SEB Resultatpresentation January September 2008

This document provides an overview of Annika Falkengren's presentation of SEB Group's Q3 2008 results. Key points include: - Markets were extremely challenging in 2008, negatively impacting SEB's profits, though the underlying customer business remained stable. - SEB maintained a strong capital position and liquidity despite financial crisis impacts. Impaired loans increased in the Baltic countries. - Cost cuts and efficiency measures helped offset negative effects from the crisis. Asset quality remained solid overall. - While profits declined from turmoil, Falkengren emphasized SEB's resilient franchise, strong capital, and focus on customers through the downturn.