Bill Butler and Keeping Current Matters brings you a graphical look at the real estate market from a national perspective.

1. TheBillButlerGroup.com
in partnership with
Keeping Current Matters
September National Report

2. realtor.com
• Total home sales are up 5% compared
with the first half of 2015.
• Median existing home prices
are up 5%, setting a new record.
• Overall, we had the best
spring in a decade.
• Robust appreciation has restored home
equity for many homeowners encouraging
them to consider selling and buying again.
The Real Estate Market in the 1st Half of 2016

3. MARU/VCR&C
Home Buyer
Pulse
77%
cited mortgage rates as the
most important factor when
purchasing a home
35 %
of Millennials are
putting less than a 20%
down payment
63%
will buy a home in the
next 2 years with
21% currently looking
Respondents are not currently homeowners and are
considering purchasing a home in the next 5 years.

4. Your Own Home 401K or IRA Other Real Estate Mutual Funds Stocks Bonds
12%12%
16%16%
34%
49% Percentage of those surveyed
who think each of the following is
an “excellent” investment
- Morning Consult Survey

5. Real Estate Cash Investments Gold/Precious Metals Stock Market Bonds
5%
16%16%
23%
25%
Which would be the best way
to invest money you wouldn’t
need for more than 10 years?
- Bankrate Financial Security Index

6. Homeowners Renters
Living with
Parents
67%

7. Homeowners Renters
Living with
Parents
67%58%

8. 2009 2010 2011 2012 2013 2014 2015 2016 2Q
$1,277
$1,179
$1,127
$1,085
$1,050
$1,011
$987
$964
WSJ, AxioMetrics
Average Effective
Rent in the U.S.

9. Low End Apartments Entire Rental Market
4.9%
15.9%
Year
Zillow
Year-Over-Year
Increase in Rent
Top 15 Markets

10. The Cost of Renting vs. Owning a Home
GOBankingRates

11. Average Days on the Market
NAR

12. Forecasted Year-Over-Year % Change in Price
by State
CoreLogic

13. January 2011 January 2012 January 2013 January 2014 January 2015 January 2016
Months Inventory of
HOMES FOR SALE
2011 - Today
NAR 7/2016

14. Buyer Traffic
NAR

15. Quarter
Fannie
Mae
Freddie
Mac
MBA NAR
Average
of All Four
2016 4Q 3.5 3.6 3.8 3.7 3.65
2017 1Q 3.5 3.8 4.0 3.8 3.76
2017 2Q 3.5 3.9 4.1 4.0 3.88
2017 3Q 3.6 4.1 4.3 4.2 4.05
Mortgage Rate Projections
8/2016

16. Resources
KEEPINGCURRENTMATTERS.COM
Slide Slide Title Link
4 Real Estate Market 2016 http://www.realtor.com/news/trends/housing-market-first-half-2016-hard-to-beat
5,6,9
Existing Home Sales, Pending
Home Sales, Housing Supply
http://www.realtor.org
7 Lawrence Yun Quote http://www.realtor.org/news-releases/2016/07/existing-home-sales-ascend-again-in-june-first-time-buyers-provide-spark
8, 50, 59 Seller Traffic, Buyer Traffic http://www.realtor.org/reports/realtors-confidence-index
10, 87 Last Summer vs. This Summer http://www.realtor.com/news/trends/homes-sales-limited-by-low-inventory/
11 Peter Muoio Quote http://www.dsnews.com/news/07-26-2016/summer-heats-up-single-family-markets
12 Home Buyer Pulse https://mediaroom.tdbank.com/surveys?item=34348
13, 16, 84
Sterling White Quote, Best
Investment Study
http://www.bankrate.com/finance/consumer-index/financial-security-charts-0716.aspx
14, 84 Excellent Investment http://www.nahb.org/en/news-and-publications/press-releases/2016/07/new-poll-shows-housing-remains-a-priority-for-most-americans.aspx
15, 84 Gallup Poll http://www.gallup.com/poll/190850/americans-say-real-estate-best-long-term-investment.aspx
18, 85 Average Rent http://www.axiometrics.com/blog/the-2q-early-apartment-market-numbers
19 Y-O-Y Rent Increases http://zillow.mediaroom.com/2016-07-28-Rents-Rising-Fastest-Among-Low-End-Apartments
20, 86 Cost of Renting vs. Owing https://www.gobankingrates.com/mortgage-rates/cost-renting-vs-owning-home-state/
21 3 Steps to 3% Down http://www.freddiemac.com/blog/homeownership/20160707_3_steps_to_3_percent_down.html
22 Mike Capuano Quote Politico Events Tweet 7/26
23 Lawrence Yun Quote http://www.mpamag.com/news/growing-morale-chasm-between-owners-and-renters-34789.aspx#.V4fXcYG5eLU.twitter
26 Average Days on Market http://www.realtor.org/reports/realtors-confidence-index

17. Resources
KEEPINGCURRENTMATTERS.COM
Slide Slide Title Link
27-29, 40,
42-43
Existing Home Sales Report http://www.realtor.org/
30,31,35 Freddie Mac Home Sales http://www.freddiemac.com/blog/research_and_analysis/20160728_six_down_six_to_go.html
32-34,56-57 New Home Sales, Inventory http://www.census.gov/construction/nrs/pdf/newressales.pdf
36-39 Pending Home Sales Report http://www.realtor.org/
44-46 Case Shiller Price Index https://www.spice-indices.com/idpfiles/spice-assets/resources/public/documents/379360_cshomeprice-release-0726.pdf
47 Forecasted Price Changes http://www.corelogic.com/about-us/researchtrends/corelogic-home-price-insights.aspx#
51-55 Housing Inventory http://www.realtor.org
60-62 Foot Traffic http://www.realtor.org
64, 66 Freddie Mac 2016 Rates http://www.freddiemac.com/pmms
65 Mortgage Rate Projections
http://www.fanniemae.com/resources/file/research/emma/pdf/Housing_Forecast_071916.pdf
http://www.freddiemac.com/finance/pdf/201607-Outlook-07%2012%2016.pdf
https://www.mba.org/Documents/Research/Mtg%20Fin%20Forecast%20Jul%202016.pdf
http://www.realtor.org/sites/default/files/reports/2016/embargoes/forecast-07-2016-us-economic-outlook-07-27-2016.pdf
68, 69 Mortgage Credit Availability https://www.mba.org/2016-press-releases/may/mortgage-credit-availability-decreases-in-april
70-74 Ellie Mae Report http://www.elliemae.com/origination-insight-reports/Ellie_Mae_OIR_JUNE2016.pdf
83
Hispanics who do not know
English well or at all Map
http://www.univision.com/noticias/elecciones-2016/el-mapa-que-muestra-para-quien-si-es-importante-que-kaine-hable-
espanol

18. 2009 2010 2011 2012 2013 2014 2015 2016 2Q
$1,277
$1,179
$1,127
$1,085
$1,050
$1,011
$987
$964
WSJ, AxioMetrics
Average Effective
Rent in the U.S.

19. The Cost of Renting vs. Owning a Home
GOBankingRates