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Raddon Chart of the Day
                                                            January 12, 2012
                                      Consumers’ Likelihood to Use
                                      a Smart ATM to Deposit Funds
30%
                                                                                    25%                                 25%
25%                                                                                                24%

20%
                       15%
15%
                                                      11%
10%

   5%

   0%
            Extremely Likely                   Very Likely               Somewhat Likely Not Very Likely Not at All Likely
                                                                                Total
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.         www.raddon.com | 800.827.3500
Raddon Chart of the Day
                                                            January 10, 2012
                                 Reasons Why Consumers Will Not
                                   Use an ATM to Deposit Funds
 I Prefer Dealing Directly with a Teller When
                                                                                                                                58%
               Depositing Funds

                                             I Never Use ATMs                                            23%

        No Need – I Don’t Get Any Non-Payroll
                                                                                                     21%
                       Checks

I Don’t Trust ATMs – I Worry about Mistakes                                                        15%

   There Are No ATMs Convenient for Me to
                                                                                     4%
                   Use

                                                                             0%        10% 20% 30% 40% 50% 60% 70%
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.               www.raddon.com | 800.827.3500
Raddon Chart of the Day
                                                              January 6, 2012
                                   Consumers That Have Deposited
                                        Funds Into an ATM



                                                                                        33%
                                                 67%

             Have Deposited Funds into an ATM                                            Have Not Deposited Funds into an ATM
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.            www.raddon.com | 800.827.3500
Raddon Chart of the Day
                                                              January 4, 2012
                 Consumers Remote Deposit Capture Use and
                      Likelihood to Use Such a Service
40%                                                                                                                       37%
35%
30%                                                                                                    28%
25%
20%                                                                                            17%
15%
10%                                                                    8%
                                             6%
 5%                 4%

 0%
           Currently Use Extremely                             Very Likely               Somewhat    Not Very         Not at All
                           Likely                                                          Likely     Likely           Likely
Source: Raddon Financial Group, National Consumer Research – Fall 2011
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.          www.raddon.com | 800.827.3500

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Raddon Chart of the Day, January 12, 2012

  • 1. Raddon Chart of the Day January 12, 2012 Consumers’ Likelihood to Use a Smart ATM to Deposit Funds 30% 25% 25% 25% 24% 20% 15% 15% 11% 10% 5% 0% Extremely Likely Very Likely Somewhat Likely Not Very Likely Not at All Likely Total Source: Raddon Financial Group, National Consumer Research – Fall 2011 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • 2. Raddon Chart of the Day January 10, 2012 Reasons Why Consumers Will Not Use an ATM to Deposit Funds I Prefer Dealing Directly with a Teller When 58% Depositing Funds I Never Use ATMs 23% No Need – I Don’t Get Any Non-Payroll 21% Checks I Don’t Trust ATMs – I Worry about Mistakes 15% There Are No ATMs Convenient for Me to 4% Use 0% 10% 20% 30% 40% 50% 60% 70% Source: Raddon Financial Group, National Consumer Research – Fall 2011 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • 3. Raddon Chart of the Day January 6, 2012 Consumers That Have Deposited Funds Into an ATM 33% 67% Have Deposited Funds into an ATM Have Not Deposited Funds into an ATM Source: Raddon Financial Group, National Consumer Research – Fall 2011 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • 4. Raddon Chart of the Day January 4, 2012 Consumers Remote Deposit Capture Use and Likelihood to Use Such a Service 40% 37% 35% 30% 28% 25% 20% 17% 15% 10% 8% 6% 5% 4% 0% Currently Use Extremely Very Likely Somewhat Not Very Not at All Likely Likely Likely Likely Source: Raddon Financial Group, National Consumer Research – Fall 2011 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500