Kushagra Modi is a financial professional with over 6 years of experience, currently working as a Relationship Officer at Emirates Islamic Bank, where he has excelled in building client relationships and achieving high sales targets. His background includes roles at National Bank of Ras Al-Khaimah and Oracle Financial Services, where he specialized in risk analytics and trading. He possesses strong communication and analytical skills, is recognized for his contributions with multiple awards, and has relevant academic and professional certifications.

1. Kushagra Modi
Contact: +971562693880 E-mail: kushagra_modi2000@yahoo.com
PROFESSIONAL VALUE OFFERED
A dynamic result oriented person equipped with financial planning skills, having a total work experience of over 6+
years with financial markets as core focus. Possesses good convincing skills and ability to turn a possible leads into a
healthy account by leveraging good communication, interpersonal skills and prior financial know how. Strong
analytical and problem solving skills complemented by a passion for achieving high quality at work.
PROFESSIONAL EXPERIENCE
Emirates Islamic Bank 25th Aug 2015 – TILL DATE
Relationship Officer (SME Banking -Business Loans)
Achievements & Awards
• Developed excellent relations with client of Small Medium Enterprise for Islamic banking spread across
emirates of UAE.
• In-depth knowledge for sales of Islamic banking.
National Bank of Ras Al-Khaimah PJSC 13th July 2014 – 30 July 2015
Relationship Officer (RAKTRADE-FACILITIES)
Achievements & Awards
• Paramount in winning 50+ accounts in a span of less than 6 months and maintained sound relationship
with all the account key personnel.
• The client base primarily constituted of players of Small Medium Enterprises spread across emirates of UAE.
• Consistently achieved targets over 100% from the first month of joining till date.
• First RO in RAKBANK to win a trip within probation based on the sales performance; awarded on the basis
of maximum processing fees.
ORACLE FINANCIAL SERVICES LTD. 17th Aug 2011 – 02nd May 2014
Oracle Financial Services Software has a strong global reach with a sales, marketing and support presence in 27
overseas locations. The Company is represented in 85 countries through over 32 corporate business partners. It also
has strong alliance and/or implementation relationships with industry leaders such as Hewlett Packard, IBM, & Intel.
Subject Matter Expert (SME)
• OTC valuations & Reconciliation the process works in delivering the Day to Day Reconciliation i.e. keeping
derivative records for different types of swaps for BlackRock with Counterparties & Brokers (JP-Morgan,
BNY Mellon, State Street etc.)
• Performing Valuations Reconciliation between Investment Manager and Counterparties accounts on OTC
securities positions & valuations for all OTC Derivatives products.
• Quality checking for the accuracy of two sets of records and having them balance or offsetting the values.
• Preparation of MTM report, KPI tracking & other monthly management reports for client reviews.
• Working on OTC Products such as IRS, RPI, LPI, Total return swaps, GILTS, Equity Swaps.
• Responsible for two way reconciliation and a three way reconciliation of the swap deals. Reconciliation is
done after reviewing various market movements, curve construction methodology, interpolation methods,
seasonality data etc.
• We need to review the static data on the security master of the swaps by reviewing the term sheet and
escalate the discrepancies to the internal teams like data integration team & trade operations team.
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2. • Reconciliation is based on Interest rate swap & Inflation rate swap movements.
• Performing valuation check on Total Return swap for avoiding over/under collateralization.
• Provide training to the new staff members on product / valuation basics.
Risk Analytics:
• Working for an Asset Management Company, doing Risk Analysis of their portfolios.
• Analyze the market moves and explain the portfolio movements using the risk analytic reports to summarize
the clients about the movements.
• Risk analysis is based on change in positions of the portfolios, the mortgage movement, and treasury
movement of the bond market.
• Ensure that correct risk and price of positions are updated for every portfolio in the funds.
• Adhering to a strict timeline to release the reports to the clients.
• Active member of Training committee for training new joiners and also the colleagues working in the other
teams within the firm.
• Helped the team to gain efficiency in the overall performance and helped in delivering the work on time.
Achievements & Awards
• Received the ‘star award’ based on performance and accomplishments.
• Received the ‘smile award’ due to client acknowledging my good work.
H.J SECURITIES PVT LTD, DALAL STREET, MUMBAI. Sept 2009 – Jun 2011
Stock Trader
• Framing asset management strategies for individuals and business owners towards the accomplishment of
their goals. Providing clients with financial services with a view to protect and transfer their wealth by solving
complex needs about investment planning. Understanding financial requirements, designing & creating
structured notes, evaluating risk return appetite, constraints & horizon.
• Advising clients on major asset classes like Direct Equities, Derivatives based on Risk Appetite, Objective,
Time Horizon, etc.
• Traded successfully dealing in Equities and Derivatives using NEAT and ODIN (Options) applications.
• Involved in quick analysis and execution of transactions as per the market movements and news.
• Understood the trend of market by reading technical charts on technical software (Falcon).
• Read Derivative data in order to understand the positions of various instruments in the market and act
accordingly to trade into them.
SKILLS & STRENGTHS
• Excellent communication, interpersonal, time management, leadership and presentation skills.
• Proven ability to effectively handle multi-task levels of management responsibility while supervising
personnel, providing team leadership, motivation and development.
• Positive attitude with an ability to easily grasp new ideas, concepts, methods and investment techniques.
• Ability to relate to and work with a diversity of cultures and adapt to new environments with ease.
CERTIFICATIONS
• Certifications for NCFM MODULES {Capital Market and Derivatives} from National Stock Exchange (NSE)
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3. ACADEMIC CREDENTIALS
• B.M.S Mumbai University 1st
Class 2009
• HSC CBSE 2nd
Class 2006
• SSC CBSE 2nd
Class 2004
PERSONAL INFORMATION
Address: App.2207 Pinnacle Tower, Marina Towers, Damac, Dubai.
Additional Information: Valid UAE Driving License.
Languages Known: English and Hindi
Date of Birth: 13th
Jan 1987
Marital Status: Single
Nationality: Indian
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