This document discusses strategies for investing capital in rental real estate properties during challenging economic times. It notes that interest rates are very low currently, but inflation is expected to rise. Real estate can hedge against inflation and provide steady returns. Partnering with an experienced real estate investor allows one to get started more easily by leveraging expertise to purchase, rehabilitate, and manage rental properties with modest initial time and financial commitments.

1. Avoiding Capital Disintegration!
Modest, simple approach to putting
your capital back to work now!

2. As kids we made up games…
 We made up the rules
 We never stopped changing the rules.
 We changed them whenever wanted.
 We adapted to the
new rules easily

3. The rules have changed…
 It is not like it “used to be”.
 We didn‟t change the rules.
 We used to be able to adapt.
 We must adapt again.

4. Is your money working for you?
 Interest rates on IRAs/CDs at 50 year lows.
 The Fed won‟t raise interest rates till 2013
 Stock market is very volatile.
 New/existing home
sales at record prices.

5. What do we know is coming…
 Higher taxes.
 Inflation increasing.
 Families merging
households.
 Higher health insurance
premiums.

6. American dream decimated…
 Too many foreclosed homes.
 Vacant neighborhoods
 More foreclosures in
the pipeline.
 Years before we are
able to work through
these foreclosures.

7. Recovery looking pretty dim…
 No new jobs being created.
 People stopped investing.
 Taxes are stifling growth.
 Regulations are
hampering expansions.

8. Most things are out of our control…
 National press focuses
on the negatives.
 Over reaction by
tightening regulations.
 Over zealous spending
by Washington.
 No national strategy to get us out of slump.

9. How bad is it really…
 GDP is very fragile.
 10-year note depressed.
 Consumer Price
Index is weakening.
 Fed Funds rate anemic.
 Consumer spending
at historic lows.
 Unemployment rate is appalling.

10. What are some of the signs…
 Volatility of the stock market.
 Growing national debt.
 Unsustainable
entitlement programs.
 No plan to create jobs.

11. What follows society in decline…
 Neighborhoods abandoned.
 Cities begin to decay.
 Families are displaced and
homeless.
 People give up.

12. So what is needed?
 Even a modest plan would be helpful.
 Brainstorming by bright decision makers.
 Removal of bi-partisan bickering.
 A national commitment to do better.

13. What can WE do?
 Refuse to follow the herd instinct.
 Look for consistency in chaos.
 Be realistic.
 Make a plan,
follow the plan.

14. How to approach things…
 Pay attention to what
is happening.
 Keep an open mind.
 Make sensible, thoughtful decision.
 Allow yourself to be taught.

15. What is it we are talking about?
 Getting your money working for you again.
 Hedging up against inflation.
 Using proven, believable
long term strategies.
 Being part of the solution.

16. Owning rental real estate..
 Buying residential rental properties.
 Helping supply a needed commodity.
 Single family
homes or 2-4 units.
 Tangible assets
that you already
have an
understanding of.

17. Why real estate..
 It is not just a paper investment, you
can touch it.
 It will last for a long, long time.
 It is not „rocket science.
 It‟s management duties can delegated.

18. How predictable is real estate…
This graph represents 25 years of data
Graph is from www.homepricegraph.com

19. What about rental vacancies…
 The vacancy rate has decreased.
 Homeowners are becoming renters.
 Underwriting
guidelines
tightened.
 Rental rate have
risen.

20. Why do this now…
 Prices are low, mortgage rates are low.
 Competition to buy is modest.
 Foreclosures will continue.
 People need housing now.

21. Why partner with others…
 Expertise of others helps give
you a start now.
 The hard parts of managing are taken care of –
fixing/maintaining/screening/rents/repairs/etc.
 All of this in done in „background‟.

22. Recapping challenges
 Low returns everywhere.
 Home values have declined.
 Home sales are way down.
 Unemployment rate is high.
 Job creation has been shamefully slow.
 National media continues to scare everyone.
 Government is over-spending / over-regulating.

23. Your current options
 Leave your money in your in weak returns.
 Work more hours.
 Leverage yourself by hiring
more people.
 Wait until you have the time
to do it yourself.

24. What do I need to get started…
 Time
Time
 Money
 Expertise

25. How is it that we can help You!
 We are good at what you need help with.
 We do 95% of it for you.
 We have been doing it
since 2004.
 We are successful, therefore
you will be as well!

26. What‟s Next…
 Say YES.
 We meet together.
 Wed find properties,
make offers and
move people in!
 We all begin to benefit
in this truly win-win relationship.

27. Contact information:
Craig Pattberg
Realtor and Investor
801-808-4567
craig@8084567.com
Purchase a home like this. Fix it up.
Advertise it for rent. Screen the tenants.
Sign all of the lease paperwork.
Move the tenants in. Do it again and again.