Vinod Singh Bedi has over 35 years of experience in banking and financial services. He has held several leadership roles such as Branch Manager and Senior Manager at Syndicate Bank, where he successfully grew business and profits at various branches. He has expertise in areas like retail banking, credit operations, risk management, and team leadership. Bedi aims to leverage his extensive experience and track record of success to further contribute to organizational growth and profitability.

1. VINOD SINGH BEDI
MIG 2/2, Shivani Complex, Shivaji Nagar, Bhopal, Pin: 462016, State: Madhya Pradesh, India
Mob: +91- 9425016592, Email: vsb288462@gmail.com
SENIOR BANKING INDUSTRY PROFESSIONAL
PROFILE
• Diligent Professional with 35 years of experience in Banking, Financial Planning, General Administration, Operations
Management, Risk Administration, NPA Management, Branch Administration, Credit & Loan Operations, Budgeting,
Resource Mobilization, Personnel Management, Turnaround Initiatives, Relationship Management, Revenue Growth,
improving profitability and operational efficiency.
• Dexterous in branch operations, marketing operations with key emphasis on revenue targets & customer satisfaction and
capitalize on market trends, creating value & position the company’s products & services to maximize market share
• Adept at managing credit control operations across large customer bases, team leadership and management skills.
Streamlining various Loan & Advances Operations with key focus on bottom line profitability
• Demonstrated track record of consistently combining financial leadership with sound business practices to ensure bottom-
line revenues and better, cheaper and faster business for total customer satisfaction.
KEY COMPETENCIES
• Retail Banking, Branch Management, General Administration, Credit Operations, Client Relationship Management
• Manpower Planning, Revenue Growth, Cost Optimization, Business Development, Profit Centre Operations
• Inter – Personal, Communication Skills, People Management, Time Management and Organizational Excellence
PROFESSIONAL EXPERIENCE
Syndicate Bank (December 1978 - 31 August 2014)
Senior Manager (Regional Office, Bhopal), Jan 2012- Aug 2014
Branch Head (Andheri East Branch), Sept 2011 - Jan 2012
Branch Head (Santa Cruz East, Mumbai Branch), Dec 2008 - Sept 2011
Branch Manager (Bhuj Branch), May 2002 - Nov 2008
Branch Manager (MP Nagar, Bhopal Branch), Sept 1999 - May 2002
Branch Manager (Bhopal Main Branch), Aug 1996 – Sept 1999
Branch Manager (Sagar, M.P.), July 1993 - August 1996
Branch Manager (Bilaspur), Aug 1990 - July 1993
Branch Manager (Jabalpur), June 1985 – July 1990
Branch Manager (Punhana, Haryana), Oct 1982 – Jun 1985
Rural Development Officer (Pataudi, Haryana), Dec 1978 – Oct 1982
Retail Banking/ Profit Centre Operations:
• As a Senior Manager, administered 76 Braches of Madhya Pradesh region in respect of Retail Credit, Recovery, Planning and
Development, Marketing, Risk Management and Fraud dealing Cell.
• As a Branch Manager, Bhuj, transitioned medium branch to a large branch & got promoted to Senior Management level in
Dec 2006.

2. • Got promoted to Scale 3 of middle management in 2001 and opened MP Nagar, Bhopal Branch and turned it into a large
branch within a short span of two & half years.
• Monitored branch operations; carried out business acquisition of corporate key accounts with long term and sustainable
buying potential and maximized revenue generation
• Handled Branch operations including target achievement, developing business, catering to the needs of customers
• Looked after branch banking operations viz. deposits, tracking investments, increasing incremental assets, and budgeting and
promotional events
• Ensured compliance with various statutory requirements as per audit guidelines and banking regulations
• Managed treasury function involving utilization of surplus funds in profitable investments achieving higher ROI, ensuring
minimum liquidity position
• Administered profit center operations, business development, budget preparation & controlling expenditures
• Developed and enhanced business & carried out seamless marketing activities to achieve the assigned targets
• Participated in various fixed income market and analyzed various risks associated with it
• Worked in a “Core Banking Solution” branch on “FLEXCUBE” platform for 8 years
• Promoted company products/ services viz. Mutual Funds, Bonds, DEMAT and Loan Products, through innovative marketing
and persuasion skills
• Associated with canvassing a very large no. of deposit accounts and sanctioned Housing/Vehicle and all types of personal
loans to people from all walks of life and provided high quality customer service to a very large clientele base
Operations Management/ Client Relationship Management:
• Steered operations, identified improvement areas & implemented measures to maximize customer satisfaction.
• Designed and implemented systems, processes and procedures to facilitate smooth functioning of overall operations and
enhance operational efficiency. Identified and rectified anomalies to ensure smooth operations
• Enlarged client base by mapping market trends and improving customer acquisition, conversion & retention rates.
• Managed customer centric banking operations while adhering to KYC guidelines & ensuring client satisfaction by achieving
delivery and service quality norms.
• Nurtured healthy relationship with new & existing high-net-worth-clients by satisfying their queries and providing them
advice as per their individual needs for referral & repeat business
Credit Operations/ Team Management:
• Responsible for lending operations from identifying potential customers, loan appraisal, loan sanction, documentation
formalities and disbursal of loan
• Proficiency in appraisal techniques including analysis of financial statements of borrowers (both audited and forecasted)
• Led credit administration, follow up, reviewed operational performance & loan review mechanism
• Closely monitored the repayment of the loans by the customers; overseen the NPA functions of the bank by implementing
suitable credit recovery processes for minimizing the incidence of bad debt.
• Facilitated team approach to achieve organizational objectives, increase productivity & develop employee morale.
• Ensured prompt resolution of employee grievances, maintained cordial management-employee relations
Achievements:
• Felicitated as the Star Performer for various years and nominated for site-seeing Programs arranged by the Bank.
• Significant contribution in augmenting business & Profit of the branch by manifolds.
• Converted Bhuj branch from loss making to net income generating center
• Enhanced the business from Rs.20 Crores to 100 Crores and upgraded it to a very large Branch from Medium Branch.
• Got listed in the first 100 officers considered by the bank as “FUTURE LEADERS” as a succession program for the top
management cadre.
• Recipient of a large number of appreciation letters & merit certificates from the bank for outstanding accomplishments.
• Worked in a Computerized environment & proficient in “FLAXCUBE” Core Banking Software

3. EDUCATIONAL QUALIFICATIONS
• M.Sc. (Agronomy), Jawaharlal Nehru Agriculture University, 1978
• B.Sc. (Agronomy), Jawaharlal Nehru Agriculture University, 1976
Trainings Undergone
• Marketing of Bank Products, Agricultural Lending, Customer Service, Retail Banking, Core Banking Solutions
• Corporate and large credit, Risk Management, Net Banking, Credit & Debit cards, Marketing of insurance products
Date of Birth: 21 August 1954
References: Available on Request