M. Saritha has over 9 years of experience in finance and credit roles. Her experience includes working as an Area Manager for Vijaya Janalakshmi Financial Services, as a Branch Head and Senior Credit Manager for two companies, and as a Business Development Manager and Credit Officer for two other financial institutions. In these roles, she gained experience in credit approval, collection, sourcing, relationship management, and monitoring loan quality. She is skilled in team leadership, communication, and achieving goals.
Gopal Patil has over 15 years of experience in banking and credit card collections. He currently works as an Area Collections Manager at Bajaj Finserv, where he manages several locations. Prior to this, he held manager roles at Kotak Mahindra Bank and Tata Consultancy Services, where he was responsible for collections portfolios and teams. He has expertise in collections tracking, analytics, strategy development, and people management.
Sunil M Laxmeshwar has over 11 years of experience in collections, customer service, fraud management, and recruitment. He has a proven track record of achieving targets and building high-performing teams. Currently, he is the Manager of Credit Collections at Atria Convergence Technology, where he oversees a portfolio of 2.6 lakh customers and 26.5 crore in billing.
Richard Simon has over 25 years of experience in accounts, finance, customer service, business development, sales, operations, training and administration. He has worked in various industries including insurance, automotive, pharmaceuticals, and currently works as a Senior Associate at Converygs Pvt Ltd. He has a strong background in accounting, financial reporting, budgeting, funds management, and systems implementation. He is also experienced in training, performance management, and leading teams.
Richard Simon has over 20 years of experience in accounts, finance, customer service, business development, sales, operations, administration, training and insurance. He has a background in accounting and is proficient in business processes and IT implementations. Currently he works as a Senior Associate at Converygs Pvt Ltd, where he is responsible for various operations, business development, training, administration and finance functions. Previously he has worked for Noida Customer Care Pvt. Ltd. (Aviva Insurance) as a Lead Coach/Trainer and in other roles focused on commercial operations, distribution, finance and administration. He has an educational background that includes several masters and bachelors degrees in fields such as management, business administration, commerce and insurance
A result-oriented professional with nearly 9 years of rich experience in achieving results in highly competitive environment; track record of attaining consistent growth both in terms of Collections & revenues majorly in Mortgage
Hycinth Homeres has over 16 years of experience in customer service, order management, and project management roles in the semiconductor and renewable energy industries. She is currently a Team Lead at SunPower Philippines, where she supervises an order management team, conducts training, and ensures process improvements and metrics are on track. Previously she held senior customer service and account management roles at other companies.
The document provides a summary of Deepak Rambahadur Tiwari's professional experience and qualifications. It outlines his 11 years of experience in customer service roles, including currently serving as a Senior Officer of Customer Service at Metro One Operation Pvt Ltd. It also lists his previous roles at Birla Sunlife Insurance Pvt Ltd., First Source Solutions Pvt Ltd., and Prakash Air Freight Pvt ltd. The document details his responsibilities and achievements in each role.
B. Irshad Ahamed has over 18 years of experience in customer service, collections, and retention management in the telecom industry. He has held several leadership roles at Vodafone South including Retention and Relations Head, Credit Head, Zonal Collection Head, and Deputy Manager of collections and billing operations. The document provides details on his responsibilities, achievements, and expertise in various roles in collection operations, customer service, risk management, and revenue generation.
Gopal Patil has over 15 years of experience in banking and credit card collections. He currently works as an Area Collections Manager at Bajaj Finserv, where he manages several locations. Prior to this, he held manager roles at Kotak Mahindra Bank and Tata Consultancy Services, where he was responsible for collections portfolios and teams. He has expertise in collections tracking, analytics, strategy development, and people management.
Sunil M Laxmeshwar has over 11 years of experience in collections, customer service, fraud management, and recruitment. He has a proven track record of achieving targets and building high-performing teams. Currently, he is the Manager of Credit Collections at Atria Convergence Technology, where he oversees a portfolio of 2.6 lakh customers and 26.5 crore in billing.
Richard Simon has over 25 years of experience in accounts, finance, customer service, business development, sales, operations, training and administration. He has worked in various industries including insurance, automotive, pharmaceuticals, and currently works as a Senior Associate at Converygs Pvt Ltd. He has a strong background in accounting, financial reporting, budgeting, funds management, and systems implementation. He is also experienced in training, performance management, and leading teams.
Richard Simon has over 20 years of experience in accounts, finance, customer service, business development, sales, operations, administration, training and insurance. He has a background in accounting and is proficient in business processes and IT implementations. Currently he works as a Senior Associate at Converygs Pvt Ltd, where he is responsible for various operations, business development, training, administration and finance functions. Previously he has worked for Noida Customer Care Pvt. Ltd. (Aviva Insurance) as a Lead Coach/Trainer and in other roles focused on commercial operations, distribution, finance and administration. He has an educational background that includes several masters and bachelors degrees in fields such as management, business administration, commerce and insurance
A result-oriented professional with nearly 9 years of rich experience in achieving results in highly competitive environment; track record of attaining consistent growth both in terms of Collections & revenues majorly in Mortgage
Hycinth Homeres has over 16 years of experience in customer service, order management, and project management roles in the semiconductor and renewable energy industries. She is currently a Team Lead at SunPower Philippines, where she supervises an order management team, conducts training, and ensures process improvements and metrics are on track. Previously she held senior customer service and account management roles at other companies.
The document provides a summary of Deepak Rambahadur Tiwari's professional experience and qualifications. It outlines his 11 years of experience in customer service roles, including currently serving as a Senior Officer of Customer Service at Metro One Operation Pvt Ltd. It also lists his previous roles at Birla Sunlife Insurance Pvt Ltd., First Source Solutions Pvt Ltd., and Prakash Air Freight Pvt ltd. The document details his responsibilities and achievements in each role.
B. Irshad Ahamed has over 18 years of experience in customer service, collections, and retention management in the telecom industry. He has held several leadership roles at Vodafone South including Retention and Relations Head, Credit Head, Zonal Collection Head, and Deputy Manager of collections and billing operations. The document provides details on his responsibilities, achievements, and expertise in various roles in collection operations, customer service, risk management, and revenue generation.
Vinod Singh Bedi has over 35 years of experience in banking and financial services. He has held several leadership roles such as Branch Manager and Senior Manager at Syndicate Bank, where he successfully grew business and profits at various branches. He has expertise in areas like retail banking, credit operations, risk management, and team leadership. Bedi aims to leverage his extensive experience and track record of success to further contribute to organizational growth and profitability.
MID YEAR EVALUATION REPORT KWAME MUGESIA 2016Kwame Mugesia
This document provides a mid-year evaluation report from Kwame Mugesia, a finance intern at Monsanto in Kenya. The report summarizes Kwame's work over the past year, including budgeting and forecasting activities, preparing financial reports, and participating in community outreach events. Kwame gained experience in financial analysis, budget preparation, and interacting with cost center managers. He makes recommendations to address challenges and hopes to become a business analyst at Monsanto to further contribute to budget analysis and forecasting.
Businesswoman with Managerial Expertise with more than 11 years experience in UAE Service Industry of combined experience in Marketing, Sales /Management/ Administration/ Operation role to the Ruler Group of companies of Northern Emirates and other Group of Companies in Abu Dhabi - UAE.
This document provides a summary of Krishna Kumar Kabra's professional experience and qualifications. He has over 6 years of experience in logistics and supply chain management, currently working as a Key Account Manager at Agility Logistics Pvt Ltd. Previously he has held roles such as Program Manager at Damco India Pvt Ltd and Key Account Manager at DSV Air & Sea Pvt Ltd, where he was responsible for key account implementation, customer service, operations delivery and developing new business. He holds a Post Graduate degree in International Business & Marketing from MIT School of Business and a BBA from Shivaji University.
This document contains a summary of Amit Krishnani's professional experience and qualifications. He has over 13 years of experience in roles such as Branch Head, Manager, and Operations Head at various banks including HDB Finance Ltd, IndusInd Bank, Axis Bank, and Citibank. His responsibilities included portfolio management, sales management, customer service, compliance, and achieving business targets. He has a Post Graduate Diploma in Business Management and Bachelor of Commerce degree.
King Khalid "Kenzo" D. Arabia has over 15 years of experience in various industries including banking, pharmaceuticals, real estate, and telecommunications. He holds a Bachelor's degree in Commerce with a major in Banking and Finance and is seeking a stable position that allows him to enhance workplace culture. His qualifications include extensive experience in customer service, sales, operations management, and quality assurance roles.
Ashish Kundan has over 11 years of experience in operations management, process improvement, client servicing, and resource management. He currently works as an India Operations Manager at Aon Hewitt, where he leads a team and oversees all operational activities. Prior to this role, he held positions with increasing responsibility at Aon Hewitt over 7 years. Kundan has a strong track record of achieving growth objectives, maximizing efficiency, and resolving issues. He is skilled in managing teams, identifying improvement areas, and ensuring customer satisfaction.
- Sapna Mehra has over 22 years of experience in banking with a focus on profit center operations, sales, business development, customer relationship management, and team management.
- She has consistently achieved sales targets and grown business through new customers and market segments.
- Her core competencies include profit center management, business development, sales and marketing, and channel management.
Baldev Raj has over 13 years of experience in call center operations management. He is currently a Senior Manager at Aegis BPO Services Ltd in Bhopal, where he oversees four business units with over 720 employees. Previously, he held management roles at several call centers where he improved key performance indicators like quality ratings, productivity, and profitability. He has extensive experience in operations management, resource planning, budgeting, and performance management.
Praveen Srivastava is seeking a position in management. He has over 15 years of experience in banking and accounts reconciliation. Currently he works as a Management Trainee focusing on bank reconciliations and cash application at Genpact. Previously he held roles in loan disbursement, risk mitigation, accounts receivable, and book keeping.
Tarvinder Pal Singh is seeking a position in accounts receivables and payables or accounting operations in Hyderabad. He has over 8 years of experience managing accounts receivables and payables. Currently, he is a Senior Associate at Bausch & Lomb India managing accounts receivables, financial reporting, and client relationships. Previously he held accounting roles at Bata India and Panasonic India.
Roy Roman R. Venus II has over 15 years of experience in banking and business operations management. He currently owns and operates a family business called Temptations from Venus. Previously, he held several managerial roles at HSBC Bank from 2010 to 2014, where he was responsible for overseeing collections operations, ensuring performance targets were met, and developing staff. He has a proven track record of strong leadership and achieving goals.
The document provides a summary of an individual's professional profile and experience. It summarizes their achievements as:
- Having over 10 years of experience in television broadcast, film, print, and digital media industries.
- Successfully managing various teams and campaigns, bringing projects in under budget.
- Currently seeking a role where they can apply their skills and continue learning at a dynamic agency.
Mrinmoy Banerjee is seeking a position in finance and currently works as a Fund Administrator at HSBC in Kolkata. He has over 4 years of experience in finance, operations, business development, and community leadership. His current role involves calculating NAVs for funds, reconciling positions, and resolving any breaks or issues. He previously worked at Sharekhan Securities as a marketing executive and is proficient in various software programs including ICON, GENEVA, and TLM. He holds an MBA in finance and professional certifications in investment operations and as an NCMP Level 1.
This document provides a summary of Dawn Hood's professional experience and qualifications. She has over 20 years of experience in business development, accounting, and operations management. Her experience includes increasing revenue and profits for various companies through streamlining processes and improving customer satisfaction. She is skilled in areas such as accounting, budgeting, personnel management, and training.
Hiren Shah is a commerce graduate with over 11 years of experience in fields like accounting, finance, operations, and supply chain management. He is currently working as an Executive - Commercial at Apollo Tyres Ltd in Chennai, where he is responsible for coordinating claims stock, commercial activities, and inventory management across multiple regions. Shah is seeking a challenging growth opportunity where he can utilize his skills and experience in finance, accounting, supply chain, and operations.
Anand Iyer is seeking a client relationship management or team management position, with over 7 years of experience in operations management, customer service, process improvements, and team management in the BPO and financial services industries. He has a strong background in managing teams, meeting SLAs, process audits and improvements, and client relationships. His experience includes transitioning payroll processes, managing teams of up to 18 members, and ensuring accuracy in processing international payrolls.
Ashish Salivkar is a versatile professional with over 10 years of experience in finance and accounting roles. He is currently a Manager at Maersk Global Services Private Limited in Pune, India where he manages the finance operations for clusters generating over $2 million in revenue. Prior to this, he held roles of increasing responsibility at Steria Private Limited and E2E Serwizol. He has extensive experience in areas such as financial reporting, budgeting, auditing, and process improvement. Salivkar holds postgraduate qualifications in business management and commerce.
The document provides a professional résumé for Atta-us-Samad Sabir. It summarizes his education, including an MBA in Finance, and over 8 years of work experience in finance and administration roles for various organizations in industries like FMCG, software, INGOs, engineering, and more. His most recent role is as a Divisional Accountant at Almarai Company in Saudi Arabia where he manages a team and is responsible for fixed asset accounting. The résumé also lists his skills, languages, and personal information.
Mohammed Muheeb seeks a role that allows him to utilize over 6 years of experience in accounts payable, accounts receivable, general ledger, and vendor management. He currently works as an Assistant Manager of Finance at HSBC, where he manages a team and is responsible for accounts payable, accounts receivable, cash management, and reporting. Prior to HSBC, he worked for 6 years in various finance roles at HSBC, handling vendor payments, accounting entries, and reporting. He has a MBA in Finance and Accounting and is proficient in Microsoft Office, PeopleSoft, and Windows operating systems.
Mona Christian is seeking a Financial Services/Accounts Receivable Manager position. She has over 20 years of experience in financial roles across several industries. She currently serves as the Financial Services Manager at Wyndham Worldwide, where she manages accounts receivable of over $1 billion and leads a team that processes receivables. Previously she held similar roles at Booz & Co. and Siemens, where she improved key metrics like days sales outstanding. She has extensive experience with financial systems and holds a Bachelor's degree in Business/Accounting.
Vinod Singh Bedi has over 35 years of experience in banking and financial services. He has held several leadership roles such as Branch Manager and Senior Manager at Syndicate Bank, where he successfully grew business and profits at various branches. He has expertise in areas like retail banking, credit operations, risk management, and team leadership. Bedi aims to leverage his extensive experience and track record of success to further contribute to organizational growth and profitability.
MID YEAR EVALUATION REPORT KWAME MUGESIA 2016Kwame Mugesia
This document provides a mid-year evaluation report from Kwame Mugesia, a finance intern at Monsanto in Kenya. The report summarizes Kwame's work over the past year, including budgeting and forecasting activities, preparing financial reports, and participating in community outreach events. Kwame gained experience in financial analysis, budget preparation, and interacting with cost center managers. He makes recommendations to address challenges and hopes to become a business analyst at Monsanto to further contribute to budget analysis and forecasting.
Businesswoman with Managerial Expertise with more than 11 years experience in UAE Service Industry of combined experience in Marketing, Sales /Management/ Administration/ Operation role to the Ruler Group of companies of Northern Emirates and other Group of Companies in Abu Dhabi - UAE.
This document provides a summary of Krishna Kumar Kabra's professional experience and qualifications. He has over 6 years of experience in logistics and supply chain management, currently working as a Key Account Manager at Agility Logistics Pvt Ltd. Previously he has held roles such as Program Manager at Damco India Pvt Ltd and Key Account Manager at DSV Air & Sea Pvt Ltd, where he was responsible for key account implementation, customer service, operations delivery and developing new business. He holds a Post Graduate degree in International Business & Marketing from MIT School of Business and a BBA from Shivaji University.
This document contains a summary of Amit Krishnani's professional experience and qualifications. He has over 13 years of experience in roles such as Branch Head, Manager, and Operations Head at various banks including HDB Finance Ltd, IndusInd Bank, Axis Bank, and Citibank. His responsibilities included portfolio management, sales management, customer service, compliance, and achieving business targets. He has a Post Graduate Diploma in Business Management and Bachelor of Commerce degree.
King Khalid "Kenzo" D. Arabia has over 15 years of experience in various industries including banking, pharmaceuticals, real estate, and telecommunications. He holds a Bachelor's degree in Commerce with a major in Banking and Finance and is seeking a stable position that allows him to enhance workplace culture. His qualifications include extensive experience in customer service, sales, operations management, and quality assurance roles.
Ashish Kundan has over 11 years of experience in operations management, process improvement, client servicing, and resource management. He currently works as an India Operations Manager at Aon Hewitt, where he leads a team and oversees all operational activities. Prior to this role, he held positions with increasing responsibility at Aon Hewitt over 7 years. Kundan has a strong track record of achieving growth objectives, maximizing efficiency, and resolving issues. He is skilled in managing teams, identifying improvement areas, and ensuring customer satisfaction.
- Sapna Mehra has over 22 years of experience in banking with a focus on profit center operations, sales, business development, customer relationship management, and team management.
- She has consistently achieved sales targets and grown business through new customers and market segments.
- Her core competencies include profit center management, business development, sales and marketing, and channel management.
Baldev Raj has over 13 years of experience in call center operations management. He is currently a Senior Manager at Aegis BPO Services Ltd in Bhopal, where he oversees four business units with over 720 employees. Previously, he held management roles at several call centers where he improved key performance indicators like quality ratings, productivity, and profitability. He has extensive experience in operations management, resource planning, budgeting, and performance management.
Praveen Srivastava is seeking a position in management. He has over 15 years of experience in banking and accounts reconciliation. Currently he works as a Management Trainee focusing on bank reconciliations and cash application at Genpact. Previously he held roles in loan disbursement, risk mitigation, accounts receivable, and book keeping.
Tarvinder Pal Singh is seeking a position in accounts receivables and payables or accounting operations in Hyderabad. He has over 8 years of experience managing accounts receivables and payables. Currently, he is a Senior Associate at Bausch & Lomb India managing accounts receivables, financial reporting, and client relationships. Previously he held accounting roles at Bata India and Panasonic India.
Roy Roman R. Venus II has over 15 years of experience in banking and business operations management. He currently owns and operates a family business called Temptations from Venus. Previously, he held several managerial roles at HSBC Bank from 2010 to 2014, where he was responsible for overseeing collections operations, ensuring performance targets were met, and developing staff. He has a proven track record of strong leadership and achieving goals.
The document provides a summary of an individual's professional profile and experience. It summarizes their achievements as:
- Having over 10 years of experience in television broadcast, film, print, and digital media industries.
- Successfully managing various teams and campaigns, bringing projects in under budget.
- Currently seeking a role where they can apply their skills and continue learning at a dynamic agency.
Mrinmoy Banerjee is seeking a position in finance and currently works as a Fund Administrator at HSBC in Kolkata. He has over 4 years of experience in finance, operations, business development, and community leadership. His current role involves calculating NAVs for funds, reconciling positions, and resolving any breaks or issues. He previously worked at Sharekhan Securities as a marketing executive and is proficient in various software programs including ICON, GENEVA, and TLM. He holds an MBA in finance and professional certifications in investment operations and as an NCMP Level 1.
This document provides a summary of Dawn Hood's professional experience and qualifications. She has over 20 years of experience in business development, accounting, and operations management. Her experience includes increasing revenue and profits for various companies through streamlining processes and improving customer satisfaction. She is skilled in areas such as accounting, budgeting, personnel management, and training.
Hiren Shah is a commerce graduate with over 11 years of experience in fields like accounting, finance, operations, and supply chain management. He is currently working as an Executive - Commercial at Apollo Tyres Ltd in Chennai, where he is responsible for coordinating claims stock, commercial activities, and inventory management across multiple regions. Shah is seeking a challenging growth opportunity where he can utilize his skills and experience in finance, accounting, supply chain, and operations.
Anand Iyer is seeking a client relationship management or team management position, with over 7 years of experience in operations management, customer service, process improvements, and team management in the BPO and financial services industries. He has a strong background in managing teams, meeting SLAs, process audits and improvements, and client relationships. His experience includes transitioning payroll processes, managing teams of up to 18 members, and ensuring accuracy in processing international payrolls.
Ashish Salivkar is a versatile professional with over 10 years of experience in finance and accounting roles. He is currently a Manager at Maersk Global Services Private Limited in Pune, India where he manages the finance operations for clusters generating over $2 million in revenue. Prior to this, he held roles of increasing responsibility at Steria Private Limited and E2E Serwizol. He has extensive experience in areas such as financial reporting, budgeting, auditing, and process improvement. Salivkar holds postgraduate qualifications in business management and commerce.
The document provides a professional résumé for Atta-us-Samad Sabir. It summarizes his education, including an MBA in Finance, and over 8 years of work experience in finance and administration roles for various organizations in industries like FMCG, software, INGOs, engineering, and more. His most recent role is as a Divisional Accountant at Almarai Company in Saudi Arabia where he manages a team and is responsible for fixed asset accounting. The résumé also lists his skills, languages, and personal information.
Mohammed Muheeb seeks a role that allows him to utilize over 6 years of experience in accounts payable, accounts receivable, general ledger, and vendor management. He currently works as an Assistant Manager of Finance at HSBC, where he manages a team and is responsible for accounts payable, accounts receivable, cash management, and reporting. Prior to HSBC, he worked for 6 years in various finance roles at HSBC, handling vendor payments, accounting entries, and reporting. He has a MBA in Finance and Accounting and is proficient in Microsoft Office, PeopleSoft, and Windows operating systems.
Mona Christian is seeking a Financial Services/Accounts Receivable Manager position. She has over 20 years of experience in financial roles across several industries. She currently serves as the Financial Services Manager at Wyndham Worldwide, where she manages accounts receivable of over $1 billion and leads a team that processes receivables. Previously she held similar roles at Booz & Co. and Siemens, where she improved key metrics like days sales outstanding. She has extensive experience with financial systems and holds a Bachelor's degree in Business/Accounting.
Prasu. D has over 4 years of experience in end-to-end order management and accounts receivable processes. She has worked for Genpact India Pvt Ltd as a Senior Financial Ops Analyst, where she led a team of 6 members and successfully transitioned and stabilized processes for WellPoint within 32 days. Previously, she worked as a Senior Accountant at Hypercube Design Centre Pvt Ltd for 2 years. She is skilled in Oracle PeopleSoft, SAP FI CO, and MS Office applications.
Subhash C has over 4 years of experience in compliance, operations, and finance roles. He has a MBA in finance and relevant experience at Herbalife India, DBOI Global Services, and ING Vysya Bank. His responsibilities have included KYC analysis, compliance monitoring, investigating transactions, and preparing reports. He is seeking new assignments where he can manage risk and help companies achieve profitable goals.
Nora Johnson has over 15 years of experience in accounts receivable and credit management roles. She has a proven track record of meeting KPIs and reducing days sales outstanding. Her experience spans various industries and includes managing credit teams and debtor portfolios. She possesses strong communication, customer service, and leadership skills along with proficiency in Microsoft Office programs.
This document provides the professional profile and experience of Manoj Kumar Mukhopadhyay. It summarizes his experience working for Manappuram Finance Ltd. in Kolkata, India since 2015 where he has held several roles including Credit, Risk, Operations and Marketing Assistant Manager. In this role, he oversees credit underwriting, risk management, operations, sales team management, and ensures quality customer service and compliance. He has over 10 years of experience in banking, financial services and insurance industries.
This document provides a summary of Yogesh Kr Sharma's work experience and qualifications. He has over 9 years of experience in KYC, client onboarding, and team management. Currently he works as a Team Leader at US Trust Investment Group, where he calculates fund performance, prepares asset allocations and client presentations, and ensures regulatory compliance. Previously he worked for 7 years at Bank of America in roles of increasing responsibility within consumer banking operations. He has strong skills in relationship management, training, and driving process improvement.
MBA (Finance) experienced in Corporate Accounts and Audit with SAP knowledge seeks senior managerial assignments in Accounts / Audit with reputed organization.
Godfrey Richard Schul has over 30 years of experience in finance, accounting, customer service, and management. He has a proven track record of success in budgeting, forecasting, process improvement, and leadership. His objective is to obtain a position that leverages his technical, managerial, and customer service skills.
Godfrey Richard Schul has over 30 years of experience in finance, accounting, budgeting, forecasting, and customer service. He has held various roles at Siemens Health Services from 2002 to 2014 where he managed budgets over $100 million. He is currently an Account Manager at Signarama, where he handles sales, customer quoting, billing, and collections. He seeks to leverage his strong leadership, communication, and problem-solving skills.
This document is a resume for Ajith Shetty. It summarizes his professional experience, including over 9 years of experience in finance, HR and customer service roles. Currently, he works as a Team Leader at JP Morgan Services in Bengaluru, India, where he manages a team of 16 employees and is responsible for meeting service level agreements, accounting tasks, auditing, personnel management and process improvement. The resume highlights his educational qualifications and skills, and provides details of his roles and responsibilities at previous employers.
NITIN D PATIL has over 10 years of experience in finance, accounting, credit control, and statutory compliances. He has a proven track record of successfully implementing credit control policies and procedures that have reduced days sales outstanding. Currently, he is the Manager of Receivables and Credit Control at Calderys India Refractories, where he has been recognized as running the best credit management function in the company's group. Previously, he held the role of Deputy Manager of Revenue Management at BOC India, where he led a team and was responsible for accounts receivable, credit approval, bad debt provisions, and maintaining accurate financial reporting and metrics.
Prasenjit Nanda is seeking a challenging position that utilizes his 6+ years of experience in finance, accounting, and reporting. He currently works as a Financial Analyst for Xerox Business Services India Private Limited, where he performs critical payments, analyzes discrepancies, and ensures prompt vendor payments. Previously, he worked for Cross-Domain Solution Private Limited as a Senior Process Associate in accounts payable. He has strong skills in SAP, Citrix, and other banking applications.
The document summarizes the professional experience of an individual working in banking. It details roles held at HSBC Bank from 2015 to present as a Client Manager, from 2012 to 2015 as an Associate Relationship Support Manager, from 2011 to 2012 as an Assistant Customer Service Manager, and from 2009 to 2010 as a Business Delivery Officer. It also lists previous roles at HSBC Data Processing Center, Maxis Communications, Petronas Carigali, and Matsushita Compressor & Motor. The roles involved client onboarding, relationship management, operations management, project implementation, compliance, and risk management support across various business lines at HSBC Bank.
This document provides a summary of Alan C. Argall's professional experience and qualifications. It outlines his extensive experience as a Financial Controller and Company Secretary for various companies in the cosmetics and fragrance industry, as well as for a not-for-profit organization providing disability services. It details his responsibilities, accomplishments, and contributions in roles spanning over 35 years. Key skills and qualifications are also listed, including an MBA and fellowship in accounting.
Shankar Shanmugam is a financial professional with over 8 years of experience in accounting, finance, and treasury operations. He has extensive experience in financial reporting, analysis, accounting, auditing, and compliance. Currently working as a Financial Analyst for Flextronics Technologies India, he specializes in corporate reporting, US GAAP and IFRS policies and procedures, financial statement analysis, and treasury management.
• Managing daily cash balances;
• Ensuring that cash flows are adequate to allow business units to operate effectively;
• Forecasting cash payments and anticipating challenges arising from limited cash flow;
• Maintain banking relationships and negotiating loans and merchant services for business units;
• Maintaining our accounts system;
• Preparing and presenting financial reports for meetings and investors;
• Working with executives and business heads to prepare budgets and track profit / loss performance by business unit and on consolidated basis;
• Creating solutions to new financial challenges by applying financial/treasury knowledge;
• Liaising with other departments and business units on a range of issues;
• Providing advice on financial matters impacting on the company as a whole;
• Taking responsibility for, and supervising the work of, more junior members of staff;
• Preparing financial reports and submissions to relevant government entities;
• Arranging financial audits and reviews as required;
• Banking money and cheques received and issuing receipts as requested or needed;
• Processing credit card payments received and transferring money from Paypal accounts;
• Maintaining and transferring money between bank accounts as required;
• Payment of invoices and fees as required or otherwise instructed;
• Manage payroll and MPF matters for Company, business units and subsidiaries;
• Recommend and maintain a system of policies and procedures that impose an adequate level of control over Finance Department activities.
Mohammad Imran has over 17 years of experience in credit control and collection roles. He is currently the Head of Credit Control at ThyssenKrupp Elevator U.A.E.L.L.C, where he is responsible for credit risk assessment, debt recovery, and meeting collection targets. Prior to this role, he held credit controller and customer service management positions. He has an MBA in Finance and qualifications in financial accounting, electronics, and management accounting.
1. M.SARITHA
CURRICULUM VITAE
CAREER OBJECTIVES
A position that involves the application of my management skills to make contribution towards the
growth of the organization and to open up my career for future learning and to be resourceful, To work
creatively and to my fullest potential in an open and thought provoking environment.
SUMMARY OF SKILL & EXPERIENCE
Working with India’s Leading Finance Institution, which stands out as a pioneering
success story in Micro finance Industry
Around 9 years Still of experience in Credit Approval, credit Initiation, Credit
Collection , Business Development Manager and Branch Head (Home Loan,
Mortgage Loan, (LAP), Group Loan, & Personal Loan )
Skilled leader with the ability to develop teamwork and achieve superior results
Resourceful, goal oriented, possess strong organizational, communication and
analytical skills with ability to work under pressure and multi task in a fast paced
environment.
PROFESSIONAL EXPERIENCE
V. JANALAKSHMI FINANCIAL SERVICES LTD
Designation:- Area Manager – 17th
Aug 2015
Work Profile:-
• Area manager is responsible as the first line supervisor of the field staff working in his/her
area to deliver good business results.
• While he directly involves in activities such as GVR and Confirmatory meeting, he will need
to monitor and supervise the CREM, CRES and CREC by fixing their business targets for the
week, understand the weekly plan of each of the staff and see if the planned activities of each
will produce the business results expected.
• He will also personally be present on the field to see if timing, process and other quality
parameters are adopted by the staff in ensuring customer service. He will take in customer
complaints and try to ensure that customers issues are resolved by action from his/her end
or by escalating issues to seniors.
Sourcing Related
Check whether the sourcing team is at the planned place doing the activity as per
weekly plan by random visits preplanned
2. M.SARITHA
If any cancellations are there, guide the CREM/CRE-S towards an alternate schedule and
note down the changes to the weekly plan. Report the changes to the Branch Head(BH),
if any.
Review the output of each team at the end of the day and record it in the weekly output
report
Do a random verification of the files submitted to back office team at least 2 times a
week.as there is a mandatory file check expected from AH.
See all deferred files and question the CREM/CRE-S for all discrepancies and warn them
not to repeat the same
If there is any major observations/ non adherence to the process by field staff or a
reduced output for any reason, the same should be brought to notice of Branch Head on
a daily basis.
Ensure smooth enrollment at branch for new customers by effective co-ordination with
back office team/ CRE-S
Attend confirmation meeting as per the schedule prepared by BH
Check whether all the documentation executed by CRES and customer are correct
Conduct disbursement meeting for the batch as a final confirmation of the acceptability
of customers for disbursement and whether the essentials terms like repayment date,
time, venue and amount is known to them.
Ensure date of repayment and time is as per time gaps available as per dl matrix
generated for current month and there is no overlapping of dates and is in alignment
with areawise collection plan
Collections Related
Download the demand list from SFDC and check the total number of accounts for each
CREC for collection on a day to day basis. Ensure feasibility.
Review branch summary in coordination with other AHs and BH.
Prepare daily collection plan for each CREC and review it before handing over to CREC
Daily summary of number of accounts, amount to be collected, number of centres,
should be generated from SFDC for performance monitoring
Monitor collections on daily basis CRE-C wise and update in the summary sheet and
ensures that the same confirms to the SFDC outputs
Guide CRE-C’s on any problem associated with no attendance /non payment etc.
including offering to be personally present at the collection centre having non paying
groups.
Monitor daily remittance by CRE-Cs and ensure tallying with SFDC updates and cash
book.
Submit a report on collection performance to BH on daily basis by having a meeting at
the end of each day
Make at least 1-2 field visits to ensure collection meetings are conducted as per
agenda/script and record observations in the weekly plan
At the end of the collection cycle, chalks out a combined strategy along with other AHs
and BH to plan for OD collections using a team approach
AHs to prepare team wise OD collection list and distribute the list team wise by allotting
OD accounts to each team date wise for follow up.
Visit some customers along with the team selecting a mix of tough customers (to soften
them up) and marginal customers to motivate them on prompt repayment.
AHs to monitor team wise OD collection datewise performance .
3. M.SARITHA
Weekly Meetings
• Conduct weekly Area Review Meeting to take stock of the weeks deliverables and to plan
for the next week
• Record minutes and action plan arising out of review of performance indicators and share it
with BH
• Personally prepare the weekly plan for the team for the next week in line with the
performance benchmarks for each staff and budget given for the area team
• Discuss the process quality issues and customer issues personally noted on the field and
work out a plan for improvement
• Ensure that weekly random checking of files was completed and discuss the observations, if
any, by having a joint meeting of the AHs after the weekly meetings
Monthly Review
• Present and review monthly performance of the area on select business parameters as per
MIS received from HO.
• Assist the BH in conducting the monthly review meeting
• Prepare monthly leave plan for AH team and get it approved from BH
IV.VIJAYA HOME FINANC & DHEERAN FINCNCE SALEM
Designation:- Branch Head cum Senior Credit Manager (DSA BASIS)
(Loans:- Personal Loans, Home Loans & Mortgage Loan , )
Period of Employment :- Sep 2014 to 14th
Aug 2015
Major Business works :-
• Managing the chit fund administration and plan to open new branches
• Allocate and achieve the Branches targets and collect the competitor details
• To drive the team for new business and maintain the chit auction turn over
• Coordinate with the BDM’s & Agents for new chit groups
• Monitoring the business Profit Goal and Reduce the TAT
• Frequently Visit the branch and monitoring and training the employees
• Credit Decision – Take product lending decision based on sound judgments
• Design the Credit Policy and Portfolio quality management
• Conducting personal discussion with client , credit managers at business places to
judge business stability and operating activity and Manage credit quality and control
4. M.SARITHA
delinquencies frauds and Managing all Credit Activities and encourage the Credit
and business
• Ensure Credit visit and training for all branches and Handle the staffs for regular
collections, defaulters, documents and take the feedback on daily basis
III. INDIA INFOLINE FINANCE
Designation:- Business Development Manager cum Credit
(Home loan, Mortgage Loan (LAP) and Gold Loan)
Period of employment:- Jan’2013 to Aug’2013
Major Business Works:-
• Sourcing New Customer, Maintain the relationship and build customers Book Size
• Sourcing / Business Development – New Acquisitions
To maintain existing customer base and maximize Book size
Maintain Healthy and Profitable Book Size and Training and enabling the branch team
Preparation of MIS+CAM and Ensure completion of credit/KYC documents
CREDIT VERIFICATION :- (Home Loan, Mortgage Loan & Gold Loan)
• Telephonic, Direct Verification and field & collateral visits
Underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM).
Meet the SLAs/ TAT.
• Followed Vendors and Legal feedback
• CIBIL verification and Cross check with customers
Manger Credit quality and control delinquency frauds
• Manage Cost of Credit Administration , Conducting Personal decision with client
• Training the sales manager on the product/policies/processes, ensuring the accuracy of data entered
in the system manage the team of credit officers, Credit Admin and off roll staff. To ensure that the
product/policies/ processes/procedures is followed in the location/city.
Dept is coordinating with: Distributions, Credit, Operation, Accounts and Bank
II - UJJIVAN FINANCIAL SERVICES PVT. LTD
Designation: Credit Officer & Customer Relationship Manager
Period of employment: Sep’2008 to Nov’2012
Total No. of Experience: 4 years 2 months
Work profile:
Credit information Bureau (CIBIL)
• To bear out the customer credit history in Credit information bureau (CIBIL) & Highmark.
• Ensure the fiscal history prior to sanctioning loan throughout CIBIL Check.
5. M.SARITHA
• Ensure the Loan reimbursement skill of the client through CIBIL wrapping up result.
Implementation of credit policy norms.
• Ensure that the Product program is properly followed , Incorporate credit inputs into the
product program relating to south region Credit training, To compile credit inputs for
training modules , To involve and conduct credit training /delinquency modules for Field
staffs and Credit staffs.
Monitoring credit collection and Supervision.
• Act as interface between the field, operations, MIS personnel and any other similar requirements
from time to time.
Credit Risk management.
• Identification of credit risk, operational risk and Environmental risk.
• To measure and quantify expected and unexpected losses. Capture of data based on
feedback from the field for analysis and course correction. Risk control measure (Risk
mitigates)
• Identification of cases of rescheduling and write off. Classification of assets as
standard/substandard/doubtful and loss assets as per RBI norms and allocate provisions
accordingly for RBI returns
Collection Management:-
• To streamline the collection methodologies in compliance with the Ujjivan’s Policy guidelines. To
identify the early warning signals and aid the branches in managing efficient loan portfolio.
• To assist branches in identifying and eliminating technical dues and to ensure the optimal portfolio
quality. Special Focus on new (1-30 days) accounts evaluating the cases of genuine and non genuine
repayment turbulences and initiate appropriate course of action for recovery.
• Clearance of technical OD’s as and when branch revert on the draft reports. FCOs to co-ordinate as
well. Individual analyst will be assigned 14-21 branches.
Monitoring Write off /Legal action/ Rescheduling cases:-
• Sending company notice and legal notice to default customers, tracking and follow up on its status as
well as its trend.
• Visiting branches in lieu of overdue collections, abscond customer visit (accounts > 60 days), Re-
scheduling and write-off.
• Monthly updates on collection status for company/legal notice/write off case issued accounts.
Designation: - BRANCH MANAGER Working period: - June’2009 to Oct’2011
Work Profile:- * Responsible for overall business of the branch
* Selling, servicing & collecting from 5000-7000 customers, poor women.
6. M.SARITHA
* Leading a team of field staff of nine.
* Managing the branch & field operations of the branch which requires strong
process management as per field operations manual.
Dept is coordinating with: Distributions, Service Quality, Operation, Accounts and Finance.
I- TAMILNADU WOMENS DEVELOPMENT OFFICE
Designation: - System Management (cum) Junior Accountant (temp)
Period of employment: Aug’2005 to Sep ‘2008
Total No. of Experience: 3 years 1 month
Work Profile:
• Co-ordinate with the PO’s, APO’s, NGOs, Block co-coordinators’ and collect the SHG customer’s
data’s and audit the documents and maintained the systems.
• Monthly Generate the EX-Generation Accounts data’s and submit to Head office for auditing
purpose
• Co- ordinate with Quarterly Internal auditor’s
REFERENCE DETAILS:-
(1) Mr. Suresh Andiyappan – Product Sales Manager (RBL Bank )Trichy ,
Cell - 9943039289
(2) Mr. Senthilkumaran –Credit Manager (IIFL, Salem) Coimbatore,
Cell -8056555744
PERSONAL INFORMATION
NAME: M. SARITHA
HUSBAND NAME: C. ANNADURAI
DOB: 6th
June 1981
SEX: FEMALE
7. M.SARITHA
MARITAL STATUS: MARRIED
NATIONALITY: INDIAN
OUALIFICATION :
Education Institutes Name Year of passing % percentage
MCOM (CA) Vivekananda arts and science
college , Tiruchengode
Regular -2007 72 %
BCOM Annamalai University ,
Chidambaram,
Correspondence
-2003
55 %
XII Meenakshi Higher Secondary
School, Tirupattur, Vlr-Dt.
Regular
1998
73%
X TMS Higher Seconday School,
Tirupattur, Vlr-Dt
Regular
1996
50%
EXTRA QUALIFICATION: ADCA(Advance Diploma Computer Application ) - * A grade
TYPEWRITTING (ENGLIGH /TAMIL)
LANGUAGE KNOWN: ENGLISH (Speak &Write), TAMIL (Speak &Write),
TELUGU (Speak), KANADA (Speak)
Mobile: 08883683950 & 7823993416
E-MAIL ID: duraisaritha@gmail.com
PERMANENT ADDRESS: 124/36D, Mariyamman Koil Street,
Opp. – Sowdeswariamman Koil,
Ponnamapet, Salem -636 001.
Place: - Salem Yours Truly
Date: -
(M. SARITHA)