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Catherine Tiffany
cstiffany@cox.net (602) 882-1884ˑ
Summary
A principle-centered professional with over fifteen years of experience in real estate management, finance, and
banking. Motivated and energetic, but balanced with prudent judgment and critical thinking. Results-oriented
with superior communication, negotiation, decision making, and writing ability. Able to work both independently
and within a team in an effective manner.
Property Management Site Selection Re-lets and Dispositions
Workouts / Restructurings Market Analysis Negotiate Leases / PSAs
Financial Analysis Negotiate LOIs Proficient with CoStar
Career Experience
SPIRIT REALTY CAPITAL, Scottsdale, AZ - 2010 to Present
Asset Management
Responsible for the management of an approximately $1.7 billion publicly traded (NYSE: SRC) commercial real
estate portfolio comprised of approximately 800 properties, 12 million square feet.
• Sold $34.0 million in distressed assets, $22.6 million in performing assets, and directly negotiated $5.0
million in TI funding - FYE 2015.
• Negotiate Letters of Intent for real estate sale and lease transactions.
• Negotiate lease and purchase sale agreements with the assistance of counsel.
• Assess the ongoing performance of sale-leaseback tenants and identify risks in the portfolio.
• Prepare credit memorandums and present potential acquisitions / dispositions / restructurings / tenant
improvements to investment committee.
• Visit real estate assets nationally to evaluate their location, fungibility, and condition.
• Utilize CoStar and manage outside commercial brokers to determine appropriate real estate lease and
sale prices.
• Re-let or sell properties (both vacant and performing) in a timely manner with a high recovery.
• Respond to and rectify tenant maintenance issues.
• Analyze credit strength of tenants via financial statements and SEC filings.
• Manage the auctioning of substandard assets from marketing to close.
MUTUAL OF OMAHA BANK / FIRST NATIONAL BANK OF ARIZONA, Scottsdale, AZ - 2006 to 2010
Senior Credit Analyst, Real Estate
Involved in all aspects of real estate lending including structure, underwriting, approval, documentation, and
ongoing maintenance.
• Extensive experience in cash flow, budget, proforma, sensitivity, guarantor and market risk analysis.
• Responsible for the presentation of proposed credits and subsequent questions during loan committees
with 100% approval history.
• Excelled in providing thorough and concise write-ups in a timely manner.
• Provided support to commercial customers and looked for opportunities to sell additional services.
WELLS FARGO BANK / NORWEST BANK / BANK OF ARIZONA, Phoenix, AZ – 1997 to 1999
Corporate Banker: 1998 to 1999
• Relationship manager to commercial customers – provided loans and cross-sold other bank products to
establish a total banking relationship.
• Provided support to the Senior Corporate Bankers.
Credit Trainee: 1997 to 1998
• Successfully completed a comprehensive training program.
• Prepared and presented loan proposal reports.
FIRST INTERESTATE BANK / WELLS FARGO BANK, Phoenix, AZ, 1995 to 1996
Merchant Services Manager
• Sold merchant services and managed a portfolio of over 500 merchants.
• Trained and supported 53 bank branches statewide on merchant products.
• Implemented the merchant services transitional program for the merger of First Interstate Bank / Wells
Fargo Bank.
Education
UNIVERSITY OF ARIZONA, Tucson, AZ
KARL ELLER CENTER’S BERGER ENTREPRENEURSHIP PROGRAM
Bachelor of Science, Entrepreneurship and Finance

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RESUME (Catherine Tiffany) 2016

  • 1. Catherine Tiffany cstiffany@cox.net (602) 882-1884ˑ Summary A principle-centered professional with over fifteen years of experience in real estate management, finance, and banking. Motivated and energetic, but balanced with prudent judgment and critical thinking. Results-oriented with superior communication, negotiation, decision making, and writing ability. Able to work both independently and within a team in an effective manner. Property Management Site Selection Re-lets and Dispositions Workouts / Restructurings Market Analysis Negotiate Leases / PSAs Financial Analysis Negotiate LOIs Proficient with CoStar Career Experience SPIRIT REALTY CAPITAL, Scottsdale, AZ - 2010 to Present Asset Management Responsible for the management of an approximately $1.7 billion publicly traded (NYSE: SRC) commercial real estate portfolio comprised of approximately 800 properties, 12 million square feet. • Sold $34.0 million in distressed assets, $22.6 million in performing assets, and directly negotiated $5.0 million in TI funding - FYE 2015. • Negotiate Letters of Intent for real estate sale and lease transactions. • Negotiate lease and purchase sale agreements with the assistance of counsel. • Assess the ongoing performance of sale-leaseback tenants and identify risks in the portfolio. • Prepare credit memorandums and present potential acquisitions / dispositions / restructurings / tenant improvements to investment committee. • Visit real estate assets nationally to evaluate their location, fungibility, and condition. • Utilize CoStar and manage outside commercial brokers to determine appropriate real estate lease and sale prices. • Re-let or sell properties (both vacant and performing) in a timely manner with a high recovery. • Respond to and rectify tenant maintenance issues. • Analyze credit strength of tenants via financial statements and SEC filings. • Manage the auctioning of substandard assets from marketing to close. MUTUAL OF OMAHA BANK / FIRST NATIONAL BANK OF ARIZONA, Scottsdale, AZ - 2006 to 2010 Senior Credit Analyst, Real Estate Involved in all aspects of real estate lending including structure, underwriting, approval, documentation, and ongoing maintenance. • Extensive experience in cash flow, budget, proforma, sensitivity, guarantor and market risk analysis. • Responsible for the presentation of proposed credits and subsequent questions during loan committees with 100% approval history. • Excelled in providing thorough and concise write-ups in a timely manner. • Provided support to commercial customers and looked for opportunities to sell additional services. WELLS FARGO BANK / NORWEST BANK / BANK OF ARIZONA, Phoenix, AZ – 1997 to 1999
  • 2. Corporate Banker: 1998 to 1999 • Relationship manager to commercial customers – provided loans and cross-sold other bank products to establish a total banking relationship. • Provided support to the Senior Corporate Bankers. Credit Trainee: 1997 to 1998 • Successfully completed a comprehensive training program. • Prepared and presented loan proposal reports. FIRST INTERESTATE BANK / WELLS FARGO BANK, Phoenix, AZ, 1995 to 1996 Merchant Services Manager • Sold merchant services and managed a portfolio of over 500 merchants. • Trained and supported 53 bank branches statewide on merchant products. • Implemented the merchant services transitional program for the merger of First Interstate Bank / Wells Fargo Bank. Education UNIVERSITY OF ARIZONA, Tucson, AZ KARL ELLER CENTER’S BERGER ENTREPRENEURSHIP PROGRAM Bachelor of Science, Entrepreneurship and Finance