The document provides information on the DSP BlackRock Balanced Fund, including:
1) The fund combines equity and debt securities to provide wealth preservation from debt and growth potential from equity.
2) It benefits from active management and rebalancing to control risk and optimize returns.
3) The fund has a strong long-term track record, experienced managers, and robust risk management practices.
The Scheme is an open ended income scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities.
For more information contact: emailus@marcusevans.com
Cees Dert, CEO, ABN AMRO Pensionfund delivered his presentation titled "Employing DAA to Meet Pension Promises and Improve Investment Decision-Making at the ABN AMRO Pensionfund" at the European Pensions and Investments Summit on 15, May 2012.
Join the 2015 Summit along with leading regional pension investors and global asset managers in an intimate environment for a focused discussion of key new drivers shaping institutional investment strategies today.
For more information contact: emailus@marcusevans.com
The Scheme is an open ended income scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities.
For more information contact: emailus@marcusevans.com
Cees Dert, CEO, ABN AMRO Pensionfund delivered his presentation titled "Employing DAA to Meet Pension Promises and Improve Investment Decision-Making at the ABN AMRO Pensionfund" at the European Pensions and Investments Summit on 15, May 2012.
Join the 2015 Summit along with leading regional pension investors and global asset managers in an intimate environment for a focused discussion of key new drivers shaping institutional investment strategies today.
For more information contact: emailus@marcusevans.com
The Secrets to Long Term Investing Success - Session 2Bob Sloma
Learn the secrets to long-term investing success! In this seminar series Bob Sloma, MBA, Principal of Sigma Advantage, shares the investing process he developed in the mid-nineties to manage his own and his wife’s retirement investments. His process has consistently beaten the S&P 500 return on a three, five and ten year basis, making changes only once a year, with between two-thirds and three-quarters of the market’s risk!
21 Buddha Dynamic Multi Manager Balanced FundSaurabh Kumar
(Note: This is a dummy model)
This is an investment pitch for our new Multi Manager Fund of fund. The objective of this scheme is to seek capital appreciation by managing the asset allocation between specified underlying Equity, Fixed income & Gold funds of different asset managers.
Though the product has been designed to produce superior risk adjusted performance however the downside risk is very much inherent in the product and that principal losses can't be completely ruled out.
The Secrets to Long Term Investing Success - Session 2Bob Sloma
Learn the secrets to long-term investing success! In this seminar series Bob Sloma, MBA, Principal of Sigma Advantage, shares the investing process he developed in the mid-nineties to manage his own and his wife’s retirement investments. His process has consistently beaten the S&P 500 return on a three, five and ten year basis, making changes only once a year, with between two-thirds and three-quarters of the market’s risk!
21 Buddha Dynamic Multi Manager Balanced FundSaurabh Kumar
(Note: This is a dummy model)
This is an investment pitch for our new Multi Manager Fund of fund. The objective of this scheme is to seek capital appreciation by managing the asset allocation between specified underlying Equity, Fixed income & Gold funds of different asset managers.
Though the product has been designed to produce superior risk adjusted performance however the downside risk is very much inherent in the product and that principal losses can't be completely ruled out.
A presentation about advantages of Spoke Fund(R) over other traditional investment products and our approach to investing at The Free Investors, an Independent registered investment adviser.
02115 Ucits Iv Fund Range RationalisationOmer_Khan
This is the first edition of a new report which we have produced which looks at the global distribution of Irish UCITS funds. Irish UCITS funds are distributed successfully on a global basis.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
1. August 2011
FOR PROFESSIONAL INTERMEDIARIES ONLY
Reasons to Buy
DSP BlackRock Balanced Fund
Why this Scheme? Why Invest?
Benefits of Asset Allocation Peak interest rates
• Combines wealth preservation effects of debt with high- • Interest rates in the economy are expected to reach the
growth potential of equity peak of the cycle and it is a good time to get double-digit
• Takes advantage of the low correlation between debt and yields on debt instruments
equity • As RBI enters into monetary loosening mode eventually,
• Fund manager dynamically rebalances the portfolio at one can benefit from capital gains on the debt portfolio
regular intervals or when required to ensure that there is no
undue exposure to either asset class Attractive equity valuations, growth still robust
• With recent corrections in equity markets, valuations
Actively managed portfolio have become attractive (1 year forward Sensex P/E at
• Equity allocation is well-diversified and debt allocation is into 14.1x is below the 15-year average)
high credit quality, short term papers to minimise credit and • Corporate earnings growth expectations of 17-18% for
interest rate risk FY2012 still intact
Favourable tax treatment
• Balanced funds are taxed at the same rates as equity mutual
funds
Advantages Over Asset Allocation by Investor
An investor can construct a portfolio similar to this fund by
Consistent performance across market cycles allocating monies to equity and debt mutual funds. However,
• Strong, long-term track record (since 1999) in both absolute investment in this scheme has advantages over such an
terms and relative to the benchmark approach.
• Assigned CRISIL Mutual Fund Rank 1 under the Open-end • Investment and risk management processes ensure that the
Consistent Balanced Scheme category, ranks within Top 10 mandated asset allocation is always followed
percentile of the 14 schemes considered, 5 year period • Asset class risk is kept under control by ensuring that there is
ending June 30, 2011. Past performance is no guarantee no undue exposure to either asset class
of future results. • No additional costs of switching between funds during points
of rebalancing
Backed by strong investment team • Favourable tax treatment for balanced fund ensures that its
• Stable team of experienced fund managers tax treatment is similar to that of equity mutual funds
Performance During Different Market Phases Superior Risk-return Profile
30 Mar 02 Jan 24 Oct 04 Nov 29 Jul
40%
2002 2008 2008 2010 2011
800
700 (7%) DSP BlackRock BSE100
108% Balanced Fund Index
DSP BlackRock Balanced Fund CRISIL Balanced Fund Index 30%
600
(42%)
500
Return
CRISIL Balanced
20% Fund Index
400
506% (7%)
300
92%
10%
(42%) CRISIL Composite
200
Bond Fund Index
235%
100
0%
0 0% 5% 10% 15% 20% 25% 30% 35% 40%
Risk
Sep-02
Sep-03
Sep-04
Sep-05
Sep-06
Sep-07
Sep-08
Sep-09
Sep-10
Mar-02
Mar-03
Mar-04
Mar-05
Mar-06
Mar-07
Mar-08
Mar-09
Mar-10
Mar-11
Source: Internal
Return is the average of 1 year rolling returns taken with daily
Source: Internal
periodicity and Risk is the standard deviation of these datapoints. The
period for which the data has been considered is from March 30, 2002
Performance of the Scheme and its benchmark have been normalized to
till July 29, 2011. March 30, 2002 is the date of inception of the CRISIL
100 from the date of inception of the benchmark. The period for which the
Balanced Fund Index and hence this has been considered. BSE 100
data has been has been considered is from March 30, 2002 till July 29,
Index has been used as representative of equity asset class and debt
2011. March 30, 2002 is the date of inception of the CRISIL Balanced Fund
has been represented by CRISIL Composite Bond Index. Past
Index and hence this has been considered. Past performance is no
performance is no guarantee of future results and should not be
guarantee of future results and should not be used as a basis for
used as a basis for comparison with other investments.
comparison with other investments.
2. Scheme Objective Scheme Performance as on July 29, 2011
An Open Ended balanced Scheme, seeking to generate long
Compounded Annualized Return
term capital appreciation and current income from a portfolio
constituted of equity and equity related securities as well as DSP BlackRock CRISIL
Period
fixed income securities (debt and money market securities). Balanced Fund – Balanced
Asset Allocation Growth Option Fund Index
Equity & equity related securities : 65% - 75% Last 1 year 4.30% 3.60%
Fixed income securities (debt securities, securitised debt & Last 3 years 13.98% 9.08%
money market securities) : 25% - 35% Last 5 years 16.05% 10.66%
Since inception 16.81% NA#
Investment Team
NAV/Index Value Rs. 66.350 3478.18
• Combined expertise of 11 member equity team and 4 member
Date of allotment 27th May 1999
fixed income team with active participation of the Chief
“Since inception” returns are calculated on Rs. 10/- invested at
Investment Officer
inception, viz. date of allotment. #Since historical data for the
• Fixed income team aided by 5 member Risk & Quantitative benchmark is not available performance has not been compared. Past
Analysis team performance is no guarantee of future results and should not be
• Closely integrated with BlackRock’s global investment, used as a basis for comparison with other investments.
research and risk teams
Risk Management
DSP BlackRock has developed robust risk management
practices to ensure strict regulatory compliance and adherence
to its strong internal policies. Independent Risk & Quantitative
Analysis team ensures unbiased assessment of risk outside of
the investment management team. This helps to ensure a strong
risk control and compliance environment. In addition, the Risk &
Quantitative Analysis team of DSP BlackRock works closely with
the global risks team of BlackRock Inc. to adopt the best
practices developed by them worldwide.
Disclaimer
CRISIL Mutual Fund Rank – The composite performance of DSP BlackRock Balanced Fund is “Very Good performance" performance in the Open End
Consistent Balanced category, and ranks within Top 10 percentile of the 14 schemes ranked in this category. The criteria used in computing the CRISIL
Composite Performance Rank are Superior Return Score, based on NAVs over the 5-year period ended June 30, 2011, Sectoral concentration, Company
concentration and Liquidity of the scheme. The methodology does not take into account the entry and exit loads levied by the scheme. The CRISIL Mutual Fund
Rank is no indication of the performance that can be expected from the scheme in future. Ranking Source: CRISIL Fund Services, CRISIL Limited. DSP
BlackRock Balanced Fund (DSPBRBalF) is an open ended balanced Scheme, seeking to generate long term capital appreciation and current income from a
portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities. Entry load: - Not Applicable. Exit
load: Holding Period < 12 months: 1%, Holding Period >= 12 months: NIL Statutory Details: DSP BlackRock Mutual Fund was set up as a Trust and the
settlors/sponsors are DSP ADIKO Holdings Pvt. Ltd. & DSP HMK Holdings Pvt. Ltd. (collectively) and BlackRock Inc. (Combined liability restricted to Rs. 1 lakh).
Trustee: DSP BlackRock Trustee Company Pvt. Ltd. Investment Manager: DSP BlackRock Investment Managers Pvt. Ltd. Risk Factors: Mutual funds, like
securities investments, are subject to market and other risks and there can be no assurance that the Scheme’s objectives will be achieved. As with any
investment in securities, the NAV of Units issued under the Scheme can go up or down depending on the factors and forces affecting capital markets.
Past performance of the sponsor/AMC/mutual fund does not indicate the future performance of the Scheme. Investors in the Scheme are not being offered a
guaranteed or assured rate of return. DSPBRBalF is the name of the Scheme and does not in any manner indicate the quality of the Schemes, their future
prospects or returns. For scheme specific risk factors, please refer the Scheme Information Document (SID). For more details, please refer the Key Information
Memorandum cum Application Forms, which are available on the website, www.dspblackrock.com, and at the ISCs/Distributors. Please read the Scheme
Information Document and Statement of Additional Information carefully before investing.