The document discusses traditional retirement planning strategies like IRAs and 401(k)s versus alternative strategies. It argues that traditional strategies may not be ideal due to factors like higher future tax rates, penalties for early withdrawal, and lack of guarantees. The presentation aims to create questions in the reader's mind and empower independent thinking about retirement planning to make better informed decisions. It encourages learning about alternative strategies that may better suit one's goals and priorities around risk, guarantees, taxes, liquidity, and wealth transfers.

1. Real Estate is down 30%. Stock Market is down 50%. Your Economic Situation is a matter of CHOICE not a matter of CHANCE . Presented by: Ogan Financial Group, Inc.

2. This presentation was designed to create questions in your mind that will give you a defining moment in the way you think about your future. This is important because it empowers you to think for yourselves rather than being told what to think. Our Goal

3. On some of the decisions you have made in the past. You made these decisions based on the information you had at the time. Therefore… Sharing more information with you will only help you make better decisions, providing you greater clarity, balance, focus, and confidence. Congratulations

4. A growing group of professional from across the country who are deeply concerned about the direction we are headed and the impact today’s decisions will have on everyone’s financial future. Ogan Financial Group, Inc. We Joined

6. Why Leave it to Chance? TAXED TAX FREE

7. Phases of Retirement Planning Why does traditional financial planning advise you to take as much of today’s money as you can, throw it as far into the future as you can, so that it will have less buying power while being taxed as higher rates? Traditional IRAs and 401(k)s Non-Qualified Alternative

9. Risk: Guarantees: Penalties: Would you like a lot of risk involved with your money? Would you like guarantees? Would you like any penalties associated with this money?

10. Liquidity: Protected: Tax-Deferred: Would you like to access your money when you need it? Would you want your money protected from creditors? Would you want your money to grow tax-deferred?

11. Tax-Deductible Payments: Tax-Free: Would you like tax-deductible contributions? Would you like tax free distributions? Would you want to create the most amount of wealth using the least amount of money? Leverage:

14. Phases of Retirement Planning Traditional IRAs and 401(k)s Non-Qualified Alternative Your Ideal Investment

15. than what you have? Why are the things that you want COMPLETELY DIFFERENT

16. rather than follow a Many time in our lives we buy PRODUCTS STRATEGY.

17. is more important than the In the end your PRODUCT and RATE of RETURN STRATEGY

18. “ There is something that is more powerful than all the armies in the world, and that is an idea whose time has come.”

19. How can you say YES or NO to IDEAS that you don’t even know exist?

20. It’s Not Too Late!