Sponda is a property investment company that owns, leases, and develops commercial properties in Finland, primarily in Helsinki and Tampere. It owns office, retail, shopping center, and logistics properties. Sponda seeks growth through customer-focused operations, active property development, property purchases, and operations in Russia and through real estate funds. It aims to be the first choice for customers seeking business premises and offers versatile, high-quality service solutions from its property portfolio.
Franklin American Mortgage interview questions and answerstaylorlorr
This document provides guidance and sample answers for common interview questions for a position at Franklin American Mortgage. It discusses highlighting relevant strengths, knowing why you want to work there and are a good fit for the company culture, researching the company beforehand, linking skills and experience to the role, portraying enthusiasm and commitment, and asking questions about the company rather than salary. It also includes additional interview tips and links to further interview preparation resources.
El documento describe tres sistemas de amortización de préstamos: el sistema francés, el alemán y el americano. El sistema francés calcula cuotas constantes con amortizaciones crecientes y intereses decrecientes. El sistema alemán tiene cuotas decrecientes con amortizaciones constantes e intereses decrecientes. El sistema americano solo paga intereses constantes mensualmente y devuelve el capital al final.
This document provides a lesson on introducing oneself and asking questions using the verb "to be" in English. It includes vocabulary for introductions and titles, grammar explanations of possessive nouns/adjectives and interrogative forms of "to be", and exercises practicing information questions with "be".
- Sponda's Q3 2014 financial results showed improvements in occupancy rates and cash flow from operations per share. The Certeum deal closed on schedule and proceeds were used to pay down debt.
- Sponda aims to simplify its business, focus its property portfolio in Helsinki and Tampere, and invest in prime properties. It has sold non-core assets totaling over EUR 300 million.
- Like-for-like rents improved for offices and shopping centers due to lower maintenance costs, while logistics rents declined due to higher vacancy. The occupancy rate was stable overall.
This document provides an introduction to Drupal, an open source content management framework. It discusses Drupal's origins, uses, and advantages. The agenda includes an overview of what Drupal is, where it came from, common uses, notable users, and how to install Drupal 7. Drupal allows for flexible web content management and has a large community of users and developers. It is built on open source technologies like PHP, MySQL, and is highly customizable through plug-ins.
Franklin American Mortgage interview questions and answerstaylorlorr
This document provides guidance and sample answers for common interview questions for a position at Franklin American Mortgage. It discusses highlighting relevant strengths, knowing why you want to work there and are a good fit for the company culture, researching the company beforehand, linking skills and experience to the role, portraying enthusiasm and commitment, and asking questions about the company rather than salary. It also includes additional interview tips and links to further interview preparation resources.
El documento describe tres sistemas de amortización de préstamos: el sistema francés, el alemán y el americano. El sistema francés calcula cuotas constantes con amortizaciones crecientes y intereses decrecientes. El sistema alemán tiene cuotas decrecientes con amortizaciones constantes e intereses decrecientes. El sistema americano solo paga intereses constantes mensualmente y devuelve el capital al final.
This document provides a lesson on introducing oneself and asking questions using the verb "to be" in English. It includes vocabulary for introductions and titles, grammar explanations of possessive nouns/adjectives and interrogative forms of "to be", and exercises practicing information questions with "be".
- Sponda's Q3 2014 financial results showed improvements in occupancy rates and cash flow from operations per share. The Certeum deal closed on schedule and proceeds were used to pay down debt.
- Sponda aims to simplify its business, focus its property portfolio in Helsinki and Tampere, and invest in prime properties. It has sold non-core assets totaling over EUR 300 million.
- Like-for-like rents improved for offices and shopping centers due to lower maintenance costs, while logistics rents declined due to higher vacancy. The occupancy rate was stable overall.
This document provides an introduction to Drupal, an open source content management framework. It discusses Drupal's origins, uses, and advantages. The agenda includes an overview of what Drupal is, where it came from, common uses, notable users, and how to install Drupal 7. Drupal allows for flexible web content management and has a large community of users and developers. It is built on open source technologies like PHP, MySQL, and is highly customizable through plug-ins.
La Unión Europea ha propuesto un nuevo paquete de sanciones contra Rusia que incluye un embargo al petróleo. El embargo prohibiría las importaciones de petróleo ruso por mar y por oleoducto, aunque se concederían exenciones temporales a Hungría y Eslovaquia. Este sexto paquete de sanciones de la UE también incluye la desconexión del mayor banco ruso, Sberbank, del sistema SWIFT y la prohibición de tres emisoras estatales rusas.
This document outlines important soft skills for career and academic success including collaboration, creativity, critical thinking, problem solving, assertive communication, presentation skills, conflict management, asking questions, having a positive attitude, giving feedback, visualization, self-awareness, listening techniques, getting to know teachers better, getting study buddies, concentrating, asking questions, and understanding others. It also discusses benefits of teamwork such as improved ability to work with others, decreased errors, smoother operations, and increased success.
Canada is a northern North American country with over 33 million inhabitants that was originally settled by the English and French. After several battles in the 18th century, the colonies were conquered by the English. Canada has participated in conflicts such as the war in Afghanistan, sending over 15,000 troops between 2001 and 2008.
This document discusses time management and provides tips for effective time management. It addresses questions about how much time one has and setting goals. It also covers prioritizing tasks, struggling with obligations and needs versus desires, finding balance, and overcoming procrastination. Specific tips are given such as writing things down, prioritizing to-do lists, planning your week, and learning to say no. Overall, the document emphasizes managing one's time as a valuable resource.
Bad Credit Loans Arrange Swift Money For Borrowersgarvintennant
This document advertises payday loans that can be obtained without faxing and provides same-day cash. It notes that payday loans are a short-term cash option for borrowers with bad credit who need swift funds or urgent money. The loans can help manage credit scores and provide reliable cash when financial status is not good, with funds wired within 24 hours.
This document is a resume for Pushkar Singh, a senior year B.Tech student studying Computer Science and Engineering. He has consistently high academic performance, including a 74.8% average over 5 semesters of his B.Tech program. His experience includes developing a student record management system and founding a technology website. He is proficient in programming languages like Java, C/C++, and technologies including WordPress, Photoshop, Linux and Windows. He also holds leadership positions and has participated in workshops and online certification programs to expand his skills.
The CICABLOC® system is designed to be used in place of traditional formwork. It consists of assembling formwork blocks with staggered vertical joints. To assemble, the blocks are simply unfolded and interlocked on the spot. The whole structure is then filled with concrete and set.
About
Miipharos is the next generation in advertisment and broadcasting industry
the future of promotion now
Description
Miipharos is a service taking advantage of the ibeacon technology in order to trasmit to smartphones users personalised location based messages .
Messages can contain , promotional , informative , microlocations information , personalised according to users’ profile. The service is ECO friendly as it uses eco materials and low energy to operate!
BIM Show Live 2015. Man City Stadium Construction – from Design to mass Fabrication– Using custom BIM tools to maximise the efficiency of the production of a Stadium Seating Bowl by Populous
Beer is an alcoholic beverage made from malted barley and wheat fermented with hops and yeast. There are two main types - ale, which is top fermented and has a shorter shelf life, and lager, which is bottom fermented and has a longer shelf life. Beer contains 3-8% alcohol and the key ingredients are barley, water, yeast, and hops. It is packaged in bottles, kegs, and cans and is served between 4-8 degrees Celsius depending on the region.
Dokumen tersebut merupakan soal ujian potensi akademik SNMPTN yang terdiri dari 75 soal pilihan ganda dengan waktu 60 menit. Soal meliputi materi seperti bahasa, logika matematika, dan penalaran.
A.Butkevičiaus Vyriausybė neturi kuo girtis ir ji šiais metais atsiskaitė ne už savo veiklą, o tiesiog apžvelgė bendrą šalies situaciją, kurią lemia buvusios Vyriausybės padaryti sprendimai.
This document outlines the course content, materials, evaluations, and absence policy for the LE08 English course. The course focuses on English for professionals, with listening, writing, reading, and speaking skills taught at a CEF level of B2+ to C1. Students will be evaluated through a final exam, midterm exam, speaking test, and Moodle workshops. Absences must be justified to the instructor within one week, or a zero will be given.
The document discusses handling guest complaints. It notes that guest complaints can arise due to unmet expectations, broken promises, rudeness, or lack of attention to the customer. There are four types of complaints: mechanical, attitudinal, service-related, and unusual. The basic rules for handling complaints are to acknowledge the complaint by listening with empathy, maintain eye contact, stay calm and patient, apologize without making excuses, offer solutions without fake promises, inform the guest of timelines, own the problem and act to fix it, follow up, and ensure guest satisfaction.
Three conferences will be held in 2019 to connect capital with entrepreneurs, connect European champions and challengers, and connect Israel's startups with large corporates and investors. The conferences will take place in London, Berlin, and Tel Aviv in April, June, and October respectively.
Case Helsinki Business Hub: International co-operation in accelerating busine...CleanTechLatvia
The document summarizes Helsinki's focus on becoming a leader in smart and cleantech business. It describes how Helsinki Business Hub helps companies establish and grow in the region, focusing on ICT, smart/clean technologies, and health. It provides statistics on Helsinki's talented cleantech workforce and R&D investment in these sectors. The document also highlights several pilot opportunities and projects in Helsinki involving smart cities and mobility solutions, including in the districts of Kalasatama, Jätkäsaari, and Otaniemi. Selected case studies are described of companies that established operations in Helsinki with support from Helsinki Business Hub.
Kasper Fabritius, Senate Properties Facility and Property ManagementSenaatti-kiinteistöt
Senate Properties is a state-owned company that manages real estate and facilities for the Finnish government. It aims to save the government 100 million euros annually in facility costs by 2018 through new ways of working and more efficient use of space. Senate Properties has over 9,700 buildings and 6.2 million square meters of space under management. It is focusing on sustainability, social responsibility, and helping the public sector transition to more flexible and digital work environments.
Simone Romano is an experienced real estate executive with over 15 years of experience in real estate development, project and construction management, financing, acquisitions and sales, and team leadership across multiple countries. He has a proven track record of managing large, complex development projects and negotiating major financing deals. Currently he is the Executive Vice President at Electon Finance Ltd. in Dubai where he helped structure over $20 billion in project financing.
The document summarizes an energy workshop held on February 28th, 2017. It included the following topics:
1. Growth program updates to boost exports
2. Benefits of combining bioeconomy and cleantech programs for companies
3. How to get business worldwide, focusing on opportunities in the Americas, Asia/Middle East, and Europe
4. Success stories from 2016 through the growth program
5. New business opportunities from digitization and R&D programs
6. Roundtable workshops on specific regions
7. Next steps
The document provides details on market-specific opportunities and Finnish company activities in regions like the Americas, Asia, the Middle East, and Europe. It also outlines the
Verdion is a leading asset manager of logistics properties across Europe. They have redefined asset management by designing a unique service tailored to the logistics sector. Verdion's team of logistics professionals work to achieve industry-leading returns for clients by leveraging their expertise in logistics properties.
Senate Properties is a state-owned company that manages work environments and properties for the Finnish government. It aims to pioneer new ways of working and more efficient use of space. It provides activity-based work environments designed for flexibility that allow various work modes. Services include workspace planning, change management support, and digital tools to support virtual and mobile work. Case studies show these environments improve employee productivity and satisfaction while reducing costs.
La Unión Europea ha propuesto un nuevo paquete de sanciones contra Rusia que incluye un embargo al petróleo. El embargo prohibiría las importaciones de petróleo ruso por mar y por oleoducto, aunque se concederían exenciones temporales a Hungría y Eslovaquia. Este sexto paquete de sanciones de la UE también incluye la desconexión del mayor banco ruso, Sberbank, del sistema SWIFT y la prohibición de tres emisoras estatales rusas.
This document outlines important soft skills for career and academic success including collaboration, creativity, critical thinking, problem solving, assertive communication, presentation skills, conflict management, asking questions, having a positive attitude, giving feedback, visualization, self-awareness, listening techniques, getting to know teachers better, getting study buddies, concentrating, asking questions, and understanding others. It also discusses benefits of teamwork such as improved ability to work with others, decreased errors, smoother operations, and increased success.
Canada is a northern North American country with over 33 million inhabitants that was originally settled by the English and French. After several battles in the 18th century, the colonies were conquered by the English. Canada has participated in conflicts such as the war in Afghanistan, sending over 15,000 troops between 2001 and 2008.
This document discusses time management and provides tips for effective time management. It addresses questions about how much time one has and setting goals. It also covers prioritizing tasks, struggling with obligations and needs versus desires, finding balance, and overcoming procrastination. Specific tips are given such as writing things down, prioritizing to-do lists, planning your week, and learning to say no. Overall, the document emphasizes managing one's time as a valuable resource.
Bad Credit Loans Arrange Swift Money For Borrowersgarvintennant
This document advertises payday loans that can be obtained without faxing and provides same-day cash. It notes that payday loans are a short-term cash option for borrowers with bad credit who need swift funds or urgent money. The loans can help manage credit scores and provide reliable cash when financial status is not good, with funds wired within 24 hours.
This document is a resume for Pushkar Singh, a senior year B.Tech student studying Computer Science and Engineering. He has consistently high academic performance, including a 74.8% average over 5 semesters of his B.Tech program. His experience includes developing a student record management system and founding a technology website. He is proficient in programming languages like Java, C/C++, and technologies including WordPress, Photoshop, Linux and Windows. He also holds leadership positions and has participated in workshops and online certification programs to expand his skills.
The CICABLOC® system is designed to be used in place of traditional formwork. It consists of assembling formwork blocks with staggered vertical joints. To assemble, the blocks are simply unfolded and interlocked on the spot. The whole structure is then filled with concrete and set.
About
Miipharos is the next generation in advertisment and broadcasting industry
the future of promotion now
Description
Miipharos is a service taking advantage of the ibeacon technology in order to trasmit to smartphones users personalised location based messages .
Messages can contain , promotional , informative , microlocations information , personalised according to users’ profile. The service is ECO friendly as it uses eco materials and low energy to operate!
BIM Show Live 2015. Man City Stadium Construction – from Design to mass Fabrication– Using custom BIM tools to maximise the efficiency of the production of a Stadium Seating Bowl by Populous
Beer is an alcoholic beverage made from malted barley and wheat fermented with hops and yeast. There are two main types - ale, which is top fermented and has a shorter shelf life, and lager, which is bottom fermented and has a longer shelf life. Beer contains 3-8% alcohol and the key ingredients are barley, water, yeast, and hops. It is packaged in bottles, kegs, and cans and is served between 4-8 degrees Celsius depending on the region.
Dokumen tersebut merupakan soal ujian potensi akademik SNMPTN yang terdiri dari 75 soal pilihan ganda dengan waktu 60 menit. Soal meliputi materi seperti bahasa, logika matematika, dan penalaran.
A.Butkevičiaus Vyriausybė neturi kuo girtis ir ji šiais metais atsiskaitė ne už savo veiklą, o tiesiog apžvelgė bendrą šalies situaciją, kurią lemia buvusios Vyriausybės padaryti sprendimai.
This document outlines the course content, materials, evaluations, and absence policy for the LE08 English course. The course focuses on English for professionals, with listening, writing, reading, and speaking skills taught at a CEF level of B2+ to C1. Students will be evaluated through a final exam, midterm exam, speaking test, and Moodle workshops. Absences must be justified to the instructor within one week, or a zero will be given.
The document discusses handling guest complaints. It notes that guest complaints can arise due to unmet expectations, broken promises, rudeness, or lack of attention to the customer. There are four types of complaints: mechanical, attitudinal, service-related, and unusual. The basic rules for handling complaints are to acknowledge the complaint by listening with empathy, maintain eye contact, stay calm and patient, apologize without making excuses, offer solutions without fake promises, inform the guest of timelines, own the problem and act to fix it, follow up, and ensure guest satisfaction.
Three conferences will be held in 2019 to connect capital with entrepreneurs, connect European champions and challengers, and connect Israel's startups with large corporates and investors. The conferences will take place in London, Berlin, and Tel Aviv in April, June, and October respectively.
Case Helsinki Business Hub: International co-operation in accelerating busine...CleanTechLatvia
The document summarizes Helsinki's focus on becoming a leader in smart and cleantech business. It describes how Helsinki Business Hub helps companies establish and grow in the region, focusing on ICT, smart/clean technologies, and health. It provides statistics on Helsinki's talented cleantech workforce and R&D investment in these sectors. The document also highlights several pilot opportunities and projects in Helsinki involving smart cities and mobility solutions, including in the districts of Kalasatama, Jätkäsaari, and Otaniemi. Selected case studies are described of companies that established operations in Helsinki with support from Helsinki Business Hub.
Kasper Fabritius, Senate Properties Facility and Property ManagementSenaatti-kiinteistöt
Senate Properties is a state-owned company that manages real estate and facilities for the Finnish government. It aims to save the government 100 million euros annually in facility costs by 2018 through new ways of working and more efficient use of space. Senate Properties has over 9,700 buildings and 6.2 million square meters of space under management. It is focusing on sustainability, social responsibility, and helping the public sector transition to more flexible and digital work environments.
Simone Romano is an experienced real estate executive with over 15 years of experience in real estate development, project and construction management, financing, acquisitions and sales, and team leadership across multiple countries. He has a proven track record of managing large, complex development projects and negotiating major financing deals. Currently he is the Executive Vice President at Electon Finance Ltd. in Dubai where he helped structure over $20 billion in project financing.
The document summarizes an energy workshop held on February 28th, 2017. It included the following topics:
1. Growth program updates to boost exports
2. Benefits of combining bioeconomy and cleantech programs for companies
3. How to get business worldwide, focusing on opportunities in the Americas, Asia/Middle East, and Europe
4. Success stories from 2016 through the growth program
5. New business opportunities from digitization and R&D programs
6. Roundtable workshops on specific regions
7. Next steps
The document provides details on market-specific opportunities and Finnish company activities in regions like the Americas, Asia, the Middle East, and Europe. It also outlines the
Verdion is a leading asset manager of logistics properties across Europe. They have redefined asset management by designing a unique service tailored to the logistics sector. Verdion's team of logistics professionals work to achieve industry-leading returns for clients by leveraging their expertise in logistics properties.
Senate Properties is a state-owned company that manages work environments and properties for the Finnish government. It aims to pioneer new ways of working and more efficient use of space. It provides activity-based work environments designed for flexibility that allow various work modes. Services include workspace planning, change management support, and digital tools to support virtual and mobile work. Case studies show these environments improve employee productivity and satisfaction while reducing costs.
The company DAO Family on the crowdfunding platform Rontgen seeks to raise €2M. The funds will be used to refinance the bank loan and to create additional working capital for the apartments to be fully finished. Investors will get a 7% annual return. These slides are a detailed presentation of the investment opportunity.
Adam Phillips has over 15 years of experience in urban planning, commercial property, project management, and customer service. He is currently a Portfolio Researcher at Co-Star, where he is responsible for tracking commercial property markets, building client relationships, and ensuring database accuracy. Previously, he held roles as a Vacant Property Development Officer and in student placements related to urban regeneration and planning applications. Phillips has a Master's degree in City Planning and Regeneration from the University of Glasgow and speaks German fluently.
Technopolis Plc is a listed real estate company that specializes in leasing space and providing services. Its core business idea is to combine business support services with modern, flexible, multi-user business environments. There are approximately 26,000 people and almost 1,400 companies and organizations in Technopolis premises in Finland, Russia, Estonia and Lithuania. The company’s net sales for 2012 totaled EUR 107,3 million, and its EBITDA was EUR 55,8 million. The Technopolis Plc share (TPS1V) is listed on NASDAQ OMX Helsinki.
Culminatum Innovation is a regional development company in Finland that seeks to improve business competitiveness and attractiveness. It implements the ESYLEP project to promote networking between Finnish SMEs and Russian partners in environmental technology. The project's objectives are to develop operation models for networking, find business partners and clients, and strengthen cooperation. Culminatum Innovation organizes seminars, market analyses, and matchmaking events in Helsinki and St. Petersburg to connect Finnish companies with potential partners and clients in Russia. Over 50 Finnish SMEs have participated in the project activities to date.
Culminatum Innovation is a regional development company in Finland that seeks to improve business competitiveness and attractiveness. It implements the ESYLEP project to promote networking between Finnish SMEs and Russian partners in environmental technology. The project's objectives are to develop operation models for networking, find business partners and clients, and strengthen cooperation. Culminatum Innovation organizes seminars, market analyses, and matchmaking events in Helsinki and St. Petersburg to connect Finnish companies with potential partners and clients in Russia. Over 50 Finnish SMEs have participated in the project activities to date.
'Sustaining project value in Centres of Competence' by Hildelies Balk-Pennington de Jongh of KB National Library of the Netherlands at the CARARE final conference, 8-9 November 2012, Copenhagen, Denmark
1. What is Finland like as an operating environment? Why you
should come to Helsinki?
2. What costs and incentives are there involved in setting up a
business?
3. How can we help your business to grow?
Wealth managers are increasingly directing clients' capital towards real estate investments through dedicated funds and separate accounts after a pause during the financial crisis. This interest is growing as property values rise globally, and real estate can provide an emotional investment. Wealth managers are also exploring alternative real estate strategies like real estate debt.
Helsinki smart region paper for co r educ 25 26 april 2013 v0 85Tuija Hirvikoski
This document provides an overview of the Helsinki Smart Region initiative and its role in pioneering smart regional development in Europe according to the EU 2020 strategy. It summarizes Helsinki's efforts to become a leading innovation ecosystem in Finland through the EKA project and outlines key EU programs like Innovation Union, Digital Agenda for Europe, and Horizon 2020 that provide opportunities for pioneering regions. The document contributes to developing Helsinki's strategy and action plan to strengthen collaboration between regional actors and pioneer urban and regional ecosystems cooperation across Europe.
Industrial Digitalisation: Company presentation by Noman Ahmed, CEO of BrighterBins, at the NOAH Conference London 2019, 30-31 October, Old Billingsgate.
Similar to Sponda corporate presentation 31032014 (20)
Sponda reported strong financial results for Q3 2016. Key highlights included continued positive performance in the shopping centre segment driven by like-for-like rental growth of 4.7% and occupancy increasing to 93.2%. Sponda largely completed its planned divestment of non-core assets, selling logistics properties and its remaining Russian portfolio. Business conditions in Finland remain positive with economic growth turning positive, record high real estate transaction volumes, and decreasing prime property yield requirements. Sponda is focused on further improving portfolio quality by investing in growth areas like Helsinki and Tampere and divesting mature properties with lower potential.
Sponda reported its financial results for the first half of 2016. Key highlights included divesting non-core assets like logistics properties and Russian holdings, acquiring prime CBD office buildings in Helsinki, and progressing development projects. Net operating income grew 12% to €92 million due to the Forum acquisition. The occupancy rate increased to 89.1% and like-for-like rental growth was positive. Sponda expects full year NOI of €182-192 million and EPRA earnings of €102-114 million. The company will continue optimizing its portfolio through divestments and development.
Sponda reported positive financial results for Q1 2016. Highlights include an increased occupancy rate of 88.7%, positive like-for-like growth of 2.7% in shopping centres and 0.7% in offices, and EUR 30 million in divestments. Sponda also acquired six prime properties in Helsinki's central business district for EUR 576 million. Net operating income increased 6.3% to EUR 42.1 million compared to Q1 2015. Sponda will continue its strategy of non-core divestments and core acquisitions to further concentrate its portfolio in Helsinki's central business district.
Sponda reported its financial results for 2015. Key highlights included:
- The occupancy rate increased to 87.7% in Q4 2015.
- Sponda acquired six office properties and Forum Shopping Centre in Helsinki for EUR 576 million.
- Sponda's priorities for 2016 are to increase occupancy rates, continue non-core property divestments and core acquisitions, and maintain stable cash flow per share.
Sponda reported its financial results for Q3 2015. Net operating income declined 8.7% due to property disposals, but core portfolio performance remained strong. Occupancy was 86.2%, down slightly from last year. Sponda completed the renovation of Keskuskatu 1 and agreed to sell its shares in Certeum for EUR 190 million. For 2015, Sponda estimates net operating income of EUR 160-166 million and EPRA earnings of EUR 97-103 million. Sponda will continue its strategy of simplifying operations through non-core property sales and growth through development projects.
Sponda reported its financial results for Q2 2015. Key highlights included:
- Cash flow and profits improved both quarterly and annually despite property disposals.
- Occupancy rates were 86.3%, impacted by recent disposals.
- One small development project in Helsinki was completed.
- Two properties in Russia were successfully sold at the end of June.
- Sponda expects development gains of 15% from ongoing greenfield projects.
Sponda reported its Q1 2015 financial results. Occupancy rates were stable at 86.8% and cash flow from operations was strong despite property divestments. One development project was completed in Ruoholahti and a large new project, the Ratina shopping centre, started in Tampere. Property values in Finland were stable but declined in Russia due to temporary rent reductions. Sponda will continue its strategy of non-core property disposals and investing in prime properties in Helsinki and Tampere.
Sponda Financial Results Year 2014 presentation 050215SpondaPlc
Sponda's Q4 2014 financial results showed a decline in total revenue and net operating income compared to Q4 2013. The economic occupancy rate was 87.0%, slightly below the previous year. Cash flow from operations per share declined slightly. Property development projects progressed as planned and were expected to add to 2015 cash flow. Sponda's priorities for 2015 included maintaining occupancy rates, continuing non-core property disposals, stable cash flow from operations per share, and focusing on property development projects.
Sponda reported its financial results for Q2 2014. Key highlights include:
- Total revenue declined 6.8% to €62.6 million compared to Q2 2013.
- Net operating income declined 6.4% to €45.5 million.
- Occupancy rates declined to 85.7% from 88.3% in Q2 2013.
- They acquired an office property in Tampere for €63.7 million.
- They are in the process of setting up Certeum, a new industrial property company, through sale of logistics properties and funds for €216.7 million and €77.4 million respectively.
The importance of sustainable and efficient computational practices in artificial intelligence (AI) and deep learning has become increasingly critical. This webinar focuses on the intersection of sustainability and AI, highlighting the significance of energy-efficient deep learning, innovative randomization techniques in neural networks, the potential of reservoir computing, and the cutting-edge realm of neuromorphic computing. This webinar aims to connect theoretical knowledge with practical applications and provide insights into how these innovative approaches can lead to more robust, efficient, and environmentally conscious AI systems.
Webinar Speaker: Prof. Claudio Gallicchio, Assistant Professor, University of Pisa
Claudio Gallicchio is an Assistant Professor at the Department of Computer Science of the University of Pisa, Italy. His research involves merging concepts from Deep Learning, Dynamical Systems, and Randomized Neural Systems, and he has co-authored over 100 scientific publications on the subject. He is the founder of the IEEE CIS Task Force on Reservoir Computing, and the co-founder and chair of the IEEE Task Force on Randomization-based Neural Networks and Learning Systems. He is an associate editor of IEEE Transactions on Neural Networks and Learning Systems (TNNLS).
1.) Introduction
Our Movement is not new; it is the same as it was for Freedom, Justice, and Equality since we were labeled as slaves. However, this movement at its core must entail economics.
2.) Historical Context
This is the same movement because none of the previous movements, such as boycotts, were ever completed. For some, maybe, but for the most part, it’s just a place to keep your stable until you’re ready to assimilate them into your system. The rest of the crabs are left in the world’s worst parts, begging for scraps.
3.) Economic Empowerment
Our Movement aims to show that it is indeed possible for the less fortunate to establish their economic system. Everyone else – Caucasian, Asian, Mexican, Israeli, Jews, etc. – has their systems, and they all set up and usurp money from the less fortunate. So, the less fortunate buy from every one of them, yet none of them buy from the less fortunate. Moreover, the less fortunate really don’t have anything to sell.
4.) Collaboration with Organizations
Our Movement will demonstrate how organizations such as the National Association for the Advancement of Colored People, National Urban League, Black Lives Matter, and others can assist in creating a much more indestructible Black Wall Street.
5.) Vision for the Future
Our Movement will not settle for less than those who came before us and stopped before the rights were equal. The economy, jobs, healthcare, education, housing, incarceration – everything is unfair, and what isn’t is rigged for the less fortunate to fail, as evidenced in society.
6.) Call to Action
Our movement has started and implemented everything needed for the advancement of the economic system. There are positions for only those who understand the importance of this movement, as failure to address it will continue the degradation of the people deemed less fortunate.
No, this isn’t Noah’s Ark, nor am I a Prophet. I’m just a man who wrote a couple of books, created a magnificent website: http://www.thearkproject.llc, and who truly hopes to try and initiate a truly sustainable economic system for deprived people. We may not all have the same beliefs, but if our methods are tried, tested, and proven, we can come together and help others. My website: http://www.thearkproject.llc is very informative and considerably controversial. Please check it out, and if you are afraid, leave immediately; it’s no place for cowards. The last Prophet said: “Whoever among you sees an evil action, then let him change it with his hand [by taking action]; if he cannot, then with his tongue [by speaking out]; and if he cannot, then, with his heart – and that is the weakest of faith.” [Sahih Muslim] If we all, or even some of us, did this, there would be significant change. We are able to witness it on small and grand scales, for example, from climate control to business partnerships. I encourage, invite, and challenge you all to support me by visiting my website.
This presentation by OECD, OECD Secretariat, was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
This presentation by Yong Lim, Professor of Economic Law at Seoul National University School of Law, was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
This presentation was uploaded with the author’s consent.
This presentation by OECD, OECD Secretariat, was made during the discussion “Competition and Regulation in Professions and Occupations” held at the 77th meeting of the OECD Working Party No. 2 on Competition and Regulation on 10 June 2024. More papers and presentations on the topic can be found at oe.cd/crps.
This presentation was uploaded with the author’s consent.
This presentation by Professor Giuseppe Colangelo, Jean Monnet Professor of European Innovation Policy, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
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This presentation by OECD, OECD Secretariat, was made during the discussion “Pro-competitive Industrial Policy” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/pcip.
This presentation was uploaded with the author’s consent.
This presentation by OECD, OECD Secretariat, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
This presentation was uploaded with the author’s consent.
This presentation by Tim Capel, Director of the UK Information Commissioner’s Office Legal Service, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
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This presentation by Nathaniel Lane, Associate Professor in Economics at Oxford University, was made during the discussion “Pro-competitive Industrial Policy” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/pcip.
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This presentation by Juraj Čorba, Chair of OECD Working Party on Artificial Intelligence Governance (AIGO), was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
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Carrer goals.pptx and their importance in real lifeartemacademy2
Career goals serve as a roadmap for individuals, guiding them toward achieving long-term professional aspirations and personal fulfillment. Establishing clear career goals enables professionals to focus their efforts on developing specific skills, gaining relevant experience, and making strategic decisions that align with their desired career trajectory. By setting both short-term and long-term objectives, individuals can systematically track their progress, make necessary adjustments, and stay motivated. Short-term goals often include acquiring new qualifications, mastering particular competencies, or securing a specific role, while long-term goals might encompass reaching executive positions, becoming industry experts, or launching entrepreneurial ventures.
Moreover, having well-defined career goals fosters a sense of purpose and direction, enhancing job satisfaction and overall productivity. It encourages continuous learning and adaptation, as professionals remain attuned to industry trends and evolving job market demands. Career goals also facilitate better time management and resource allocation, as individuals prioritize tasks and opportunities that advance their professional growth. In addition, articulating career goals can aid in networking and mentorship, as it allows individuals to communicate their aspirations clearly to potential mentors, colleagues, and employers, thereby opening doors to valuable guidance and support. Ultimately, career goals are integral to personal and professional development, driving individuals toward sustained success and fulfillment in their chosen fields.
XP 2024 presentation: A New Look to Leadershipsamililja
Presentation slides from XP2024 conference, Bolzano IT. The slides describe a new view to leadership and combines it with anthro-complexity (aka cynefin).
This presentation by Katharine Kemp, Associate Professor at the Faculty of Law & Justice at UNSW Sydney, was made during the discussion “The Intersection between Competition and Data Privacy” held at the 143rd meeting of the OECD Competition Committee on 13 June 2024. More papers and presentations on the topic can be found at oe.cd/ibcdp.
This presentation was uploaded with the author’s consent.
This presentation by Thibault Schrepel, Associate Professor of Law at Vrije Universiteit Amsterdam University, was made during the discussion “Artificial Intelligence, Data and Competition” held at the 143rd meeting of the OECD Competition Committee on 12 June 2024. More papers and presentations on the topic can be found at oe.cd/aicomp.
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Why Psychological Safety Matters for Software Teams - ACE 2024 - Ben Linders.pdfBen Linders
Psychological safety in teams is important; team members must feel safe and able to communicate and collaborate effectively to deliver value. It’s also necessary to build long-lasting teams since things will happen and relationships will be strained.
But, how safe is a team? How can we determine if there are any factors that make the team unsafe or have an impact on the team’s culture?
In this mini-workshop, we’ll play games for psychological safety and team culture utilizing a deck of coaching cards, The Psychological Safety Cards. We will learn how to use gamification to gain a better understanding of what’s going on in teams. Individuals share what they have learned from working in teams, what has impacted the team’s safety and culture, and what has led to positive change.
Different game formats will be played in groups in parallel. Examples are an ice-breaker to get people talking about psychological safety, a constellation where people take positions about aspects of psychological safety in their team or organization, and collaborative card games where people work together to create an environment that fosters psychological safety.
2. Sponda is a property investment company
specialising in commercial
properties in Helsinki and
Tampere.
3. We own, lease
and develop
Sponda Plc is listed on NASDAQ OMX Helsinki Ltd.
office, retail, shopping centre and logistics properties
into operating environments which promote our
customers’ success.
4. We are a responsible and
interactive partner,
aiming to develop as an expert in environmental
matters and share our expertise with customers. We
always work to find the best operating methods for
our customers and help them succeed.
5.
6. Strategy
We seek growth and profitability through
customer-focused
operations
active property
development
property purchases
7. To be the first choice for customers
looking for business premises.
8.
9. “Innovation
for us means openness, seeing opportunities and developing solutions for
our customers.”
Values
“Reliability
means promptness and integrity in all our operations. When we make a
promise to our customers, they can rest assured that we keep it.”
“Professionalism
We know how to identify and understand our customers’ needs
concerning premises and how to meet those needs.”
10. Sponda in 2013
Total revenue EUR 264.3 million
Number of employees, approximately121
Fair value of
investment
properties on 31 December
EUR 3,253million
Leasable area on
31 December, approximately1.5 million m2
11. Investment properties per segment by fair value*
Office properties Shopping centres Logistics
properties
Property
development
Russia
Varified commercial space solutions from our versatile property portfolio
*) 31 March 2014
53% 23% 13% 8% 3%
13. RAILWAY STATION
RUOHOLAHTI
CENTRAL BUSINESS
DISTRICT
of the Helsinki metropolitan
area’s properties are located
in the Helsinki city centre
and Ruoholahti area.
Properties in prime locations in the Helsinki Metropolitan Area
14. VUOSAARI
HERTTONIEMI
AVIAPOLIS
MATINKYLÄ
RUOHOLAHTI 25%
CITY CENTRE 50%
KEILANIEMI
LEPPÄVAARA
VANTAA total 1%
ESPOO total 8%
KILO
PITÄJÄNMÄKI
REST OF HELSINKI METROPOLITAN AREA 16%
Office properties and shopping centre properties in the Helsinki
Metropolitan Area
The total value of office space and
shopping centre properties
is EUR 2.2 billion
16. offers you new options that flexibly
suit your needs as your space
requirements change.
Our focused property portfolio
offer plenty of high-quality
solutions for your company’s
commercial space needs.
facilitate your operations in our
properties and support your
business success.
helps us to jointly develop the energy-
efficiency and eco-friendliness of your
commercial property.
help us identify your property needs
and offer suitable premises which
support your business operations.
Our extensive
property portfolio
Prime locations
Versatile, high-quality services
Our extensive environmental programmes
Expertise and know-how
Why choose Sponda as a property partner?
Investment properties per
segment by fair value
OFFICE PROPERTIES
RUSSIA
PROPERTY DEVELOPMENT
LOGISTICS PROPERTIES
SHOPPING CENTRES
17. Customer
encounter
Analysis of
customer needs
Choosing
suitable business
premises
Designing and customising
the business premises
according to the customer’s
needs
Beginning the use of the
premises and services
Communication during
the customer
relationship
Premises and services according to your needs
18. Sponda serves you through multiple channels
Customer
service centre
Facebook LiveChat Extranet
19. Sponda’s environmental programmes – partnership for the good of the environment
In partnership with our customers, we
develop a wide range of solutions in
order to increase the energy efficiency
and eco-friendliness of properties.
Our energy-efficiency programme seeks to identify
potential energy savings in co-operation with the users of
the properties.
Our environmental partnership programme takes into
consideration not only energy consumption but also
the environmental impacts of the property and its use
more widely.
20. The total energy consumption of our comparable Finnish properties
decreased considerablyduring the years 2012-2013:
Good results in reducing environmental impacts
% - 10.0 -14.6% -6.7%%-9.4
waterelectricity cooling energy weather-adjusted
heating energy
consumption
21. • The majority of waste generated in our properties is recycled and
recovered.
• The result achieved in co-operation with Lassila & Tikanoja during the
years 2012-2013 reduced the amount of waste transported to landfill to
one tenth of the previous amount.
Recovering waste
%86
Waste recovery rate in
Sponda’s properties *
%88
Finland Helsinki Metropolitan
Area
*average 2013
22. Aiming for environmentally friendly
use of properties
• Sponda partners with WWF in providing
diverse information for its customers
regarding environmental events and in
sharing eco-tips.
• As a WWF partner, Sponda assists its
customers with the Green Office
application process and annual reporting.
• In addition, Sponda’s customers receive a
discount from the Green Office
membership and annual fees.
Active partnership with WWF
24. Sponda Plc
Kari Inkinen
President and
CEO
Investment
Properties
Ossi Hynynen
Real Estate
Funds
Kari Koivu
Property
Development
Veli-Pekka
Tanhuanpää
Russia
Sirpa
Sara-aho
Sponda’s Executive Board
Finance and
Treasury
Erik Hjelt
Corporate Planning, IR,
Communications, Marketing
Pia Arrhenius
25. 88.2% 92.9% 71.7%
758,000m2 151,000m2 478,500m2
Leasable area*
*31 March 2014
Investment Properties concentrates on leasing, purchasing and selling
properties in Finland.
Logistics properties
One of the largest owners of
logistics properties in Finland and
the largest one in the Helsinki
metropolitan area.
Shopping centres
In Helsinki, Ylöjärvi
and Oulu.
Office properties
In the largest cities in Finland, with a
focus on the Helsinki city centre and
the Ruoholahti areas.
13%23%53%
Share of the property portfolio*
Economic Occupancy Rate*
Leasable area*
Share of the property portfolio*Share of the property portfolio*
Economic Occupancy Rate*Economic Occupancy Rate*
Leasable area*
26. Case: Citycenter 1/2
• A renovated commercial and office centre in
the Makkaratalo Building in the Helsinki city
centre.
• A wide array of fashion, beauty, well-being
and leisure services.
• Total area: 55,000 m2
• The property holds LEED Gold certification
27. Case: Citycenter 2/2
• A renovated commercial and office centre in
the Makkaratalo Building in the Helsinki city
centre.
• A wide array of fashion, beauty, well-being
and leisure services.
• Total area: 55,000 m2
• The property holds LEED Gold certification
28. Case: Fennia Quarter
• In a prime location by the Rautatientori
Square in the Helsinki city centre
• A modernised property with considerable
architectural and cultural history value
• The quarter houses several restaurants and
entertainment companies such as Casino
Helsinki and Finnkino cinemas
• Office space totals 25,000 m2 and retail space
14,200 m2
29. Case: The PortGate logistics centre in Vuosaari
• A total of 65,000 m2 of modern, effective
logistics space in Vuosaari Harbour
• Modular premises provide options for
leasing diverse combinations of premises
• First-rate location with excellent access,
services and traffic connections
• The Gatehouse property: office and
restaurant space, meeting rooms and
various services
30. Case: Metso
• A modern logistics property with an
approximate
area of 22,000 m2 in the Vantaan Akseli
business district in Hakkila, Vantaa
• Leased to Metso Automation in its entirety
• Environmental factors and acoustics were key
considerations in the design of the production facility.
• In addition, Metso has office space and warehousing
facilities totalling approximately 12,000 square metres in
the Honkatalo office building adjacent to the newly
developed production facility.
31. Share of the
undeveloped
land sites*
The balance sheet value
of the property
development portfolio*
Ongoing property
development
projects*
Property Development primarily focuses on plots and buildings to be renovated, owned by
Sponda, in the Helsinki Metropolitan Area.
Growth and profitability through active property development
Share of total
property portfolio*
3%
*31 March 2014
EUR 59.6 millionEUR 110.5 million EUR 50.9 million
32. Case: Ratina
• The construction of the city’s largest and
most versatile centre for retail and
entertainment is being planned in the centre
of Tampere.
• Scheduled to be completed by the end of
2016.
• Consists of three buildings of significant
architectural value, two of which represent
1930s functionalism and one will be a new
building.
33. The Russia business unit operates in the Moscow and St. Petersburg areas in Russia by
leasing, managing and developing business premises for companies and organisations
operating in the same areas.
High-quality premises for the use of companies operating in Russia
Leasable area*Property ownership Economic
occupancy rate*
Share of total
portfolio*
8%88.4 %44,500 m2
• three office properties
• two shopping centres
• a logistics property
• two land Sites
*31 March 2014
34. Real estate funds Investment strategy
Size
(asset value) Sponda’s holding
First Top LuxCo
Office space and retail
properties
EUR 66.1 million 20%
Sponda Fund I * Logistics EUR 162.4 million 46%
Sponda Fund II * Logistics EUR 175.2 million 44%
Sponda Fund III * Logistics EUR 103.8 million 36%
Whitehall/Niam * EUR 109.2 million -
Property portfolios, total EUR 616.7 million
The Real Estate Funds business unit owns and manages holdings in retail, office and logistics
properties through the real estate funds.
Real Estate Funds operate in mid-sized cities in Finland
*) Sponda manages the property of the real estate fund.
35. Case: LVI-Dahl
• LVI-Dahl, a wholesaler of HVAC products
and municipal engineering, leases premises
in the Sponda Fund I property in Tampere.
• An excellent location near the city centre
and adjacent to the Helsinki motorway.
• The premises of approximately 10,000
square metres, formerly occupied by a
Kesko retail warehouse, now houses the
company’s warehouse as well as office and
exhibition and sales premises.
36. Sponda Plc
Korkeavuorenkatu 45
P.O. Box 940,
00101 Helsinki
Tel. +358 (0)20 431 31
www.sponda.fi
Contact details
Customer service centre
Tel. +358 (0)20 355 6677
customerservice@sponda.fi