Proxama is a mobile commerce company founded by Neil Garner and Miles Quitmann that connects the physical and digital worlds using technology platforms enabling consumers to set up mobile wallets, receive offers and make payments using NFC-enabled mobile phones. Proxama works with various partners including card issuers, mobile network operators, handset manufacturers and brands. The document discusses the growth of NFC technology and Proxama's platforms that allow targeted promotions and offers to influence consumers as well as contactless payments.