This document defines and explains cloud computing. It begins by defining cloud computing as computing done on servers accessed over the internet, with users connecting through a web browser without knowing the physical location of data or programs. It then discusses different types of cloud services and models including SaaS, PaaS, and IaaS. The document outlines key benefits of cloud computing such as scalability, low upfront costs, and reduced maintenance burden. It also provides examples of how consumers and businesses utilize cloud computing applications and services.