Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
1. DSP BlackRock Mutual Fund
Fixed Income Schemes
Performance Snapshot
May 31, 2011
DSP BLACKROCK LIQUIDITY FUND DSP BLACKROCK FLOATING RATE FUND
CRISIL CRISIL CRISIL CRISIL
DSPBRFRF - DSPBRFRF -
DSPBRLF - LIQUID DSPBRLF - LIQUID PERIOD LIQUID FUND LIQUID FUND
PERIOD REGULAR INSTITUTIONAL
REGULAR FUND INSTITUTIONAL FUND INDEX^ INDEX^
INDEX^ INDEX^ Last 1 Year 6.59% 6.90% 6.91% 6.90%
Last 7 days 0.16% 0.15% 0.16% 0.15% Last 3 Years 6.59% 6.19% 6.87% 6.19%
Last 15 days 0.34% 0.32% 0.35% 0.32% Last 5 Years 6.32% 6.51% 6.65% 6.51%
Last 30 days 0.72% 0.67% 0.74% 0.67% Since Inception 5.93% 5.77% 6.56% 6.43%
NAV / Index Value (May 31,
Last 1 Year 7.03% 6.90% 7.28% 6.90% ` 15.8987 1,677.73 ` 1,429.1147 1,677.73
2011)
Last 3 Years 5.98% 6.19% 6.23% 6.19% Date of allotment 13th May, 2003 18th October, 2005
Last 5 Years 6.36% 6.51% 6.62% 6.51%
Since Inception 6.70% NA# 6.61% 6.46% DSP BLACKROCK SHORT TERM FUND
NAV / Index Value (May 31, 2011) ` 23.5861 1,677.73 ` 1423.4832 1,677.73 CRISIL LIQUID
PERIOD DSPBRSTF
Date of allotment 11th March, 1998 23rd November, 2005 FUND INDEX^
Last 1 Year 6.79% 6.90%
Last 3 Years 6.26% 6.19%
DSP BLACKROCK MONEY MANAGER FUND Last 5 Years 6.56% 6.51%
CRISIL CRISIL Since Inception 6.24% 5.74%
DSPBRMMF - DSPBRMMF -
PERIOD LIQUID FUND LIQUID FUND NAV / Index Value (May 31,
REGULAR INSTITUTIONAL ` 16.9681 1,677.73
INDEX^ INDEX^ 2011)
Last 1 Year 6.94% 6.90% 7.24% 6.90% Date of allotment 9th September, 2002
Last 3 Year 6.18% 6.19% 6.49% 6.19%
Since Inception 6.62% 6.55% 6.97% 6.55% DSP BLACKROCK STRATEGIC BOND FUND
NAV / Index Value (May 31, 2011) ` 1,363.6636 1,677.73 ` 1,385.0042 1,677.73 CRISIL CRISIL
DSPBRSBF -
DSPBRSBF - COMPOSITE COMPOSITE
Date of allotment 31st July, 2006 PERIOD INSTITUTIONAL
REGULAR BOND FUND BOND FUND
~
INDEX^ INDEX^
DSP BLACKROCK BOND FUND Last 1 year 5.67% 4.09% 6.17% 4.09%
CRISIL COMPOSITE BOND Last 3 year 5.28% 5.85% -- --
PERIOD DSPBRBF
FUND INDEX^
Since Inception 5.77% 6.35% 5.54% 6.85%
Last 1 Year 2.03% 4.09%
Last 3 Years 6.52% 5.85% NAV / Index Value (May 31, 2011) ` 1256.1611 1,673.27 ` 1,147.2379 1,673.27
Last 5 Years 5.75% 5.78% Date of allotment 9th May, 2007
Since Inception 8.55% NA#
NAV / Index Value (May 31, 2011) ` 31.7795 1,673.27 DSP BLACKROCK TREASURY BILL FUND
Date of allotment 29th April, 1997 SHORT ICICI SECURITIES SOVEREIGN
PERIOD DSPBRTBF
BOND FUND INDEX^
Last 1 Year 5.54% 3.63%
DSP BLACKROCK GOVERNMENT SECURITIES FUND
LONG ICICI SECURITIES Last 3 Years 4.42% 7.45%
PERIOD DSPBRGF
SOVEREIGN BOND FUND INDEX^ Last 5 Years 5.03% 7.44%
Last 1 Year 1.41% 4.44% Since Inception 6.40% 7.97%
Last 3 Years 10.00% 8.62% NAV / Index Value (May 31, 2011) ` 20.6243 3,931.64
Last 5 Years 8.31% 7.87% Date of allotment 30th Sept. 1999
Since Inception 10.79% 11.73%
NAV / Index Value (May 31, 2011) ` 33.0872 6,847.14
Date of allotment 30th Sept. 1999 ^Benchmark. Returns < 1 year are absolute returns. “Since inception” returns are calculated on ` 10/-
invested at inception, viz. date of allotment. All returns are for Growth Option. #Since historical data
for the benchmark is not available, performance has not been compared. ~’Since inception’ returns
for DSPBRSBF have been calculated from Nov 12, 2008 as there were no investors in this plan for a
significiant period before this date. Past performance may or may not be sustained in future and
should not be used as a basis for comparison with other investments.
For Schemes specific risk factors and statutory disclaimers please see overleaf.
2. DSP BlackRock Liquidity Fund (DSPBRLF) is an open ended income Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted
of money market securities and high quality debt securities. ASSET ALLOCATION: Money market securities and/or Debt securities* with maturity of 91 days – 80% - 100%; (*Debt securities may include
securitised debts upto 30% of the net assets.). DSP BlackRock Floating Rate Fund (DSPBRFRF) is an open ended Income Scheme, seeking to generate interest income through investments in acceptable
floating rate assets commensurate with the credit risk. The Scheme may also invest in fixed rate debt securities. ASSET ALLOCATION: Floating rate debt securities* or money market securities: 65% to 100%;
Fixed rate debt securities: 0% to 35% (*Debt securities may include securitized debts upto 60% of the net assets). DSP BlackRock Money Manager Fund (DSPBRMMF) is an open ended income Scheme,
seeking to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. ASSET ALLOCATION
Money market securities and/or debt securities which at the time of purchase have residual or average maturity of less than or equal to 367 days or have put options within a period not exceeding 367 days:
65%-100%; Debt securities, which, at the time of purchase have residual or average maturity of more than 367 days: 0%-50% (Debt securities may include securitised debts up to 75% of net assets). DSP
BlackRock Short Term Fund (DSPBRSTF) is an open ended income Scheme, seeking to generate income commensurate with prudent risk, from a portfolio constituted of money market securities, floating
rate debt securities and debt securities. ASSET ALLOCATION: Money market securities, floating rate debt securities whose coupon(s) are reset at least once a year, fixed rate debt securities having an average
or residual maturity <= 367 days or having put options within a period not exceeding 367 days: 50%-100% (Floating rate debt securities will include fixed rate debt securities swapped for floating rate returns by
using derivatives); Fixed rate debt securities having a residual or average maturity > 367 days and floating rate debt securities where the next reset date is more than 367 days from the date of purchase: 0%-
50% (Debt securities may include securitised debts up to 60% of the net assets). DSP BlackRock Bond fund (DSPBRBF) is an open ended income Scheme, seeking to generate an attractive return, consistent
with prudent risk, from a portfolio which is substantially constituted of high quality debt securities, predominantly of issuers domiciled in India. As a secondary objective, the Scheme will seek capital appreciation.
ASSET ALLOCATION: Debt & money market securities: 100% (Debt securities may include securitised debts upto 50% of net assets). DSP BlackRock Strategic Bond Fund (DSPBRSBF) is an open ended
income Scheme, seeking to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market securities. ASSET ALLOCATION: Money
market securities and/or Debt securities with residual or average maturity of less than or equal to 367 days or put options within a period not exceeding 367 days: 0% - 100%; Debt securities which have residual
or average maturity of more than 367 days: 0% - 100% (Debt Instruments may include securitised debts up to 75% of the net assets). DSP BlackRock Government Securities Fund (DSPBRGF) is an open
ended income Scheme, seeking to generate income through investment in Central Government Securities of various maturities. ASSET ALLOCATION: Central Government Securities, repos / reverse repos in
Central Government Securities as may be permitted by Reserve Bank of India : 80% - 100% ; Call money market or alternative investment for call money market as may be provided by the Reserve Bank of India
: 0% - 20%. DSP BlackRock Treasury Bill Fund (DSPBRTBF) is an open ended income Scheme, seeking to generate income through investment in Treasury Bills and other Central Government Securities
having maturities of less than or equal to 1 year. ASSET ALLOCATION: Treasury Bills issued by the Government of India, Repo, Reverse Repo, CBLO, and any other money market instrument permitted by the
RBI for deploying surplus liquidity: 0% - 100%. Common Features: SIP only in Regular Plan, SWP & STP available in each plan of the scheme. Nomination facility available, subject to applicable conditions
as per the Statement of Additional Information (SAI) and Scheme Information Document (SID). Declaration of NAV on all Business Days. Sale and redemption of Units on all Business Days at Purchase Price
and Redemption Price. Switching facility subject to prevailing terms of the relevant schemes. SWP and STP facilities available in each plan of all the schemes. Entry Load – NIL. Declaration of NAV on all
Business Days for DSPBRLF, DSPBRMMF, DSPBRFRF, DSPBRSTF, DSPBRSBF, DSPBRBF, DSPBRGF, DSPBRTBF, Redemption normally within 1 Business Day for DSPBRLF and DSPBRSTF, and; 2
Business Days for DSPBRFRF,DSPBRGF and DSPBRTBF; 3 Business Days for DSPBRMMF, DSPBRSBF and DSPBRBF. Specific Features: Minimum investment – DSPBRBF, DSPBRSTF, DSPBRGF,
DSPBRTBF, DSPBRFRF – Regular Plan, DSPBRMMF – Regular Plan, DSPBRLF – Regular Plan and DSPBRSBF – Regular Plan – Rs. 5,000; DSPBRFRF – Institutional Plan, DSPBRMMF – Institutional
Plan, DSPBRLF – Institutional Plan and DSPBRSBF – Institutional Plan – Rs. 1 crore. Exit Load:. DSPBRSBF, DSPBRTBF and DSPBRGF - 0.10% for holding period <= 7 calendar days; Holding period > 7
days: Nil. Exit Load for DSPBRLF, DSPBRMMF and DSPBRFRF – Nil. Exit Load for DSPBRSTF & DSPBRBF: Holding Period: <=6 months: 0.5%, >=6 months: Nil. Statutory Details: DSP BlackRock Mutual
Fund was set up as a Trust and the settlors/sponsors are DSP ADIKO Holdings Pvt. Ltd. & DSP HMK Holdings Pvt. Ltd. (collectively) and BlackRock Inc. (Combined liability restricted to Rs. 1 lakh). Trustee:
DSP BlackRock Trustee Company Pvt. Ltd. Investment Manager: DSP BlackRock Investment Managers Pvt. Ltd. Risk Factors: Mutual funds, like securities investments, are subject to market and other
risks and there can be no assurance that the Scheme’s objectives will be achieved. As with any investment in securities, the NAV of Units issued under the Scheme can go up or down depending
on the factors and forces affecting capital markets. Past performance of the sponsor/AMC/mutual fund does not indicate the future performance of the Scheme. Investors in the Scheme are not being
offered a guaranteed or assured rate of return. Each Scheme/Plan is required to have (i) minimum 20 investors and (ii) no single investor holding>25% of corpus. If the aforesaid point (i) is not fulfilled within
the prescribed time, the Scheme/Plan concerned will be wound up and in case of breach of the aforesaid point (ii) at the end of the prescribed period, the investor’s holding in excess of 25% of the corpus will
be redeemed as per SEBI guidelines. The names of the Schemes do not in any manner indicate the quality of the Schemes, their future prospects or returns. For scheme specific risk factors, please
refer the Scheme Information Document (SID). For more details, please refer the Key Information Memorandum cum Application Forms, which are available on the website, www.dspblackrock.com, and at the
ISCs/Distributors. Please read the Scheme Information Document and Statement of Additional Information carefully before investing.