Presentation Slides
Workers Allowance Management PowerPoint Presentation Slides
SlideTeam
 
Insurance policy comparison report
Insurance policy comparison reportInsurance policy comparison report
Insurance policy comparison report
Mike Townshend
 
Employee Benefits
Employee BenefitsEmployee Benefits
Employee Benefits
Daniel Edward Ricio
 
Employee Benefits in the Obamacare World & How to Maximize Its Impact
Employee Benefits in the Obamacare World & How to Maximize Its ImpactEmployee Benefits in the Obamacare World & How to Maximize Its Impact
Employee Benefits in the Obamacare World & How to Maximize Its Impact
Joseph Appelbaum
 
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Supp...
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Supp...SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Supp...
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Supp...
shrm
 
Employee Compensation Planning PowerPoint Presentation Slides
Employee Compensation Planning PowerPoint Presentation SlidesEmployee Compensation Planning PowerPoint Presentation Slides
Employee Compensation Planning PowerPoint Presentation Slides
SlideTeam
 
Hrm10 ppt13
Hrm10 ppt13Hrm10 ppt13
Hrm10 ppt13sansetia
 
Attendance Management: Getting Staff to Come to Work
Attendance Management: Getting Staff to Come to WorkAttendance Management: Getting Staff to Come to Work
Attendance Management: Getting Staff to Come to Work
CG Hylton Inc.
 
Employees benefits (Pros&Cons)
Employees benefits (Pros&Cons)Employees benefits (Pros&Cons)
Employees benefits (Pros&Cons)
Evelyne Otto
 
Designing and planning employee benefit program
Designing and planning employee benefit programDesigning and planning employee benefit program
Designing and planning employee benefit program
Al-Qurmoshi Institute of Business Management, Hyderabad
 
Employee benefits and services
Employee benefits and servicesEmployee benefits and services
Employee benefits and servicesJigme Angchuk Bodh
 
Fringe benefits and its welfare
Fringe benefits and its welfareFringe benefits and its welfare
Fringe benefits and its welfare
Rajeswari Balakrishnan
 
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Exec...
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Exec...SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Exec...
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Exec...
shrm
 
emplyee benefits & services.pptx
emplyee benefits & services.pptxemplyee benefits & services.pptx
emplyee benefits & services.pptx
Nishabagad
 
2009 nafed compensation & benefits survey questionnaire
2009 nafed compensation & benefits survey questionnaire2009 nafed compensation & benefits survey questionnaire
2009 nafed compensation & benefits survey questionnaireMaruti Honnavarkar
 

Similar to This is a multiple choice quiz for my Administration Benefits class..docx (20)

BUS 409 Massive Success / snaptutorial.com
BUS 409 Massive Success / snaptutorial.comBUS 409 Massive Success / snaptutorial.com
BUS 409 Massive Success / snaptutorial.com
 
Chapter 14 Managing Employee Benefits
Chapter 14 Managing Employee BenefitsChapter 14 Managing Employee Benefits
Chapter 14 Managing Employee Benefits
 
Compensation And Benefits In Hrm PowerPoint Presentation Slides
Compensation And Benefits In Hrm PowerPoint Presentation SlidesCompensation And Benefits In Hrm PowerPoint Presentation Slides
Compensation And Benefits In Hrm PowerPoint Presentation Slides
 
Compensation And Benefits In Hrm PowerPoint Presentation Slides
Compensation And Benefits In Hrm PowerPoint Presentation SlidesCompensation And Benefits In Hrm PowerPoint Presentation Slides
Compensation And Benefits In Hrm PowerPoint Presentation Slides
 
Workers Allowance Management PowerPoint Presentation Slides
Workers Allowance Management PowerPoint Presentation Slides Workers Allowance Management PowerPoint Presentation Slides
Workers Allowance Management PowerPoint Presentation Slides
 
Insurance policy comparison report
Insurance policy comparison reportInsurance policy comparison report
Insurance policy comparison report
 
Employee Benefits
Employee BenefitsEmployee Benefits
Employee Benefits
 
Employee Benefits in the Obamacare World & How to Maximize Its Impact
Employee Benefits in the Obamacare World & How to Maximize Its ImpactEmployee Benefits in the Obamacare World & How to Maximize Its Impact
Employee Benefits in the Obamacare World & How to Maximize Its Impact
 
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Supp...
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Supp...SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Supp...
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Supp...
 
Employee Compensation Planning PowerPoint Presentation Slides
Employee Compensation Planning PowerPoint Presentation SlidesEmployee Compensation Planning PowerPoint Presentation Slides
Employee Compensation Planning PowerPoint Presentation Slides
 
Hrm10 ppt13
Hrm10 ppt13Hrm10 ppt13
Hrm10 ppt13
 
Attendance Management: Getting Staff to Come to Work
Attendance Management: Getting Staff to Come to WorkAttendance Management: Getting Staff to Come to Work
Attendance Management: Getting Staff to Come to Work
 
Employees benefits (Pros&Cons)
Employees benefits (Pros&Cons)Employees benefits (Pros&Cons)
Employees benefits (Pros&Cons)
 
Designing and planning employee benefit program
Designing and planning employee benefit programDesigning and planning employee benefit program
Designing and planning employee benefit program
 
Employee benefits and services
Employee benefits and servicesEmployee benefits and services
Employee benefits and services
 
Fringe benefits and its welfare
Fringe benefits and its welfareFringe benefits and its welfare
Fringe benefits and its welfare
 
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Exec...
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Exec...SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Exec...
SHRM Survey Findings: 2013 Employer Perspectives on Disability Benefits--Exec...
 
emplyee benefits & services.pptx
emplyee benefits & services.pptxemplyee benefits & services.pptx
emplyee benefits & services.pptx
 
1 4-11 brown bag pp
1 4-11 brown bag pp1 4-11 brown bag pp
1 4-11 brown bag pp
 
2009 nafed compensation & benefits survey questionnaire
2009 nafed compensation & benefits survey questionnaire2009 nafed compensation & benefits survey questionnaire
2009 nafed compensation & benefits survey questionnaire
 

More from juan1826

This is a discussion post. It must be original, cited in APA format .docx
This is a discussion post. It must be original, cited in APA format .docxThis is a discussion post. It must be original, cited in APA format .docx
This is a discussion post. It must be original, cited in APA format .docx
juan1826
 
This is a discussion Question it should be 250-300 words. This assig.docx
This is a discussion Question it should be 250-300 words. This assig.docxThis is a discussion Question it should be 250-300 words. This assig.docx
This is a discussion Question it should be 250-300 words. This assig.docx
juan1826
 
This is a 750 word  (2 pages + resource page)The paper topic.docx
This is a 750 word  (2 pages + resource page)The paper topic.docxThis is a 750 word  (2 pages + resource page)The paper topic.docx
This is a 750 word  (2 pages + resource page)The paper topic.docx
juan1826
 
This is a continuation of editing of the Dissertation. The Disse.docx
This is a continuation of editing of the Dissertation. The Disse.docxThis is a continuation of editing of the Dissertation. The Disse.docx
This is a continuation of editing of the Dissertation. The Disse.docx
juan1826
 
This is a 5 articles annotated bibliography. Its a 2 part assignment.docx
This is a 5 articles annotated bibliography. Its a 2 part assignment.docxThis is a 5 articles annotated bibliography. Its a 2 part assignment.docx
This is a 5 articles annotated bibliography. Its a 2 part assignment.docx
juan1826
 
This is a 2-part assignmentPart 1A) Read Chapter 2 (attached.docx
This is a 2-part assignmentPart 1A) Read Chapter 2 (attached.docxThis is a 2-part assignmentPart 1A) Read Chapter 2 (attached.docx
This is a 2-part assignmentPart 1A) Read Chapter 2 (attached.docx
juan1826
 
This is a 2 pages memo for an essay on culture and society. The .docx
This is a 2 pages memo for an essay on culture and society. The .docxThis is a 2 pages memo for an essay on culture and society. The .docx
This is a 2 pages memo for an essay on culture and society. The .docx
juan1826
 
This is a Collaborative Learning Community (CLC) assignment.Nurs.docx
This is a Collaborative Learning Community (CLC) assignment.Nurs.docxThis is a Collaborative Learning Community (CLC) assignment.Nurs.docx
This is a Collaborative Learning Community (CLC) assignment.Nurs.docx
juan1826
 
This is 2 separate discussions. Discussions need to be at least 250 .docx
This is 2 separate discussions. Discussions need to be at least 250 .docxThis is 2 separate discussions. Discussions need to be at least 250 .docx
This is 2 separate discussions. Discussions need to be at least 250 .docx
juan1826
 
This is a 12-15 page (double spaced) paper on some aspectof Russ.docx
This is a 12-15 page (double spaced) paper on some aspectof Russ.docxThis is a 12-15 page (double spaced) paper on some aspectof Russ.docx
This is a 12-15 page (double spaced) paper on some aspectof Russ.docx
juan1826
 
This individual assignment will take the form of a paper of a mini.docx
This individual assignment will take the form of a paper of a mini.docxThis individual assignment will take the form of a paper of a mini.docx
This individual assignment will take the form of a paper of a mini.docx
juan1826
 
THIS IS A 10 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTIRE .docx
THIS IS A 10 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTIRE .docxTHIS IS A 10 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTIRE .docx
THIS IS A 10 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTIRE .docx
juan1826
 
This is a 300-level course, and I expect you to express yourself c.docx
This is a 300-level course, and I expect you to express yourself c.docxThis is a 300-level course, and I expect you to express yourself c.docx
This is a 300-level course, and I expect you to express yourself c.docx
juan1826
 
This is 5 page paper including Topical area, Title, Author.docx
This is 5 page paper including  Topical area, Title, Author.docxThis is 5 page paper including  Topical area, Title, Author.docx
This is 5 page paper including Topical area, Title, Author.docx
juan1826
 
This is a Business law essay.It requires us to watch a movie , p.docx
This is a Business law essay.It requires us to watch a movie , p.docxThis is a Business law essay.It requires us to watch a movie , p.docx
This is a Business law essay.It requires us to watch a movie , p.docx
juan1826
 
This is a case study assignment. The entire question is been attache.docx
This is a case study assignment. The entire question is been attache.docxThis is a case study assignment. The entire question is been attache.docx
This is a case study assignment. The entire question is been attache.docx
juan1826
 
This is a bi-weekly assignment starting Week 3 where you will post a.docx
This is a bi-weekly assignment starting Week 3 where you will post a.docxThis is a bi-weekly assignment starting Week 3 where you will post a.docx
This is a bi-weekly assignment starting Week 3 where you will post a.docx
juan1826
 
This image appears when a project instruction has changed to accommo.docx
This image appears when a project instruction has changed to accommo.docxThis image appears when a project instruction has changed to accommo.docx
This image appears when a project instruction has changed to accommo.docx
juan1826
 
THIS IS A 9 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTI.docx
THIS IS A 9 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTI.docxTHIS IS A 9 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTI.docx
THIS IS A 9 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTI.docx
juan1826
 
This is a 5 page paper.Read and reflect on the case study be.docx
This is a 5 page paper.Read and reflect on the case study be.docxThis is a 5 page paper.Read and reflect on the case study be.docx
This is a 5 page paper.Read and reflect on the case study be.docx
juan1826
 

More from juan1826 (20)

This is a discussion post. It must be original, cited in APA format .docx
This is a discussion post. It must be original, cited in APA format .docxThis is a discussion post. It must be original, cited in APA format .docx
This is a discussion post. It must be original, cited in APA format .docx
 
This is a discussion Question it should be 250-300 words. This assig.docx
This is a discussion Question it should be 250-300 words. This assig.docxThis is a discussion Question it should be 250-300 words. This assig.docx
This is a discussion Question it should be 250-300 words. This assig.docx
 
This is a 750 word  (2 pages + resource page)The paper topic.docx
This is a 750 word  (2 pages + resource page)The paper topic.docxThis is a 750 word  (2 pages + resource page)The paper topic.docx
This is a 750 word  (2 pages + resource page)The paper topic.docx
 
This is a continuation of editing of the Dissertation. The Disse.docx
This is a continuation of editing of the Dissertation. The Disse.docxThis is a continuation of editing of the Dissertation. The Disse.docx
This is a continuation of editing of the Dissertation. The Disse.docx
 
This is a 5 articles annotated bibliography. Its a 2 part assignment.docx
This is a 5 articles annotated bibliography. Its a 2 part assignment.docxThis is a 5 articles annotated bibliography. Its a 2 part assignment.docx
This is a 5 articles annotated bibliography. Its a 2 part assignment.docx
 
This is a 2-part assignmentPart 1A) Read Chapter 2 (attached.docx
This is a 2-part assignmentPart 1A) Read Chapter 2 (attached.docxThis is a 2-part assignmentPart 1A) Read Chapter 2 (attached.docx
This is a 2-part assignmentPart 1A) Read Chapter 2 (attached.docx
 
This is a 2 pages memo for an essay on culture and society. The .docx
This is a 2 pages memo for an essay on culture and society. The .docxThis is a 2 pages memo for an essay on culture and society. The .docx
This is a 2 pages memo for an essay on culture and society. The .docx
 
This is a Collaborative Learning Community (CLC) assignment.Nurs.docx
This is a Collaborative Learning Community (CLC) assignment.Nurs.docxThis is a Collaborative Learning Community (CLC) assignment.Nurs.docx
This is a Collaborative Learning Community (CLC) assignment.Nurs.docx
 
This is 2 separate discussions. Discussions need to be at least 250 .docx
This is 2 separate discussions. Discussions need to be at least 250 .docxThis is 2 separate discussions. Discussions need to be at least 250 .docx
This is 2 separate discussions. Discussions need to be at least 250 .docx
 
This is a 12-15 page (double spaced) paper on some aspectof Russ.docx
This is a 12-15 page (double spaced) paper on some aspectof Russ.docxThis is a 12-15 page (double spaced) paper on some aspectof Russ.docx
This is a 12-15 page (double spaced) paper on some aspectof Russ.docx
 
This individual assignment will take the form of a paper of a mini.docx
This individual assignment will take the form of a paper of a mini.docxThis individual assignment will take the form of a paper of a mini.docx
This individual assignment will take the form of a paper of a mini.docx
 
THIS IS A 10 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTIRE .docx
THIS IS A 10 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTIRE .docxTHIS IS A 10 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTIRE .docx
THIS IS A 10 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTIRE .docx
 
This is a 300-level course, and I expect you to express yourself c.docx
This is a 300-level course, and I expect you to express yourself c.docxThis is a 300-level course, and I expect you to express yourself c.docx
This is a 300-level course, and I expect you to express yourself c.docx
 
This is 5 page paper including Topical area, Title, Author.docx
This is 5 page paper including  Topical area, Title, Author.docxThis is 5 page paper including  Topical area, Title, Author.docx
This is 5 page paper including Topical area, Title, Author.docx
 
This is a Business law essay.It requires us to watch a movie , p.docx
This is a Business law essay.It requires us to watch a movie , p.docxThis is a Business law essay.It requires us to watch a movie , p.docx
This is a Business law essay.It requires us to watch a movie , p.docx
 
This is a case study assignment. The entire question is been attache.docx
This is a case study assignment. The entire question is been attache.docxThis is a case study assignment. The entire question is been attache.docx
This is a case study assignment. The entire question is been attache.docx
 
This is a bi-weekly assignment starting Week 3 where you will post a.docx
This is a bi-weekly assignment starting Week 3 where you will post a.docxThis is a bi-weekly assignment starting Week 3 where you will post a.docx
This is a bi-weekly assignment starting Week 3 where you will post a.docx
 
This image appears when a project instruction has changed to accommo.docx
This image appears when a project instruction has changed to accommo.docxThis image appears when a project instruction has changed to accommo.docx
This image appears when a project instruction has changed to accommo.docx
 
THIS IS A 9 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTI.docx
THIS IS A 9 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTI.docxTHIS IS A 9 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTI.docx
THIS IS A 9 PART ASSIGNMENT POST, THE BID AMOUNT IS FOR THE ENTI.docx
 
This is a 5 page paper.Read and reflect on the case study be.docx
This is a 5 page paper.Read and reflect on the case study be.docxThis is a 5 page paper.Read and reflect on the case study be.docx
This is a 5 page paper.Read and reflect on the case study be.docx
 

Recently uploaded

Embracing GenAI - A Strategic Imperative
Embracing GenAI - A Strategic ImperativeEmbracing GenAI - A Strategic Imperative
Embracing GenAI - A Strategic Imperative
Peter Windle
 
Supporting (UKRI) OA monographs at Salford.pptx
Supporting (UKRI) OA monographs at Salford.pptxSupporting (UKRI) OA monographs at Salford.pptx
Supporting (UKRI) OA monographs at Salford.pptx
Jisc
 
Operation Blue Star - Saka Neela Tara
Operation Blue Star   -  Saka Neela TaraOperation Blue Star   -  Saka Neela Tara
Operation Blue Star - Saka Neela Tara
Balvir Singh
 
The Challenger.pdf DNHS Official Publication
The Challenger.pdf DNHS Official PublicationThe Challenger.pdf DNHS Official Publication
The Challenger.pdf DNHS Official Publication
Delapenabediema
 
Phrasal Verbs.XXXXXXXXXXXXXXXXXXXXXXXXXX
Phrasal Verbs.XXXXXXXXXXXXXXXXXXXXXXXXXXPhrasal Verbs.XXXXXXXXXXXXXXXXXXXXXXXXXX
Phrasal Verbs.XXXXXXXXXXXXXXXXXXXXXXXXXX
MIRIAMSALINAS13
 
Lapbook sobre os Regimes Totalitários.pdf
Lapbook sobre os Regimes Totalitários.pdfLapbook sobre os Regimes Totalitários.pdf
Lapbook sobre os Regimes Totalitários.pdf
Jean Carlos Nunes Paixão
 
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...
Levi Shapiro
 
Introduction to AI for Nonprofits with Tapp Network
Introduction to AI for Nonprofits with Tapp NetworkIntroduction to AI for Nonprofits with Tapp Network
Introduction to AI for Nonprofits with Tapp Network
TechSoup
 
Unit 2- Research Aptitude (UGC NET Paper I).pdf
Unit 2- Research Aptitude (UGC NET Paper I).pdfUnit 2- Research Aptitude (UGC NET Paper I).pdf
Unit 2- Research Aptitude (UGC NET Paper I).pdf
Thiyagu K
 
Digital Tools and AI for Teaching Learning and Research
Digital Tools and AI for Teaching Learning and ResearchDigital Tools and AI for Teaching Learning and Research
Digital Tools and AI for Teaching Learning and Research
Vikramjit Singh
 
Language Across the Curriculm LAC B.Ed.
Language Across the  Curriculm LAC B.Ed.Language Across the  Curriculm LAC B.Ed.
Language Across the Curriculm LAC B.Ed.
Atul Kumar Singh
 
Model Attribute Check Company Auto Property
Model Attribute  Check Company Auto PropertyModel Attribute  Check Company Auto Property
Model Attribute Check Company Auto Property
Celine George
 
CACJapan - GROUP Presentation 1- Wk 4.pdf
CACJapan - GROUP Presentation 1- Wk 4.pdfCACJapan - GROUP Presentation 1- Wk 4.pdf
CACJapan - GROUP Presentation 1- Wk 4.pdf
camakaiclarkmusic
 
The Accursed House by Émile Gaboriau.pptx
The Accursed House by Émile Gaboriau.pptxThe Accursed House by Émile Gaboriau.pptx
The Accursed House by Émile Gaboriau.pptx
DhatriParmar
 
Synthetic Fiber Construction in lab .pptx
Synthetic Fiber Construction in lab .pptxSynthetic Fiber Construction in lab .pptx
Synthetic Fiber Construction in lab .pptx
Pavel ( NSTU)
 
Mule 4.6 & Java 17 Upgrade | MuleSoft Mysore Meetup #46
Mule 4.6 & Java 17 Upgrade | MuleSoft Mysore Meetup #46Mule 4.6 & Java 17 Upgrade | MuleSoft Mysore Meetup #46
Mule 4.6 & Java 17 Upgrade | MuleSoft Mysore Meetup #46
MysoreMuleSoftMeetup
 
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCECLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
BhavyaRajput3
 
special B.ed 2nd year old paper_20240531.pdf
special B.ed 2nd year old paper_20240531.pdfspecial B.ed 2nd year old paper_20240531.pdf
special B.ed 2nd year old paper_20240531.pdf
Special education needs
 
Instructions for Submissions thorugh G- Classroom.pptx
Instructions for Submissions thorugh G- Classroom.pptxInstructions for Submissions thorugh G- Classroom.pptx
Instructions for Submissions thorugh G- Classroom.pptx
Jheel Barad
 
aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa
aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa
aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa
siemaillard
 

Recently uploaded (20)

Embracing GenAI - A Strategic Imperative
Embracing GenAI - A Strategic ImperativeEmbracing GenAI - A Strategic Imperative
Embracing GenAI - A Strategic Imperative
 
Supporting (UKRI) OA monographs at Salford.pptx
Supporting (UKRI) OA monographs at Salford.pptxSupporting (UKRI) OA monographs at Salford.pptx
Supporting (UKRI) OA monographs at Salford.pptx
 
Operation Blue Star - Saka Neela Tara
Operation Blue Star   -  Saka Neela TaraOperation Blue Star   -  Saka Neela Tara
Operation Blue Star - Saka Neela Tara
 
The Challenger.pdf DNHS Official Publication
The Challenger.pdf DNHS Official PublicationThe Challenger.pdf DNHS Official Publication
The Challenger.pdf DNHS Official Publication
 
Phrasal Verbs.XXXXXXXXXXXXXXXXXXXXXXXXXX
Phrasal Verbs.XXXXXXXXXXXXXXXXXXXXXXXXXXPhrasal Verbs.XXXXXXXXXXXXXXXXXXXXXXXXXX
Phrasal Verbs.XXXXXXXXXXXXXXXXXXXXXXXXXX
 
Lapbook sobre os Regimes Totalitários.pdf
Lapbook sobre os Regimes Totalitários.pdfLapbook sobre os Regimes Totalitários.pdf
Lapbook sobre os Regimes Totalitários.pdf
 
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...
 
Introduction to AI for Nonprofits with Tapp Network
Introduction to AI for Nonprofits with Tapp NetworkIntroduction to AI for Nonprofits with Tapp Network
Introduction to AI for Nonprofits with Tapp Network
 
Unit 2- Research Aptitude (UGC NET Paper I).pdf
Unit 2- Research Aptitude (UGC NET Paper I).pdfUnit 2- Research Aptitude (UGC NET Paper I).pdf
Unit 2- Research Aptitude (UGC NET Paper I).pdf
 
Digital Tools and AI for Teaching Learning and Research
Digital Tools and AI for Teaching Learning and ResearchDigital Tools and AI for Teaching Learning and Research
Digital Tools and AI for Teaching Learning and Research
 
Language Across the Curriculm LAC B.Ed.
Language Across the  Curriculm LAC B.Ed.Language Across the  Curriculm LAC B.Ed.
Language Across the Curriculm LAC B.Ed.
 
Model Attribute Check Company Auto Property
Model Attribute  Check Company Auto PropertyModel Attribute  Check Company Auto Property
Model Attribute Check Company Auto Property
 
CACJapan - GROUP Presentation 1- Wk 4.pdf
CACJapan - GROUP Presentation 1- Wk 4.pdfCACJapan - GROUP Presentation 1- Wk 4.pdf
CACJapan - GROUP Presentation 1- Wk 4.pdf
 
The Accursed House by Émile Gaboriau.pptx
The Accursed House by Émile Gaboriau.pptxThe Accursed House by Émile Gaboriau.pptx
The Accursed House by Émile Gaboriau.pptx
 
Synthetic Fiber Construction in lab .pptx
Synthetic Fiber Construction in lab .pptxSynthetic Fiber Construction in lab .pptx
Synthetic Fiber Construction in lab .pptx
 
Mule 4.6 & Java 17 Upgrade | MuleSoft Mysore Meetup #46
Mule 4.6 & Java 17 Upgrade | MuleSoft Mysore Meetup #46Mule 4.6 & Java 17 Upgrade | MuleSoft Mysore Meetup #46
Mule 4.6 & Java 17 Upgrade | MuleSoft Mysore Meetup #46
 
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCECLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
 
special B.ed 2nd year old paper_20240531.pdf
special B.ed 2nd year old paper_20240531.pdfspecial B.ed 2nd year old paper_20240531.pdf
special B.ed 2nd year old paper_20240531.pdf
 
Instructions for Submissions thorugh G- Classroom.pptx
Instructions for Submissions thorugh G- Classroom.pptxInstructions for Submissions thorugh G- Classroom.pptx
Instructions for Submissions thorugh G- Classroom.pptx
 
aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa
aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa
aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa
 

This is a multiple choice quiz for my Administration Benefits class..docx

  • 1. This is a multiple choice quiz for my Administration Benefits class. Each question contains each of the multiple choice answers to chose from. Anyone familiar with the aspects and topics of benefits and administration shouldn't have that much problem with this - or theres always the internet! I do need this back fairly quickly! Top of Form Question 1 Which of the following is not an accrual criteria? Answer [removed] Average benefit test [removed] 3% rule [removed] Fractional rule [removed] 113 1/3 rule 1.5 points Question 2 These indicate yearly probabilities of death based on such factors as age and sex. Answer [removed] Experience ratings [removed] Formulary ratings
  • 2. [removed] Mortality tables [removed] Morbidity tables 1.5 points Question 3 Which of the following is not a hybrid plan? Answer [removed] Money purchase [removed] Cash balance [removed] Stock option [removed] Target benefit 1.5 points Question 4 In short-term disability insurance plans, this term refers to the minimum amount of time an employee must wait after becoming disabled before disability insurance payments begin. Answer [removed] Elimination period [removed] Exclusion period [removed]
  • 3. Preeligibility period [removed] Full integration period 1.5 points Question 5 This consumer-driven health care option allows employees to contribute pre-tax wages annually to pay for qualified medical expenses, but they will lose the balance not used at year's end. Answer [removed] Flexible spending accounts [removed] Health reimbursement arrangements [removed] Health savings accounts [removed] Flexible savings accounts 1.5 points Question 6 Most short-term disability insurance plans pay employees around how much of their regular pre-tax salary? Answer [removed] 85 - 100% [removed] 35 - 50% [removed] 50 - 67%
  • 4. [removed] 40 - 59% 1.5 points Question 7 ERISA regulates all but which of the following? Answer [removed] Disability insurance [removed] Health insurance [removed] Life insurance [removed] Paid time off 1.5 points Question 8 Medical care has risen about how much since 1982? Answer [removed] 2000% [removed] 300% [removed] 100% [removed] 1000% 1.5 points
  • 5. Question 9 These reduce company-sponsored benefits by subtracting a particular percentage of these disability benefits from workers' compensation and Social Security disability plans. Answer [removed] Elimination provisions [removed] Exclusion provisions [removed] Limited integration provisions [removed] Offset provisions 1.5 points Question 10 This law sets minimum standards for the length of hospital stays for mothers and newborns. Answer [removed] Family and Medical Leave Act [removed] Newborns' and Mothers' Health Protection Act [removed] Pregnancy Discrimination Act [removed] Newborns' and Mothers' Discrimination Act 1.5 points Question 11
  • 6. What are the three specific forms of prepaid group practices? Answer [removed] Universal model HMOs, group model HMOs, staff model HMOs [removed] Group model HMOs, network model HMOs, universal model HMOs [removed] Staff model HMOs, group model HMOs, network model HMOs [removed] Network model HMOs universal model HMOs, staff model HMOs 1.5 points Question 12 In 2009, the IRC set the maximum annual benefits of defined benefits plans at what amount? Answer [removed] $135,000 [removed] $195,000 [removed] $265,000 [removed] $235,000 1.5 points Question 13 Companies establish retirement plans following one of these
  • 7. three design configurations. Answer [removed] Defined benefit, defined contribution, hybrid [removed] Qualified benefit, qualified contribution, hybrid [removed] Qualified benefit, nonqualified benefit, hybrid [removed] Funded, unfunded, hybrid 1.5 points Question 14 According to ADA guidelines, which of the following is true? Answer [removed] Employers can require a longer preeligibility period for employees with disabilities [removed] Employers cannot exclude qualified employees with disabilities from participating in its' disability retirement plans [removed] Employers must offer the same benefits to all under its disability retirement plans [removed] Employers must include cost-of-living adjustments on its disability benefits 1.5 points Question 15
  • 8. This ERISA Title specifies a variety of protections for participants and beneficiaries. Answer [removed] Title II [removed] Title III [removed] Title I [removed] Title IV 1.5 points Question 16 What is the 3% rule used to determine? Answer [removed] Nondiscrimination in defined benefits plans [removed] Nondiscrimination in defined contribution plans [removed] Tax benefit qualification for defined benefits plans [removed] Tax benefit qualification for defined contribution plans 1.5 points Question 17 This amendment contains the equal benefit or equal cost principle and bans termination of an employee's long-term disability benefits for active employees based on age.
  • 9. Answer [removed] Older Workers Benefit Protection Act [removed] Retired Workers Protection Act [removed] Age Discrimination in Employment Act [removed] Older Workers Retirement Act 1.5 points Question 18 This federal law requires group health plans to provide medical and surgical benefits for mastectomies. Answer [removed] Women's Health and Cancer Rights Act [removed] Health Insurance Portability and Accountability Act [removed] Pregnancy Discrimination Act [removed] Women with Disabilities Act 1.5 points Question 19 To qualify as a group term life insurance policy, it must insure at least how many full-time employees? Answer [removed]
  • 10. 20 [removed] 15 [removed] 10 [removed] 25 1.5 points Question 20 Which of the following laws was NOT mentioned as having a major influence on company-sponsored disability insurance plans? Answer [removed] Fair Labor Standards Act [removed] Age Discrimination in Employment Act [removed] Employee Retirement Income Security Act [removed] Americans with Disabilities Act 1.5 points Question 21 These are the most popular approaches used by employers to offer consumer-driven health care. Answer [removed]
  • 11. Flexible savings accounts, health reimbursement arrangements [removed] Health spending accounts, health reimbursement arrangements [removed] Flexible spending accounts, health reimbursement arrangements [removed] Health savings accounts, flexible spending accounts 1.5 points Question 22 These types of insurance plans are set up to cover things like dental care, vision care and prescription drugs. Answer [removed] Flexible savings plans [removed] Flexible services accounts [removed] Carve-out plans [removed] Health services accounts 1.5 points Question 23 Savings incentive match plans for employees (SIMPLEs) have the following characteristics Answer [removed] The company has at least 100 employees, the employees' preceding year's compensation totaled at least $5000, the
  • 12. company has no other employer-sponsored retirement plan [removed] The company has fewer than 100 employees, the employees' preceding year's compensation totaled less than $5000, the company has no other employer-sponsored retirement plan [removed] The company has fewer than 100 employees, the employees' preceding year's compensation totaled less than $5000, the company offers other employer-sponsored retirement plans [removed] The company has fewer than 100 employees, the employees' preceding year's compensation totaled at least $5,000, the company has no other employer-sponsored retirement plan 1.5 points Question 24 Which of the following are characteristics of the flat benefit formula used in defined benefits plans? Answer [removed] An employee's years of service are considered, is determined using a flat amount formula or a flat percentage formula, the benefit is based on a percentage of the employee's final average wage or salary [removed] Is determined using a flat amount formula or a flat percentage formula an employee's years of service are considered, the benefit is based on a percentage of the employee's final average wage or salary, is based on the employee's last 3-4 years of service [removed]
  • 13. Is based on the employee's last 3-4 years of service an employee's years of service are considered, the benefit is based on a percentage of the employee's final average wage or salary, an employee's years of service are considered [removed] The benefits are based on a percentage of the employee's final average wage or salary, are based on the employee's last 3-4 years of service and are determined using a flat amount formula or a flat percentage formula 1.5 points Question 25 The 133 1/3% rule refers to what? Answer [removed] The annual accrual rate for defined benefits plans [removed] The annual accrual rate for defined contribution plans [removed] The annual accrual rate for qualified benefit plans [removed] The annual accrual rate for qualified contribution plans 1.5 points Question 26 What is coinsurance? Answer [removed] When both parents have employer-sponsored insurance coverage for their children [removed]
  • 14. Two insurance companies combine to offer a group policy to an employer [removed] The amount an employee has to pay out-of-pocket before the insurance kicks in [removed] The percentage of covered expenses paid by the insured 1.5 points Question 27 FASB 106 does not do which of the following? Answer [removed] Held firm the method for how companies recognize the costs of non pension retirement benefits, including health insurance, on financial balance sheets [removed] Reduces the amount of net profit companies list on balance sheets [removed] Benefits such as health care coverage establish an exchange between the employer and employee [removed] Post-retirement benefits are part of employee's compensation package 1.5 points Question 28 In 2008, what percentage of full-time and part-time employees received employer-sponsored life insurance? Answer [removed]
  • 15. 40% full-time, 20% part-time [removed] 70% full-time, 30% part-time [removed] 70% full-time, 40% part-time [removed] 75% full-time, 17% part-time 1.5 points Question 29 Short-term disability insurance usually provides benefits for up to how long? Answer [removed] 6 months [removed] 9 months [removed] 3 months [removed] 12 months 1.5 points Question 30 Which of the following does not fall within the scope of the role of a primary care physician? Answer [removed] Making initial diagnosis and evaluation of patient's condition
  • 16. [removed] Identifying applicable treatment protocols and practice guidelines [removed] Providing specialist diagnosis [removed] Deciding what treatment is warranted 1.5 points Question 31 Which legislative act made benefit and contribution limits permanent? Answer [removed] ERISA Title I [removed] Economic Growth and Tax Relief Reconciliation Act of 2001 [removed] Pension Protection Act of 2006 [removed] ERISA Title III 1.5 points Question 32 These are the three main types of dental plans. Answer [removed] Dental fee-for-service, dental savings accounts, dental maintenance organizations [removed]
  • 17. Dental savings accounts, dental maintenance organizations, dental service plans [removed] Dental preferred provider organizations, dental maintenance organizations, dental service corporations [removed] Dental fee-for-service, dental service corporations, dental maintenance organizations 1.5 points Question 33 To qualify as a nondiscriminating defined contribution plan, it must meet which two safe harbors? Answer [removed] Base contribution formula or collateral contribution formula [removed] Fixed first-dollar-of-profits formula or graduated first-dollar- of-profits formula [removed] Uniform allocation formula or uniform points allocation formula [removed] Profitability threshold formula or the backloading formula 1.5 points Question 34 The benefits distributed from profit sharing plans are usually allocated using one of these three ways. Answer [removed]
  • 18. Lump sum payments, graduated payments, proportional payments based on their contributions to profits [removed] Equal payments, proportional payments based on salary, lump sum payments, graduated payments [removed] Equal payments, proportional payments based on salary, proportional payments based on their contributions to profits [removed] Equal payments based on contributions to profits, equal payments based on salary, lump sum payments 1.5 points Question 35 Which one of these is not a defined contribution plan? Answer [removed] Cash balance plan [removed] ESOPs [removed] SIMPLE [removed] Profit sharing 1.5 points Question 36 This consumer-driven health care option contains contributions made by employers and the balance can be carried-over to the next year.
  • 19. Answer [removed] Flexible spending accounts [removed] Health reimbursement arrangements [removed] Health savings accounts [removed] Flexible savings accounts 1.5 points Question 37 These two are the basic accrual rules for the nondiscrimination testing for defined contribution plans. Answer [removed] Contributions cannot be reduced based on age, no maximum age limit for discontinuing contributions [removed] Contributions can be reduced based on age if everyone in the plan is affected, no maximum age limit for discontinuing contributions [removed] Contributions can be reduced based on age if everyone in the plan is affected, no minimum age limit for discontinuing contributions [removed] Contributions can be increased based on age, no maximum age limit for discontinuing contributions
  • 20. 1.5 points Question 38 This type of medical plan acts as a backup to basic insurance by covering expenses that exceed maximum benefit limits. Answer [removed] Supplemental major medical plan [removed] Comprehensive major medical plan [removed] Network major medical plan [removed] Uniform major medical plan 1.5 points Question 39 This type of hybrid plan is based on income and years of service, uses individual accounts, passes the IRS's cross-testing rules and the total benefits are based on the investment performance of the plan's assets. Answer [removed] Target benefit plan [removed] Money purchase plan [removed] Age-weighted profit sharing plan [removed] Cash balance plan
  • 21. 1.5 points Question 40 Which of the following is a tax benefit associated with 401(k) plans? Answer [removed] Employees pay taxes on their contribution [removed] Employees do not pay taxes on their contributions [removed] Investment gains are taxed [removed] Employees cannot deduct their contributions from taxable income 1.5 points Question 41 Using the ratio percentage test for tax benefit qualification, what does the percentage of nonhighly compensated employees to highly compensated employees in the plan have to be? Answer [removed] 30% [removed] 70% [removed] 60% [removed] 40%
  • 22. 1.5 points Question 42 Employer-sponsored disability insurance plans generally supplement legally required benefits established by which law? Answer [removed] Family Medical Leave Act [removed] Employee Retirement Income Security Act [removed] Fair Labor Standards Act [removed] Social Security Act 1.5 points Question 43 US companies offered life insurance to what percentage full time employees in 2008? Answer [removed] 50% [removed] 75% [removed] 70% [removed] 78% 1.5 points Question 44
  • 23. Self-inflicted wounds and drug dependency are generally considered as what in most short-term disability insurance plans? Answer [removed] Partial disability provisions [removed] Exclusion provisions [removed] Elimination provisions [removed] Preexisting condition provisions 1.5 points Question 45 Which of the following is not true for medical reimbursement plans? Answer [removed] Reimburses employees totally or partially [removed] Usually associated with self-funded or independent indemnity plans [removed] Deductibles must be met [removed] Coinsurance usually 70% 1.5 points Question 46
  • 24. Which of the following is NOT a common method for funding tax deferred annuities? Answer [removed] Annuity contracts [removed] Profit sharing [removed] Custodial agreements [removed] Life insurance 1.5 points Question 47 This prescription drug plan is usually associated with indemnity plans, pays benefits after the employee has met the deductible and tends to charge the most for filling the prescriptions. Answer [removed] Drug prescription plan [removed] Mail order prescription drug program [removed] Medical reimbursement plan [removed] Prescription card program 1.5 points Question 48 Most long-term disability insurance plans pay how much after a
  • 25. waiting period of how long? Answer [removed] 70 - 90%, after 6 - 12 months [removed] 70 - 90%, after 3 - 6 months [removed] 50 - 70% after 6 - 12 months [removed] 50 - 70% after 3 - 6 months 1.5 points Question 49 What are the two types of fee-for-service plans? Answer [removed] Health savings accounts, indemnity plans [removed] Health savings accounts, health reimbursement plans [removed] Health reimbursement plans, indemnity plans [removed] Indemnity plans, self-funded plans 1.5 points Question 50 Which section of the US income tax code specifies that the cost of employer-provided group term life insurance qualifies as a tax-free benefit to an employee? Answer
  • 26. [removed] Section 69 [removed] Section 77 [removed] Section 79 [removed] Section 97 1.5 points Question 51 This is a mental or physical disability for which medical advice, diagnosis, care or treatment was received, during a designated period preceding the beginning of disability insurance coverage. Answer [removed] Preeligibility condition [removed] Exclusive condition [removed] Eliminating condition [removed] Preexisting condition 1.5 points Question 52 Which of the following is not a criteria for determining tax qualification in IRC section 79? Answer [removed]
  • 27. General rule for tax benefits of group term life insurance [removed] Exceptions to the general rule that impose taxation [removed] Determination of cost of insurance [removed] Employees does not include former employees 1.5 points Question 53 Companies can choose from which three classes of health insurance programs? Answer [removed] Fee-for-service, managed care, point-of-service [removed] Indemnity, health savings accounts, managed care [removed] Point-of-service, fee-for-service, indemnity [removed] Self-funded, managed care, fee-for-service 1.5 points Question 54 What are the three common forms of managed care plans? Answer [removed] Individual practice organizations, point-of-service plans, health maintenance organizations
  • 28. [removed] Health maintenance organizations, preferred provider organizations, point-of-service plans [removed] Preferred provider organizations, point-of-service plans, individual practice organizations [removed] Preferred provider organizations, health maintenance organizations, individual practice organizations 1.5 points Question 55 This type of defined contribution plan, also known as a CODA, permits only private sector or tax-exempt employers' employees to tax defer part of their compensation to the trust of a qualified plan. Answer [removed] Section 457 plan [removed] Section 403(b) annuities [removed] Saving incentive match plan [removed] Section 401(k) plan 1.5 points Question 56 State health instructor laws address all BUT which of the following? Answer
  • 29. [removed] Extending coverage to particular services, treatments or health conditions [removed] Reimbursing recognized health care providers for health care services [removed] Employer's self-funded plans [removed] Length of time coverage 1.5 points Question 57 These types of insurance plans provide protection against health care expenses in the form of cash benefits paid to the insured or directly to the provider after the services are rendered. Answer [removed] Point-of-service plans [removed] Managed care plans [removed] Fee-for-service plans [removed] Health savings accounts 1.5 points Question 58 This type of hybrid plan defines benefits for each employee by reference to the amount of the employee's hypothetical account
  • 30. balance. Answer [removed] Money purchase plan [removed] Target benefit plan [removed] Cash balance plan [removed] Pension equity plan 1.5 points Question 59 Which of the following factors does not determine the accrual rate in defined contribution plans? Answer [removed] Benefits equal balance in the account [removed] Company cannot set maximum age limits for discontinuing contributions [removed] Company's contribution cannot be reduced because of employee age [removed] Benefits exceed the balance in the account 1.5 points Question 60 This type of group insurance plan offers health insurance and
  • 31. other benefits to the employees of two or more unaffiliated employers, except for any arrangements established by a collective bargaining agreement. Answer [removed] Voluntary employee beneficiary associations [removed] Multiple employer trusts [removed] Pooled coverage [removed] Multiple employer welfare arrangement