This document summarizes the keynote speech given by B.V.Raghunandan at the National Conference on Capital Market in Kundapura, India in December 2013. The speech focuses on protecting retail investors in organized markets and reversing the falling retail participation in Indian stock markets. It argues that retail investors are essential for a stable and naturally ready market. However, over-regulation, changing rules, and an overemphasis on technology and foreign models have made markets less accessible and profitable for retail investors. The document proposes several reforms like banning free pricing of IPOs, limiting reporting requirements, and prohibiting revenue guidance, technical analysis, and circular trading to protect retail investors and restore stability in the market.