One-quarter of all respondents report owning a tablet. Specifically, 22% own a tablet only, while 7% own both a tablet and a cell phone. The majority, 69%, own neither. Most respondents view student loans as a necessary investment for higher education and future success. However, many struggle with managing student loan debt. Nearly two-thirds of respondents have taken out or plan to take out student loans. Of those with loans, 39% have yet to begin repayment, while 25% have been repaying for several years.

1. Raddon Chart of the Day
January 2, 2013
One-Quarter of All Respondents Report Owning a Tablet
7%
22% Cell Phone
Tablet Only
Both
Neither
69%
2%
Percent of All Online Respondents
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

2. Raddon Chart of the Day
December 20, 2012
Attitudes About Student Loans and Student Loan Debt
90% 81% 82%
80%
70% 65%
59% 59%
60%
50% 50%
50% 42% 41% 40% 40% 39%
40%
30%
20%
10%
0%
Necessary to Fund Higher Good Investment to Ensure Question Financial Wisdom Have Difficulty in Managing
Educ./Attain Educ. Goals Future Success of Taking on Student Loan Student Loan Debt
Debt Burden
Total Currently Have/Previously Had a Student Loan Plan on Obtaining One
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

3. Raddon Chart of the Day
December 18, 2012
Student Loan Repayment Status
Have Yet to Begin Making Payments
19% Just Begun to Make Payments
39% Have Been Making Payments for Several
Years
11% Almost Repaid All Student Loans
Have Paid Off All Student Loans
25%
6% Percent of Online Respondents That Currently Have/Had a Student Loan
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

4. Raddon Chart of the Day
December 13, 2012
Student Loan Status
3%
Never Had One/Do Not
33% Anticipating Opening One
Currently Have/Previously
Had a Student Loan
64% Plan on Obtaining One
Percent of All Online Respondents
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500